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{"sLNm":"68012F41-2047-4B4E-B93E-A68101449392","sAllAppsHasCreditReportOnFile":"0","sLPurposeT":"1","IsProduction":"True","UseBpmiSingle":"False","UseBpmiSplit":"False","IsEnabledLockPeriodDropDown":"True","AvailableLockPeriodOptionsCSV":"15,30,45,60,75,90,,,","sProdRLckdDays":"60","sProdRLckdExpiredDLabel":"11/10/2016 (Assumes a 60-day lock.)","sSpAddr":"","sSpZip":"94597","sSpStatePe":"CA","sSpCounty":"Contra Costa","sSpCity":"Walnut Creek","sProdIsSpInRuralArea":"False","sOccTPe":"0","sSpGrossRentPe":"$0.00","sOccRPe":"100.000%","sHasNonOccupantCoborrowerPe":"False","sProdSpT":"0","sProdSpStructureT":"2","sProdIsNonwarrantableProj":"False","sProdIsCondotel":"False","sFhaCondoApprovalStatusT":"0","sProdCondoStories":"1","sIsRenovationLoan":"False","sTotalRenovationCosts":"$0.00","sLPurposeTPe":"1","sProdIsLoanEndorsedBeforeJune09":"False","sProdCashoutAmt":"$0.00","sProdCurrPIPmt":"$0.00","sProdCurrPIPmtLckd":"False","sProdCurrMIPMo":"$0.00","sIsCreditQualifying":"False","sHasAppraisal":"False","sSpLien":"$0.00","sFHASalesConcessions":"$0.00","sSellerCreditT":"0","sProdImpound":"True","sIsIOnlyPe":"False","sProdDocT":"0","sOriginalAppraisedValue":"$0.00","sApprValPe":"$0.00","sHouseValPe":"$600,000.00","sAsIsAppraisedValuePeval":"$0.00","sDownPmtPcPe":"63.012%","sEquityPe":"$378,071.00","sLtvRPe":"36.989%","sLAmtCalcPe":"$221,929.00","sHasSecondFinancingT":"True","sSubFinT":"1","sLtvROtherFinPe":"0.000%","sProOFinBalPe":"$0.00","sCltvRPe":"36.989%","sSubFinToPropertyValue":"5.000%","sSubFinPe":"$30,000.00","sHCLTVRPe":"41.988%","sOriginatorCompensationPaymentSourceT":"2","sOriginatorCompensationBorrPaidPc":"0.000%","sOriginatorCompensationBorrPaidBaseT":"0","sOriginatorCompensationBorrPaidMb":"$0.00","sProd3rdPartyUwResultT":"1","sProdIsDuRefiPlus":"False","sCreditScoreEstimatePe":"739","sPrimAppTotNonspIPe":"$500,000.00","sNumFinancedProperties":"1","sCreditScoreType2":"739","sAppTotLiqAsset":"$0.00","sMonthlyPmtPe":"$0.00","sPriorSalesD":"mm/dd/yyyy","sPriorSalesPrice":"$0.00","sPriorSalesSellerT":"0","sProdConvMIOptionT":"4","sConvSplitMIRT":"0","sProdIsUFMIPFFFinanced":"True","sProdOverrideUFMIPFF":"False","sProdFhaUfmip":"1.750%","sProdVaFundingFee":"0.000%","sProdUSDAGuaranteeFee":"2.750%","sPresOHExpPe":"$0.00","sDisplayOriginatorCompensation":"False","sProHoAssocDuesPe":"$0.00","sProHazInsPe":"$0.00","sProMInsPe":"$0.00","sProOHExpDescPe":"","sProRealETxPe":"$0.00","sProOHExpPe":"$0.00","sProdCalcEntryT":"5","sLtv80TestResultT":"1","IsEnableRenovationCheckboxInPML":"False","sTitleInsuranceCostT":"1","sOwnerTitleInsFPe":"$0.00","sProdFilterDue10Yrs":"False","isFilterValid":true,"sProdFilterDue15Yrs":"True","sProdFilterDue20Yrs":"False","sProdFilterDue25Yrs":"False","sProdFilterDue30Yrs":"True","sProdFilterDueOther":"False","sProdFilterFinMethFixed":"True","sProdFilterFinMeth3YrsArm":"False","sProdFilterFinMeth5YrsArm":"False","sProdFilterFinMeth7YrsArm":"False","sProdFilterFinMeth10YrsArm":"False","sProdFilterFinMethOther":"False","sProdIncludeNormalProc":"True","sProdIncludeMyCommunityProc":"False","sProdIncludeHomePossibleProc":"False","sProdIncludeFHATotalProc":"True","sProdIncludeVAProc":"False","sProdIncludeUSDARuralProc":"False","sStatusT":"Lead