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Agro B2B Marketplace โ€” MVP Architecture & Development Plan

Date: October 06, 2025


๐Ÿ” Overview

This document provides the full architecture, recommended tech stack, infrastructure plan, and cost estimates for developing the Agro B2B Marketplace MVP โ€” a B2B wholesale agro-marketplace with escrow and KYC verification.


๐Ÿงฉ Core MVP Requirements

1. Admin-Unlocked SKUs

  • Admin defines SKUs and categories.
  • Vendors can only list from approved SKUs.
  • Buyers search/filter only approved categories.

2. KYC for Buyers and Sellers

  • Upload CAC/ID verification.
  • Admin dashboard for verification.
  • Verified/Unverified badges.

3. Escrow (Trust Accounting)

  • Buyer pays via PSP to escrow.
  • Auto or manual release after confirmation.
  • Admin can resolve disputes or refunds.

4. Seller Tiers

  • Tier 3 (New) โ†’ Tier 2 (Verified) โ†’ Tier 1 (Certified).
  • Tier displayed on storefront.

5. Ratings & Metrics

  • 1โ€“5 star post-delivery ratings.
  • Auto-computed stats: On-time %, Dispute %, # of Orders.

โš™๏ธ Phase 2 (Should-Have Features)

  • RFQ/RFP System: Buyers post RFQs; sellers respond with quotes.
  • Motivated Seller: Discount flag and alert system.
  • Farmer Proxy Management: Agents onboard and manage farmers with commissions.

๐Ÿงฑ Architecture Blueprint

High-Level System Architecture

                โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”
                โ”‚        CLIENTS         โ”‚
                โ”œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”ค
                โ”‚ Buyers / Sellers       โ”‚
                โ”‚ Field Agents / Admins  โ”‚
                โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”ฌโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜
                           โ”‚
                           โ–ผ
        โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”
        โ”‚           API GATEWAY / BACKEND        โ”‚
        โ”‚โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”‚
        โ”‚ Auth Service (JWT, RBAC)               โ”‚
        โ”‚ User, KYC, Product, Escrow Services    โ”‚
        โ”‚ Transaction, Notification, Rating APIs โ”‚
        โ”‚ Admin Tools, RFQ Management            โ”‚
        โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”ฌโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”ฌโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜
                   โ”‚             โ”‚
                   โ–ผ             โ–ผ
        โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”   โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”
        โ”‚ DATABASE (SQL)  โ”‚   โ”‚ STORAGE (S3)    โ”‚
        โ”‚ PostgreSQL       โ”‚   โ”‚ Docs, images    โ”‚
        โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜   โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜
                   โ”‚
                   โ–ผ
        โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”
        โ”‚ WORKERS / JOB QUEUE        โ”‚
        โ”‚ (Redis + BullMQ / Celery)  โ”‚
        โ”‚ - Escrow release timers    โ”‚
        โ”‚ - Tier updates             โ”‚
        โ”‚ - Notifications            โ”‚
        โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜
                   โ”‚
                   โ–ผ
        โ”Œโ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”
        โ”‚ THIRD PARTY INTEGRATIONS   โ”‚
        โ”‚ Paystack / Flutterwave     โ”‚
        โ”‚ VerifyMe / Dojah (KYC)     โ”‚
        โ”‚ Twilio / WhatsApp / Email  โ”‚
        โ””โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”€โ”˜

๐Ÿง  Database ERD Summary

Entity Relationships Description
User 1โ†’Many Listings, Transactions Buyer, Seller, Agent, Admin
KYC 1โ†’1 User Stores docs, verification status
Listing Manyโ†’1 Seller Vendor product listing
Product_SKU 1โ†’Many Listings Admin-controlled SKU list
Transaction 1โ†’1 Escrow Buyer-seller transaction
Escrow 1โ†’1 Transaction Payment tracking
Rating Manyโ†’1 Seller Buyer feedback
RFQ 1โ†’Many Quotes Buyer procurement request
Quote Manyโ†’1 Seller Seller offer response
Tier 1โ†’1 Seller Verification/compliance tier
Notification 1โ†’1 User Event-based alerts

