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peerasak-u/jsbin.fiyamewi.html

Created July 22, 2014 11:05
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jsbin.fiyamewi.html
<!DOCTYPE html>
<html>
<head>
<meta name="description" content="Subinsurance Premium Calculator" />
<meta charset="utf-8">
<title>Subinsurance Premium Calculator</title>
</head>
<body>
<div id="result"></div>
</body>
</html>
Raw
jsbin.fiyamewi.js
//Sub-Insurance Premium Calculator
//OCP_CODE Data
var OCP_life = 0,
OCP_ai = 1,
OCP_ad = 2,
OCP_adb = 3,
OCP_hs = 4,
OCP_hb = 5,
OCP_cr = 6,
OCP_wp0 = 7,
OCP_wp = 8,
OCP_apwp = 9,
OCP_rcc = 10,
OCP_pb = 11,
OCP_pa = 12,
OCP_bb = 13,
OCP_lc = 14,
OCP_lcp = 15,
OCP_ecir = 16,
OCP_adbf = 17,
OCP_adddi = 18;
var OCP_CODE = {
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"อ111310":[2.5,4,3,2,1.45,4,4,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"ส221310":[2.5,4,3,2,1.45,4,4,0,2,2,1,1,2,3,1.5,1.5,1.5,1,1],
"ก231013":[2.5,4,3,2,1.45,4,0,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"ฟ141115":[2.5,4,3,2,1.45,4,2,0,1.5,1.5,1,1,3,3,1.5,1.5,1.5,1,1],
"ฟ141213":[2.5,4,3,2,1.45,4,2,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"ร191610":[2.5,4,3,2,1.45,4,3,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"อ131712":[2.5,4,3,2,1.45,4,4,0,1.5,1.5,1,1,3,3,1.5,1.5,1.5,1,1],
"น131117":[2.5,4,4,2,1.45,4,3,0,1.5,1.5,1,1,2,4,1.5,1.5,1.5,1,1],
"ก111218":[5,0,4,3,0,0,4,0,2,2,1,1,3,4,0,0,0,1,1],
"ก121013":[2.5,0,4,3,0,0,2,0,0,0,1,1,4,4,0,0,0,1,1],
"ก151110":[5,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ก151215":[7.5,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ก161211":[7.5,3,3,1,1.3,3,2,1,1,1,1,1,4,3,0,0,0,1,1],
"ข101015":[30,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ข131112":[5,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ข131511":[2.5,0,4,3,1.45,0,3,0,1.5,1.5,1,1,3,4,0,0,0,1,1],
"ข141115":[0,0,0,0,0,0,0,0,0,0,0,1,4,0,0,0,0,1,1],
"ข141412":[4,2,2,2,1,2,2,1,1,1,1,1,4,2,0,0,0,1,1],
"ต101111":[2.5,0,3,3,0,0,2,0,1.5,1.5,1,1,4,3,0,0,0,1,1],
"ต101611":[2.5,0,3,2,0,0,2,0,1.5,1.5,1,1,4,3,0,0,0,1,1],
"ท131310":[0,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ท131911":[5,0,4,1,0,0,2,0,2,2,0,1,4,4,0,0,0,1,1],
"ท151010":[12,3,2,2,1.3,3,2,1,1,1,0,1,4,2,0,0,0,1,1],
"ท151015":[3.5,3,2,2,1.3,3,2,1,1,1,0,1,4,2,0,0,0,1,1],
"ป121211":[5,4,4,3,1.45,4,3,0,1.5,1.5,1,1,4,4,0,0,0,1,1],
"ท181210":[2.5,0,3,3,0,0,2,0,1.5,1.5,0,1,4,3,0,0,0,1,1],
"ก191213":[2.5,0,3,2,0,0,0,0,2,2,1,1,3,3,0,0,0,1,1],
"ก201310":[5,0,4,3,0,0,4,0,2,2,1,1,3,4,0,0,0,1,1],
"ด111410":[5,0,4,2,0,0,0,0,2,2,1,1,3,4,0,0,0,1,1],
"ค121312":[5,4,3,2,1.45,4,4,0,1.5,1.5,1,1,3,3,0,0,0,1,1],
"ฟ141410":[5,4,4,3,1.45,4,3,0,2,2,1,1,3,4,0,0,0,1,1],
"ก111012":[5,4,4,3,1.45,4,3,0,2,2,1,1,3,4,0,0,0,1,1],
"ก111411":[2.5,4,3,2,1.45,4,4,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"ฟ131210":[1,4,3,2,1.45,4,3,0,1.5,1.5,1,1,2,3,1.25,1.25,1.25,1,1],
"ร201210":[5,0,0,0,0,0,3,0,0,0,0,1,3,0,0,0,0,1,1],
"บ112010":[1,2,1,1,1,2,2,1,1,1,1,1,1,1,1,1,1,1,1],
"ข151411":[1,2,1,1,1,2,2,1,1,1,1,1,1,1,1,1,1,1,1],
"ค151010":[1,3,1,1,1.3,3,3,1,1,1,1,1,2,1,1,1,1,1,1],
"ร161110":[1,4,3,2,1.45,4,3,1,1,1,1,1,2,3,1.25,1.25,1.25,1,1],
"ท122010":[1,4,3,1,1.45,4,3,1,1,1,1,1,2,3,1.25,1.25,1.25,1,1],
"ว101410":[1,2,1,1,1,2,2,0,1.5,1.5,1,1,1,1,1,1,1,1,1],
"ท161210":[1,2,1,1,1,2,2,1,1,1,1,1,1,1,1,1,1,1,1],
"ร131013":[1,3,1,1,1.3,3,1,1,1,1,1,1,2,1,1,1,1,1,1],
"ร141010":[1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1],
"ป131110":[1,2,1,1,1,2,1,1,1,1,1,1,1,1,1,1,1,1,1],
"พ121310":[1,4,3,2,1.45,4,0,1,1,1,1,1,2,3,1.25,1.25,1.25,1,1],
"ย191010":[1,3,1,1,1.3,3,3,1,1,1,1,1,2,1,1,1,1,1,1],
"ก231410":[1,4,3,2,1.45,4,4,0,1.5,1.5,1,1,2,3,1.25,1.25,1.25,1,1],
"ร191714":[2.5,4,3,2,1.45,4,4,0,1.5,1.5,1,1,3,3,1.5,1.5,1.5,1,1],