New","sFileVersion":"-9421812","sPinCount":"0","LoanOfficer_EmployeeId":"00000000-0000-0000-0000-000000000000","LoanOfficer_FullName":"","Processor_EmployeeId":"00000000-0000-0000-0000-000000000000","Processor_FullName":"","Secondary_EmployeeId":"00000000-0000-0000-0000-000000000000","Secondary_FullName":"","PostCloser_EmployeeId":"00000000-0000-0000-0000-000000000000","PostCloser_FullName":"","sCustomPMLField1":"","sCustomPMLField2":"","sCustomPMLField3":"","sCustomPMLField4":"","sCustomPMLField5":"","sCustomPMLField6":"","sCustomPMLField7":"","sCustomPMLField8":"","sCustomPMLField9":"","sCustomPMLField10":"","sHorizonOfBorrowerInterestInMonths":"60","sProdLpePriceGroupNm":"CORPORATE","sProOFinPmtPe":"$0.00","sLpIsNegAmortOtherLien":"False","sOtherLFinMethT":"0","sCreditLineAmt":"$221,929.00","sProdIsTexas50a6Loan":"False","sOriginatorCompensationBorrTotalAmount":"$0.00","sOriginatorCompensationPlan":"{\"Percent\":0,\"BaseT\":0,\"MinAmount\":0,\"MaxAmount\":0,\"FixedAmount\":0}","LenderPaidCompForBorrPaidCompCheck":"$0.00","BorrowerPaidCompExceedsLenderPaidComp":"False","sLoanFileT":"2","sCorrespondentProcessT":"0","sBranchChannelT":"1","sGfeIsTPOTransaction":"False","sHasMortgageLiabilityThatWillBePaidOffAtClosing":"True","IsBeyondV1_CalcVaLoanElig":"True","isValid":true,"isGeneralInfoValid":true,"aBHasHousingHistQP":true,"aBTotalScoreIsFthbQP":false,"sLId":"68012f41-2047-4b4e-b93e-a68101449392","CurrentApp":-1} |
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Platform response:
[ { id: 5, created_at: "2016-09-14T21:00:26.847-07:00", rates: [ { rate: "2.5", points: "-1.0", apr: "2.598", closingCost: "415.06", monthlyPayment: "1479.8", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.375", points: "-0.25", apr: "2.472", closingCost: "2069.5075", monthlyPayment: "1466.78", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", 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{ description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.5", points: "-0.5", apr: "3.37", closingCost: "1524.705", monthlyPayment: "876.89", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1109.645", line: "" } ] }, { rate: "2.375", points: "-0.125", apr: "3.327", closingCost: "2346.91875", monthlyPayment: "862.53", 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}, { description: "Lender Credits", value: "-1941.87875", line: "" } ] }, { rate: "3.75", points: "-0.75", apr: "3.806", closingCost: "1070.0625", monthlyPayment: "1027.79", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "300.53", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1664.4675", line: "" } ] }, { rate: "3.625", points: "-0.125", apr: "3.729", closingCost: "2447.09875", monthlyPayment: "1012.11", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan 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"25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "3.25", points: "1.125", apr: "3.591", closingCost: "5191.16", monthlyPayment: "965.85", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "2496.7", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "260.46", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "3.125", points: "1.625", apr: "3.555", closingCost: "6290.79", monthlyPayment: "950.69", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3606.35", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "250.44", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 4, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "3.25", points: "-1.0", apr: "3.305", closingCost: "475.17", monthlyPayment: "965.85", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", 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