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July 26, 2016 18:05
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[ | |
{ | |
"loanNumber": "LB-123056-0", | |
"address": "1234 Fake St.", | |
"city": "New York", | |
"state": "NY", | |
"zip": "20002", | |
"rate" : 4.23, | |
"lbRisk" : "low", | |
"loanType": "commercial", | |
"ltv": 72, | |
"term": 360, | |
"loanAmount": 1230000, | |
"balance": 985600, | |
"propertyType": "New Construction", | |
"asIsBOP": 1800000, | |
"asIsAppraised": 1200000, | |
"salesPrice": 1230000, | |
"sqFt": 2300, | |
"beds": 2, | |
"baths": 3, | |
"overview": "The borrower is a US resident and files US Tax returns. He has a VISA for extraordinary capabilities. Worked for Credit Agricole from 2003-2011 and now works as a partner of Saltbox partners. They are a consultant for large private equity firms in the energy sector. He has a masters of finance. He worked for credit agricole from 2003-2011 in NYC.", | |
"photo": "http://dev.sparkexperience.com/lendingbuddy--v3/images/loanAptSample1.jpg", | |
"investment": [ | |
{ | |
"type": "originated", | |
"rate": 4.23, | |
"values": [ | |
{ | |
"year": 2012, | |
"months": [ | |
{ | |
"month": 1, | |
"outstanding": 885600, | |
"return": 4346.26 | |
}, | |
{ | |
"month": 2, | |
"outstanding": 870617.54, | |
"return": 4346.26 | |
}, | |
{ | |
"month": 3, | |
"outstanding": 854988.89, | |
"return": 4346.26 | |
}, | |
{ | |
"month": 3, | |
"outstanding": 838686.18, | |
"return": 4346.26 | |
}, | |
{ | |
"month": 3, | |
"outstanding": 821680.33, | |
"return": 4346.26 | |
} | |
] | |
} | |
] | |
}, | |
{ | |
"type": "syndicated", | |
"rate": 1, | |
"values": [ | |
{ | |
"year": 2012, | |
"months": [ | |
{ | |
"month": 1, | |
"outstanding": 100000, | |
"return": 321.64 | |
}, | |
{ | |
"month": 2, | |
"outstanding": 97127.18, | |
"return": 321.64 | |
}, | |
{ | |
"month": 3, | |
"outstanding": 97127.18, | |
"return": 321.64 | |
} | |
] | |
} | |
] | |
} | |
], | |
"loanDocuments": [ | |
{ | |
"name": "BPO - 3.8.2016.pdf", | |
"file": "htt://google.com/pdf.pdf" | |
}, | |
{ | |
"name": "Appraisal - 3.8.2016.pdf", | |
"file": "htt://google.com/pdf.pdf" | |
} | |
], | |
"comps": [ | |
{ | |
"address": "1234 Fake St.", | |
"city": "New York", | |
"state": "NY", | |
"zip": "20002", | |
"estValue": 1230000, | |
"sqFt": 2300, | |
"beds": 2, | |
"baths": 3, | |
"soldOn": "03/08/2016" | |
}, | |
{ | |
"address": "1234 Fake St.", | |
"city": "New York", | |
"state": "NY", | |
"zip": "20002", | |
"estValue": 1230000, | |
"sqFt": 2300, | |
"beds": 2, | |
"baths": 3, | |
"soldOn": "03/08/2016" | |
}, | |
{ | |
"address": "1234 Fake St.", | |
"city": "New York", | |
"state": "NY", | |
"zip": "20002", | |
"estValue": 1230000, | |
"sqFt": 2300, | |
"beds": 2, | |
"baths": 3, | |
"soldOn": "03/08/2016" | |
} | |
], | |
"borrower": [ | |
{ | |
"name": "Jon Doe", | |
"creditScore": 720, | |
"income": [ | |
{ | |
"year": 2012, | |
"type": "wages", | |
"amount": 158823 | |
}, | |
{ | |
"year": 2012, | |
"type": "bonus", | |
"amount": 15823 | |
}, | |
{ | |
"year": 2012, | |
"type": "GAEL - Schedule", | |
"amount": 175823 | |
}, | |
{ | |
"year": 2013, | |
"type": "wages", | |
"amount": 158823 | |
}, | |
{ | |
"year": 2013, | |
"type": "bonus", | |
"amount": 15823 | |
}, | |
{ | |
"year": 2013, | |
"type": "GAEL - Schedule", | |
"amount": 175823 | |
}, | |
{ | |
"year": 2014, | |
"type": "wages", | |
"amount": 158823 | |
}, | |
{ | |
"year": 2014, | |
"type": "bonus", | |
"amount": 15823 | |
}, | |
{ | |
"year": 2014, | |
"type": "GAEL - Schedule", | |
"amount": 175823 | |
} | |
], | |
"assets": [ | |
{ | |
"name": "Stock Investments", | |
"value": 20123000 | |
} | |
] | |
} | |
] | |
} | |
] |
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