Iterations on interfacing with createCloudAccountRequest

createCloudAccountRequest.xml

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/"
    xmlns:v1="http://www.sungard.com/bsil/acctmgmt/v1-0"
    xmlns:v11="http://www.sungard.com/ws/v1-0"
    xmlns:v12="http://www.sungard.com/common/v1-0"
    xmlns:v13="http://www.sungard.com/product/v1-0"
    xmlns:v14="http://www.sungard.com/cloud/v1-0"
    xmlns:v15="http://www.sungard.com/payment/v1-0"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">

<soapenv:Body>
        <v1:createCloudAccountRequest>
            <v11:client>
                <v11:userId>?</v11:userId>
                <v11:userApplicationDN>?</v11:userApplicationDN>
            </v11:client>
            <v1:returnFullAccount>true</v1:returnFullAccount>
            <v1:companyName>Widgets of Wall Street</v1:companyName>
          <v1:paymentTermsName>30 NET</v1:paymentTermsName>
           <v1:paymentTermsNetDays>
              <v12:name>30</v12:name>
              <v12:daysDue>30</v12:daysDue>
              <v12:description>Due in 30 Days</v12:description>
            </v1:paymentTermsNetDays>
            <v1:companyAddress xsi:type="v12:USLocation">
                <v12:locale>en_US</v12:locale>
                <v12:type>SHIPTO</v12:type>
                <v12:address>123 Elm</v12:address>
                <v12:city>Tucson</v12:city>
                <v12:state>AZ</v12:state>
                <v12:zip>85704</v12:zip>
            </v1:companyAddress>
            <v1:user>
                <v12:userId></v12:userId>
            </v1:user>
            <v1:contacts>
                <!--1 or more repetitions:-->

                <v1:contact>
                    <!-- We MUST have a CLOUD_DIRECTOR anyway. -->
                    <v12:contactType>CLOUD_DIRECTOR</v12:contactType>
                    <v12:first>Jeff</v12:first>
                    <v12:last>Deville</v12:last>
                    <v12:locations>

                        <v12:location xsi:type="v12:USLocation">
                            <v12:locale>en_US</v12:locale>
                            <v12:type>BILLING</v12:type>
                            <v12:address>123 Elm</v12:address>
                            <v12:city>Tucson</v12:city>
                            <v12:state>AZ</v12:state>
                            <v12:zip>85704</v12:zip>
                        </v12:location>

                    </v12:locations>
                </v1:contact>

            </v1:contacts>
            <v1:productLines>
                <v1:accountProductLine xsi:type="v14:CloudService">
                    <v13:status>ACTIVE</v13:status>
                    <v13:serviceCreditBalance>0</v13:serviceCreditBalance>
                    <v13:paymentMethods>
                        <v13:paymentMethod xsi:type="v15:CreditCardPaymentMethod">
                            <v15:creditCardInfo>
                                <v15:securePaymentData xsi:type="v15:CyberSourceCreditCardToken">
                                    <v15:tokenValue>TOKEN</v15:tokenValue>
                                    <v15:subscriptionId>SUBSCRIPTION_ID</v15:subscriptionId>
                                </v15:securePaymentData>
                                <v15:cardExpiration>2016-03-31</v15:cardExpiration>
                            </v15:creditCardInfo>
                            <v15:billingName>Jeff Deville</v15:billingName>
                            <v15:billingAddress xsi:type="v12:USLocation">
                              <v12:locale>en_US</v12:locale>
                              <v12:type>CREDIT_CARD</v12:type>
                              <v12:address>123 Elm</v12:address>
                              <v12:city>Tucson</v12:city>
                              <v12:state>AZ</v12:state>
                              <v12:zip>85704</v12:zip>
                            </v15:billingAddress>
                        </v13:paymentMethod>
                    </v13:paymentMethods>
                    <v14:invoiceDeliveryAddress>[email protected]</v14:invoiceDeliveryAddress>
                </v1:accountProductLine>
            </v1:productLines>
        </v1:createCloudAccountRequest>
    </soapenv:Body>



</soapenv:Envelope>

createCloudAccountResponse.xml

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/">
   <soapenv:Body xmlns:v1="http://www.sungard.com/bsil/acctmgmt/v1-0" xmlns:v15="http://www.sungard.com/payment/v1-0" xmlns:v13="http://www.sungard.com/product/v1-0" xmlns:v14="http://www.sungard.com/cloud/v1-0" xmlns:v11="http://www.sungard.com/ws/v1-0" xmlns:v12="http://www.sungard.com/common/v1-0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
      <soapenv:Fault>
         <faultcode>soapenv:Server</faultcode>
         <faultstring>Unexpected error processing request</faultstring>
         <detail>
            <ns5:generalFault xmlns:ns3="http://www.sungard.com/common/v1-0" xmlns:ns4="http://www.sungard.com/ebsws/acctmgmt" xmlns:ns5="http://www.sungard.com/ws/v1-0" xmlns:ns6="http://www.sungard.com/ebsws/diag" xmlns:ns7="http://www.sungard.com/payment/v1-0" xmlns:ns8="http://www.sungard.com/cloud/v1-0" xmlns:ns9="http://www.sungard.com/product/v1-0" xmlns:ns0="http://schemas.xmlsoap.org/soap/envelope/" xmlns:env="http://schemas.xmlsoap.org/soap/envelope/">
               <ns5:message>CallableStatementCallback; bad SQL grammar [{call SGQTC_BSIL_PACKAGE.CREATE_PARTY_FROM_BSIL()}]; nested exception is java.sql.SQLException: ORA-06550: line 1, column 7:
PLS-00306: wrong number or types of arguments in call to 'CREATE_PARTY_FROM_BSIL'
ORA-06550: line 1, column 7:
PL/SQL: Statement ignored</ns5:message>
               <ns5:detail>ORA-06550: line 1, column 7:
PLS-00306: wrong number or types of arguments in call to 'CREATE_PARTY_FROM_BSIL'
ORA-06550: line 1, column 7:
PL/SQL: Statement ignored</ns5:detail>
               <ns5:errorCode>1801266916</ns5:errorCode>
               <ns5:timestamp xsi:type="xs:dateTime" xmlns:xs="http://www.w3.org/2001/XMLSchema">2014-03-31T18:11:46.644Z</ns5:timestamp>
            </ns5:generalFault>
         </detail>
      </soapenv:Fault>
   </soapenv:Body>
</soapenv:Envelope>

Question: accountProductLine is abstract, and so I can't include one directly. However, nothing in the xsds that I have access to ever inherits from it. So I'm effectively blocked