TL;DR — The widely-documented fix is wrong on current macOS. ChimeOnNoHardware is
the real off-switch, and it must be set to true, not false. Setting both keys to
false (what every guide from 2015–2022 says) is actually a play-the-chime configuration.
# The fix that works on macOS 26.x:
defaults write com.apple.PowerChime ChimeOnAllHardware -bool false
defaults write com.apple.PowerChime ChimeOnNoHardware -bool true # ← true, not false