Card Operation | Schedule of Charge

card-operation.html

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                <small>Effective From <span>1<sup>st</sup> July 2021</span></small>
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            <div class="table-responsive schedule-of-charge">

                <table class="table table-striped table-sm table-bordered align-middle">
                    <tbody>
                    <tr>
                        <td colspan="4"><h4>D. Card Operation</h4></td>
                    </tr>
                    <tr>
                        <td colspan="1"><h5 class="mb-0">Particulars</h5></td>
                        <td colspan="3"><h5 class="mb-0">Rate</h5></td>
                    </tr>
                    <tr>
                        <td colspan="4" class="text-center"><h5>Debit Card</h5></td>
                    </tr>
                    <tr>
                        <td colspan="3"><strong>Card Issuance Fees</strong></td>
                    </tr>
                    <tr>
                        <td>Proprietorship/Business Debit Card</td>
                        <td colspan="2">Tk. 1,000 + VAT</td>
                    </tr>
                    <tr>
                        <td rowspan="3" colspan="2">Savings Account</td>
                    </tr>
                    <tr>
                        <td colspan="">Green PIN: Tk. 500 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="">Printed PIN: Tk. 600 + VAT</td>
                    </tr>

                    <tr>
                        <td rowspan="3" colspan="2">RFCD/ERQ (Freelancer)</td>
                    </tr>

                    <tr>
                        <td>Green PIN: USD 10 + VAT</td>
                    </tr>
                    <tr>
                        <td>Printed PIN: USD 12 + VAT</td>
                    </tr>
                    <tr>
                        <td rowspan="3" colspan="2">Supplementary Aamar Card</td>
                    </tr>
                    <tr>
                        <td>Green PIN: Tk. 500 + VAT</td>
                    </tr>
                    <tr>
                        <td>Printed PIN: Tk. 600 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="2" rowspan="3">Staff Salary A/C, Aamar A/C Staff</td>
                    </tr>
                    <tr>
                        <td>Green PIN: Free</td>
                    </tr>
                    <tr>
                        <td>Printed PIN: N/A</td>
                    </tr>
                    <tr>
                        <td colspan="3"><strong>Annual Card Fees</strong></td>
                    </tr>
                    <tr>
                        <td>Proprietorship/Business Debit Card</td>
                        <td colspan="2">BDT 1,000+VAT</td>
                    </tr>
                    <tr>
                        <td>Savings Account</td>
                        <td colspan="2">BDT 500+VAT</td>
                    </tr>
                    <tr>
                        <td>RFCD/ERQ (Freelancer)</td>
                        <td colspan="2">USD 10 +VAT</td>
                    </tr>
                    <tr>
                        <td>Supplementary Aamar Card</td>
                        <td colspan="2">BDT 500+VAT</td>
                    </tr>
                    <tr>
                        <td colspan="3"><strong>Card Reissuance Fee</strong></td>
                    </tr>
                    <tr>
                        <td>for Local Debit Card</td>
                        <td colspan="2">Green PIN: Tk. 500 + VAT<br>Printed PIN: Tk. 600 + VAT</td>
                    </tr>
                    <tr>
                        <td>for RFCD/ERQ(freelancer)</td>
                        <td colspan="2">Printed PIN: USD 12 + VAT <br/> Green PIN: USD 10 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="3"><strong>Pin Replacement Fee</strong></td>
                    </tr>
                    <tr>
                        <td>for Local Debit Card</td>
                        <td colspan="2">Green PIN: Free<br>Printed PIN: Tk. 300 + VAT</td>
                    </tr>

                    <tr>
                        <td>for RFCD/ERQ(freelancer)</td>
                        <td colspan="2">Green PIN: Free <br/> Printed PIN: USD 2 + VAT</td>
                    </tr>

                    <tr>
                        <td>Annual Passport Endorsement Fee (Aamar Card Only)</td>
                        <td colspan="2">Free</td>
                    </tr>
                    <tr>
                        <td>ATM Transaction Fees (At Any ATM in Bangladesh)</td>
                        <td colspan="2">Free</td>
                    </tr>
                    <tr>
                        <td>ATM Transaction Fees (ATMs outside Bangladesh)</td>
                        <td colspan="2">USD 2.5 (including VAT)</td>
                    </tr>
                    <tr>
                        <td>Card Closing Charge</td>
                        <td colspan="2">BDT 500 + VAT</td>
                    </tr>
                    <tr>
                        <td>CCTV Footage Other Banks (if Available)</td>
                        <td colspan="2">At actual</td>
                    </tr>

