Convert SWIFT MT940 data to OFX.

mt940toOFX.py

#!/usr/bin/env python
# encoding: utf-8
"""
mt940toOFX.py - Dieses Progrtamm liesst MT940 SWIFT Kontostände und konvertiert sie in OFX.
OFX wurde mit xero.com getestet.

Created by Maximillian Dornseif on 2010-06-05.
Copyright (c) 2010, 2013, 2014 HUDORA. All rights reserved.
"""


import datetime
import hashlib
#import optparse
import os
import re
import sys
import xml.etree.ElementTree as ET


def parse_mt940(data):

    data = data.decode('latin1')
    # See https://www.companyworld.com/en/information_services_2006/download_center/files/mt940.pdf
    # https://mijn.ingbank.nl/ing/downloadables/bestandsformate/5899_handboek_mt940_gb_v6.pdf
    auszuege = {}
    for rawrecord in data.split('\n\n'):
        lines = rawrecord.split('\n')
        while lines:
            nextline = lines.pop(0).strip('\r\n')
            while lines and lines[0] and lines[0][0] != ':':
                nextline = nextline + lines.pop(0).strip('\r\n')
            if not nextline:
                continue
            try:
                dummy, typ = nextline.split(':')[:2]
                data = ':'.join(nextline.split(':')[2:])
            except:
                print repr(nextline)
                raise
            quellblz = quellkonto = ''
            if typ == '20':
                transaction_reference_number = data
            elif typ == '25':
                if len(data.split('/')) == 2:
                    blz, account = data.split('/')
                    account = data
                else:
                    account = data.split('/')[-1]
                if account not in auszuege:
                    auszuege[account] = []
            elif typ == '28C':
                statement_nr = data
            elif typ == '60F':
                # C100531EUR44,9
                sign = data[0]
                date = data[1:7]
                currency = data[7:10]
                amount = data[10:]
            elif typ == '61':
                # 1006020601C8,NMSCNONREF
                date = data[0:6]
                buchungsdatum = data[6:10]
                sign = data[10:11]
                data = data[11:]
                if sign == 'R':
                    sign += data[0]
                    data = data[1:]
                data = list(data)
                currency_type = ''
                c = data.pop(0)
                if not c.isdigit():
                    currency_type = c
                    c = data.pop(0)
                amount = ''
                while c != 'N':
                    amount += c
                    c = data.pop(0)
                euro, cent = amount.split(',')
                cent = (cent + '00')[:2]
                amount = "%s.%s" % (euro, cent)
                if sign in ['D', 'RC']:
                    amount = '-%s' % amount
                data = ''.join(data)
                bookingcode = c + data[:3]
                reference = data[3:]
            elif typ == '86':
                elements = data.split('?')
                transaction_code = elements[0][2:]
                buchungstext = elements[1][2:]
                primanota = elements[2][2:]
                verwendungszweck = ''
                absender = ''
                for element in elements[3:]:
                    subtyp = element[:2]
                    element = element[2:]
                    if element == 'GUTSCHRIFTEN' or element.startswith('DATEI NR ') or subtyp == '34':
                        pass  # ignorieren - uninteressant
                    elif subtyp.startswith('2'):
                        verwendungszweck = ' '.join([verwendungszweck, element])
                    elif subtyp == '30':
                        quellblz = element
                    elif subtyp == '31':
                        quellkonto = element
                    elif subtyp.startswith('3'):
                        absender = ' '.join([absender, element])
                # fix simple typos in WLXXXXXXX
                verwendungszweck = re.sub(r'[Ww][Ll] ?(\d\d\d\d\d\d\d\d?)', r'WL\1', verwendungszweck)
                # remove duplicate spaces
                verwendungszweck = re.sub(r' +', r' ', verwendungszweck)
                guid = ':'.join([transaction_reference_number, statement_nr, quellblz, quellkonto, amount, verwendungszweck, str(date)])
                guid = hashlib.md5(repr(guid)).hexdigest()
                description = "Konto %s, BLZ %s" % (quellkonto, quellblz)
                if not absender:
                    absender = '???'
                auszuege[account].append((float(amount), amount, date, absender.strip(), guid, bookingcode, verwendungszweck, quellblz, quellkonto, description))
            elif typ == '62F':
                pass  # we ignore closing balance
            else:
                pass
    return auszuege


def write_ofx(account, vorgaenge, inputname):
    transaction_guid = '%s-%s' % (account, inputname)
    root = ET.Element('OFX')
    signonmsgsrsv1 = ET.SubElement(root, 'SIGNONMSGSRSV1')
    sonrs = ET.SubElement(signonmsgsrsv1, 'SONRS')
    status = ET.SubElement(signonmsgsrsv1, 'STATUS')
    ET.SubElement(status, 'CODE').text = '0'
    ET.SubElement(status, 'SEVERITY').text = 'INFO'
    ET.SubElement(sonrs, 'DTSERVER').text =  datetime.datetime.now().strftime('%Y%m%d')
    ET.SubElement(sonrs, 'LANGUAGE').text = 'ENG'

