401k/IRA flow chart

401k.dot

digraph "401k" {
  label = "Assumptions - 2018 - Age < 50 - Single - Income > $135k - 50% company match of 401(k)\n";

  "Pay Cheque (Pre-tax)" -> "Pre-tax 401(k)"   [ label = "Max $18.5k*" ];

  "Pay Cheque (After-tax)" -> "Roth 401(k)"      [ label = "Max $18.5k*" ];
  "Pay Cheque (After-tax)" -> "After-tax 401(k)" [ label = "Max $27.25k" ];

  "Pay Cheque (After-tax)" -> "Bank Account (After-tax)";

  "Bank Account (After-tax)" -> "Traditional IRA" [ label = "Max $5.5k" ];

  "Pre-tax 401(k)" -> "Roth IRA"   [ label = "Roth conversion\n(Pay Taxes)" ];
  "Pre-tax 401(k)" -> "Traditional IRA"  [ label = "Rollover" ];
  
  "Traditional IRA" -> "Roth IRA"     [ label = "Roth conversion\n(Backdoor)" ];

  "After-tax 401(k)" -> "Roth 401(k)" [ label = "Rollover\n(Mega Backdoor)" ];
  "After-tax 401(k)" -> "Roth IRA"    [ label = "Rollover\n(Mega Backdoor)" ];

  "Roth 401(k)" -> "Roth IRA"  [ label = "Rollover" ];
}