"อ131610":[1,2,1,1,1,2,1,1,1,1,1,1,1,1,1,1,1,1,1],
"ก131213":[1,3,1,1,1.3,3,2,1,1,1,1,1,2,1,1,1,1,1,1],
"ค101210":[1,4,3,2,1.45,4,3,0,1.5,1.5,1,1,2,3,1.25,1.25,1.25,1,1],
"ข101014":[15,0,0,0,0,0,2,0,0,0,0,1,4,0,0,0,0,1,1],
"ข121110":[1,3,1,1,1.3,3,2,1,1,1,1,1,2,1,1,1,1,1,1],
"ท171010":[1,2,1,1,1,2,3,1,1,1,1,1,1,1,1,1,1,1,1],
"ส261010":[1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1],
"ฆ101211":[2.5,4,3,2,1.45,4,3,0,1.5,1.5,1,1,2,3,1.5,1.5,1.5,1,1],
"ส151210":[1,3,1,1,1.3,3,2,1,1,1,1,1,2,1,1,1,1,1,1],
"ต101011":[1,3,1,1,1.3,3,1,1,1,1,1,1,4,1,1,1,1,1,1],
"ท141210":[2.5,4,4,3,1.45,4,2,0,2,2,0,1,4,4,1.5,1.5,1.5,1,1],
"ส161012":[1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1],
"ส161316":[1,3,1,1,1.3,3,1,1,1,1,1,1,2,1,1,1,1,1,1],
"น131010":[1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1],
"ก221110":[1,3,1,1,1.3,3,2,1,1,1,1,1,2,1,1,1,1,1,1],
"ก231014":[4,4,4,2,1.45,4,4,0,1.5,1.5,1,0,3,4,0,0,0,1,1],
"ร191513":[1,4,3,2,1.45,4,4,0,1.5,1.5,1,1,2,3,1.25,1.25,1.25,1,1],
"อ131410":[1,2,1,1,1,2,3,1,1,1,1,1,1,1,1,1,1,1,1],
"ม121110":[1,3,2,1,1.3,3,2,1,1,1,1,1,2,2,1,1,1,1,1],
"ก161013":[5,0,0,0,0,0,2,0,0,0,1,1,4,0,0,0,0,1,1]
};
// ACCIDENT
var modeFactor = {
"1": 0.09,
"3": 0.27,
"6": 0.51,
"12": 1.00
};
var AI_RIDER = {
"1": 5,
"2": 6,
"3": 7,
"4": 9,
"5": 11,
"RCC": 1.25
};
var ADB_RIDER = {
"1": 1.5,
"2": 2.25,
"3": 3,
"RCC": 0.75
};
var ADD_RIDER = {
"1": 2,
"2": 3,
"3": 4,
"4": 5,
"5": 6,
"RCC": 1
};
// AIA Health Cancer
var HEALTHCANCER_RIDER = {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,24.43,24.43,24.43,24.43,24.43,36.16,36.16,36.16,36.16,36.16,52.55,52.55,52.55,52.55,52.55,77.68,77.68,77.68,77.68,77.68,111.67,111.67,111.67,111.67,111.67,152.8,152.8,152.8,152.8,152.8],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,14.6,24.43,24.43,24.43,24.43,24.43,36.16,36.16,36.16,36.16,36.16,52.55,52.55,52.55,52.55,52.55,77.68,77.68,77.68,77.68,77.68,111.67,111.67,111.67,111.67,111.67,152.8,152.8,152.8,152.8,152.8]
};
// AIA Health Life Time
HLT_RIDER = {
"male":[22.07,22.44,22.82,23.21,23.61,24.02,24.43,24.86,25.29,25.73,26.18,26.64,27.1,27.58,28.06,28.56,29.07,29.59,30.14,30.7,31.27,31.86,32.47,33.09,33.73,34.39,35.07,35.77,36.5,37.24,38.01,38.81,39.64,40.49,41.39,42.32,43.29,44.32,45.4,46.55,47.76,49.01,50.29,51.6,52.95,54.35,55.83,57.38,59.04,60.79,62.64,64.35,65.75,67.15,68.55,69.95,72.01,72.75,74.15,75.55,76.95,78.35,79.75,81.95,84.21,86.47,70.15,72.09,73.33,74.94,76.01],
"female":[20.13,20.48,20.83,21.2,21.57,21.95,22.34,22.73,23.13,23.54,23.96,24.38,24.82,25.26,25.71,26.16,26.63,27.11,27.61,28.12,28.64,29.18,29.73,30.29,30.86,31.44,32.04,32.66,33.29,33.93,34.59,35.26,35.95,36.66,37.37,38.1,38.85,39.62,40.42,41.25,42.12,43.08,44.08,45.09,46.13,47.2,48.31,49.46,50.66,51.91,53.21,54.56,55.95,57.35,58.6,59.85,61.1,62.35,64.25,65.83,67.43,68.18,69.81,70.58,72.23,73.9,70.15,72.09,73.33,74.94,76.01]
};
// AIA Life Plus
// ECIR
var ECIR_RIDER = {
"male": [0,1.59,1.59,1.59,1.59,1.59,1.59,1.59,1.59,1.6,1.62,1.62,1.63,1.63,1.63,1.63,1.63,1.22,1.23,1.23,1.23,1.23,1.26,1.28,1.34,1.34,1.34,1.43,1.52,1.6,1.66,1.75,1.87,1.99,2.12,2.26,2.43,2.63,2.81,3.04,3.94,4.86,6.14,7.11,8.05,8.88,9.67,10.32,11.39,12.55,13,13.87,16.49,19.32,22.35,25.45,28.58,31.65,34.42,37.34,40.11,42.93,46.05,49.16,52.32,55.61,59.19,63.17,67.37,71.82],
"female": [0,1.3,1.3,1.3,1.3,1.33,1.33,1.35,1.36,1.39,1.42,1.46,1.49,1.53,1.53,1.56,1.59,1.34,1.34,1.34,1.34,1.37,1.44,1.51,1.53,1.54,1.62,1.71,1.81,1.9,2.02,2.19,2.37,2.61,2.85,3.16,3.31,3.47,3.64,3.78,3.8,3.9,4.27,4.8,5.43,5.96,6.58,7.04,7.74,8.5,9.29,10.39,11.54,12.89,14.43,16.07,17.83,19.68,21.43,23.21,24.86,26.55,28.37,30.34,32.31,34.33,36.48,38.86,41.42,44.11]
};
// HB
var HB_RIDER = [0.9,1.50,1.50,1.87,2.25];
// HS
HS_RIDER = {
"400": {
