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US Commercial Bank Zelle Limits
Bank of America
Daily limit: $3,500
Monthly limit: $20,000
BMO Harris
Daily limit: $750 for instant transfers and $1,000 for scheduled transfers
Monthly limit: $5,000 for both options
Capital One
Daily limit: $3,000
Monthly limit: Not disclosed
Chase
Daily limit: Varies between $500 and $10,000 depending on the account
Monthly limit: Not disclosed
Citibank
Daily limit: $2,500 (for accounts older than 30 days)
Monthly limit: $15,000
Discover Bank
Daily limit: $600
Monthly limit: Not disclosed
First Bank
Daily limit: $1,000
Monthly limit: $3,500
TD Bank
Daily limit: $1,000 for instant transfers, $2,500 for scheduled transfers
Monthly limit: $5,000 for instant transfers, $10,000 for scheduled transfers
Truist Bank
Daily limit: $2,000
Monthly limit: $10,000
USAA Federal Savings
Daily limit: $1,000
Monthly limit: $10,000
Wells Fargo
Daily limit: $3,500
Monthly limit: $20,000
(as of 2025-03-06)
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