    bankmsgsrsv1 = ET.SubElement(root, 'BANKMSGSRSV1')
    stmttrnrs = ET.SubElement(bankmsgsrsv1, 'STMTTRNRS')
    ET.SubElement(stmttrnrs, 'TRNUID').text = transaction_guid
    status = ET.SubElement(stmttrnrs, 'STATUS')
    ET.SubElement(status, 'CODE').text = '0'
    ET.SubElement(status, 'SEVERITY').text = 'INFO'

    stmtrs = ET.SubElement(stmttrnrs, 'STMTRS')
    ET.SubElement(stmtrs, 'CURDEF').text = 'EUR'
    bankacctfrom = ET.SubElement(stmtrs, 'BANKACCTFROM')
    ET.SubElement(bankacctfrom, 'BANKID').text = account.split('/')[0]
    ET.SubElement(bankacctfrom, 'ACCTID').text = account.split('/')[-1]
    ET.SubElement(bankacctfrom, 'ACCTTYPE').text = 'CHECKING'
    banktranlist = ET.SubElement(stmtrs, 'BANKTRANLIST')
    deduper = set()
    for line in sorted(vorgaenge, reverse=True):
        sortkey, amount, date, absender, guid, bookingcode, verwendungszweck, quellblz, quellkonto, description = line
        if guid in deduper:
            continue
        deduper.add(guid)
        if absender.startswith('EC-POS EMV  '):
            # Euro Lastschrift umsortieren
            # EUR 105,68KURS1,0000000 KURS VOM 01.01.99 MAFD RAEREN AM26.03.13 11.13 V.PHARMA 32 BEL
            m = re.match(r'.*KURS VOM 01\.01\.99 MAFD (.*) AM[0-9. ]+(.*)', verwendungszweck)
            if m:
                absender = "%s %s (%s)" % (m.group(2), m.group(1), verwendungszweck)
        stmttrn = ET.SubElement(banktranlist, 'STMTTRN')
        trntype = 'CREDIT'
        if '-' in amount:
            trntype = 'DEBIT'
        ET.SubElement(stmttrn, 'TRNTYPE').text = trntype #'CREDIT'  # CREDIT DEBIT
        # DtPosted Date item was posted, datetime
        ET.SubElement(stmttrn, 'DTPOSTED').text = "20%s" % date
        # Amount, mit '.' getrennt
        ET.SubElement(stmttrn, 'TRNAMT').text = unicode(amount)
        # That is, the <FITID> value must be unique within the account and Financial Institution
        # (independent of the service provider).
        ET.SubElement(stmttrn, 'FITID').text = guid.replace('*', '.')
        verwendungszweck = verwendungszweck.strip()
        # extract references like WL0000000 SFYX0000
        checknum = ''
        m = re.search(r'(WL\d\d\d\d\d\d\d\d?|SFYX\d\d\d\d)', verwendungszweck)
        if m:
            checknum = m.group(0)
            # reference/Check number, A-12
            ET.SubElement(stmttrn, 'CHECKNUM').text = checknum
        # PAYEE
        ET.SubElement(stmttrn, 'NAME').text = absender.strip()
        # Format: A-255 for <MEMO>, used in V1 message sets A <MEMO> provides additional information
        # about a transaction.
        ET.SubElement(stmttrn, 'MEMO').text = (' '.join([verwendungszweck, description, checknum]))[:254].strip()

    header = """OFXHEADER:100
DATA:OFXSGML
VERSION:102
SECURITY:NONE
ENCODING:USASCII
CHARSET:1252
COMPRESSION:NONE
OLDFILEUID:NONE
NEWFILEUID:NONE

"""
    body = ET.tostring(root, encoding='utf-8')
    fname = 'auszug_%s_%s.ofx' % (datetime.date.today(), account.replace('/','.'))
    print "writing %s" % fname
    fd = open(fname, 'w')
    fd.write(header)
    fd.write(body)
    fd.close()
    return header, body


if __name__ == '__main__':
    for fname in sys.argv[1:]:
        data = []
        print 'processing %s' % fname
        data.append(open(fname).read())
        data = '\n\n'.join(data)

        if not data:
            sys.exit(1)

        auszuege = parse_mt940(data)
        fname, extension = os.path.splitext(fname)

        for account in auszuege:
            write_ofx(account, auszuege[account], fname)