test.rb

def say_as(value,type)
    ssml_start="<?xml version='1.0'?><speak>"
    ssml_end="</say-as></speak>"
    ssml ="<say-as interpret-as='vxml:#{type}'>#{value}"
    complete_string = ssml_start + ssml + ssml_end
    say complete_string
end

wait(1500)
say "Hi! how  may  we  help  you today?"
ask "If  you  would  like  to  settle  or  pay  for  your  current  bill,  please  say  payment", {
        :choices => "payment,balance",
        :recognizer => "en-PH",
        :timeout => 20,
        :bargein => false,
        :mode => "speech",
        :onChoice => lambda { |event| @answer = event.value},
        :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
        :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}

#say @answer

if @answer.eql? "payment"
    ask "You  chose  payment, to  pay  you sing  your  credit  card,  please  say  card,  for  bank  deposit,  please  say  deposit,  to  pay  online,  please  say  online", {
        :choices => "card, deposit, online",
        :recognizer => "en-PH",
        :timeout => 20,
        :bargein => false,
        :mode => "speech",
        :onChoice => lambda { |event| @answer = event.value },
        :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
        :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}
else
    hangup
end


if @answer.eql? "card"
    #-Start
    ask "You  have  chosen  to  pay  using  your  credit  card to pay your remaining balance of 3,200 pesos,  please  say  your  4  digit  credit  card  number", {
        :choices => "[4 DIGITS]",
        :recognizer => "en-PH",
        :timeout => 20,
        :bargein => false,
        :mode => "speech",
        :onChoice => lambda { |event| @cc = event.value},
        :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
        :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}

    say "To  confirm,  your  credit  card  number  is "
    say_as(@cc,'digits')

    ask "Is  this  correct?  please  reply  by  saying  yes,  or  no ",{
            :choices => "yes, no",
            :recognizer => "en-PH",
            :timeout => 20,
            :bargein => false,
            :mode => "speech",
            :onChoice => lambda { |event| @answer = event.value},
            :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
            :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}

    if @answer.eql? "yes"
        say "Thank  you  for  confirming,  we  will  now  process  your  payment.  Thank  you  for  you  sing  our  service."
        hangup
    else
        ask "Please  re-try  saying  your  credit  card  number",{
            :choices => "[4 DIGITS]",
            :recognizer => "en-PH",
            :timeout => 20,
            :bargein => false,
            :mode => "speech",
            :onChoice => lambda { |event| @cc = event.value},
            :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
            :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}
    end

    say "To  confirm,  your  credit  card  number  is "
    say_as(@cc,'digits')

    ask "Is  this  correct?  please  reply  by  saying  yes,  or  no ",{
            :choices => "yes, no",
            :recognizer => "en-PH",
            :timeout => 20,
            :bargein => false,
            :mode => "speech",
            :onChoice => lambda { |event| @answer = event.value},
            :onBadChoice => lambda { |event| say "Sorry, we did not recognize your speech"},
            :onTimeout => lambda { |event| say "Sorry, we did not receive your input"}}

    if @answer.eql? "yes"
        say "Thank  you  for  confirming,  we  will  now  process  your  payment.  Thank  you  for  you  sing  our  service."
        hangup
    else
        say "You  have  exceeded  your  maximum  attempt,  please  dial  in  again.  goodbye"
        hangup
    end
    #-END



elsif @answer.eql? "online"
    say "you  have  chosen  online  payment  to  settle   your remaining  balance  amounting  to,  3,200  pesos"
    say "please  listen  to  the  following  instructions  to  make  an  online  payment"
elsif @answer.eql? "deposit"
    say "you  have  chosen  bank  deposit  to  settle   your remaining  balance  amounting  to,  3,200  pesos"
    say "please  listen  to  the  following  instructions  to  make  a  bank  deposit"
    hangup
end