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[
{
"loanNumber": "LB-123056-0",
"address": "1234 Fake St.",
"city": "New York",
"state": "NY",
"zip": "20002",
"rate" : 4.23,
"lbRisk" : "low",
"loanType": "commercial",
"ltv": 72,
"term": 360,
"loanAmount": 1230000,
"balance": 985600,
"propertyType": "New Construction",
"asIsBOP": 1800000,
"asIsAppraised": 1200000,
"salesPrice": 1230000,
"sqFt": 2300,
"beds": 2,
"baths": 3,
"overview": "The borrower is a US resident and files US Tax returns. He has a VISA for extraordinary capabilities. Worked for Credit Agricole from 2003-2011 and now works as a partner of Saltbox partners. They are a consultant for large private equity firms in the energy sector. He has a masters of finance. He worked for credit agricole from 2003-2011 in NYC.",
"photo": "http://dev.sparkexperience.com/lendingbuddy--v3/images/loanAptSample1.jpg",
"investment": [
{
"type": "originated",
"rate": 4.23,
"values": [
{
"year": 2012,
"months": [
{
"month": 1,
"outstanding": 885600,
"return": 4346.26
},
{
"month": 2,
"outstanding": 870617.54,
"return": 4346.26
},
{
"month": 3,
"outstanding": 854988.89,
"return": 4346.26
},
{
"month": 3,
"outstanding": 838686.18,
"return": 4346.26
},
{
"month": 3,
"outstanding": 821680.33,
"return": 4346.26
}
]
}
]
},
{
"type": "syndicated",
"rate": 1,
"values": [
{
"year": 2012,
"months": [
{
"month": 1,
"outstanding": 100000,
"return": 321.64
},
{
"month": 2,
"outstanding": 97127.18,
"return": 321.64
},
{
"month": 3,
"outstanding": 97127.18,
"return": 321.64
}
]
}
]
}
],
"loanDocuments": [
{
"name": "BPO - 3.8.2016.pdf",
"file": "htt://google.com/pdf.pdf"
},
{
"name": "Appraisal - 3.8.2016.pdf",
"file": "htt://google.com/pdf.pdf"
}
],
"comps": [
{
"address": "1234 Fake St.",
"city": "New York",
"state": "NY",
"zip": "20002",
"estValue": 1230000,
"sqFt": 2300,
"beds": 2,
"baths": 3,
"soldOn": "03/08/2016"
},
{
"address": "1234 Fake St.",
"city": "New York",
"state": "NY",
"zip": "20002",
"estValue": 1230000,
"sqFt": 2300,
"beds": 2,
"baths": 3,
"soldOn": "03/08/2016"
},
{
"address": "1234 Fake St.",
"city": "New York",
"state": "NY",
"zip": "20002",
"estValue": 1230000,
"sqFt": 2300,
"beds": 2,
"baths": 3,
"soldOn": "03/08/2016"
}
],
"borrower": [
{
"name": "Jon Doe",
"creditScore": 720,
"income": [
{
"year": 2012,
"type": "wages",
"amount": 158823
},
{
"year": 2012,
"type": "bonus",
"amount": 15823
},
{
"year": 2012,
"type": "GAEL - Schedule",
"amount": 175823
},
{
"year": 2013,
"type": "wages",
"amount": 158823
},
{
"year": 2013,
"type": "bonus",
"amount": 15823
},
{
"year": 2013,
"type": "GAEL - Schedule",
"amount": 175823
},
{
"year": 2014,
"type": "wages",
"amount": 158823
},
{
"year": 2014,
"type": "bonus",
"amount": 15823
},
{
"year": 2014,
"type": "GAEL - Schedule",
"amount": 175823
}
],
"assets": [
{
"name": "Stock Investments",
"value": 20123000
}
]
}
]
}
]
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