https://ajkueterman.dev/posts/android-viewmodel-manual-dependency-injection-made-easy/

create-with-factory.kt

fun createWithFactory(
  create: () -> ViewModel
  ): ViewModelProvider.Factory {
    return object : ViewModelProvider.Factory {
        override fun <T : ViewModel?> create(modelClass: Class<T>): T {
            @Suppress("UNCHECKED_CAST")// Casting T as ViewModel
            return create.invoke() as T
        }
    }
}