๐Ÿงฐ Recommended Stack

Frontend

Layer Stack Reason
Web Next.js (React) SEO-friendly, modern UI
Mobile React Native (optional) Shared logic from web
Styling Tailwind CSS Rapid prototyping

Backend

Component Stack Reason
Core API NestJS / Django REST Framework Modular, scalable
Database PostgreSQL Reliable, relational
Storage AWS S3 / Cloudinary Secure doc storage
Queue Redis (BullMQ/Celery) Async jobs
Notifications Twilio / WhatsApp / SendGrid Omni-channel alerts
Payment Paystack / Flutterwave Escrow + split payouts
Auth JWT + RBAC Multi-role security

Infrastructure

Layer Recommendation
API Hosting Render / Railway / AWS ECS
Database AWS RDS / Supabase
CDN Cloudflare
CI/CD GitHub Actions
Monitoring Sentry / Datadog

๐Ÿงญ Timeline (4-Month MVP Plan)

Phase Duration Deliverables
Phase 1 โ€“ Core MVP 8โ€“10 weeks KYC, Escrow, Listings, Tiers, Ratings
Phase 2 โ€“ RFQ + Proxy + Motivated Sellers 6 weeks RFQ + Agent modules
Phase 3 โ€“ Admin Tools & Dashboard 3 weeks KYC admin, escrow management, disputes
Total โ‰ˆ 4 months Ready for pilot launch

๐Ÿ‘ฅ Team Composition & Cost Breakdown

Role Responsibility Duration Cost/Month Total
Tech Lead / Architect System design, integrations 4 mo $2,500 $10,000
Backend Engineer APIs, DB, Escrow logic 4 mo $2,000 $8,000
Frontend Engineer Web app (Next.js) 4 mo $1,800 $7,200
UI/UX Designer Wireframes & flows 1 mo $1,200 $1,200
DevOps Engineer CI/CD, infra setup 1 mo $1,500 $1,500
QA Tester Manual & API testing 1.5 mo $1,200 $1,800
Project Manager Agile sprints, reporting 4 mo $1,500 $6,000

๐Ÿ’ฐ Total Development Cost: โ‰ˆ $35,700


๐Ÿ’ต Infrastructure Costs (Monthly)

Service Provider Cost
Hosting / API Render / AWS EC2 $80โ€“$150
Database RDS / Railway $50
File Storage S3 / Cloudinary $20
Redis Queue Upstash $20
Notifications Twilio / Termii $30โ€“$80
Monitoring Sentry / Logtail $20
Domain + SSL Cloudflare / Namecheap $10
Total $250โ€“$350/month

๐Ÿงพ Total MVP Budget

Category Cost
Development (Team) $35,700
Infra (4 months) $1,200
KYC + Escrow setup $500
Total MVP โ‰ˆ $37,500 USD

๐Ÿ”ฎ Scalability Roadmap

  • Add AI Fraud Scoring for KYC/transactions.
  • Enable multi-currency wallets (NGN, GHS, USD).
  • Build offline agent app / POS onboarding.
  • Shift to event-driven architecture (Kafka/NATS) post-MVP.

Prepared by: ChatGPT (GPT-5)
For: Agro B2B Marketplace โ€” MVP Planning
Founder: Richard Amatokwu


๐Ÿ—“๏ธ Detailed 4-Month MVP Sprint Roadmap (with Team Effort Estimates)

Month 1 โ€“ Foundation & Core Setup (Weeks 1โ€“4)

Objective: Build strong foundations โ€” architecture, database, authentication, and KYC onboarding.

