Data for backtesting investment portfolios (created by https://observablehq.com/d/78e5f7c4d459da40, firstYearOnPortfolioVisualizer=1986, lastYearOnPortfolioVisualizer = 2023, portfolioNumYears starts at 1)

financial-data-2.json

[[1,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.87,"inflationAdjustedAnnualReturn":6.16},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":2.61,"inflationAdjustedAnnualReturn":-1.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.87,"inflationAdjustedAnnualReturn":6.16},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":7.76,"inflationAdjustedAnnualReturn":3.18},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":15.03,"inflationAdjustedAnnualReturn":10.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.72,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":14.78,"inflationAdjustedAnnualReturn":9.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":11.32,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":20.39,"inflationAdjustedAnnualReturn":15.17},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":22.6,"inflationAdjustedAnnualReturn":17.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":20.45,"inflationAdjustedAnnualReturn":15.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":17.12,"inflationAdjustedAnnualReturn":12.04},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":4.89,"inflationAdjustedAnnualReturn":-0.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":9.7,"inflationAdjustedAnnualReturn":4.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":4.7,"inflationAdjustedAnnualReturn":-0.64},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":7.05,"inflationAdjustedAnnualReturn":1.59},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":5.75,"inflationAdjustedAnnualReturn":1.13},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":11.51,"inflationAdjustedAnnualReturn":6.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":5.43,"inflationAdjustedAnnualReturn":0.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":7.8,"inflationAdjustedAnnualReturn":3.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":12.7,"inflationAdjustedAnnualReturn":9.43},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":20.19,"inflationAdjustedAnnualReturn":16.71},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":12.23,"inflationAdjustedAnnualReturn":8.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":11.91,"inflationAdjustedAnnualReturn":8.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":9.86,"inflationAdjustedAnnualReturn":6.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":8.79,"inflationAdjustedAnnualReturn":5.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":8.7,"inflationAdjustedAnnualReturn":5.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":9.42,"inflationAdjustedAnnualReturn":6.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":5.09,"inflationAdjustedAnnualReturn":2.32},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":9.22,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.26,"inflationAdjustedAnnualReturn":4.43},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":12.73,"inflationAdjustedAnnualReturn":9.86},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":16.43,"inflationAdjustedAnnualReturn":13.47},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":12.99,"inflationAdjustedAnnualReturn":10.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":11.08,"inflationAdjustedAnnualReturn":8.26},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":19.77,"inflationAdjustedAnnualReturn":16.36},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":28.16,"inflationAdjustedAnnualReturn":24.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":19.3,"inflationAdjustedAnnualReturn":15.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":16.42,"inflationAdjustedAnnualReturn":13.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":17.29,"inflationAdjustedAnnualReturn":14.42},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":25.88,"inflationAdjustedAnnualReturn":22.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":16.8,"inflationAdjustedAnnualReturn":13.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":13.36,"inflationAdjustedAnnualReturn":10.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":19.66,"inflationAdjustedAnnualReturn":17.71},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":27.07,"inflationAdjustedAnnualReturn":25},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":19.4,"inflationAdjustedAnnualReturn":17.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":15.94,"inflationAdjustedAnnualReturn":14.05},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":21.41,"inflationAdjustedAnnualReturn":18.86},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":23.54,"inflationAdjustedAnnualReturn":20.94},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":21.33,"inflationAdjustedAnnualReturn":18.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":15.53,"inflationAdjustedAnnualReturn":13.1},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.06,"inflationAdjustedAnnualReturn":1.97},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.22,"inflationAdjustedAnnualReturn":2.12},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.36,"inflationAdjustedAnnualReturn":2.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.82,"inflationAdjustedAnnualReturn":2.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":-10.52,"inflationAdjustedAnnualReturn":-12.67},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":-10.77,"inflationAdjustedAnnualReturn":-12.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":-10.84,"inflationAdjustedAnnualReturn":-12.99},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":-3.93,"inflationAdjustedAnnualReturn":-6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":-13.8,"inflationAdjustedAnnualReturn":-15.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":-16.11,"inflationAdjustedAnnualReturn":-17.73},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":-14.06,"inflationAdjustedAnnualReturn":-15.71},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":-6.58,"inflationAdjustedAnnualReturn":-8.38},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":4.55,"inflationAdjustedAnnualReturn":2.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":1.89,"inflationAdjustedAnnualReturn":-0.23},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":4.85,"inflationAdjustedAnnualReturn":2.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":5.97,"inflationAdjustedAnnualReturn":3.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":22.63,"inflationAdjustedAnnualReturn":19.57},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":21.57,"inflationAdjustedAnnualReturn":18.53},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":22.45,"inflationAdjustedAnnualReturn":19.39},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":16.4,"inflationAdjustedAnnualReturn":13.48},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":11.41,"inflationAdjustedAnnualReturn":7.81},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":9.2,"inflationAdjustedAnnualReturn":5.67},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":11.31,"inflationAdjustedAnnualReturn":7.71},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":8.64,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.88},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":10.64,"inflationAdjustedAnnualReturn":7.44},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":13.02,"inflationAdjustedAnnualReturn":9.75},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":9.8,"inflationAdjustedAnnualReturn":6.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":13.2,"inflationAdjustedAnnualReturn":9.58},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":10.39,"inflationAdjustedAnnualReturn":6.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":13.09,"inflationAdjustedAnnualReturn":9.47},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":10.62,"inflationAdjustedAnnualReturn":7.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":-16.06,"inflationAdjustedAnnualReturn":-17.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":-18.5,"inflationAdjustedAnnualReturn":-20.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":-15.93,"inflationAdjustedAnnualReturn":-17.63},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":-7.96,"inflationAdjustedAnnualReturn":-9.83},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":-9.07,"inflationAdjustedAnnualReturn":-10.33},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":-9.98,"inflationAdjustedAnnualReturn":-11.22},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":-8.45,"inflationAdjustedAnnualReturn":-9.72},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":-2.53,"inflationAdjustedAnnualReturn":-3.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":21.36,"inflationAdjustedAnnualReturn":18.85},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":22.76,"inflationAdjustedAnnualReturn":20.23},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":21.31,"inflationAdjustedAnnualReturn":18.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":16.32,"inflationAdjustedAnnualReturn":13.92},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":5.29,"inflationAdjustedAnnualReturn":3},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":8.73,"inflationAdjustedAnnualReturn":6.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":5.25,"inflationAdjustedAnnualReturn":2.95},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":5.92,"inflationAdjustedAnnualReturn":3.61},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":5.78,"inflationAdjustedAnnualReturn":3.35},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":5.87,"inflationAdjustedAnnualReturn":3.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":5.97,"inflationAdjustedAnnualReturn":3.54},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":19.98,"inflationAdjustedAnnualReturn":18.07},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":24.51,"inflationAdjustedAnnualReturn":22.52},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":19.87,"inflationAdjustedAnnualReturn":17.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":13.58,"inflationAdjustedAnnualReturn":11.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":15.47,"inflationAdjustedAnnualReturn":14.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":22.44,"inflationAdjustedAnnualReturn":21.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":15.2,"inflationAdjustedAnnualReturn":13.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":10.84,"inflationAdjustedAnnualReturn":9.61},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":2.83,"inflationAdjustedAnnualReturn":2.07},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":6.19,"inflationAdjustedAnnualReturn":5.4},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":2.75,"inflationAdjustedAnnualReturn":1.99},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":2.83,"inflationAdjustedAnnualReturn":2.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":3.93,"inflationAdjustedAnnualReturn":2.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":6.24,"inflationAdjustedAnnualReturn":4.77},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":3.9,"inflationAdjustedAnnualReturn":2.47},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":3.08,"inflationAdjustedAnnualReturn":1.66},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":15.04,"inflationAdjustedAnnualReturn":12.68},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":16.71,"inflationAdjustedAnnualReturn":14.32},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":15.02,"inflationAdjustedAnnualReturn":12.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":11.03,"inflationAdjustedAnnualReturn":8.76},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":5.76,"inflationAdjustedAnnualReturn":3.67},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2017,"annualReturn":7.09,"inflationAdjustedAnnualReturn":4.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":5.88,"inflationAdjustedAnnualReturn":3.