"male": [2848,2848,2848,2848,2848,2848,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1424,1708,1708,1708,1708,1708,1852,1852,1852,1852,1852,1992,1992,1992,1992,1992,2564,2564,2564,2564,2564,3416,3416,3416,3416,3416,4556,4556,4556,4556,4556,6832,6832,6832,6832,6832,11004,11004,11004,11004,11004,17720,17720,17720,17720,17720],
"female": [2848,2848,2848,2848,2848,2848,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1636,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,1852,2220,2220,2220,2220,2220,2408,2408,2408,2408,2408,2588,2588,2588,2588,2588,3332,3332,3332,3332,3332,4440,4440,4440,4440,4440,5924,5924,5924,5924,5924,8880,8880,8880,8880,8880,14304,14304,14304,14304,14304,23032,23032,23032,23032,23032]
},
"1000": {
"male":[6040,6040,6040,6040,6040,6040,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3020,3620,3620,3620,3620,3620,3920,3920,3920,3920,3920,4220,4220,4220,4220,4220,5430,5430,5430,5430,5430,7240,7240,7240,7240,7240,9650,9650,9650,9650,9650,14480,14480,14480,14480,14480,23320,23320,23320,23320,23320,37560,37560,37560,37560,37560],
"female":[6040,6040,6040,6040,6040,6040,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3470,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,3930,4710,4710,4710,4710,4710,5100,5100,5100,5100,5100,5490,5490,5490,5490,5490,7060,7060,7060,7060,7060,9410,9410,9410,9410,9410,12550,12550,12550,12550,12550,18820,18820,18820,18820,18820,30310,30310,30310,30310,30310,48820,48820,48820,48820,48820]
},
"1600": {
"male":[8096,8096,8096,8096,8096,8096,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4048,4864,4864,4864,4864,4864,5264,5264,5264,5264,5264,5680,5680,5680,5680,5680,7296,7296,7296,7296,7296,9712,9712,9712,9712,9712,12960,12960,12960,12960,12960,19440,19440,19440,19440,19440,31312,31312,31312,31312,31312,50432,50432,50432,50432,50432],
"female":[8096,8096,8096,8096,8096,8096,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,4656,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,5264,6320,6320,6320,6320,6320,6848,6848,6848,6848,6848,7392,7392,7392,7392,7392,9488,9488,9488,9488,9488,12624,12624,12624,12624,12624,16848,16848,16848,16848,16848,25280,25280,25280,25280,25280,40720,40720,40720,40720,40720,65584,65584,65584,65584,65584]
},
"2200": {
"male":[9196,9196,9196,9196,9196,9196,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,4598,5522,5522,5522,5522,5522,5984,5984,5984,5984,5984,6446,6446,6446,6446,6446,8272,8272,8272,8272,8272,11022,11022,11022,11022,11022,14718,14718,14718,14718,14718,22066,22066,22066,22066,22066,35552,35552,35552,35552,35552,57244,57244,57244,57244,57244],
"female":[9196,9196,9196,9196,9196,9196,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5280,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,5984,7172,7172,7172,7172,7172,7788,7788,7788,7788,7788,8382,8382,8382,8382,8382,10758,10758,10758,10758,10758,14322,14322,14322,14322,14322,19140,19140,19140,19140,19140,28688,28688,28688,28688,28688,46222,46222,46222,46222,46222,74426,74426,74426,74426,74426]
},
"2800": {
"male":[10248,10248,10248,10248,10248,10248,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,5124,6160,6160,6160,6160,6160,6664,6664,6664,6664,6664,7196,7196,7196,7196,7196,9240,9240,9240,9240,9240,12292,12292,12292,12292,12292,16408,16408,16408,16408,16408,24612,24612,24612,24612,24612,39648,39648,39648,39648,39648,63840,63840,63840,63840,63840],
"female":[10248,10248,10248,10248,10248,10248,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,5908,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,6664,8008,8008,8008,8008,8008,8652,8652,8652,8652,8652,9352,9352,9352,9352,9352,12012,12012,12012,12012,12012,15988,15988,15988,15988,15988,21336,21336,21336,21336,21336,32004,32004,32004,32004,32004,51548,51548,51548,51548,51548,83020,83020,83020,83020,83020]
},
"3400": {