Week Focus Area Deliverables Lead Role Supporting Roles
Week 1 Environment Setup CI/CD pipelines (GitHub Actions), staging servers (Render/AWS), database & storage setup (Postgres + S3), project scaffolding (NestJS + Next.js). DevOps Engineer Tech Lead, Backend
Week 2 Auth & RBAC JWT authentication, role management (Admin, Buyer, Seller, Agent), user onboarding flows. Backend Engineer Frontend, QA
Week 3 KYC Module KYC document upload, VerifyMe/Dojah API integration, admin approval UI, verification badges. Backend Engineer Frontend, QA
Week 4 Admin SKU Management CRUD for product SKUs, category locking logic, vendor listing restrictions. Frontend Engineer Backend, PM

Month 2 โ€“ Escrow, Listings, & Transactions (Weeks 5โ€“8)

Objective: Enable transactions, escrow flows, and marketplace listings.

Week Focus Area Deliverables Lead Role Supporting Roles
Week 5 Product Listings Vendor product CRUD, image upload, SKU linkage. Frontend Engineer Backend
Week 6 Escrow Integration Paystack/Flutterwave escrow API integration, split payment logic. Backend Engineer Tech Lead
Week 7 Order Lifecycle Checkout โ†’ escrow โ†’ delivery confirmation โ†’ payout. Backend Engineer QA, PM
Week 8 Dispute Handling Admin dispute panel, evidence upload, partial refund handling. Frontend Engineer Backend, Admin Ops

Month 3 โ€“ Reputation, RFQ, & Proxy Features (Weeks 9โ€“12)

Objective: Add trust layers, matching logic, and proxy support.

Week Focus Area Deliverables Lead Role Supporting Roles
Week 9 Ratings & Metrics 1โ€“5 star ratings, seller stats (on-time %, dispute %, #orders). Backend Engineer Frontend, QA
Week 10 Seller Tiers Auto-upgrade logic, Tier badge display, compliance doc upload. Backend Engineer Frontend
Week 11 RFQ/RFP System Buyer RFQ form, seller quotes, quote acceptance, escrow linkage. Backend Engineer Frontend, PM
Week 12 Proxy/Agent Module Agent-farmer link, commission tracking, โ€œProxy Managedโ€ tag display. Tech Lead Backend, Frontend

Month 4 โ€“ Admin Tools, Notifications, & Launch Prep (Weeks 13โ€“16)

Objective: Build admin analytics, notification pipelines, and finalize for production launch.

Week Focus Area Deliverables Lead Role Supporting Roles
Week 13 Notification System SMS (Termii/Twilio), WhatsApp alerts, email triggers (SendGrid). Backend Engineer DevOps
Week 14 Admin Dashboard Analytics widgets, user/tier management, escrow control. Frontend Engineer Backend
Week 15 QA & UAT Regression testing, load/stress testing, staging deployment. QA Engineer All Developers
Week 16 Launch Prep Production deploy, vendor onboarding, go-live checklist. Project Manager Tech Lead, QA

๐Ÿงฎ Effort Allocation Summary

Role Avg. Monthly Effort Key Responsibilities
Tech Lead / Architect 60โ€“80 hrs/month Oversight, reviews, system design, critical integrations
Backend Engineer 160 hrs/month Core API, KYC, Escrow, RFQ, Notifications
Frontend Engineer 160 hrs/month Marketplace UI, Admin Dashboard, Listings
UI/UX Designer 40 hrs (Month 1) Initial design & prototyping
QA Tester 60 hrs/month (from Month 2) Manual/API testing, UAT
DevOps Engineer 40 hrs (Month 1 + 10 hrs/month ongoing) CI/CD, infra, monitoring
Project Manager 80 hrs/month Sprint management, progress tracking, reporting

โœ… Deliverables by Month

Month Primary Outcomes
Month 1 Infrastructure + KYC + Admin SKU controls
Month 2 Escrow and transaction flow completed
Month 3 Ratings, RFQ, Proxy onboarding operational
Month 4 Full admin analytics, notifications, launch readiness

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