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2017,"annualReturn":4.63,"inflationAdjustedAnnualReturn":2.57},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":7.84,"inflationAdjustedAnnualReturn":5.62},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2018,"annualReturn":11.26,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":7.82,"inflationAdjustedAnnualReturn":5.61},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2018,"annualReturn":6.74,"inflationAdjustedAnnualReturn":4.55},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":21.22,"inflationAdjustedAnnualReturn":19.05},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2019,"annualReturn":25.66,"inflationAdjustedAnnualReturn":23.41},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":21.07,"inflationAdjustedAnnualReturn":18.9},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2019,"annualReturn":16.76,"inflationAdjustedAnnualReturn":14.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":17.42,"inflationAdjustedAnnualReturn":12.73},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2020,"annualReturn":23.21,"inflationAdjustedAnnualReturn":18.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":17.19,"inflationAdjustedAnnualReturn":12.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2020,"annualReturn":12.43,"inflationAdjustedAnnualReturn":7.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2021,"annualReturn":-1.79,"inflationAdjustedAnnualReturn":-7.99},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2021,"annualReturn":0.48,"inflationAdjustedAnnualReturn":-5.87},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2021,"annualReturn":-1.68,"inflationAdjustedAnnualReturn":-7.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2021,"annualReturn":-3.53,"inflationAdjustedAnnualReturn":-9.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2022,"annualReturn":-6.34,"inflationAdjustedAnnualReturn":-11.36},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2022,"annualReturn":-5.7,"inflationAdjustedAnnualReturn":-10.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2022,"annualReturn":-6.28,"inflationAdjustedAnnualReturn":-11.31},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2022,"annualReturn":-6.9,"inflationAdjustedAnnualReturn":-11.89}]],[2,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":15.03,"inflationAdjustedAnnualReturn":10.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":9.72,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":14.78,"inflationAdjustedAnnualReturn":9.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":11.32,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":17.07,"inflationAdjustedAnnualReturn":12.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":15.54,"inflationAdjustedAnnualReturn":10.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":17.17,"inflationAdjustedAnnualReturn":12.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":13.91,"inflationAdjustedAnnualReturn":9.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.13,"inflationAdjustedAnnualReturn":3.88},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":12.18,"inflationAdjustedAnnualReturn":6.78},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":9.21,"inflationAdjustedAnnualReturn":3.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":9.64,"inflationAdjustedAnnualReturn":4.36},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":11.25,"inflationAdjustedAnnualReturn":6.36},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":16.79,"inflationAdjustedAnnualReturn":11.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":10.71,"inflationAdjustedAnnualReturn":5.85},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":11.49,"inflationAdjustedAnnualReturn":6.59},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":5.03,"inflationAdjustedAnnualReturn":0.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.7,"inflationAdjustedAnnualReturn":6.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":4.19,"inflationAdjustedAnnualReturn":0.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":6.36,"inflationAdjustedAnnualReturn":2.25},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.39,"inflationAdjustedAnnualReturn":10.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":16.91,"inflationAdjustedAnnualReturn":13.61},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.58,"inflationAdjustedAnnualReturn":10.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":12.64,"inflationAdjustedAnnualReturn":9.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":6.32,"inflationAdjustedAnnualReturn":3.45},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":6.41,"inflationAdjustedAnnualReturn":3.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":6.67,"inflationAdjustedAnnualReturn":3.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":6.01,"inflationAdjustedAnnualReturn":3.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":13.72,"inflationAdjustedAnnualReturn":10.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":14.46,"inflationAdjustedAnnualReturn":11.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":14.09,"inflationAdjustedAnnualReturn":11.14},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":12.08,"inflationAdjustedAnnualReturn":9.18},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":13.48,"inflationAdjustedAnnualReturn":10.34},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":17.92,"inflationAdjustedAnnualReturn":14.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":13.44,"inflationAdjustedAnnualReturn":10.3},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":10.97,"inflationAdjustedAnnualReturn":7.9},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":20.84,"inflationAdjustedAnnualReturn":18.47},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":25.98,"inflationAdjustedAnnualReturn":23.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":20.65,"inflationAdjustedAnnualReturn":18.29},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":15.69,"inflationAdjustedAnnualReturn":13.43},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":9.67,"inflationAdjustedAnnualReturn":6.94},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":10.92,"inflationAdjustedAnnualReturn":8.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":9.88,"inflationAdjustedAnnualReturn":7.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":9.07,"inflationAdjustedAnnualReturn":6.35},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":11.78,"inflationAdjustedAnnualReturn":9.52},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":16.11,"inflationAdjustedAnnualReturn":13.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":11.69,"inflationAdjustedAnnualReturn":9.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":9.04,"inflationAdjustedAnnualReturn":6.83},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":15.57,"inflationAdjustedAnnualReturn":14.05},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":20.34,"inflationAdjustedAnnualReturn":18.76},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":15.33,"inflationAdjustedAnnualReturn":13.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":11.14,"inflationAdjustedAnnualReturn":9.68},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.75,"inflationAdjustedAnnualReturn":8.67},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":14.56,"inflationAdjustedAnnualReturn":13.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.48,"inflationAdjustedAnnualReturn":8.4},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":6.88,"inflationAdjustedAnnualReturn":5.82},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":5,"inflationAdjustedAnnualReturn":3.77},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":8.26,"inflationAdjustedAnnualReturn":6.99},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":4.85,"inflationAdjustedAnnualReturn":3.62},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":4.19,"inflationAdjustedAnnualReturn":2.97},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":9.38,"inflationAdjustedAnnualReturn":7.62},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":10.96,"inflationAdjustedAnnualReturn":9.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":9.37,"inflationAdjustedAnnualReturn":7.61},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":7,"inflationAdjustedAnnualReturn":5.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":8.88,"inflationAdjustedAnnualReturn":6.71},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":6.96,"inflationAdjustedAnnualReturn":4.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":5.39,"inflationAdjustedAnnualReturn":3.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":12.09,"inflationAdjustedAnnualReturn":9.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2017,"annualReturn":14.43,"inflationAdjustedAnnualReturn":12.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":12.11,"inflationAdjustedAnnualReturn":9.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2017,"annualReturn":9.52,"inflationAdjustedAnnualReturn":7.26},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":10.82,"inflationAdjustedAnnualReturn":8.8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2018,"annualReturn":14.37,"inflationAdjustedAnnualReturn":12.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":10.68,"inflationAdjustedAnnualReturn":8.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2018,"annualReturn":8.99,"inflationAdjustedAnnualReturn":7.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":20.38,"inflationAdjustedAnnualReturn":16.28},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2019,"annualReturn":25.64,"inflationAdjustedAnnualReturn":21.35},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":19.96,"inflationAdjustedAnnualReturn":15.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2019,"annualReturn":14.9,"inflationAdjustedAnnualReturn":10.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":4.1,"inflationAdjustedAnnualReturn":-0.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2020,"annualReturn":6.87,"inflationAdjustedAnnualReturn":1.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":4.08,"inflationAdjustedAnnualReturn":-0.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2020,"annualReturn":1.88,"inflationAdjustedAnnualReturn":-2.9},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2021,"annualReturn":1.84,"inflationAdjustedAnnualReturn":-4.07},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2021,"annualReturn":4.66,"inflationAdjustedAnnualReturn":-1.42},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2021,"annualReturn":1.83,"inflationAdjustedAnnualReturn":-4.08},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2021,"annualReturn":-0.67,"inflationAdjustedAnnualReturn":-6.43}]],[3,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":17.07,"inflationAdjustedAnnualReturn":12.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":15.54,"inflationAdjustedAnnualReturn":10.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":17.17,"inflationAdjustedAnnualReturn":12.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":13.91,"inflationAdjustedAnnualReturn":9.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.19,"inflationAdjustedAnnualReturn":4.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.71,"inflationAdjustedAnnualReturn":4.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.62,"inflationAdjustedAnnualReturn":4.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.16,"inflationAdjustedAnnualReturn":4.06},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":12.9,"inflationAdjustedAnnualReturn":7.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":16.92,"inflationAdjustedAnnualReturn":11.83},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":12.69,"inflationAdjustedAnnualReturn":7.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":12.36,"inflationAdjustedAnnualReturn":7.47},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.41,"inflationAdjustedAnnualReturn":5.03},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":14.82,"inflationAdjustedAnnualReturn":10.22},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.4,"inflationAdjustedAnnualReturn":4.06},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":9.45,"inflationAdjustedAnnualReturn":5.