"male":[12342,12342,12342,12342,12342,12342,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,6154,7378,7378,7378,7378,7378,8024,8024,8024,8024,8024,8636,8636,8636,8636,8636,11084,11084,11084,11084,11084,14790,14790,14790,14790,14790,19754,19754,19754,19754,19754,29614,29614,29614,29614,29614,47702,47702,47702,47702,47702,76840,76840,76840,76840,76840],
"female":[12342,12342,12342,12342,12342,12342,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7072,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,7990,9588,9588,9588,9588,9588,10438,10438,10438,10438,10438,11220,11220,11220,11220,11220,14416,14416,14416,14416,14416,19244,19244,19244,19244,19244,25670,25670,25670,25670,25670,38488,38488,38488,38488,38488,62016,62016,62016,62016,62016,99858,99858,99858,99858,99858]
},
"4000": {
"male":[14400,14400,14400,14400,14400,14400,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,7200,8640,8640,8640,8640,8640,9360,9360,9360,9360,9360,10080,10080,10080,10080,10080,12960,12960,12960,12960,12960,17320,17320,17320,17320,17320,23080,23080,23080,23080,23080,34640,34640,34640,34640,34640,55800,55800,55800,55800,55800,89880,89880,89880,89880,89880],
"female":[14400,14400,14400,14400,14400,14400,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,8280,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,9360,11240,11240,11240,11240,11240,12160,12160,12160,12160,12160,13120,13120,13120,13120,13120,16840,16840,16840,16840,16840,22520,22520,22520,22520,22520,30000,30000,30000,30000,30000,45040,45040,45040,45040,45040,72560,72560,72560,72560,72560,116840,116840,116840,116840,116840]
},
"5000": {
"male":[18100,18100,18100,18100,18100,18100,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,9050,10850,10850,10850,10850,10850,11750,11750,11750,11750,11750,12650,12650,12650,12650,12650,16250,16250,16250,16250,16250,21700,21700,21700,21700,21700,28950,28950,28950,28950,28950,43450,43450,43450,43450,43450,70000,70000,70000,70000,70000,112700,112700,112700,112700,112700],
"female":[18100,18100,18100,18100,18100,18100,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,10400,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,11750,14100,14100,14100,14100,14100,15300,15300,15300,15300,15300,16450,16450,16450,16450,16450,21150,21150,21150,21150,21150,28200,28200,28200,28200,28200,37650,37650,37650,37650,37650,56500,56500,56500,56500,56500,91000,91000,91000,91000,91000,146550,146550,146550,146550,146550]
}
};
// HSPlusGold
var HSPG_RIDER = {
"1000000": {
"male":[31.08,31.08,31.08,31.08,31.08,31.08,20.24,20.24,20.24,20.24,20.24,11.85,11.85,11.85,11.85,11.85,10.96,10.96,10.96,10.96,10.96,11.48,11.48,11.48,11.48,11.48,11.92,11.92,11.92,11.92,11.92,12.24,12.24,12.24,12.24,12.24,13.25,13.25,13.25,13.25,13.25,14.66,14.66,14.66,14.66,14.66,17.66,17.66,17.66,17.66,17.66,22.06,22.06,22.06,22.06,22.06,29.57,29.57,29.57,29.57,29.57,40,40,40,40,40,51.55,51.55,51.55,51.55,51.55],
"female":[26.46,26.46,26.46,26.46,26.46,26.46,18.8,18.8,18.8,18.8,18.8,11.24,11.24,11.24,11.24,11.24,12.13,12.13,12.13,12.13,12.13,13.34,13.34,13.34,13.34,13.34,14.81,14.81,14.81,14.81,14.81,16.15,16.15,16.15,16.15,16.15,17.35,17.35,17.35,17.35,17.35,18.76,18.76,18.76,18.76,18.76,22.08,22.08,22.08,22.08,22.08,24.71,24.71,24.71,24.71,24.71,31.07,31.07,31.07,31.07,31.07,38.86,38.86,38.86,38.86,38.86,51.72,51.72,51.72,51.72,51.72]
},
"2000000": {
"male":[26.79,26.79,26.79,26.79,26.79,26.79,17.33,17.33,17.33,17.33,17.33,10.21,10.21,10.21,10.21,10.21,9.32,9.32,9.32,9.32,9.32,10.03,10.03,10.03,10.03,10.03,10.37,10.37,10.37,10.37,10.37,10.63,10.63,10.63,10.63,10.63,11.48,11.48,11.48,11.48,11.48,12.49,12.49,12.49,12.49,12.49,15.34,15.34,15.34,15.34,15.34,18.8,18.8,18.8,18.8,18.8,25.68,25.68,25.68,25.68,25.68,34.76,34.76,34.76,34.76,34.76,43.5,43.5,43.5,43.5,43.5],
