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| Use Case | What it is | Pricing Model | Cost | |
|---|---|---|---|---|
| Subscription management (recurring & usage-based billing) | Automatically charges users on a schedule or based on usage (e.g., SaaS plans, metered billing) | Usage-based or monthly plan | 0.7% of billing volume or from $620/month | |
| Invoicing | Generates and sends invoices and tracks payments | Per the invoice created | 0.4% per paid invoice (max $2) | |
| Payouts (domestic) | Sends money to users’ bank accounts or cards | Per payout | $1.50 per payout (+0.75% for instant debit payouts) | |
| Payouts (international) | Cross-border transfers to users/sellers | Per payout + FX | $1.50 + 0.25% cross-border + ~0.5% FX | |
| Fraud tools (Radar advanced) | Evaluates every transaction for fraud risk before approval/decline | Per transaction screened (not just fraud cases) | ~$0.02–$0.07 per transaction | |
| Disputes (chargebacks) | Fee when a customer disputes a transaction | Per the dispute raised | $15 per dispute | |
| Platform/marketplace (Connect) | Handles multi-party payments (split payments, onboarding sellers, routing funds) | Per transaction processed via the platform | ~0.25%+ per transaction | |
| Managed payments (merchant of record) | Stripe handles tax, compliance, disputes, and support | Per transaction (on top of fees) | +3.5% per transaction | |
| Custom domain (Checkout / Payment pages) | Use your own domain for hosted payment pages | Monthly | $10/month |
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