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.21,"inflationAdjustedAnnualReturn":3.39},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.68,"inflationAdjustedAnnualReturn":6.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":7.1,"inflationAdjustedAnnualReturn":3.28},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":8.25,"inflationAdjustedAnnualReturn":4.39},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":10.45,"inflationAdjustedAnnualReturn":7.39},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":12.38,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":10.72,"inflationAdjustedAnnualReturn":7.65},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":9.56,"inflationAdjustedAnnualReturn":6.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":10.59,"inflationAdjustedAnnualReturn":7.67},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":13.1,"inflationAdjustedAnnualReturn":10.11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":10.87,"inflationAdjustedAnnualReturn":7.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":9.88,"inflationAdjustedAnnualReturn":6.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":13.93,"inflationAdjustedAnnualReturn":10.8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":16.05,"inflationAdjustedAnnualReturn":12.87},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":14.15,"inflationAdjustedAnnualReturn":11.02},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":11.75,"inflationAdjustedAnnualReturn":8.68},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":15.42,"inflationAdjustedAnnualReturn":12.54},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":21.06,"inflationAdjustedAnnualReturn":18.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":14.88,"inflationAdjustedAnnualReturn":12.01},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":12.21,"inflationAdjustedAnnualReturn":9.41},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":20.54,"inflationAdjustedAnnualReturn":17.84},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":27.61,"inflationAdjustedAnnualReturn":24.76},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":19.35,"inflationAdjustedAnnualReturn":16.68},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":16.18,"inflationAdjustedAnnualReturn":13.58},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":19.53,"inflationAdjustedAnnualReturn":16.81},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":24.7,"inflationAdjustedAnnualReturn":21.87},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":19.04,"inflationAdjustedAnnualReturn":16.33},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":14.44,"inflationAdjustedAnnualReturn":11.84},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":12.14,"inflationAdjustedAnnualReturn":9.57},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":15.63,"inflationAdjustedAnnualReturn":12.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":12.16,"inflationAdjustedAnnualReturn":9.59},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":10.77,"inflationAdjustedAnnualReturn":8.23},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":3.84,"inflationAdjustedAnnualReturn":1.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":4.99,"inflationAdjustedAnnualReturn":2.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":4.01,"inflationAdjustedAnnualReturn":1.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":5.35,"inflationAdjustedAnnualReturn":2.98},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":2.32,"inflationAdjustedAnnualReturn":0.06},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":0.99,"inflationAdjustedAnnualReturn":-1.25},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":2.58,"inflationAdjustedAnnualReturn":0.31},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":4.27,"inflationAdjustedAnnualReturn":1.97},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.03,"inflationAdjustedAnnualReturn":5.16},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":5.48,"inflationAdjustedAnnualReturn":2.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.03,"inflationAdjustedAnnualReturn":5.16},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":7.3,"inflationAdjustedAnnualReturn":4.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":18.11,"inflationAdjustedAnnualReturn":14.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":15.98,"inflationAdjustedAnnualReturn":12.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":17.64,"inflationAdjustedAnnualReturn":14.47},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":13.05,"inflationAdjustedAnnualReturn":10},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":12.53,"inflationAdjustedAnnualReturn":8.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":9.79,"inflationAdjustedAnnualReturn":6.26},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":12.2,"inflationAdjustedAnnualReturn":8.59},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":9.63,"inflationAdjustedAnnualReturn":6.1},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.76,"inflationAdjustedAnnualReturn":8.87},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":15.18,"inflationAdjustedAnnualReturn":13.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.44,"inflationAdjustedAnnualReturn":8.55},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":8.38,"inflationAdjustedAnnualReturn":6.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":11.22,"inflationAdjustedAnnualReturn":9.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":14.98,"inflationAdjustedAnnualReturn":13.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":10.98,"inflationAdjustedAnnualReturn":9.69},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":8.07,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.78,"inflationAdjustedAnnualReturn":8.41},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":14.05,"inflationAdjustedAnnualReturn":12.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.4,"inflationAdjustedAnnualReturn":8.04},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":6.89,"inflationAdjustedAnnualReturn":5.56},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":8.78,"inflationAdjustedAnnualReturn":7.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":11.33,"inflationAdjustedAnnualReturn":9.77},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":8.71,"inflationAdjustedAnnualReturn":7.2},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":6.86,"inflationAdjustedAnnualReturn":5.36},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":4.88,"inflationAdjustedAnnualReturn":3.13},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":6.66,"inflationAdjustedAnnualReturn":4.88},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":4.89,"inflationAdjustedAnnualReturn":3.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":3.85,"inflationAdjustedAnnualReturn":2.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":11.44,"inflationAdjustedAnnualReturn":9.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":13.95,"inflationAdjustedAnnualReturn":11.62},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":11.36,"inflationAdjustedAnnualReturn":9.08},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":8.87,"inflationAdjustedAnnualReturn":6.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":13.32,"inflationAdjustedAnnualReturn":11.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2017,"annualReturn":16.01,"inflationAdjustedAnnualReturn":13.83},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":13.22,"inflationAdjustedAnnualReturn":11.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2017,"annualReturn":10.53,"inflationAdjustedAnnualReturn":8.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":12.79,"inflationAdjustedAnnualReturn":9.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2018,"annualReturn":17.08,"inflationAdjustedAnnualReturn":13.53},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":12.41,"inflationAdjustedAnnualReturn":9.01},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2018,"annualReturn":9.55,"inflationAdjustedAnnualReturn":6.23},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":9.27,"inflationAdjustedAnnualReturn":4.81},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2019,"annualReturn":12.37,"inflationAdjustedAnnualReturn":7.78},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":9.11,"inflationAdjustedAnnualReturn":4.65},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2019,"annualReturn":6.13,"inflationAdjustedAnnualReturn":1.8},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":5.72,"inflationAdjustedAnnualReturn":0.82},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2020,"annualReturn":8.75,"inflationAdjustedAnnualReturn":3.71},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2020,"annualReturn":5.59,"inflationAdjustedAnnualReturn":0.69},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2020,"annualReturn":2.96,"inflationAdjustedAnnualReturn":-1.82}]],[4,[{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":6.07,"inflationAdjustedAnnualReturn":2.49},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":8.42,"inflationAdjustedAnnualReturn":4.77},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":6.17,"inflationAdjustedAnnualReturn":2.59},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":6.72,"inflationAdjustedAnnualReturn":3.12},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.34,"inflationAdjustedAnnualReturn":10.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":16.72,"inflationAdjustedAnnualReturn":13.56},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.34,"inflationAdjustedAnnualReturn":10.27},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":12.01,"inflationAdjustedAnnualReturn":8.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":11.51,"inflationAdjustedAnnualReturn":8.44},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":14.63,"inflationAdjustedAnnualReturn":11.47},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":11.55,"inflationAdjustedAnnualReturn":8.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":10.06,"inflationAdjustedAnnualReturn":7.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":15.22,"inflationAdjustedAnnualReturn":12.31},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":18.9,"inflationAdjustedAnnualReturn":15.89},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":15.17,"inflationAdjustedAnnualReturn":12.25},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":12.59,"inflationAdjustedAnnualReturn":9.74},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":12.83,"inflationAdjustedAnnualReturn":10.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":16.68,"inflationAdjustedAnnualReturn":13.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":12.59,"inflationAdjustedAnnualReturn":9.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":10.76,"inflationAdjustedAnnualReturn":8.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.94,"inflationAdjustedAnnualReturn":4.65},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":9.74,"inflationAdjustedAnnualReturn":7.4},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.62},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.41,"inflationAdjustedAnnualReturn":5.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":-0.51,"inflationAdjustedAnnualReturn":-2.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":-0.8,"inflationAdjustedAnnualReturn":-3.05},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":-0.41,"inflationAdjustedAnnualReturn":-2.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":2.51,"inflationAdjustedAnnualReturn":0.19},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":1.21,"inflationAdjustedAnnualReturn":-1.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":0.46,"inflationAdjustedAnnualReturn":-1.86},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":1.49,"inflationAdjustedAnnualReturn":-0.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":3.61,"inflationAdjustedAnnualReturn":1.