"female":[24.21,24.21,24.21,24.21,24.21,24.21,16.88,16.88,16.88,16.88,16.88,10.01,10.01,10.01,10.01,10.01,10.68,10.68,10.68,10.68,10.68,11.89,11.89,11.89,11.89,11.89,13.25,13.25,13.25,13.25,13.25,14.44,14.44,14.44,14.44,14.44,15.3,15.3,15.3,15.3,15.3,16.44,16.44,16.44,16.44,16.44,19.5,19.5,19.5,19.5,19.5,21.66,21.66,21.66,21.66,21.66,27.28,27.28,27.28,27.28,27.28,33.91,33.91,33.91,33.91,33.91,44.21,44.21,44.21,44.21,44.21]
},
"3000000": {
"male":[24.2,24.2,24.2,24.2,24.2,24.2,15.37,15.37,15.37,15.37,15.37,8.95,8.95,8.95,8.95,8.95,8.05,8.05,8.05,8.05,8.05,8.57,8.57,8.57,8.57,8.57,8.87,8.87,8.87,8.87,8.87,9.07,9.07,9.07,9.07,9.07,9.67,9.67,9.67,9.67,9.67,10.47,10.47,10.47,10.47,10.47,12.69,12.69,12.69,12.69,12.69,15.63,15.63,15.63,15.63,15.63,20.97,20.97,20.97,20.97,20.97,28.52,28.52,28.52,28.52,28.52,36.16,36.16,36.16,36.16,36.16],
"female":[21.81,21.81,21.81,21.81,21.81,21.81,14.97,14.97,14.97,14.97,14.97,8.77,8.77,8.77,8.77,8.77,9.3,9.3,9.3,9.3,9.3,10.17,10.17,10.17,10.17,10.17,11.36,11.36,11.36,11.36,11.36,12.37,12.37,12.37,12.37,12.37,12.71,12.71,12.71,12.71,12.71,13.66,13.66,13.66,13.66,13.66,16.11,16.11,16.11,16.11,16.11,17.93,17.93,17.93,17.93,17.93,22.3,22.3,22.3,22.3,22.3,27.71,27.71,27.71,27.71,27.71,36.36,36.36,36.36,36.36,36.36]
},
"4000000": {
"male":[22.52,22.52,22.52,22.52,22.52,22.52,14.12,14.12,14.12,14.12,14.12,8.14,8.14,8.14,8.14,8.14,7.25,7.25,7.25,7.25,7.25,7.64,7.64,7.64,7.64,7.64,7.92,7.92,7.92,7.92,7.92,8.07,8.07,8.07,8.07,8.07,8.54,8.54,8.54,8.54,8.54,9.19,9.19,9.19,9.19,9.19,11.03,11.03,11.03,11.03,11.03,13.62,13.62,13.62,13.62,13.62,18,18,18,18,18,24.58,24.58,24.58,24.58,24.58,31.49,31.49,31.49,31.49,31.49],
"female":[20.14,20.14,20.14,20.14,20.14,20.14,13.67,13.67,13.67,13.67,13.67,7.95,7.95,7.95,7.95,7.95,8.38,8.38,8.38,8.38,8.38,9.06,9.06,9.06,9.06,9.06,10.14,10.14,10.14,10.14,10.14,11.02,11.02,11.02,11.02,11.02,11.07,11.07,11.07,11.07,11.07,11.89,11.89,11.89,11.89,11.89,13.96,13.96,13.96,13.96,13.96,15.55,15.55,15.55,15.55,15.55,19.14,19.14,19.14,19.14,19.14,23.78,23.78,23.78,23.78,23.78,31.34,31.34,31.34,31.34,31.34]
},
"5000000": {
"male":[21.37,21.37,21.37,21.37,21.37,21.37,13.25,13.25,13.25,13.25,13.25,7.59,7.59,7.59,7.59,7.59,6.69,6.69,6.69,6.69,6.69,7.01,7.01,7.01,7.01,7.01,7.27,7.27,7.27,7.27,7.27,7.4,7.4,7.4,7.4,7.4,7.76,7.76,7.76,7.76,7.76,8.31,8.31,8.31,8.31,8.31,9.89,9.89,9.89,9.89,9.89,12.25,12.25,12.25,12.25,12.25,15.97,15.97,15.97,15.97,15.97,21.89,21.89,21.89,21.89,21.89,28.29,28.29,28.29,28.29,28.29],
"female":[18.87,18.87,18.87,18.87,18.87,18.87,12.69,12.69,12.69,12.69,12.69,7.34,7.34,7.34,7.34,7.34,7.7,7.7,7.7,7.7,7.7,8.25,8.25,8.25,8.25,8.25,9.24,9.24,9.24,9.24,9.24,10.03,10.03,10.03,10.03,10.03,9.9,9.9,9.9,9.9,9.9,10.63,10.63,10.63,10.63,10.63,12.44,12.44,12.44,12.44,12.44,13.86,13.86,13.86,13.86,13.86,16.92,16.92,16.92,16.92,16.92,21.01,21.01,21.01,21.01,21.01,27.77,27.77,27.77,27.77,27.77]
}
};
// LadyCare
var LADYCARE_RIDER = [0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2.46,2.46,2.46,2.46,2.46,2.46,2.46,2.46,2.46,3.06,3.06,3.06,3.06,3.06,4.84,4.84,4.84,4.84,4.84,7.82,7.82,7.82,7.82,7.82,11.72,11.72,11.72,11.72,11.72,13.73,13.73,13.73,13.73,13.73,15.66,15.66,15.66,15.66,15.66,17.49,17.49,17.49,17.49,17.49,18.64,18.64,18.64,18.64,18.64,19.46,19.46,19.46,19.46,19.46];
// LadyCarePlus
var LADYCAREPLUS_RIDER = [0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4.63,4.63,4.63,4.63,4.63,4.63,4.63,4.63,4.63,5.23,5.23,5.23,5.23,5.23,7.03,7.03,7.03,7.03,7.03,10.07,10.07,10.07,10.07,10.07,14.16,14.16,14.16,14.16,14.16,13.73,13.73,13.73,13.73,13.73,15.66,15.66,15.66,15.66,15.66,17.49,17.49,17.49,17.49,17.49,18.64,18.64,18.64,18.64,18.64,19.46,19.46,19.46,19.46,19.46];
// LT
var LT_RIDER = {
