gistfile1.txt

````
2014-8-1 * BUDGETING
   [Budget:Monthly:Gym]                            $16
   [Assets:Ally:Checking]
   
2014-8-15 * YMCA
   Expenses:YMCA           $ 15.75
   Liabilities:Visa        $ -15.75
   [Budget:Monthly:Gym]    $ -15.75
   [Assets:Ally:Checking]  $ 15.75
````

The problem I forsee is that the transaction places the money back into the checking account.  Because I am attempting to use the zero sum budgeting method, it appears that the 15.75 has returned to the 'available to budget' category.

````
2014-8-1 * BUDGETING
   [Budget:Monthly:Gym]                            $16
   [Assets:Ally:Checking]
   
2014-8-15 * YMCA
   Expenses:YMCA           $ 15.75
   Liabilities:Visa        $ -15.75
   [Budget:Monthly:Gym]    $ -15.75
   [Budget:Monthly:Visa]   $ 15.75
   
2014-8-15 * Pay VISA
   Liabilities:Visa     $15.75
   Assets:Ally:Checking  $-15.75
   [Budget:Monthly:Visa]  $-15.75
   [Assets:Ally:Checking]  $15.75
````

Something like this might solve my problem by returning the money to the asset account only when it is being spent to pay down the credit liability...