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":10.07,"inflationAdjustedAnnualReturn":7.18},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":7.42,"inflationAdjustedAnnualReturn":4.6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":9.9,"inflationAdjustedAnnualReturn":7.02},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":8.46,"inflationAdjustedAnnualReturn":5.62},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":16.32,"inflationAdjustedAnnualReturn":12.89},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":13.8,"inflationAdjustedAnnualReturn":10.45},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":15.78,"inflationAdjustedAnnualReturn":12.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":12.04,"inflationAdjustedAnnualReturn":8.74},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":3.69,"inflationAdjustedAnnualReturn":1.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":2.94,"inflationAdjustedAnnualReturn":0.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":4.13,"inflationAdjustedAnnualReturn":1.91},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":5.35,"inflationAdjustedAnnualReturn":3.11},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":-0.12,"inflationAdjustedAnnualReturn":-2.33},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":0.21,"inflationAdjustedAnnualReturn":-2.01},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":0.17,"inflationAdjustedAnnualReturn":-2.05},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":2.87,"inflationAdjustedAnnualReturn":0.59},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":11.59,"inflationAdjustedAnnualReturn":9.73},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":15.56,"inflationAdjustedAnnualReturn":13.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":11.19,"inflationAdjustedAnnualReturn":9.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":9.02,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":8.36,"inflationAdjustedAnnualReturn":6.72},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":12.03,"inflationAdjustedAnnualReturn":10.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":8.02,"inflationAdjustedAnnualReturn":6.39},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":6.51,"inflationAdjustedAnnualReturn":4.9},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":10.95,"inflationAdjustedAnnualReturn":9.47},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":14.49,"inflationAdjustedAnnualReturn":12.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":10.62,"inflationAdjustedAnnualReturn":9.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":7.85,"inflationAdjustedAnnualReturn":6.4},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":11.97,"inflationAdjustedAnnualReturn":10.39},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":15.42,"inflationAdjustedAnnualReturn":13.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":11.67,"inflationAdjustedAnnualReturn":10.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":8.52,"inflationAdjustedAnnualReturn":6.99},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":5.37,"inflationAdjustedAnnualReturn":3.8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":7.79,"inflationAdjustedAnnualReturn":6.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":5.26,"inflationAdjustedAnnualReturn":3.69},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":4.36,"inflationAdjustedAnnualReturn":2.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":8.84,"inflationAdjustedAnnualReturn":6.89},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":11.08,"inflationAdjustedAnnualReturn":9.09},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":8.75,"inflationAdjustedAnnualReturn":6.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":12.58,"inflationAdjustedAnnualReturn":10.43},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":15.3,"inflationAdjustedAnnualReturn":13.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":12.4,"inflationAdjustedAnnualReturn":10.25},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":9.8,"inflationAdjustedAnnualReturn":7.7},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":14.44,"inflationAdjustedAnnualReturn":11.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2017,"annualReturn":17.86,"inflationAdjustedAnnualReturn":14.52},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":14.11,"inflationAdjustedAnnualReturn":10.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2017,"annualReturn":10.67,"inflationAdjustedAnnualReturn":7.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":5.74,"inflationAdjustedAnnualReturn":1.89},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2018,"annualReturn":8.6,"inflationAdjustedAnnualReturn":4.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":5.56,"inflationAdjustedAnnualReturn":1.72},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2018,"annualReturn":3.8,"inflationAdjustedAnnualReturn":0.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":9.81,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2019,"annualReturn":13.04,"inflationAdjustedAnnualReturn":8.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2019,"annualReturn":9.53,"inflationAdjustedAnnualReturn":5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2019,"annualReturn":6.33,"inflationAdjustedAnnualReturn":1.93}]],[5,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":12.01,"inflationAdjustedAnnualReturn":7.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":13.91,"inflationAdjustedAnnualReturn":8.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":12.32,"inflationAdjustedAnnualReturn":7.45},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":11.42,"inflationAdjustedAnnualReturn":6.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":12.57,"inflationAdjustedAnnualReturn":8.94},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":9.03,"inflationAdjustedAnnualReturn":5.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.66},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.76,"inflationAdjustedAnnualReturn":10.59},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1991,"annualReturn":17.41,"inflationAdjustedAnnualReturn":14.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1991,"annualReturn":13.51,"inflationAdjustedAnnualReturn":10.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1991,"annualReturn":11.8,"inflationAdjustedAnnualReturn":8.68},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":4,"inflationAdjustedAnnualReturn":1.71},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":3.95,"inflationAdjustedAnnualReturn":1.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":4.29,"inflationAdjustedAnnualReturn":2},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":5.56,"inflationAdjustedAnnualReturn":3.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":3.22,"inflationAdjustedAnnualReturn":0.69},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":2.38,"inflationAdjustedAnnualReturn":-0.14},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":3.5,"inflationAdjustedAnnualReturn":0.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":4.79,"inflationAdjustedAnnualReturn":2.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":4.57,"inflationAdjustedAnnualReturn":1.84},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":2.76,"inflationAdjustedAnnualReturn":0.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":4.84,"inflationAdjustedAnnualReturn":2.11},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":5.42,"inflationAdjustedAnnualReturn":2.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":4.49,"inflationAdjustedAnnualReturn":2.05},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":3.44,"inflationAdjustedAnnualReturn":1.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":4.85,"inflationAdjustedAnnualReturn":2.41},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":5.54,"inflationAdjustedAnnualReturn":3.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":2.52,"inflationAdjustedAnnualReturn":0.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":2.61,"inflationAdjustedAnnualReturn":0.3},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":2.9,"inflationAdjustedAnnualReturn":0.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":4.53,"inflationAdjustedAnnualReturn":2.17},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":2.26,"inflationAdjustedAnnualReturn":0.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":2.72,"inflationAdjustedAnnualReturn":0.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":2.59,"inflationAdjustedAnnualReturn":0.41},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":4.3,"inflationAdjustedAnnualReturn":2.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":4.69,"inflationAdjustedAnnualReturn":2.89},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":6.81,"inflationAdjustedAnnualReturn":4.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":4.92,"inflationAdjustedAnnualReturn":3.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":5.45,"inflationAdjustedAnnualReturn":3.64},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":14.29,"inflationAdjustedAnnualReturn":12.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":17.65,"inflationAdjustedAnnualReturn":15.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":13.95,"inflationAdjustedAnnualReturn":11.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":10.96,"inflationAdjustedAnnualReturn":8.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":9.44,"inflationAdjustedAnnualReturn":7.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":12.86,"inflationAdjustedAnnualReturn":11.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":9.04,"inflationAdjustedAnnualReturn":7.39},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":7.35,"inflationAdjustedAnnualReturn":5.73},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":8.64,"inflationAdjustedAnnualReturn":6.91},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":12.11,"inflationAdjustedAnnualReturn":10.32},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":8.21,"inflationAdjustedAnnualReturn":6.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":6.59,"inflationAdjustedAnnualReturn":4.88},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":12.63,"inflationAdjustedAnnualReturn":10.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":15.56,"inflationAdjustedAnnualReturn":13.87},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":12.31,"inflationAdjustedAnnualReturn":10.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":9.05,"inflationAdjustedAnnualReturn":7.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":8.54,"inflationAdjustedAnnualReturn":6.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":11.68,"inflationAdjustedAnnualReturn":10.02},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":8.22,"inflationAdjustedAnnualReturn":6.6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":6.13,"inflationAdjustedAnnualReturn":4.55},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":8.63,"inflationAdjustedAnnualReturn":6.88},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":11.3,"inflationAdjustedAnnualReturn":9.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":8.42,"inflationAdjustedAnnualReturn":6.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":6.82,"inflationAdjustedAnnualReturn":5.09},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":10.21,"inflationAdjustedAnnualReturn":8.32},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":12.65,"inflationAdjustedAnnualReturn":10.72},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":10.03,"inflationAdjustedAnnualReturn":8.14},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":7.99,"inflationAdjustedAnnualReturn":6.14},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":13.69,"inflationAdjustedAnnualReturn":10.61},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":16.96,"inflationAdjustedAnnualReturn":13.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":13.27,"inflationAdjustedAnnualReturn":10.21},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":10.04,"inflationAdjustedAnnualReturn":7.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":8.18,"inflationAdjustedAnnualReturn":4.52},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2017,"annualReturn":10.58,"inflationAdjustedAnnualReturn":6.84},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2017,"annualReturn":8.02,"inflationAdjustedAnnualReturn":4.