"5" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5.73,5.82,5.87,5.9,5.92,5.93,5.94,5.96,6,6.05,6.13,6.23,6.36,6.52,6.71,6.93,7.18,7.45,7.76,8.11,8.49,8.9,9.3,9.74,10.22,10.74,11.33,12.05,12.86,13.77,14.78,15.91,17.18,18.6,20.19,21.99,24.01,26.29,28.85,31.72],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3.1,3.12,3.15,3.17,3.19,3.22,3.25,3.29,3.34,3.4,3.47,3.55,3.64,3.73,3.83,3.93,4.03,4.12,4.22,4.33,4.46,4.6,4.78,4.98,5.22,5.5,5.83,6.22,6.69,7.24,7.89,8.65,9.52,10.52,11.66,12.93,14.36,15.94,17.69,19.64],
},
"10" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5.15,5.2,5.23,5.26,5.3,5.34,5.39,5.46,5.55,5.66,5.8,5.96,6.15,6.37,6.62,6.9,7.22,7.53,7.89,8.27,8.7,9.17,9.7,10.28,10.93,11.65,12.45,13.38,14.42,15.59,16.89,18.36,20.01,21.85,23.92,26.23],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2.6,2.62,2.65,2.69,2.73,2.77,2.82,2.88,2.95,3.02,3.1,3.19,3.28,3.37,3.47,3.57,3.69,3.82,3.96,4.12,4.31,4.53,4.8,5.11,5.48,5.91,6.42,7.01,7.69,8.48,9.38,10.4,11.54,12.83,14.27,15.88],
},
"15" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5.15,5.22,5.28,5.35,5.43,5.52,5.63,5.75,5.9,6.08,6.29,6.52,6.77,7.05,7.36,7.71,8.1,8.53,9.01,9.54,10.13,10.78,11.51,12.32,13.22,14.22,15.35,16.64,18.07,19.68,21.47],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2.58,2.63,2.67,2.72,2.78,2.84,2.91,2.97,3.05,3.13,3.23,3.33,3.44,3.56,3.7,3.86,4.04,4.24,4.47,4.75,5.06,5.44,5.87,6.38,6.96,7.63,8.39,9.25,10.22,11.32,12.56],
},
"20" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5.27,5.38,5.48,5.6,5.73,5.87,6.04,6.22,6.43,6.66,6.93,7.23,7.57,7.95,8.37,8.85,9.37,9.96,10.61,11.34,12.14,13.04,14.04,15.16,16.4,17.78],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2.65,2.7,2.76,2.82,2.88,2.95,3.04,3.13,3.23,3.34,3.47,3.62,3.79,3.98,4.2,4.45,4.74,5.07,5.46,5.9,6.4,6.97,7.63,8.37,9.2,10.14],
}
};
// PB
var PB_RIDER = {
"2" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0037,0.0038,0.0038,0.0038,0.0038,0.0038,0.004,0.004,0.004,0.004,0.004,0.0048,0.0048,0.0048,0.0048,0.0048,0.0067,0.0067,0.0067,0.0067,0.0067],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.001,0.001,0.001,0.001,0.001,0.001,0.001,0.001,0.001,0.001,0.001,0.0012,0.0012,0.0012,0.0012,0.0012,0.0016,0.0016,0.0016,0.0016,0.0016,0.0023,0.0023,0.0023,0.0023,0.0023,0.0035,0.0035,0.0035,0.0035,0.0035]
},
"3" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0074,0.0075,0.0075,0.0075,0.0075,0.0075,0.0079,0.0079,0.0079,0.0079,0.0079,0.0096,0.0096,0.0096,0.0096,0.0096,0.0136,0.0136,0.0136,0.0136,0.0136],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0021,0.0024,0.0024,0.0024,0.0024,0.0024,0.0032,0.0032,0.0032,0.0032,0.0032,0.0046,0.0046,0.0046,0.0046,0.0046,0.0073,0.0073,0.0073,0.0073,0.0073]
},
"4" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0109,0.0111,0.0111,0.0111,0.0111,0.0111,0.0117,0.0117,0.0117,0.0117,0.0117,0.0145,0.0145,0.0145,0.0145,0.0145,0.0207,0.0207,0.0207,0.0207,0.0207],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.003,0.003,0.003,0.003,0.003,0.003,0.003,0.003,0.003,0.003,0.003,0.0036,0.0036,0.0036,0.0036,0.0036,0.0047,0.0047,0.0047,0.0047,0.0047,0.007,0.007,0.007,0.007,0.007,0.0112,0.0112,0.0112,0.0112,0.0112]
},
"5" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0144,0.0148,0.0148,0.0148,0.0148,0.0148,0.0156,0.0156,0.0156,0.0156,0.0156,0.0196,0.0196,0.0196,0.0196,0.0196,0.028,0.028,0.028,0.028,0.028],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.004,0.004,0.004,0.004,0.004,0.004,0.004,0.004,0.004,0.004,0.004,0.0048,0.0048,0.0048,0.0048,0.0048,0.0064,0.0064,0.0064,0.0064,0.0064,0.0097,0.0097,0.0097,0.0097,0.0097,0.0151,0.0151,0.0151,0.0151,0.0151]
},
"6" : {
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// WP
var WP_RIDER = {
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},
