#Startups in Financial Services
- LearnVest - Financial Planning Services for Women. For $19 a month, plus a $299 set-up fee, get a financial plan, automated budget management tools organized with to-do lists and goals, and advice from human financial planners.
- Check - Billpay app
- Motif Investing - Buy a bucket of up to 30 stocks (a motif) built around a hot idea like CleanTech or 3-D printing for just $9.95. Buy basic Motifs made up of index ETFs for free.
- Wealthfront - For 0.25% of invested assets a year above $10,000 (below that is free), manages your asset allocation using index ETFs. Helps Twitter and Facebook workers diversify out of company stock.
- Personal Capital - High-end “wealth management,” including human planners and tax-saving computerized index-style investing (using individual stocks) for 0.95% of assets a year, falling in steps to 0.75% above $5 million.
- Betterment - Makes saving and investing easy with automatic debit from your checking and with index ETF portfolios designed for your savings goal. Costs 0.15% to 0.35% of assets a year, depending on account balance.
- SigFig - Free tracking for your entire portfolio, including your 401(k); for 0.25% of assets SigFig will manage non-401(k) accounts for you at Fidelity, TD Ameritrade or Schwab, allocating your money into low-cost index ETFs.
- FutureAdvisor - For 0.5% of invested assets, allocates taxable accounts and IRAs held at Fidelity or TD Ameritrade, using index ETFs. Tweaks asset allocation for tax efficiency and what’s in your 401(k).
- UpStart - Gives Millennial borrowers with little credit history but good college grades and job prospects access to three-year peer-to-peer loans for APR ranging from 5.6% to 29.99%.