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2017,"annualReturn":5.63,"inflationAdjustedAnnualReturn":2.05},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":6.64,"inflationAdjustedAnnualReturn":2.65},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2018,"annualReturn":9.62,"inflationAdjustedAnnualReturn":5.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2018,"annualReturn":6.36,"inflationAdjustedAnnualReturn":2.37},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2018,"annualReturn":4.26,"inflationAdjustedAnnualReturn":0.35}]],[6,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.41,"inflationAdjustedAnnualReturn":5.9},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":13.1,"inflationAdjustedAnnualReturn":8.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.49,"inflationAdjustedAnnualReturn":5.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":10.07,"inflationAdjustedAnnualReturn":5.58},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":5.14,"inflationAdjustedAnnualReturn":3},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":6.62,"inflationAdjustedAnnualReturn":4.45},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":5.44,"inflationAdjustedAnnualReturn":3.3},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":5.82,"inflationAdjustedAnnualReturn":3.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":5.16,"inflationAdjustedAnnualReturn":3.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":7.6,"inflationAdjustedAnnualReturn":5.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":5.18,"inflationAdjustedAnnualReturn":3.52},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":5.59,"inflationAdjustedAnnualReturn":3.92},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":11.02,"inflationAdjustedAnnualReturn":9.24},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":14.21,"inflationAdjustedAnnualReturn":12.39},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":10.55,"inflationAdjustedAnnualReturn":8.79},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":8.01,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":9.87,"inflationAdjustedAnnualReturn":8.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":12.62,"inflationAdjustedAnnualReturn":10.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":9.55,"inflationAdjustedAnnualReturn":7.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":7.76,"inflationAdjustedAnnualReturn":6.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":11.5,"inflationAdjustedAnnualReturn":8.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":14.42,"inflationAdjustedAnnualReturn":11.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":11.1,"inflationAdjustedAnnualReturn":8.41},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":8.45,"inflationAdjustedAnnualReturn":5.82},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":8.42,"inflationAdjustedAnnualReturn":4.96},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2016,"annualReturn":10.86,"inflationAdjustedAnnualReturn":7.32},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2016,"annualReturn":8.18,"inflationAdjustedAnnualReturn":4.73},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2016,"annualReturn":5.81,"inflationAdjustedAnnualReturn":2.44},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.84,"inflationAdjustedAnnualReturn":5.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.04,"inflationAdjustedAnnualReturn":6.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.17,"inflationAdjustedAnnualReturn":6.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.36,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":12.54,"inflationAdjustedAnnualReturn":8.64},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":15.64,"inflationAdjustedAnnualReturn":11.63},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":12.06,"inflationAdjustedAnnualReturn":8.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":11.07,"inflationAdjustedAnnualReturn":7.22},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":13.24,"inflationAdjustedAnnualReturn":9.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":17.07,"inflationAdjustedAnnualReturn":13.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":12.11,"inflationAdjustedAnnualReturn":8.53},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":11.18,"inflationAdjustedAnnualReturn":7.64},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":12.15,"inflationAdjustedAnnualReturn":9.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1992,"annualReturn":15.07,"inflationAdjustedAnnualReturn":12.14},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1992,"annualReturn":11.82,"inflationAdjustedAnnualReturn":8.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1992,"annualReturn":10.37,"inflationAdjustedAnnualReturn":7.56},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":10.15,"inflationAdjustedAnnualReturn":7.49},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":12.5,"inflationAdjustedAnnualReturn":9.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":10.07,"inflationAdjustedAnnualReturn":7.42},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":9.31,"inflationAdjustedAnnualReturn":6.68},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":6.26,"inflationAdjustedAnnualReturn":3.74},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":8.38,"inflationAdjustedAnnualReturn":5.81},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":6.12,"inflationAdjustedAnnualReturn":3.6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":6.72,"inflationAdjustedAnnualReturn":4.19},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.24,"inflationAdjustedAnnualReturn":6.75},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":11.73,"inflationAdjustedAnnualReturn":9.18},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.07,"inflationAdjustedAnnualReturn":6.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":9.02,"inflationAdjustedAnnualReturn":6.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.87,"inflationAdjustedAnnualReturn":5.32},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":9.42,"inflationAdjustedAnnualReturn":6.84},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":8.03,"inflationAdjustedAnnualReturn":5.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.83,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.11,"inflationAdjustedAnnualReturn":4.57},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":7.83,"inflationAdjustedAnnualReturn":5.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.4,"inflationAdjustedAnnualReturn":4.86},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.36,"inflationAdjustedAnnualReturn":4.82},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.41},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.33,"inflationAdjustedAnnualReturn":3.72},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.24,"inflationAdjustedAnnualReturn":4.61},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":7.07,"inflationAdjustedAnnualReturn":4.44},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.02,"inflationAdjustedAnnualReturn":3.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":4.51,"inflationAdjustedAnnualReturn":1.67},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":6.11,"inflationAdjustedAnnualReturn":3.23},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":6.24,"inflationAdjustedAnnualReturn":3.36},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":5.63,"inflationAdjustedAnnualReturn":3.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":4.07,"inflationAdjustedAnnualReturn":1.6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":5.85,"inflationAdjustedAnnualReturn":3.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.21,"inflationAdjustedAnnualReturn":3.7},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":7.26,"inflationAdjustedAnnualReturn":4.65},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":7.59,"inflationAdjustedAnnualReturn":4.98},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.27,"inflationAdjustedAnnualReturn":4.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":5.75,"inflationAdjustedAnnualReturn":3.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":5.49,"inflationAdjustedAnnualReturn":2.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":6.08,"inflationAdjustedAnnualReturn":3.52},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":6.21,"inflationAdjustedAnnualReturn":3.65},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":6.74,"inflationAdjustedAnnualReturn":4.36},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":7.5,"inflationAdjustedAnnualReturn":5.11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.08,"inflationAdjustedAnnualReturn":4.7},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.32},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.67,"inflationAdjustedAnnualReturn":4.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":8.21,"inflationAdjustedAnnualReturn":6.11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.89,"inflationAdjustedAnnualReturn":4.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.61},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":4.76,"inflationAdjustedAnnualReturn":2.93},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":6.53,"inflationAdjustedAnnualReturn":4.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":4.84,"inflationAdjustedAnnualReturn":3.01},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":5.15,"inflationAdjustedAnnualReturn":3.31},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":5.03,"inflationAdjustedAnnualReturn":3.41},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":7.29,"inflationAdjustedAnnualReturn":5.65},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":4.89,"inflationAdjustedAnnualReturn":3.28},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":5.03,"inflationAdjustedAnnualReturn":3.41},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":12.81,"inflationAdjustedAnnualReturn":10.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":15.38,"inflationAdjustedAnnualReturn":13.35},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":12.4,"inflationAdjustedAnnualReturn":10.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":9.63,"inflationAdjustedAnnualReturn":7.7},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":8.79,"inflationAdjustedAnnualReturn":6.98},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":11.52,"inflationAdjustedAnnualReturn":9.66},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":8.34,"inflationAdjustedAnnualReturn":6.53},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.91},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.01,"inflationAdjustedAnnualReturn":8.09},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":12.88,"inflationAdjustedAnnualReturn":10.9},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":9.5,"inflationAdjustedAnnualReturn":7.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":7.55,"inflationAdjustedAnnualReturn":5.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":12.32,"inflationAdjustedAnnualReturn":10.55},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":15.16,"inflationAdjustedAnnualReturn":13.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":11.77,"inflationAdjustedAnnualReturn":10},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":9.03,"inflationAdjustedAnnualReturn":7.31},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":12.83,"inflationAdjustedAnnualReturn":10.42},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":16.15,"inflationAdjustedAnnualReturn":13.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":12,"inflationAdjustedAnnualReturn":9.61},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":8.98,"inflationAdjustedAnnualReturn":6.65},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":7.33,"inflationAdjustedAnnualReturn":4.48},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":9.8,"inflationAdjustedAnnualReturn":6.89},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":6.95,"inflationAdjustedAnnualReturn":4.12},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":5.14,"inflationAdjustedAnnualReturn":2.36},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":7.72,"inflationAdjustedAnnualReturn":4.47},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2015,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2015,"annualReturn":7.38,"inflationAdjustedAnnualReturn":4.14},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2015,"annualReturn":5.19,"inflationAdjustedAnnualReturn":2.01}]],[9,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":11.53,"inflationAdjustedAnnualReturn":7.