"7Pay15 Fit" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.28,0.28,0.3,0.33,0.33,0.35,0.38,0.4,0.45,0.48,0.55,0.6,0.68,0.78,0.88,0.98,1.08,1.23,1.38,1.58,1.8,2.05,2.35,2.68,3.45,4.23,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.25,0.28,0.28,0.3,0.3,0.33,0.35,0.35,0.38,0.43,0.45,0.5,0.55,0.63,0.7,0.78,0.88,1,1.1,1.25,1.4,1.6,1.83,2.1,2.43,2.75,3.55,4.4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
},
"10For80" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.14,0.16,0.18,0.2,0.23,0.28,0.32,0.36,0.42,0.48,0.57,0.66,0.77,0.9,1.15,1.43,1.73,2.06,2.41,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.13,0.14,0.17,0.19,0.22,0.25,0.3,0.34,0.39,0.46,0.53,0.62,0.72,0.84,1.07,1.33,1.62,1.94,2.28,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
},
"15Pay25" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.16,0.16,0.16,0.16,0.16,0.16,0.16,0.17,0.17,0.17,0.17,0.18,0.18,0.2,0.21,0.22,0.24,0.25,0.27,0.3,0.32,0.36,0.4,0.44,0.49,0.56,0.63,0.72,0.8,0.9,1.1,1.26,1.45,1.63,1.83,2.09,2.31,2.54,2.77,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.17,0.18,0.18,0.19,0.2,0.21,0.23,0.24,0.26,0.28,0.3,0.34,0.37,0.41,0.46,0.52,0.59,0.66,0.75,0.84,0.95,1.15,1.34,1.54,1.74,1.97,2.26,2.52,2.77,3.04,3.32,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
},
"AIA Excellent" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.38,0.38,0.38,0.39,0.39,0.4,0.41,0.41,0.42,0.44,0.45,0.47,0.49,0.52,0.57,0.61,0.65,0.71,0.78,0.85,0.94,1.06,1.17,1.32,1.48,1.71,1.95,2.2,2.46,2.73,3.01,3.3,3.61,3.92,4.26,4.61,4.96,5.33,5.69,6.06,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.39,0.4,0.4,0.4,0.4,0.4,0.42,0.42,0.43,0.44,0.46,0.49,0.51,0.54,0.57,0.63,0.67,0.74,0.81,0.88,0.98,1.09,1.22,1.36,1.53,1.77,2.04,2.32,2.6,2.88,3.19,3.52,3.86,4.22,4.6,5.01,5.44,5.87,6.32,6.76,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
},
"Smart Saver" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.18,0.18,0.19,0.19,0.19,0.19,0.19,0.2,0.2,0.21,0.22,0.23,0.23,0.25,0.26,0.29,0.31,0.33,0.37,0.4,0.44,0.49,0.55,0.61,0.7,0.79,0.91,1.04,1.18,1.35,1.62,1.89,2.2,2.52,2.87,3.24,3.6,3.97,4.34,4.72,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.17,0.17,0.18,0.18,0.18,0.18,0.18,0.18,0.19,0.2,0.21,0.21,0.22,0.23,0.25,0.27,0.29,0.32,0.35,0.38,0.43,0.47,0.53,0.6,0.68,0.77,0.89,1.02,1.16,1.33,1.6,1.89,2.19,2.53,2.9,3.28,3.67,4.06,4.47,4.9,0,0,0,0,0]
},
"AIA 20Pay Life Premier (Par)" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.13,0.14,0.15,0.17,0.19,0.21,0.24,0.27,0.32,0.36,0.42,0.49,0.57,0.65,0.75,0.83,0.92,1.04,1.17,1.31,1.44,1.57,1.75,1.94,2.14,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.12,0.14,0.15,0.17,0.2,0.22,0.26,0.29,0.34,0.4,0.47,0.55,0.63,0.73,0.81,0.91,1.03,1.16,1.31,1.45,1.6,1.79,1.99,2.21,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
},
"E445 (Par)" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.32,0.32,0.33,0.33,0.33,0.34,0.34,0.35,0.36,0.37,0.38,0.4,0.42,0.45,0.49,0.52,0.57,0.61,0.67,0.74,0.81,0.91,1.01,1.13,1.29,1.47,1.66,1.86,2.05,2.28,2.49,2.72,2.98,3.24,3.52,3.82,4.14,4.47,4.82,5.18,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.33,0.33,0.33,0.33,0.34,0.34,0.34,0.36,0.37,0.38,0.39,0.41,0.43,0.47,0.5,0.53,0.58,0.63,0.69,0.77,0.84,0.94,1.06,1.18,1.36,1.56,1.76,1.97,2.18,2.41,2.66,2.91,3.19,3.48,3.78,4.11,4.46,4.83,5.21,5.61,0,0]
},
"15Pay30" : {
"male":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.17,0.17,0.17,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.19,0.2,0.2,0.22,0.23,0.25,0.26,0.28,0.31,0.33,0.36,0.41,0.45,0.5,0.56,0.63,0.72,0.82,0.93,1.05,1.25,1.46,1.69,1.92,2.18,2.46,2.74,3.01,3.28,3.55,0,0,0,0,0,0,0,0,0,0,0,0,0,0],
"female":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.18,0.19,0.19,0.2,0.2,0.21,0.21,0.23,0.25,0.26,0.28,0.31,0.33,0.37,0.4,0.44,0.5,0.56,0.63,0.72,0.82,0.93,1.05,1.25,1.47,1.7,1.94,2.21,2.5,2.79,3.11,3.41,3.73,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
