Home Owners' Loan Corporation "redlining" maps descriptions for Cook County neighborhoods

holc descriptions text mining.csv

"holc_id","holc_grade","narrative"
"C76","C","This is an area of heterogeneous development almost impossible to classify because of complete lack of uniformity of structures, not only in style, but in point of general desirability. Improvements vary from good apartments to old, obsolete residences, from unfurnished kitchenette apartments to semi-high class furnished apartments, from rooming houses to apartment hotels. Location convenient to transportation; shopping and amusement centers, and beaches are its greatest assets. Ground value is the price tag on the residential property with the trend toward larger apartments of six-family and up. The future of this area is rather uncertain, but it is doubtful that it will reverse its present down trend."
"B35","B","This neighborhood is about 10 per cent built, with the bulk of structures centered around Oakton Park. All streets are paved and it appears that future development will be similar in character to that which is already here. Shopping centers are available at the intersection of Niles Center Road and Oakton Street, and the neighborhood is served with Chicago Elevated transportation. The bulk of the vacant lots are in individual hands and building will probably be slow in occurring. Location is Niles Center is generally considered to be somewhat unfavorable and this stigma is partially responsible for its scattered development. About 5 per cent of the structures are two-family residences, $8,000-9,000, renting at $55.00 per month, heated."
"D41","D","Located between Harrison & Roosevelt, Halsted to Ashland, composed almost entirely of foreigners, Italian predominating. Majority of buildings are 2's and 3's, older ones with an average age of 55 yrs, and some newer ones around 35 yrs. A number of tenement buildings scattered thruout- 6-12 flats, of brick construction. At times 3's can be purchased cheaper than 2's, purchaser preferring to be relieved of the third flat, due to undesirable class of tenant procurable in area. Some basement flats rent at $6.00 per month. Many demolishments, which are increasing; much vandalism is apparent. Mexicans are scattered thruout, as well as other foreign elements. Future of this blighted district is hopeless unless thru demolishments, buildings are erected similar in character to the Jane Adams Court Bldg Project, for which there is now a large waiting list of tenants. Projects of this nature would be popular, due to excellent quick transportatino into the Loop a short distance away. The Project is now operated by the City of Chgo and is located within the following boundaries:- between Cabrina and Roosevelt, roughly west of Racine to Loomis. Apartments are 3, 4, and 5 rooms and average rent approximately $20.00 per month. This building has helped the area immediately adjacent. It is (over) reported as well-managed; well-kept; and hygenic, although along Roosevelt, between Racine and Throop, are apartments rented to colored people. In the vicinity of Halsted and Blue Island is a concentration of Mexicans and Greeks. The Vernon Park district is extremely decadent, with many frame homes 75-80 years of age. At Polk and Miller was located the heart of Chicago Gangland in the old Capone days, where occurred many killings and injuries amongst Italians, Sicilians and others. Polk Street has many old frame 2's and 3's, a few brick; much rehabilitation required; terribly blighted; the entire area is just as bad, if not worse, than the large colored blighted area where Chicago's three hundred odd thousand colored people live. Cabrina Hospital is located at Racine and Cabrina. At the present time, the Chicago Housing Authority is interested in the territory immeditely north of the Jane Adams Court Building Apartments. On Polk and Ada, facing the park, are many stone party walls. There are no outsiders coming in, and the area is losing in population. It is becoming, increasingly, a serious problem and menace."
"D16","D","This is a flat treeless area bordering North Ave. (Ill. Route #64) at its northern extremity. There is no paving, no sidewalks, no sewers and no trees. It is a community of indiscriminate owner-built shacks, the occupants of which are dependent upon well water and the use of ""out houses"", which are everywhere in evidence. The developer advertises lots for sale at $195; $10.00 down and $2.00 a week; but however, will actually sell lots on any terms with no down payment and road work by the purchaser, receivable as payments. 10th Ave. is improved with a strip of paving which leads to a small Catholic Seminary near the south end of the area. Houses here are built of second hand lumber, sheathed with tar paper or strips of tin, of any material salvaged from other building operations or even from the ""refuse dump"". At the same time, there are a number of clean and new 2-3-4 room cottages. A few scattered food stores extend along North Ave. No restrictions exist anywhere, and in short, this is a new slum area of the ""first water""."
