I thought the following Dutch services for user-to-user payment requests were all quite interesting developments, once you have thought about how we design Interledger Payment Requests and the W3C Payment Request API:
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There's a new service for sending payment requests in the Netherlands: https://tikkie.me/ It's super simple, you get a link to a payment URL that uses the Dutch iDEAL system, to which all Dutch banks are connected. iDEAL has existed for years and people use it a lot to pay things online; usually the options would be creditcard, paypal, iDEAL. iDEAL is just a redirector service: Pick your bank, and it redirects you to your own online banking. The tikkie link can be pasted in WhatsApp or other chat/email channels. It's really taken off and I heard people mention it quite a lot, quite suddenly.
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There's also Bunq, which is a bank (they have a banking license), but they pitch themselves as a smartphone app, also with splitwise functionality. They had Bunq-to-Bunq payment requests from the start, but they also added Bunq-to-iDEAL payment requests last year, so as a Bunq user, you can email a payment request to any of your contacts, and then they pay with iDEAL.
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Also, ING, the biggest consumer bank in NL I think, added a feature where you can create an iDEAL link from the mobile banking app. I know an engineer who used to work at their online banking website, he said people use mobile banking (with a native smartphone or tablet app) a lot more than online banking (browsing the website from a laptop or tablet) nowadays.
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And lastly (though this is not user-to-user), this week the Dutch railways emailed me a payment request, using https://www.acceptemail.com/.
accept mail is interesting because it seems to be asking people to click links sent to them in email. What could go wrong?