}
};
function roundNum(value, dotDigit) {
if (dotDigit == null) {
dotDigit = 0;
}
var minus = false;
if (value < 0) {
minus = true;
}
if (minus) {
value = value * -1;
}
var digit = Math.pow(10, dotDigit);
value = value * digit;
var temp = String(value);
var arr = temp.split(".");
if (arr.length > 1) {
var temp1 = arr[1];
if (temp1.indexOf("9999999") > -1) {
value += 0.0000001;
}
}
value = Math.round(value);
value = value / digit;
if (minus) {
value = value * -1;
}
return value;
}
function calAI(AI, ocpCode, month) {
var ocpClass = OCP_CODE[ocpCode][OCP_ai];
var rate = roundNum(AI_RIDER[ocpClass] * modeFactor[month], 2);
var aiPremium = Math.ceil(roundNum(rate * (AI / 1000), 2));
return aiPremium;
}
function calAIRCC(AIRCC, month) {
var rcc = "RCC";
var rate = roundNum(AI_RIDER[rcc] * modeFactor[month], 2);
var airccPremium = Math.ceil(roundNum(rate * (AIRCC / 1000), 2));
return airccPremium;
}
function calADD(ADD, ocpCode, month) {
var ocpClass = OCP_CODE[ocpCode][OCP_add];
var rate = roundNum(ADD_RIDER[ocpClass] * modeFactor[month], 2);
var addPremium = Math.ceil(roundNum(rate * (ADD / 1000), 2));
return addPremium;
}
function calADDRCC(ADDRCC, month) {
var rcc = "RCC";
var rate = roundNum(ADD_RIDER[rcc] * modeFactor[month], 2);
var addrccPremium = Math.ceil(roundNum(rate * (ADDRCC / 1000), 2));
return addrccPremium;
}
function calADB(ADB, ocpCode, month) {
var ocpClass = OCP_CODE[ocpCode][OCP_adb];
var rate = roundNum(ADB_RIDER[ocpClass] * modeFactor[month], 2);
var adbPremium = Math.ceil(roundNum(rate * (ADB / 1000), 2));
return adbPremium;
}
function calADBRCC(ADBRCC, month) {
var rcc = "RCC";
var rate = roundNum(ADB_RIDER[rcc] * modeFactor[month], 2);
var adbrccPremium = Math.ceil(roundNum(rate * (ADBRCC / 1000), 2));
return adbrccPremium;
}
function calHB(HB, ocpCode, month, age) {
var ocpClass = OCP_CODE[ocpCode][OCP_hb];
var rate = 0;
if (age < 16) {
rate = 0.9;
} else {
rate = HB_RIDER[ocpClass];
}
var hbPremium = Math.ceil(roundNum(HB * roundNum(rate * modeFactor[month], 2), 2));
return hbPremium;
}
function calECIR(ECIR, ocpCode, month, age, gender){
var ecirOC = OCP_CODE[ocpCode][OCP_ecir];
var rate = ECIR_RIDER[gender][age];
var pm = roundNum(rate * modeFactor[month], 2) * (ECIR / 1000);
var oc = roundNum(roundNum(rate * (ecirOC - 1), 2) * modeFactor[month], 2) * (ECIR / 1000);
var ecirPremium = Math.ceil(roundNum(pm + oc, 2));
return ecirPremium;
}
function calHS(HS, ocpCode, month, age, gender) {
var hsOC = OCP_CODE[ocpCode][OCP_hs];
var rate = HS_RIDER[HS][gender][age];
var pm = roundNum((rate / HS) * modeFactor[month], 2);
var occ = roundNum((hsOC - 1) * roundNum((rate / HS) * modeFactor[month], 2), 2);
var hsPremium = Math.ceil(roundNum((pm + occ) * HS, 2));
return hsPremium;
}
function calHSPlusGold(HSPG, month, age, gender) {
var rate = HSPG_RIDER[HSPG][gender][age];
var premium = roundNum(rate * modeFactor[month], 2);
var hspgPremium = Math.ceil(roundNum(premium * (HSPG / 1000), 2));
return hspgPremium;
}
function calAIAHealthCancer(HealthCancer, ocpCode, month, age, gender, smoke) {
var healthCancerOC = OCP_CODE[ocpCode][OCP_cr];
var rate = HEALTHCANCER_RIDER[gender][age];
var discount = 0, riskClass = 0, healthCancerPremium = 0;
if (healthCancerOC == 3 || healthCancerOC == 4) {
riskClass = 0.3;
} else {
riskClass = 0;
}
if (smoke === false) {
discount = -0.1;
}
healthCancerPremium = Math.ceil(roundNum(roundNum(rate * modeFactor[month], 2) * HealthCancer / 10000 + roundNum(roundNum(riskClass * rate, 2) * modeFactor[month], 2) * HealthCancer / 10000 + roundNum(roundNum((discount) * rate, 2) * modeFactor[month], 2) * HealthCancer / 10000, 2));
return healthCancerPremium;
}
function calAIAHealthLifeTime(HLT) {
}
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