"D42","D","This area lies between Halsted and Western, south of the railroad tracks to 22nd Street, composed of 100 per cent foreign-born families, Poles, Czechs, and Bohemians predominating. No Italians. 2's and 3's represent approximately 75 per cent of the buildings; 2's being more popular. Railroad tracks and industry are along the entire northern boundary and much industry also is located at the southeast; the National Lead Company is located at Peoria and 18th. $3,500 is approximately the top limit for any kind of property; anyone able to pay more goes west. The future of the of the entire blighted area is discouraging; population is decreasing; there is no immigration of foreigners. The younger element, through the use of our educational facilities, obtain a good education and ultimately obtain positions outside to the area. They talk the English language and, as they grow into manhood and womanhood and marry, have no desire to live here, preferring to either rent or buy in the better white sections of the city. The older people, who still talk their native language, do not wish to leve; although, in some case, the younger people have induced them to sell and go along with them. This has not been proven to be (over) satisfactory. The result is that only negro, Mexican, or the low-class white will move in; and these have no money. The future of this area is hopeless, unless by cooperation of the city and county authorities with property owners, some housing projects may be originated and completed, and part of the area rehabilitated through necessary demolishments. These foreigners, having raised their families, now find themselves in the positino of being unable to sell, even if they desired to. Almost every foreign nationality is represented in this section. Throughout the entire area, considerable vandalism occurs. On 19th Street, east from Western, is a mixture of many kinds of buildings; brick and stone, all in poor condition; although, it is noted that the Poles and Bohemians heep their properties up better than the Italians do in their area. Many homes and flats are built below the street level. There are a few party walls in this area. An old quarry, located between 18th and 19th, Lincoln and Wood, is used as a garbage dumping ground and, in summer, the odors from this are extremely offensive. 19th Street, east of Blue Island, becomes somewhat better, with many brick singles, 2s and 3's. A number of tenements exist. Halsted, a business street, north from 22nd, is exceedingly poor, mixed, with all kinds of frames and brick buildings. 18th Place and 22 have a number of 2-flats, cottages, frame and brick. Throughout the area are a number of stores with flats above. On Leavitt Street are many mixed old frame and brick buildings, with some party walls; and on Hoyne, cottages and 2's of frame and brick. No mortgage money available. A problem area."
"D62","D","Located between 31st and 39th (Pershing Road) between Western and Ashland, another foreign area with Polish, Irish and German inhabitants. Archer Avenue, a main artery into the Chicago Loop, runs diagonally through the area. The older portions of this territory are on the outer sides; newer improvements are more evident closer to Archer Avenue. Property immediately adjacent to McKinley Pk is more desirable and better evidence of upkeep is apparent, although the buildings are old. Polish people are concentrated principally between 35th and 39th, Ashland west to Wolcott. Properties adjoining industry are badly run down. Transportation is good, as well as schools and churches. Entire area is surrounded by industry and odors are bad, especially when the wind is from the south. It is blighted and the future hopeless but, as long as the Stock Yards, pacing and railroad interests remain where they are, this area will continue to house the same class of inhabitant, also, the type of improvement will be similar. Many buildings were completed before the street grade level was put into effect. The Wrigley Chewing Gum plant is located on 35th, east of Ashland, and the majority of singles and 2's are of old style, brick and frame construction. From Ashland to Damen, between 35th and 39th, brick predominates, with frame interspersed throughout. The majority of the inhabitants are skilled and unskilled laborers."