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":13.55,"inflationAdjustedAnnualReturn":9.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":11.67,"inflationAdjustedAnnualReturn":7.67},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.43,"inflationAdjustedAnnualReturn":5.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":10.48,"inflationAdjustedAnnualReturn":7.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.4,"inflationAdjustedAnnualReturn":5.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":8.17,"inflationAdjustedAnnualReturn":5.67},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.64,"inflationAdjustedAnnualReturn":7.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":11.81,"inflationAdjustedAnnualReturn":9.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.57,"inflationAdjustedAnnualReturn":6.97},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":9.2,"inflationAdjustedAnnualReturn":6.62},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.25,"inflationAdjustedAnnualReturn":4.45},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.25,"inflationAdjustedAnnualReturn":3.48},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":7.38,"inflationAdjustedAnnualReturn":4.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":7.17,"inflationAdjustedAnnualReturn":4.38},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":0.85,"inflationAdjustedAnnualReturn":-1.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":-0.66,"inflationAdjustedAnnualReturn":-3.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":1.05,"inflationAdjustedAnnualReturn":-1.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":3.06,"inflationAdjustedAnnualReturn":0.53},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":4.6,"inflationAdjustedAnnualReturn":2.07},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":3.75,"inflationAdjustedAnnualReturn":1.24},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":4.92,"inflationAdjustedAnnualReturn":2.39},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":5.63,"inflationAdjustedAnnualReturn":3.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.09,"inflationAdjustedAnnualReturn":5.54},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":7.83,"inflationAdjustedAnnualReturn":5.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.81},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.71,"inflationAdjustedAnnualReturn":5.18},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.46,"inflationAdjustedAnnualReturn":4.97},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":7.99,"inflationAdjustedAnnualReturn":5.49},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.77,"inflationAdjustedAnnualReturn":5.27},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":7.1,"inflationAdjustedAnnualReturn":4.62},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":6.79,"inflationAdjustedAnnualReturn":4.57},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":7.99,"inflationAdjustedAnnualReturn":5.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.05,"inflationAdjustedAnnualReturn":4.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":6.67,"inflationAdjustedAnnualReturn":4.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":5.9,"inflationAdjustedAnnualReturn":3.97},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":7.39,"inflationAdjustedAnnualReturn":5.44},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.06,"inflationAdjustedAnnualReturn":4.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":5.93,"inflationAdjustedAnnualReturn":4},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":5.27,"inflationAdjustedAnnualReturn":3.4},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":7.11,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":5.26,"inflationAdjustedAnnualReturn":3.39},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":5.33,"inflationAdjustedAnnualReturn":3.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":6.49,"inflationAdjustedAnnualReturn":4.8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":8.6,"inflationAdjustedAnnualReturn":6.87},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":6.42,"inflationAdjustedAnnualReturn":4.73},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":6.01,"inflationAdjustedAnnualReturn":4.33},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":10.65,"inflationAdjustedAnnualReturn":8.69},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":13.13,"inflationAdjustedAnnualReturn":11.13},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":10.23,"inflationAdjustedAnnualReturn":8.29},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":8.06,"inflationAdjustedAnnualReturn":6.15},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":10.54,"inflationAdjustedAnnualReturn":8.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":13.3,"inflationAdjustedAnnualReturn":11.34},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":9.96,"inflationAdjustedAnnualReturn":8.06},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":7.95,"inflationAdjustedAnnualReturn":6.09},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.82,"inflationAdjustedAnnualReturn":8.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":13.66,"inflationAdjustedAnnualReturn":11.71},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.19,"inflationAdjustedAnnualReturn":8.3},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":8.15,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":13.15,"inflationAdjustedAnnualReturn":10.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":16.16,"inflationAdjustedAnnualReturn":13.73},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":12.35,"inflationAdjustedAnnualReturn":10},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":9.25,"inflationAdjustedAnnualReturn":6.97},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.19,"inflationAdjustedAnnualReturn":6.43},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":11.96,"inflationAdjustedAnnualReturn":9.12},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":8.57,"inflationAdjustedAnnualReturn":5.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":6.13,"inflationAdjustedAnnualReturn":3.44},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":7.79,"inflationAdjustedAnnualReturn":4.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2014,"annualReturn":10.32,"inflationAdjustedAnnualReturn":7.24},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2014,"annualReturn":7.32,"inflationAdjustedAnnualReturn":4.33},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2014,"annualReturn":5.32,"inflationAdjustedAnnualReturn":2.38}]],[10,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":11.98,"inflationAdjustedAnnualReturn":8},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":14.27,"inflationAdjustedAnnualReturn":10.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":11.94,"inflationAdjustedAnnualReturn":7.96},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":10.74,"inflationAdjustedAnnualReturn":6.81},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":14.35,"inflationAdjustedAnnualReturn":10.76},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":17.64,"inflationAdjustedAnnualReturn":13.95},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":13.36,"inflationAdjustedAnnualReturn":9.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":11.94,"inflationAdjustedAnnualReturn":8.43},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":14.81,"inflationAdjustedAnnualReturn":11.37},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":18.22,"inflationAdjustedAnnualReturn":14.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":13.73,"inflationAdjustedAnnualReturn":10.33},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":11.96,"inflationAdjustedAnnualReturn":8.61},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.19},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":14.42,"inflationAdjustedAnnualReturn":11.12},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":10.63,"inflationAdjustedAnnualReturn":7.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.73},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.48,"inflationAdjustedAnnualReturn":6.99},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":9.93,"inflationAdjustedAnnualReturn":7.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.72,"inflationAdjustedAnnualReturn":7.23},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":8.39,"inflationAdjustedAnnualReturn":5.93},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.42,"inflationAdjustedAnnualReturn":5.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":8.39,"inflationAdjustedAnnualReturn":6.03},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.68,"inflationAdjustedAnnualReturn":5.33},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":7.04,"inflationAdjustedAnnualReturn":4.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":6.07,"inflationAdjustedAnnualReturn":3.99},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":7.26,"inflationAdjustedAnnualReturn":5.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":6.28,"inflationAdjustedAnnualReturn":4.2},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":5.98,"inflationAdjustedAnnualReturn":3.91},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.26,"inflationAdjustedAnnualReturn":4.3},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":7.85,"inflationAdjustedAnnualReturn":5.86},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.34,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":6.02,"inflationAdjustedAnnualReturn":4.07},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.59,"inflationAdjustedAnnualReturn":4.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":8.31,"inflationAdjustedAnnualReturn":6.36},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.62,"inflationAdjustedAnnualReturn":4.7},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":6.2,"inflationAdjustedAnnualReturn":4.28},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":5.23,"inflationAdjustedAnnualReturn":3.53},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":7.26,"inflationAdjustedAnnualReturn":5.52},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":5.07,"inflationAdjustedAnnualReturn":3.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":4.95,"inflationAdjustedAnnualReturn":3.26},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":12.1,"inflationAdjustedAnnualReturn":10.07},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":14.62,"inflationAdjustedAnnualReturn":12.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":11.56,"inflationAdjustedAnnualReturn":9.54},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":9.1,"inflationAdjustedAnnualReturn":7.12},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":11.23,"inflationAdjustedAnnualReturn":9.35},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":13.96,"inflationAdjustedAnnualReturn":12.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":10.55,"inflationAdjustedAnnualReturn":8.68},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":8.46,"inflationAdjustedAnnualReturn":6.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":11.72,"inflationAdjustedAnnualReturn":9.31},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":14.69,"inflationAdjustedAnnualReturn":12.21},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":10.86,"inflationAdjustedAnnualReturn":8.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":8.42,"inflationAdjustedAnnualReturn":6.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":9.8,"inflationAdjustedAnnualReturn":7.1},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2012,"annualReturn":12.34,"inflationAdjustedAnnualReturn":9.58},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2012,"annualReturn":9.19,"inflationAdjustedAnnualReturn":6.51},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2012,"annualReturn":6.63,"inflationAdjustedAnnualReturn":4.