nats_2.cs

// Options can configure `with` operator
var options = NatsOptions.Default with
{
    Url = "nats://127.0.0.1:9999",
    LoggerFactory = new MinimumConsoleLoggerFactory(LogLevel.Information),
    Serializer = new MessagePackNatsSerializer(),
    ConnectOptions = ConnectOptions.Default with
    {
        Echo = true,
        Username = "foo",
        Password = "bar",
    }
};

await using var conn = new NatsConnection(options);