"D29","D","This is a poor district of very heterogeneous character, with properties of all classes quite generally scattered throughout the entire territory. There are 1-family frame units; 1-family brick units; 2 and 3-family units; 4-family structures; small apartments; large apartments; and scattered business. The eastern part of the section is already blighted and the blight is extending westward, although it has not yet overtaken the northwest corner west of Damen and north of Division; this latter portion is the best part of this district. In addition to the prices quoted above, about 5 per cent of the structures are 4-family units, selling between $3,000 and $4,000. Most lots are 25 feet or less, with houses built very close together, most of them immediately adjacent to the sidewalk. Population is largely lower class Polish, but there is a marked infiltration of Italian from the district to the south, and the future of the area appears even less secure than it is today. The new subway, which is under construction at the present time, will run out Milwaukee Ave. and reduce (over) the transportation time to the loop to approximately five minutes, whereas, it is now about twenty. This may have a favorable effect on property values, but it is most doubtful that it will ever be of sufficient importance to favorably affect trend of desirability in the neighborhood or attract a better class population. Milwaukee Ave. is a commercial street throughout its entire length, and, as such, is considered a fair business section. The best local shopping center is on Chicago Avenue, between Ashland and Damen. Because of its mixed character and the disrepair of most properties, the district is most unattractive to other than lower-income groups and it is, therefore, graded fourth class, with the further comment that it will be even poorer during the coming years. It is somewhat questionable whether this would be an advisable place for a slum clearance project."
"C110","C","This area compares favorably with the ""C"" area west of the industrial district on the south. Building are on 25 foot lots and the general appearance of the section is third grade. Properties are in fair condition, but the neighborhood may be expected to continue its decline. Rentals quoted in two family structures are for unheated units. Industrial area on the west adversely affects properties as far west as Pulaski. Housing along George St. west of Pulaski is very mediocre."
"A19","A","This is a uniform and high grade of good houses, conveniently located to schools, transportation, and shopping centers. The ground is slightly rolling; about 65 per cent improved; and new construction continues at a fairly steady rate. The layout of the streets is attractive and properties are very well maintained, altho trees in the neighborhood are still young. The section is improving slightly and its future seems very well assured during the next 10 to 15 years."
"A30","A","This is a high class apartment house section fronting on Lincoln Park with all the advantages accruing from Lake Michigan proximity. There are several vacant parcels of land along the drive which will probably be improved with equally high class buildings when construction of apartment houses gains smoe momentum. Although this area backs up to a poorer section, the influence is not great for the approach to Lake Shore Drive frontage does not normally follow through the adjoining ""C"" area."
"D76","D","Known as Oakland south to 45th Street. Colored people are on the west side of Cottage Grove, a business street. From 39th to 43rd are many old party-wall residences and business, 55 to 60 years old. Drexel Avenue is a boulevard which acts as a protective buffer to property lying to the east, south of 45th Street. From 39th to 45th, Drexel Ave. to the IC Main Line are many old block houses with stone fronts, and a cheaper class of rooming house. Transportation is good. On 42nd Place and Ellis, between 40th and 42nd, multiple units predominate. On Oakenwald are some frame and brick singles, party walls, apartments and rooming houses. On Lake Park Avenue are many old homes with stone fronts, some frame 2's, and brick buildings with party walls; singles predominating on both streets. Between 39th and 41st are several old showplace homes. At 39th and Oakland Blvd is the Green Gables Hotel, and some party-wall homes. 39th and Cottage Grove is a semi-blighted section. Cottage Grove is a very poor, old street. At Drexel and E. 45th are some old sandstone homes and rooming houses; north of here on Drexel, party walls, rooming houses and flats, etc. On Ellis are apartment hotels, party walls, frame homes (especially south of 42nd) where there are a number of old stone fronts set back from the street. North of 45th and Berkley are many stone 8-10-12 room rooming houses, some of these 60-70 years old. There are some detached residences between 41st and 42nd on Berkley. West of Cottage Grove is a large colored area extending south to 51st, which is detrimental to that section of the area south of 45th to 51st west of Drexel. There has been considerable vandalism on Drexel south of 39th to 43rd; this is not so apparent south of 43rd to 47th. This is due (over) to the colored element. South of 45th to 57th, on both sides of Drexel, are large apartment buildings and hotels, spotted with homes, apartments and flats, the majority being above the four family unit. At present, this is a rooming house area with a future trend to that class of property and on the down grade. Located E. of Cottage Grove to NYC St. L tracks, So. to 45th."