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":9.52,"inflationAdjustedAnnualReturn":6.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2013,"annualReturn":12.28,"inflationAdjustedAnnualReturn":9.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2013,"annualReturn":8.79,"inflationAdjustedAnnualReturn":5.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2013,"annualReturn":6.22,"inflationAdjustedAnnualReturn":3.39}]],[11,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":12.96,"inflationAdjustedAnnualReturn":9.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":15.7,"inflationAdjustedAnnualReturn":11.79},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":12.59,"inflationAdjustedAnnualReturn":8.78},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":11.21,"inflationAdjustedAnnualReturn":7.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":13.62,"inflationAdjustedAnnualReturn":9.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":16.31,"inflationAdjustedAnnualReturn":12.55},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":13.15,"inflationAdjustedAnnualReturn":9.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":11.59,"inflationAdjustedAnnualReturn":7.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":15.05,"inflationAdjustedAnnualReturn":11.49},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":18.14,"inflationAdjustedAnnualReturn":14.49},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":14.15,"inflationAdjustedAnnualReturn":10.61},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":12.21,"inflationAdjustedAnnualReturn":8.74},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":9.39,"inflationAdjustedAnnualReturn":6.69},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":10.66,"inflationAdjustedAnnualReturn":7.93},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":9.54,"inflationAdjustedAnnualReturn":6.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":8.63,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":9.87,"inflationAdjustedAnnualReturn":7.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1995,"annualReturn":11.13,"inflationAdjustedAnnualReturn":8.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1995,"annualReturn":10.02,"inflationAdjustedAnnualReturn":7.19},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1995,"annualReturn":9.21,"inflationAdjustedAnnualReturn":6.4},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":4.97,"inflationAdjustedAnnualReturn":2.52},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":4.35,"inflationAdjustedAnnualReturn":1.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":5.28,"inflationAdjustedAnnualReturn":2.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":5.95,"inflationAdjustedAnnualReturn":3.48},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":3.29,"inflationAdjustedAnnualReturn":0.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":2.76,"inflationAdjustedAnnualReturn":0.26},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":3.6,"inflationAdjustedAnnualReturn":1.08},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":4.8,"inflationAdjustedAnnualReturn":2.25},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":6.91,"inflationAdjustedAnnualReturn":4.6},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":7.36,"inflationAdjustedAnnualReturn":5.04},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.24,"inflationAdjustedAnnualReturn":4.92},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.88,"inflationAdjustedAnnualReturn":4.56},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.43,"inflationAdjustedAnnualReturn":6.22},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":9.35,"inflationAdjustedAnnualReturn":7.12},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.62,"inflationAdjustedAnnualReturn":6.4},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.52,"inflationAdjustedAnnualReturn":5.32},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.73},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":8.06,"inflationAdjustedAnnualReturn":5.83},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.09,"inflationAdjustedAnnualReturn":4.89},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":6.42,"inflationAdjustedAnnualReturn":4.23},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.45,"inflationAdjustedAnnualReturn":5.33},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":8.67,"inflationAdjustedAnnualReturn":6.52},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.58,"inflationAdjustedAnnualReturn":5.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":6.74,"inflationAdjustedAnnualReturn":4.64},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.23,"inflationAdjustedAnnualReturn":4.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":7.73,"inflationAdjustedAnnualReturn":5.73},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":6.27,"inflationAdjustedAnnualReturn":4.29},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":5.81,"inflationAdjustedAnnualReturn":3.84},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.96},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2007,"annualReturn":8.76,"inflationAdjustedAnnualReturn":6.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2007,"annualReturn":6.8,"inflationAdjustedAnnualReturn":4.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2007,"annualReturn":6.28,"inflationAdjustedAnnualReturn":4.32},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":7.74,"inflationAdjustedAnnualReturn":5.97},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2008,"annualReturn":9.9,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2008,"annualReturn":7.39,"inflationAdjustedAnnualReturn":5.63},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2008,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.94},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":13.27,"inflationAdjustedAnnualReturn":10.84},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2009,"annualReturn":15.9,"inflationAdjustedAnnualReturn":13.41},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2009,"annualReturn":12.41,"inflationAdjustedAnnualReturn":9.99},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2009,"annualReturn":9.6,"inflationAdjustedAnnualReturn":7.25},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":9.31,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2010,"annualReturn":11.78,"inflationAdjustedAnnualReturn":9.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2010,"annualReturn":8.58,"inflationAdjustedAnnualReturn":5.95},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2010,"annualReturn":6.52,"inflationAdjustedAnnualReturn":3.95},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":9.1,"inflationAdjustedAnnualReturn":6.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2011,"annualReturn":11.65,"inflationAdjustedAnnualReturn":8.74},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2011,"annualReturn":8.33,"inflationAdjustedAnnualReturn":5.5},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2011,"annualReturn":6.18,"inflationAdjustedAnnualReturn":3.41}]],[13,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":14.34,"inflationAdjustedAnnualReturn":10.7},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":16.87,"inflationAdjustedAnnualReturn":13.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":13.89,"inflationAdjustedAnnualReturn":10.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":11.86,"inflationAdjustedAnnualReturn":8.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":12.37,"inflationAdjustedAnnualReturn":8.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":14.66,"inflationAdjustedAnnualReturn":11},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":12,"inflationAdjustedAnnualReturn":8.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":10.75,"inflationAdjustedAnnualReturn":7.21},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.61,"inflationAdjustedAnnualReturn":7.21},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":12.74,"inflationAdjustedAnnualReturn":9.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.23,"inflationAdjustedAnnualReturn":6.84},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.62,"inflationAdjustedAnnualReturn":6.24},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.75,"inflationAdjustedAnnualReturn":5.54},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1988,"annualReturn":10.79,"inflationAdjustedAnnualReturn":7.52},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1988,"annualReturn":8.19,"inflationAdjustedAnnualReturn":4.99},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1988,"annualReturn":8.46,"inflationAdjustedAnnualReturn":5.26},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":9.47,"inflationAdjustedAnnualReturn":6.42},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1989,"annualReturn":11.63,"inflationAdjustedAnnualReturn":8.51},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1989,"annualReturn":8.91,"inflationAdjustedAnnualReturn":5.87},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1989,"annualReturn":8.9,"inflationAdjustedAnnualReturn":5.86},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.73,"inflationAdjustedAnnualReturn":5.79},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1990,"annualReturn":10.67,"inflationAdjustedAnnualReturn":7.68},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1990,"annualReturn":8.43,"inflationAdjustedAnnualReturn":5.49},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1990,"annualReturn":8.37,"inflationAdjustedAnnualReturn":5.44},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.36,"inflationAdjustedAnnualReturn":7.13},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":10.3,"inflationAdjustedAnnualReturn":8.05},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.45,"inflationAdjustedAnnualReturn":7.22},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":7.98,"inflationAdjustedAnnualReturn":5.78},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":6.82,"inflationAdjustedAnnualReturn":4.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":7.93,"inflationAdjustedAnnualReturn":5.72},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":6.93,"inflationAdjustedAnnualReturn":4.74},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":6.18,"inflationAdjustedAnnualReturn":4.01},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.61,"inflationAdjustedAnnualReturn":5.47},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2005,"annualReturn":9.01,"inflationAdjustedAnnualReturn":6.85},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2005,"annualReturn":7.61,"inflationAdjustedAnnualReturn":5.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2005,"annualReturn":6.74,"inflationAdjustedAnnualReturn":4.63},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":8.27,"inflationAdjustedAnnualReturn":6.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":9.97,"inflationAdjustedAnnualReturn":7.93},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":8.13,"inflationAdjustedAnnualReturn":6.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":7.21,"inflationAdjustedAnnualReturn":5.22},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.38,"inflationAdjustedAnnualReturn":3.04},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.85,"inflationAdjustedAnnualReturn":3.5},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.7,"inflationAdjustedAnnualReturn":3.36},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.96,"inflationAdjustedAnnualReturn":3.6},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4,"inflationAdjustedAnnualReturn":1.81},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":4.46,"inflationAdjustedAnnualReturn":2.27},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":4.26,"inflationAdjustedAnnualReturn":2.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":4.98,"inflationAdjustedAnnualReturn":2.77},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.27,"inflationAdjustedAnnualReturn":3.14},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":5.98,"inflationAdjustedAnnualReturn":3.83},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.52,"inflationAdjustedAnnualReturn":3.