Lightning Talk - 8/28

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#Your Credit Score - Myths and Legends 

*Setup - Why?
-- Most people don't know their credit score or have major misconceptions about what makes up their credit scores
-- I hope to clear up the misconceptions about credit scores and show people what acutally makes up a credit score 
-- Also I love to travel and travel credit cards have excellent sign in bonus but the cards require great credit so knowing about your credit is important. 

*Explanation 
-- Step 1: What is a Credit Score - score lenders use to judge how likely you are to pay them back. Ranges from 300 to 850
-- What things make up a credit score - Payment History, CCU, Remarks, Length of Credit History, Number of Accounts, Hard Credit 
-- Brief explanation of each above focusing on Payment Histroy, CCU, and Number of Accounts
-- Higher Number of Accounts is good, Low CCU is good, NEVER missing a payment is amazing!

*Takeaway - STORY TIME
-- Meet Kyle - Kyle will prove the common misconceptions about credit scores are false. 
-- Kyle opened 32 credit cards over 32 years and raked up 2 million miles aka $13,000 in free flights while maintaining a 770 or higher.
-- Stop believing what everyone says about credit scores - they are wrong!