"D83","D","A large semi-blighted area, with a mixed class of people and occupations. It has been on the down grade for some time. An effort, however, is being made by improvement clubs, bankers, and brokers to prevent further decline. Captains have been appointed to many blocks in an endeavor to instill a pride of ownership and see what can be done toward painting and rehabilitating some of these old homes which, in the case of frame, average 50 yrs., and brick 35. There are colored people two blocks to the north. Between Ashland and Racine, between 71st and 74th (which is the younger section) 95 per cent are single homes; 80 per cent frame, with many large apartments of 6-24 units scattered throughout on the corners. Many old frames in the area are being converted into 2-family homes. Between 63rd and 74th, Ashland to Racine, 98 per cent are owner-occupied. There are some brick 3's of somewhat newer constructinon in the price bracket of $7,000. Many homes are of brick construction, some built below the street. Between 63rd and 75th, Halsted to Racine, conditions are somewhat similar to the aforesaid, with the exception that there are about a dozen colored families on Carpenter and Aberdeen between 65th and 66th- very spotted. Between 64th and 67th, Stewart to Yale, is probably the best residential district in the area, with some frames as high as $8,000. Large apartment construction in the area was stopped during depression, but is expected to be resumed. Something drastic ultimately must be done. The area should be rebuilt with better homes; there are numbers of them of cheap construction which can easily be demolished. East of Wentworth to State is somewhat identical as to (over) type of building. The better part of the area east of Wallace is adjacent to Hamilton Park between 71st and 74th. The consistently best street in the whole area is Halsted Avenue. Eggleston, north from 65th, has many frame singles, 60-70 years old, very spotted. At 69th and Ashland are big streetcar barns and yards- detrimental. Section aaround 71st Pl., 72nd, and 72nd Pl., and 73rd, west of Racine to Ashland, presents a somewhat better appearance. Schewbridge Field, a large play field, lies south of 74th east of Racine. Stewart Street, south of 74th, as many old apartments. On the east side, between 74th and 73rd, are many party-wall buildings, with brick both in front and rear and frame in the middle. Many poor shacks on this street. South on Lowe from 63rd are coal yards. On 66th, west of Wallace, are many row houses, spotted with mixed constructino. Morgan Street, going north from 69th to 63rd, has recently been widened and an entire new street put down. Many poor frames. The street is now a high-speed highway- detrimental. 63rd and Halsted is said to be the busiest business district in Chicago outside of the Loop. On the west side of Loomis, facing Ogden Park, are some fair homes, with a few two's. This entire area is extremely spotted with old construction of all kinds, with a decidedly poor general, congested appearance. About 75 per cent of the district are two's, many of these 6-7 rooms. Around Normal Parkway are better grade homes and apartments with a better rent bracket. The section south of 75th, east of Harvard to State, is somewhat better than some parts of the area. Singles and 2's of brick construction are not so old, but a few old frames are spotted throughout."
"A1","A",
"A10","A","This is a very desirable section now about 75 per cent built, impriving slightly as new construction comes into the district. The ground here is rather low in comparison to adjoining sections, but it is not considered particularly objectionable. Construction is very sound; most properties are very well held. This again is a wooded territory and pride of ownership is very apparent throughout. The older properties are largely centered along Bluff St. Schools are convenient but the distance to cummuter transportation is a minor objection. There is considerable acreage which has recently been added to this district, which was formerly a part of Skokie Country Club. This ground likes between Lincoln and Park Aves., and when it is subdivided will compare favorably with the balance of the properties in the section. Mortgage financing is limited to $16,000 to $18,000 as a matter of policy by financial institutions, rather than to indicate a lack of financing for the distrcict. There are a few estate type units valued up to $65,000. The area is well established. There is a good class occupant, and is therefore graded first class."