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":5.61,"inflationAdjustedAnnualReturn":3.47},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.41,"inflationAdjustedAnnualReturn":5.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":8.03,"inflationAdjustedAnnualReturn":5.8},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.64,"inflationAdjustedAnnualReturn":5.42},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.7},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.55,"inflationAdjustedAnnualReturn":5.26},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":10.26,"inflationAdjustedAnnualReturn":6.92},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.35,"inflationAdjustedAnnualReturn":5.07},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8.41,"inflationAdjustedAnnualReturn":5.13},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.71,"inflationAdjustedAnnualReturn":6.46},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.41,"inflationAdjustedAnnualReturn":8.1},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.59,"inflationAdjustedAnnualReturn":6.34},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.18,"inflationAdjustedAnnualReturn":5.94},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.38,"inflationAdjustedAnnualReturn":4.92},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1996,"annualReturn":8.46,"inflationAdjustedAnnualReturn":5.97},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1996,"annualReturn":7.55,"inflationAdjustedAnnualReturn":5.09},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1996,"annualReturn":7.26,"inflationAdjustedAnnualReturn":4.8},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.96,"inflationAdjustedAnnualReturn":4.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":8.02,"inflationAdjustedAnnualReturn":5.69},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":7.15,"inflationAdjustedAnnualReturn":4.83},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.71},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":5.78,"inflationAdjustedAnnualReturn":3.55},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":6.43,"inflationAdjustedAnnualReturn":4.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.03,"inflationAdjustedAnnualReturn":3.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.1,"inflationAdjustedAnnualReturn":3.87},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.25,"inflationAdjustedAnnualReturn":3.01},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":5.89,"inflationAdjustedAnnualReturn":3.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.5,"inflationAdjustedAnnualReturn":3.26},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.63,"inflationAdjustedAnnualReturn":3.39},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.16,"inflationAdjustedAnnualReturn":2.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":5.76,"inflationAdjustedAnnualReturn":3.54},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.41,"inflationAdjustedAnnualReturn":3.2},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.64,"inflationAdjustedAnnualReturn":3.42},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.35,"inflationAdjustedAnnualReturn":3.22},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":6.1,"inflationAdjustedAnnualReturn":3.96},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":5.56,"inflationAdjustedAnnualReturn":3.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":5.5,"inflationAdjustedAnnualReturn":3.37},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.51,"inflationAdjustedAnnualReturn":5.29},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":8.38,"inflationAdjustedAnnualReturn":6.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":7.66,"inflationAdjustedAnnualReturn":5.44},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":6.88,"inflationAdjustedAnnualReturn":4.68},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.72,"inflationAdjustedAnnualReturn":7.52},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":10.97,"inflationAdjustedAnnualReturn":8.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":9.66,"inflationAdjustedAnnualReturn":7.46},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":8.15,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":7.44,"inflationAdjustedAnnualReturn":4.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2006,"annualReturn":9.13,"inflationAdjustedAnnualReturn":6.43},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2006,"annualReturn":7.13,"inflationAdjustedAnnualReturn":4.48},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2006,"annualReturn":5.95,"inflationAdjustedAnnualReturn":3.32}]],[18,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.9,"inflationAdjustedAnnualReturn":6.63},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.47,"inflationAdjustedAnnualReturn":8.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.84,"inflationAdjustedAnnualReturn":6.57},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.27,"inflationAdjustedAnnualReturn":6.02},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.46,"inflationAdjustedAnnualReturn":4.91},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1993,"annualReturn":8.22,"inflationAdjustedAnnualReturn":5.64},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1993,"annualReturn":7.73,"inflationAdjustedAnnualReturn":5.17},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1993,"annualReturn":7.57,"inflationAdjustedAnnualReturn":5.02},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.5},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1994,"annualReturn":9.23,"inflationAdjustedAnnualReturn":6.7},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1994,"annualReturn":8.09,"inflationAdjustedAnnualReturn":5.58},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1994,"annualReturn":7.64,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.73,"inflationAdjustedAnnualReturn":4.51},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1997,"annualReturn":7.84,"inflationAdjustedAnnualReturn":5.6},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1997,"annualReturn":6.82,"inflationAdjustedAnnualReturn":4.6},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1997,"annualReturn":6.62,"inflationAdjustedAnnualReturn":4.41},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.69,"inflationAdjustedAnnualReturn":4.45},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1998,"annualReturn":7.42,"inflationAdjustedAnnualReturn":5.16},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1998,"annualReturn":6.9,"inflationAdjustedAnnualReturn":4.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1998,"annualReturn":6.59,"inflationAdjustedAnnualReturn":4.35},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.32,"inflationAdjustedAnnualReturn":3.1},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1999,"annualReturn":6.01,"inflationAdjustedAnnualReturn":3.77},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1999,"annualReturn":5.54,"inflationAdjustedAnnualReturn":3.31},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1999,"annualReturn":5.53,"inflationAdjustedAnnualReturn":3.3},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.48,"inflationAdjustedAnnualReturn":3.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2000,"annualReturn":6.3,"inflationAdjustedAnnualReturn":4.07},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2000,"annualReturn":5.65,"inflationAdjustedAnnualReturn":3.43},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2000,"annualReturn":5.75,"inflationAdjustedAnnualReturn":3.53},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":6.91,"inflationAdjustedAnnualReturn":4.78},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2001,"annualReturn":7.91,"inflationAdjustedAnnualReturn":5.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2001,"annualReturn":7.02,"inflationAdjustedAnnualReturn":4.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2001,"annualReturn":6.58,"inflationAdjustedAnnualReturn":4.45},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.6,"inflationAdjustedAnnualReturn":6.15},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2002,"annualReturn":9.78,"inflationAdjustedAnnualReturn":7.31},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2002,"annualReturn":8.57,"inflationAdjustedAnnualReturn":6.13},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2002,"annualReturn":7.42,"inflationAdjustedAnnualReturn":5},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.61,"inflationAdjustedAnnualReturn":5.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2003,"annualReturn":9.88,"inflationAdjustedAnnualReturn":7.19},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2003,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.82},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2003,"annualReturn":6.92,"inflationAdjustedAnnualReturn":4.31},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.74,"inflationAdjustedAnnualReturn":4.99},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":2004,"annualReturn":9.13,"inflationAdjustedAnnualReturn":6.35},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":2004,"annualReturn":7.55,"inflationAdjustedAnnualReturn":4.8},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":2004,"annualReturn":6.22,"inflationAdjustedAnnualReturn":3.51}]],[20,[{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.1,"inflationAdjustedAnnualReturn":6.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.38,"inflationAdjustedAnnualReturn":8.08},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.15,"inflationAdjustedAnnualReturn":6.88},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.33,"inflationAdjustedAnnualReturn":6.08},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":9.97,"inflationAdjustedAnnualReturn":6.66},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":11.1,"inflationAdjustedAnnualReturn":7.75},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":10.08,"inflationAdjustedAnnualReturn":6.76},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":9.27,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":7.29,"inflationAdjustedAnnualReturn":4.2},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":8.27,"inflationAdjustedAnnualReturn":5.15},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":7.48,"inflationAdjustedAnnualReturn":4.38},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":7.63,"inflationAdjustedAnnualReturn":4.53},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":7.99,"inflationAdjustedAnnualReturn":4.95},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":9.05,"inflationAdjustedAnnualReturn":5.98},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.08,"inflationAdjustedAnnualReturn":5.03},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8,"inflationAdjustedAnnualReturn":4.96},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.28,"inflationAdjustedAnnualReturn":5.27},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.32,"inflationAdjustedAnnualReturn":6.29},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.36,"inflationAdjustedAnnualReturn":5.35},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.14,"inflationAdjustedAnnualReturn":5.14},{"name":"High risk - 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no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.97,"inflationAdjustedAnnualReturn":6.08},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1986,"annualReturn":10.21,"inflationAdjustedAnnualReturn":7.28},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1986,"annualReturn":8.83,"inflationAdjustedAnnualReturn":5.94},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1986,"annualReturn":8.34,"inflationAdjustedAnnualReturn":5.46},{"name":"High risk - no rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.64,"inflationAdjustedAnnualReturn":5.83},{"name":"All stock - 100 US / 0 Intl / 0 Bond","startYear":1987,"annualReturn":9.85,"inflationAdjustedAnnualReturn":7.01},{"name":"High risk - with rebalance - 60 US / 30 Intl / 10 Bond","startYear":1987,"annualReturn":8.47,"inflationAdjustedAnnualReturn":5.66},{"name":"Moderate risk - with rebalance - 40 US / 20 Intl / 40 Bond","startYear":1987,"annualReturn":8.01,"inflationAdjustedAnnualReturn":5.21},{"name":"High risk - 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