                    <tr>
                        <td colspan="4" class="text-center"><h5>Credit Card</h5></td>
                    </tr>
                    <tr>
                        <td></td>
                        <td colspan="1"><strong>Local</strong></td>
                        <td colspan="2"><strong>International (Dual)</strong></td>
                    </tr>
                    <tr>
                        <td colspan="4"><strong>Annual Card Fee per year</strong></td>
                    </tr>
                    <tr>
                        <td>Classic</td>
                        <td>BDT 1,500 + VAT</td>
                        <td colspan="2">BDT 2,000 + VAT</td>
                    </tr>
                    <tr>
                        <td>Gold</td>
                        <td>BDT 2,500 + VAT</td>
                        <td colspan="2">BDT 4,000 +VAT</td>
                    </tr>
                    <tr>
                        <td colspan="4"><strong>Supplementary Card Fee per year</strong></td>
                    </tr>
                    <tr>
                        <td>Classic</td>
                        <td colspan="3">2 Card Free, for each additional card BDT 500 + VAT</td>
                    </tr>
                    <tr>
                        <td>Gold</td>
                        <td colspan="3">2 Card Free, for each additional card BDT 1,000 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="4"><strong>FC Activation/ Maintenance Fee (Annually)</strong></td>
                    </tr>
                    <tr>
                        <td>Classic</td>
                        <td class="text-center">-</td>
                        <td colspan="2">USD 5 +VAT, IFIC Staff: Free</td>
                    </tr>
                    <tr>
                        <td>Gold</td>
                        <td class="text-center">-</td>
                        <td colspan="2">USD 10 + VAT, IFIC Staff: Free</td>
                    </tr>
                    <tr>
                        <td colspan="4"><strong>Card Replacement Fee per instance</strong></td>
                    </tr>
                    <tr>
                        <td>Classic</td>
                        <td>BDT 500 + VAT</td>
                        <td colspan="2">BDT 500 + VAT</td>
                    </tr>
                    <tr>
                        <td>Gold</td>
                        <td>BDT 500 + VAT</td>
                        <td colspan="2">BDT 500 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="4"><strong>Pin Replacement Fee per instance</strong></td>
                    </tr>
                    <tr>
                        <td>Classic</td>
                        <td>BDT 300 + VAT</td>
                        <td colspan="2">BDT 300 + VAT</td>
                    </tr>
                    <tr>
                        <td>Gold</td>
                        <td>BDT 300 + VAT</td>
                        <td colspan="2">BDT 300 + VAT</td>
                    </tr>
                    <tr>
                        <td>
                            <strong>Late Payment Fee</strong>
                            <p>Applicable when the minimum payment due is not paid within the due date mentioned in the
                                statement</p>
                        </td>
                        <td class="text-center align-middle">1% of due or BDT 500, <br> whichever is higher + VAT</td>
                        <td colspan="2" class="text-center align-middle">
                            1% Min BDT 500 whichever is higher <br> +VAT <br> for USD payment 1% or USD 5, <br>
                            whichever is higher+VAT
                        </td>
                    </tr>

                    <tr>
                        <td>Over limit fee</td>
                        <td>BDT 500 + VAT</td>
                        <td colspan="2">BDT 500 + VAT</td>
                    </tr>
                    <tr>
                        <td>SMS Fee (Half yearly)</td>
                        <td>BDT 150 + VAT</td>
                        <td colspan="2">BDT 150 + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="4">
                            <strong>Cash Advance Fee per instances</strong>
                        </td>
                    </tr>
                    <tr>
                        <td>AT IFIC’s ATM</td>
                        <td colspan="3" class="text-center">2% on advance, min Tk. 200 + VAT</td>
                    </tr>
                    <tr>
                        <td> At Q-Cash Consortium ATM</td>
                        <td colspan="3" rowspan="2" class="text-center">3% on advance, min Tk. 200 + VAT</td>
                    </tr>
                    <tr>
                        <td>At other ATM</td>
                    </tr>
                    <tr>
                        <td>At Branches POS</td>
                        <td colspan="3">2% of Cash Advance Min BDT 100 + VAT, IFIC Staff: Free</td>
                    </tr>
                    <tr>
                        <td>At ATM outside Bangladesh</td>
                        <td colspan="3" class="text-center">3% Min USD 5 +VAT</td>
                    </tr>
                    <tr>
                        <td>Duplicate Statement Fee<br>For each month (Previous) only</td>
                        <td>BDT 50 +VAT<br>IFIC Staff Free</td>
                        <td>BDT 100 +VAT<br>IFIC Staff Free</td>
                    </tr>
                    <tr>
                        <td>Cheque Return Fee</td>
                        <td>BDT 200 +VAT</td>
                        <td>BDT 200 + VAT,<br>USD 10 +VAT</td>
                    </tr>
                    <tr>
                        <td>Outstation Cheque Collection Fee</td>
                        <td>BDT 100 +VAT</td>
                        <td>BDT 100 +VAT,<br>USD 10 + VAT</td>
                    </tr>
                    <tr>
                        <td>Certificate Issuance Fee</td>
                        <td>BDT 200 +VAT</td>
                        <td>BDT 200 +VAT</td>
                    </tr>
                    <tr>
                        <td>CCTV Footage (if Available)</td>
                        <td colspan="3">At actual</td>
                    </tr>
                    <tr>
                        <td>Closing Charge</td>
                        <td colspan="3">BDT 500 (Max) +VAT or USD 10 (Max) + VAT</td>
                    </tr>
                    <tr>
                        <td colspan="4"><small class="text-danger">**Fees for any other service in the Schedule of Charge is Tk.
                            500
                            + VAT.</small></td>
                    </tr>
                    <tr>
                        <td style="text-align: right" colspan="4"> Page - 10</td>
                    </tr>
                    </tbody>
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