"A11","A","This is a small and very desirable section with the bulk of the house less than 12 years old. Much of the area was a large estate which was subdivided and those properties backing up to Lake Michigan have riparian rights. The neighborhood is restricted against Jewish, except on Maple Hill Road. The ground is beautifully wooded and slightly rolling. The neighborhood has an air of privacy and exclusiveness. Entrance to those properties north of Beach Road is by a small lane buily by a private casement. In its development the section improved very rapidly, but it is now 90 per cent build and further improvement will be necessarily slow. There are three old estate type properties between Park Ave. and Beach Road with riparian rights, which may be expected to be subdivided in the near future. Buildings on this piece will necessarily be high class structures. Housing is uniform and of good character, and the section has most of the advantages of an ""A"" neighborhood, except that is it somewhat inconvenient to schools, transporation, and shoping centers. (Note: Not bad for trains and shops). Mortgage financing is limited to $18,000 as a matter of policy by financial institutions, and is not meant to indicate a lack of financing for the district."
"A12","A","This is largely an area of estates, most of which have considerable ground. In spite of the fact that a number of the structures range up to 50 years in age, the neighborhood warrants a first class rating, because the character of the location is such that when these estates come into the market, they can be easily broken up, and because of the high land values will undoubtedly be developed with very expensive homes. Lots are very deep from Sheridan Road to Longwood Ave. and riparian rights are currently valued at approximately $225.00 a foot. The ground is slightly rolling and very attractively wooded, and because of its location, it is one of the most desirable along the shore. Mortgage financing is limited from $16,000 to $18,000 as a matter of policy by institutional lenders, and is not meant to indicate a lack of financing for the district. The neighborhood is graded first class because of its many favorable advantages and temporarily graded minus because of the age of the improvements."
"A15","A","This is a well-wooded area, in rolling country, with good elevation. The section is restricted to one-half acre lots, with a few properties running as large as five acres. Although it is rather distant to transportation, it continues to improve with further development, and has a good class, modern, attractive and uniform building. West of Hibbard Road and north of Oak Street is a community playground, which adds considerably to the desirability of the section for families with children. Buildings are largely concentrated in the eastern and southern portion of the area. The district thins out very noticeably west of Hibbard Road, but development will undoubtedly be of similar character to those improvements already here. Favorable advantages outweigh the disadvantages of distances to amenities, and the section therefore warrants a first-class rating."
"A16","A","This is all riparian property with the exception of the hosues on Fuller Lane, and the public park library. This is again primarily a section of estate type property and lots are very deep as they run from Sheridan Road to the lake. Riparian ground values for vacant frontage is $300.00 a food. Most properties are very well held and few have been offered for sale, but as these large estates come into the market they will probably be subdivided and built up with high class homes. Fuller Lane is developed with smaller units, but they are equally desirable because of their age and proximity to the beach and the village of Kenilworth from which they take their character. Properties north of Lake Front Park are the smaller units and as such lower priced. The social advantages and Lake Michigan proximity warrant a first class rating to the entire district, in spite of the fact that some of the houses are of substantial age."
"A27","A","This is a high-class and well restricted residential community of outstanding individual homes. It is favorable affected by its proximity to Sauganash on the south and, in the main, takes its character from that development. The ground is about 15 per cent improved, but all streets are paved and sidewalks are in. The neighborhood is very uniform and well planned. Buildings are restricted to a minimum of $10,000, and must be either face brick or masonry on all sides. The future of this section seems well assured and it appears that it will improve as further development occurs. The vacant ground directly east as far as Cicero Avenue carries the same restrictions as this section. Transportation and shopping centers are somewhat inconvenient."
