Generate an OFX file of dummy, sane(ish) transactions. Used to test bank statement uploads for FreeAgent.

ofx-generator

#!/usr/bin/env ruby 

# == Synopsis 
#   Generate a dummy OFX bank transactions file
#   Depends on nokogiri, faker and pickup gems
#   OFX format reverse engineered from my Nationwide bank download. YMMV.
#
# == Usage 
#   ofx-generator [options] > file.ofx
#
# == Options
#   -c, --count         The number of dummy transactions to generate (average 1 per day)
#   -f, --from          Dated from (3 months ago)
#   -t, --to            Dated to (yesterday)
#   --currency          The bank currency (GBP)
#   --opening-balance   The opening balance (zero)
#   --bank-id           The BANKID (0)
#   --account-id        The ACCTID (****1234)
#   --account-type      The ACCTTYPE (CHECKING)
#
# == Author
#   Paul Smith

require 'optparse' 
require 'ostruct'
require 'date'
require 'bigdecimal'
require 'faker'
require 'nokogiri'
require 'pickup'

class OfxGenerator  
  attr_reader :options

  DATE_FORMAT = "%Y%m%d%H%M%S.%L[#{Time.now.utc_offset}]"
  NUMBER_FORMAT = "%.2f"

  TRANSACTION_TYPES = {
    "CREDIT"      => { :weight => 300,  :range => BigDecimal('0.01')..BigDecimal('10000.00') },
    "POS"         => { :weight => 1000, :range => BigDecimal('-1000.00')..BigDecimal('-0.01') },
    "XFER"        => { :weight => 100,  :range => BigDecimal('-1000.00')..BigDecimal('1000.00') },
    "FEE"         => { :weight => 10,   :range => BigDecimal('-40.00')..BigDecimal('-0.01'), :name => "Bank Fees" },
    "DIRECTDEBIT" => { :weight => 10,   :range => BigDecimal('-200.00')..BigDecimal('-10.00') }
  }
  TRANSACTIONS = Pickup.new(TRANSACTION_TYPES.inject({}) { |weights, (type, options)| weights[type] = options[:weight]; weights })

  def initialize(arguments)
    @arguments = arguments
    @options = OpenStruct.new

    @options.verbose         = false
    @options.from            = Date.today << 3
    @options.to              = Date.today - 1
    @options.count           = nil
    @options.currency        = 'GBP'
    @options.bankid          = 0
    @options.acctid          = "****1234"
    @options.accttype        = "CHECKING"
    @options.opening_balance = BigDecimal('0.00')
  end

  # Parse options, check arguments, then process the command
  def run
    if parsed_options?
      process_command
    else
      output_options
    end
  end
  
  protected
  
  def parsed_options?
    opts = OptionParser.new 
    opts.on('-V', '--verbose')         { @options.verbose = true }  
    opts.on('-c', '--count [NUMBER]')  { |count| @options.count = count.to_i }
    opts.on('-f', '--from [DATE]')     { |date| @options.from = Date.parse(date) }
    opts.on('-t', '--to [DATE]')       { |date| @options.to = Date.parse(date) }
    opts.on('--currency [CURRENCY]')   { |currency| @options.currency = currency }
    opts.on('--opening-balance [BAL]') { |balance| @options.opening_balance = BigDecimal(balance) }
    opts.on('--bank-id [ID]')          { |id| @options.bankid = id }
    opts.on('--account-id [ID]')       { |id| @options.acctid = id }
    opts.on('--account-type [TYPE]')   { |type| @options.accttype = type }
    opts.parse!(@arguments) rescue return false

    @options.count ||= (@options.to - @options.from).to_i
    @date_range = @[email protected]
    true
  end
  
  def output_options
    puts "Options:\n"
    
    @options.marshal_dump.each do |name, val|
      puts "  #{name} = #{val}"
    end
  end
  
  def process_command
    transactions = @options.count.times.collect { build_transaction }.sort { |a, b| a[:date] <=> b[:date] }
    builder = Nokogiri::XML::Builder.new(:encoding => "utf-8") do |xml|
      xml << '<?OFX OFXHEADER="200" VERSION="203" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>'
      xml.OFX do
        xml.SIGNONMSGSRSV1 do
          xml.SONRS do
            xml.STATUS do
              xml.CODE 0
              xml.SEVERITY 'INFO'
            end
            xml.DTSERVER Time.now.strftime(DATE_FORMAT)
            xml.LANGUAGE 'ENG'
          end
        end
        xml.BANKMSGSRSV1 do
          xml.STMTTRNRS do
            xml.TRNUID 'A'
            xml.STATUS do
              xml.CODE 0
              xml.SEVERITY 'INFO'
            end
            xml.STMTRS do
              xml.CURDEF @options.currency
              xml.BANKACCTFROM do
                xml.BANKID @options.bankid
                xml.ACCTID @options.acctid
                xml.ACCTTYPE @options.accttype
              end
            end
            xml.BANKTRANLIST do
              xml.DTSTART @options.from.strftime(DATE_FORMAT)
              xml.DTEND @options.to.strftime(DATE_FORMAT)
              transactions.each do |tx|
                xml.STMTTRN do
                  xml.TRNTYPE tx[:type]
                  xml.DTPOSTED tx[:date].strftime(DATE_FORMAT)
                  xml.TRNAMT NUMBER_FORMAT % tx[:value]
                  xml.FITID fitid(tx)
                  xml.NAME tx[:name]
                end
              end
            end
            xml.LEDGERBAL do
              xml.BALAMT NUMBER_FORMAT % (@options.opening_balance + transactions.map { |tx| tx[:value] }.reduce(:+))
              xml.DTASOF @options.to.strftime(DATE_FORMAT)
            end
          end
        end
      end
    end
    puts builder.to_xml
  end

  def build_transaction
    type = TRANSACTIONS.pick
    options = TRANSACTION_TYPES[type]
    
    {
      :type => type,
      :value => random_value(options[:range]),
      :date => rand(@date_range),
      :name => options[:name] || Faker::Company.name
    }
  end

  def fitid(tx)
    "00#{tx[:type]}#{tx[:date].strftime('%Y%m%d')}1200000000#{(tx[:value] * 100).to_i}#{tx[:name].gsub(' ', '')}"
  end

  def random_value(range)
    baseline = range.min
    integer_rage = (range.max - range.min) * 100
    pennies = rand(integer_rage)
    baseline + (BigDecimal(pennies) / BigDecimal('100'))
  end
end

app = OfxGenerator.new(ARGV)
app.run