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[ | |
{ | |
id: 1, | |
label: "Debt", | |
description: "Shows the proportion of a person's assets that are financed by debt.", | |
info: "This ratio divides your total debts with your total assets.", | |
values: [ | |
{ | |
name: "Total Liabilities", | |
value: 1.9, | |
}, | |
{ | |
name: "Total Assets", | |
value: 1, | |
}, | |
], | |
ideaValue: { | |
operators: ["greater than or equal", "less than"], | |
range: [2, 0], | |
value: 1, | |
isInPercent: false, | |
}, | |
}, | |
{ | |
id: 2, | |
label: "Current", | |
description: "Measures a person's ability to pay short-term debt obligations.", | |
info: "This ratio divides your total liquid assets with your short to medium-term liabilities.", | |
values: [ | |
{ | |
name: "Total Liquid Assets ", | |
value: 1.5, | |
}, | |
{ | |
name: "Total Liabilities", | |
value: 1, | |
}, | |
], | |
ideaValue: { | |
operators: ["less than or equal", "greater than"], | |
range: [0, 2], | |
value: 1, | |
isInPercent: false, | |
}, | |
}, | |
{ | |
id: 3, | |
label: "Liquidity", | |
description: "Indicate how many months of expenses a person can pay off using their liquid reserves.", | |
info: "This ratio divides your total liquid assets with your monthly expenses.", | |
values: [ | |
{ | |
name: "Total Liquid Assets ", | |
value: 1.5, | |
}, | |
{ | |
name: "Monthly Expense", | |
value: 1, | |
}, | |
], | |
ideaValue: { | |
operators: ["less than", "greater than or equal"], | |
range: [0, 4], | |
value: 3, | |
isInPercent: false, | |
}, | |
}, | |
{ | |
id: 4, | |
label: "Debt-to-Income", | |
description: "The percentage of your gross monthly income that goes to paying your monthly debt payments.", | |
info: "This ratio divides your monthly debt payments with your gross monthly income.", | |
values: [ | |
{ | |
name: "Total Monthly Loans", | |
value: 0.65, | |
}, | |
{ | |
name: "Total Gross Monthly Income", | |
value: 1, | |
}, | |
], | |
ideaValue: { | |
operators: ["greater than or equal", "less than"], | |
range: [100, 0], | |
value: 30, | |
isInPercent: true, | |
}, | |
}, | |
{ | |
id: 5, | |
label: "Net Savings", | |
description: "The percentage of disposable personal income that a person saves rather than spend on consumption.", | |
info: "This ratio divides your monthly excess cash with your monthly net income.", | |
values: [ | |
{ | |
name: "Monthly Liquidity", | |
value: 0.05, | |
}, | |
{ | |
name: "Monthly Net Income", | |
value: 1, | |
}, | |
], | |
ideaValue: { | |
operators: ["less than", "greater than or equal"], | |
range: [0, 20], | |
value: 10, | |
isInPercent: true, | |
}, | |
}, | |
] |
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