"A33","A","this area is older than the adjacent first grade area to the north, and is the location of the most expensive residential construction in River Forest. Terrain is level and very fine, large trees and double planting along most streets. Not particularly convenient to transportation or shops, but this is not detrimental to the class of dweller found here. Slightly more desirable north of Thomas St. It is the locatino of most of the elite of River Forest. one recent offering at $15,000 was stated by real estate men to be a bargain, costing many times that amount. Architecturally, the area is very fine indeed, and nearly all homes are on large, beautifully landscaped plots, some running into acreage. While the average houses are 12-14 years old, the area is from a structural viewpoint as good as new; and trees and shrubbery are far better than would be possible in any new area. Very great charm, very exceptional stability of population, and some slight opportunity for further development were considered in grading this ""A""."
"A34","A","This section is generally known as Chicago's Gold Coast. With the exception of a few old, one-faimly residences scattered along the Drive north of Oak St., the bulk of the structures are large apartments and apartment hotels. The exclusive Drake Hotel is located at the southeast corner of Michigan and Oak St. In a number of thesee buildings were units originally ran up to as many as 15 rooms, conversion to smaller-size units has been successful in reducing a heavy vacancy to less than 10 per cent in apartments of six rooms and less. Several of the one-family homes are old Chicago landmarks and include such well-known structures as the Potter Palmer Mansion; these will probably be eventually replaced by apartments similar to those now located along the Drive. there aer several vacant parcels of ground which are presently available for such construction, but development of this character is arrested and it is somewhat doubtful that any immediate high-class apartment construction will occur. The street overlooks Lake Michigan, which is a favorable influence; convenience to downtown Chicago is attractive to persons who want an ""in town"" location. Public (over) school attendance is necessarily of a very cosmopolitan character, due to the proximity of the very poor areas lying west of Clark St. An attempt is now being made, however, to secure a public school location east of Dearborn St. and north of Chicago Ave., with a district restriction to confine attendance to only those children living east of Clark. Should this prove successful, it is reasonable to assume that the entire area would be somewhat more appealing to families with youngsters of grade school age. The bulk of the children today go to private schools. Because of the lack of competition in this class of building, and the high-class occupancy, the section is rated first class, although it does not meet any of the requirements of a typical first class residential neighborhood."
"A2","A","These few streets are being slowly developed with good houses. Area is now about 20 per cent built and improving in desirability as new construction continues. Ground is slightly rolling, well wooded and rather secluded. Schools, shopping center and transportation are rather inconvenient, and the district is, therefore, rated minus in spite of its many advantages and improving character. Adjoining ""C"" area is not particularly objectionable, as this ""A"" section is secluded from the former."
"A20","A","This is one of the most desirable residential neighborhoods along the shore. This area has uniform improvements, all beautifully kept, with fine shade trees and shrubs. Proximity to Lake Michigan is favorable. The ground is flat and about 90 per cent built. Properties at the eastern end of Robsart Road and Tudor Place are somewhat adversely affected by their proximity to the business section along Sheridan Road and North Wilmette. This section is distant to schools, shopping centers, and transportation, but none of these influences are sufficient to hurt the area. Because of uniformity of improvements and high class occupancy, this section warrants a first class rating."
"A28","A","This steadily developing section of good houses is a most uniform development attracting a desirable class of home owner. Area now is about 10 per cent built and future appears on upward trend. Competition of newer houses has affected prices on older strucutres, but demand continues stable. Streets were partially paved by WPA. General appearance and architecture of houses is attractive and typical of a high-class development. Structures are largely concentrated at southern end. Transportation, shopping and amusement centers are inconvenient, but do not seem to be adversely affecting general desirability. The predominating price range is from $8,500 to $12,000, but there is a number of homes valued up to $20,000."
"A21","A","This section known as ""Indian Hill Estates"" in west Wilmette is a beautifully planned development with individually styled houses on large pieces of ground. That portion east of Illinois has a minimum restriction of $12,500, whereas that west of Illinois has a minimum restriction of $25,000. The entire area has a restriction of 60 foot minimum frontages and face brick or masonry all around. ANother favorable factor is that all improvements are under ground, including utilities. The ground is now about 50 per cent improved and is being slowly developed with improvements of similar character. The distance to schools and transportation may be considered somewhat unfavorable, except that this is primarily a two car neighborhood. The future of this section seems fairly well established and further development may be anticipated."
"A22","A","This neighborhood known as ""Kenilworth Gardens"" has been primarily developed in the last five years, altho there are a few houses as old as ten. Most lots are 50' size, and this is one of the few sections where the ground is slightly rolling. The area is now about 75 per cent built and will probably spread further to the west as additional building occurs. The neighborhood uses Kenilworth grade schools and when originally developed, it was trading on its favorable proximity to Kenilworth. Elmwood Ave. is noticeably poorer than the other streets, but it is only abuot 20 per cent built and may improve with further development. The section is inconvenient to shopping centers and transportation facilities. The section is graded ""A"" beacause of its uniform improvements and slightly improving character, but graded minus because of the distnace to transportation."
"A23","A","These two streets in spite of their age warrant special consideration because of the outstanding reputation of the area as a residential neighborhood. There are still several lots on which building can occur, but this ground is so strongly held and at such high prices that it is rather slow in happening. Its social reputation is particularly outstanding. Properties are in constant demand and the appearance of the structures are being constantly improved with continual remodeling and reconditioning. Pride of ownership is very apparent and both streets have beautiful shade trees. The future of hte section is well assured because of the many advantages offered. There is a minimum flow of traffic along the streets, as they are both dead end at the western extremity. Transportation, schools and shopping centers are adequate and convenient for a neighborhood of this kind. The neighborhood is graded first grade because of the presence of so many favorable influences, but rated minus because of the age of some of the structures."
"A24","A","This is a very high grade area of considerable social standing and good class improvement. Properties along Lake Michigan are probably the most desirable because they retain their riparian rights, but those west of Sheridan Road are more uniform in constant demand. Washington Park and the convenience of local bathing beaches are both favorable factors. The north end of the Chicago District Canal starts at Wilmette Harbor, but in view of the fact that the flow of water is to the south rather than to the north, the proximity of this ditch is not particularly unfavorable. Mortgage money is limited to $16,000 by institutional lenders as a matter of policy, but this is not meant to indicate that ample financing is not available to the district. The new construction is concentrated on Canterbury Place. Altho some of these properties might not qualify as first class units from the point of age, the presence of so many other influences and the riparian rights warrant a first class grading to be assigned to this district."
"A25","A","This is one of the most uniform sections in Evanston. Properites are comparatively new and vacant ground in the section is being developed with houses similar to those already here. The neighborhood is beautifully wooded, the properties very well kept, and the general appearance of the section indicative of pride of ownership. Properties north of Central are generally smaller than those south of Central but they are the newer units, and as such compare very favorbaly with the balance of the area. Lincolnwood Drive is probably the outstanding street. Transportation and shopping centers are somewhat inconvenient, but there is a bus along Grant St. and one along Central making connections with the elevated stop at Central. This neighborhood has been improving its development and is now about 95 per cent built. It has practically all the characteristics of a first class neighborhood and few disadvantages. Its future seems well assuraced because of its uniformity and class of occupant. Rented units in most cases are the smaller properties. The area south of Central is known as Lincolnwood, which has a favorable reputation because of its high class development and uniformity. Houses on Normandy Place and Payne are very good. Central St. is less desirable than the balance of the streets in the neighborhood."
"B33","B","These few blocks are about 90 per cent built up with mdoest houses and bungalows. The ground is flat and somewhat barren, but the neighborhood is still desirable and the western edge north of Oakton St. is improving with steady building of new houses. The area is convenientt to schools, shopping centers and about 1/2 mile from transportation."
"A29","A","This neighborhood is one of the best residential communities within the city limits of Chicago. The general reputation of the area is first-class and its continued development is attracting a good class of home owner. Properties are of individual architecture and generally well built, the future of the area appearing to be improving as additional building comes into the territory. The more expensive buildings are largely centered north of Peterson Avenue but improvements throughout the territory are such as may be expected to be found in a first-class residential neighborhood. