Simulação criação conta company e transferência wirecard

gistfile1.txt

Payload / dados da requisição para criar uma company
wirecardAccount = {
  type: 'MERCHANT',
  transparentAccount: true,
  email: { address: '[email protected]' },
  person: {
    name: 'IGOR LUCAS',
    birthDate: '1986-06-18',
    taxDocument: { type: 'CPF', number: '12805364627' },
    phone: { countryCode: '55', areaCode: '31', number: '91455975' },
    address: {
      street: 'Rua Alberto cintra',
      streetNumber: '135',
      complement: '',
      district: 'O bairro',
      city: 'Belo Horizonte',
      state: 'MG',
      zipCode: '35690000',
      country: 'BRA'
    }
  },
  company: {
    name: 'Empresa boa',
    businessName: 'SACOLAO CENTRAL LTDA',
    taxDocument: { type: 'CNPJ', number: '11834266000156' },
    phone: { countryCode: '55', areaCode: '31', number: '33333333' },
    address: {
      street: 'Rua Alberto cintra',
      streetNumber: '135',
      complement: '',
      district: 'O bairro',
      city: 'Belo Horizonte',
      state: 'MG',
      zipCode: '35690000',
      country: 'BRA'
    }
  }
}

Essa conta é criada com sucesso: veja retorno na consulta da company
https://sandbox.moip.com.br/v2/accounts/MPA-E32FB98442D0
{
    "limited": false,
    "person": {
        "lastName": "LUCAS",
        "phone": {
            "areaCode": "31",
            "countryCode": "55",
            "number": "91455975"
        },
        "parentsName": {
            "mother": "",
            "father": ""
        },
        "address": {
            "zipcode": "35690-000",
            "zipCode": "35690-000",
            "street": "Rua Alberto cintra",
            "state": "MG",
            "streetNumber": "135",
            "district": "O bairro",
            "country": "BRA",
            "city": "Belo Horizonte"
        },
        "taxDocument": {
            "number": "128.053.646-27",
            "type": "CPF"
        },
        "name": "IGOR",
        "birthDate": "1986-06-18"
    },
    "transparentAccount": true,
    "_links": {
        "self": {
            "href": "https://sandbox.moip.com.br/accounts/MPA-E32FB98442D0"
        }
    },
    "monthlyRevenueId": 0,
    "type": "MERCHANT",
    "id": "MPA-E32FB98442D0",
    "email": {
        "confirmed": false,
        "address": "[email protected]"
    },
    "verified": false,
    "createdAt": "2020-10-04T13:42:45.000-03:00",
    "businessSegment": {
        "id": 0
    },
    "company": {
        "monthlyRevenue": "",
        "businessName": "SACOLAO CENTRAL LTDA",
        "phone": {
            "areaCode": "31",
            "countryCode": "55",
            "number": "33333333"
        },
        "address": {
            "complement": "",
            "zipcode": "35690-000",
            "zipCode": "35690-000",
            "street": "Rua Alberto cintra",
            "state": "MG",
            "streetNumber": "135",
            "district": "O bairro",
            "country": "BRA",
            "city": "Belo Horizonte"
        },
        "taxDocument": {
            "number": "11.834.266/0001-56",
            "type": "CNPJ"
        },
        "name": "Empresa boa",
        "constitutionType": ""
    },
    "feeType": "FIXED_TABLE_FEE",
    "login": "MPA-E32FB98442D0",
    "softDescriptor": "Empresa boa"
}


Para realizar a transferência, tento primeiro com o token da conta criada com os seguintes dados:

Payload transferência com token gerado para a company
wirecardTransfer = {
  "amount": 500,
  "ownId": "84771046-8e23-461c-99c6-acd2b741f88f",
  "transferInstrument": {
    "method": "BANK_ACCOUNT",
    "bankAccount": {
      "type": "CHECKING",
      "bankNumber": "077",
      "agencyNumber": "0001",
      "agencyCheckNumber": "9",
      "accountNumber": "398557",
      "accountCheckNumber": "2",
      "holder": {
        "fullname": "IGOR L K S TRINDADE",
        "taxDocument": {
          "type": "CNPJ",
          "number": "11.834.266/0001-56"
        }
      }
    }
  }
}

Retorno da transfencia pois a conta acima ainda não possui saldo, resultado esperado - sem erro pois a conta não possui saldo.
[
  {
    code: 'TRA-101',
    path: '-',
    description: 'Saldo disponivel insuficiente para essa operacao'
  }
]


Para simular uma transferência, estou alterando o TOKEN gerado para a conta company para o token da aplicação, pois este possui saldo sendo possível completar o teste.

Payload transferência com token do APP
WirecardTransfer = {
  "amount": 500,
  "ownId": "84771046-8e23-461c-99c6-acd2b741f88f",
  "transferInstrument": {
    "method": "BANK_ACCOUNT",
    "bankAccount": {
      "type": "CHECKING",
      "bankNumber": "077",
      "agencyNumber": "0001",
      "agencyCheckNumber": "9",
      "accountNumber": "398557",
      "accountCheckNumber": "2",
      "holder": {
        "fullname": "IGOR L K S TRINDADE",
        "taxDocument": {
          "type": "CNPJ",
          "number": "11.834.266/0001-56"
        }
      }
    }
  }
}
Essa requisição retorna o seguinte erro tentando transferir com os dados acima e aceita quando troco para CPF
[
  {
    code: 'TRA-108',
    path: '-',
    description: 'Aconteceu um erro interno ao processar transferencia'
  }
]

Porém quando altero o taxDocument para CPF (qualquer CPF), a transfência é aceita e processada sem erros
wirecardTransfer = {
  "amount": 500,
  "ownId": "84771046-8e23-461c-99c6-acd2b741f88f",
  "transferInstrument": {
    "method": "BANK_ACCOUNT",
    "bankAccount": {
      "type": "CHECKING",
      "bankNumber": "077",
      "agencyNumber": "0001",
      "agencyCheckNumber": "9",
      "accountNumber": "398557",
      "accountCheckNumber": "2",
      "holder": {
        "fullname": "IGOR L K S TRINDADE",
        "taxDocument": {
          "type": "CPF",
          "number": "128.053.646-27"
        }
      }
    }
  }
}

Retorno transferência com sucesso
{
  fee: 350,
  amount: 500,
  updatedAt: '2020-10-05T12:40:28.644-03',
  id: 'TRA-5898PL7FJQMS',
  transferInstrument: {
    method: 'BANK_ACCOUNT',
    bankAccount: {
      id: 'BKA-PG3JBE9YTSUP',
      agencyNumber: '1',
      holder: [Object],
      accountNumber: '398557',
      accountCheckNumber: '2',
      bankName: 'BANCO INTER',
      type: 'CHECKING',
      agencyCheckNumber: '9',
      bankNumber: '077'
    }
  },
  status: 'REQUESTED',
  events: [
    {
      createdAt: '2020-10-05T12:40:29.000-03',
      description: 'Requested',
      type: 'TRANSFER.REQUESTED'
    }
  ],
  createdAt: '2020-10-05T12:40:28.644-03',
  entries: [
    {
      external_id: 'ENT-BFYORCZM216C',
      reschedule: [],
      scheduledFor: '2020-10-05T12:40:28.000-03',
      status: 'SETTLED',
      moipAccount: [Object],
      fees: [],
      type: 'TRANSFER_TO_BANK_ACCOUNT',
      grossAmount: -500,
      moipAccountId: 522608,
      updatedAt: '2020-10-05T12:40:29.081-03',
      id: 38278211,
      installment: [Object],
      references: [Array],
      eventId: 'TRA-5898PL7FJQMS',
      createdAt: '2020-10-05T12:40:29.009-03',
      description: 'Transferencia para conta bancaria - TRA-5898PL7FJQMS',
      blocked: false,
      settledAt: '2020-10-05T12:40:29.081-03',
      liquidAmount: -500
    }
  ],
  role: 'PAYER',
  _links: {
    self: {
      href: 'https://sandbox.moip.com.br/v2/transfers/TRA-5898PL7FJQMS'
    }
  },
  ownId: '84771046-8e23-461c-99c6-acd2b741f88f'
}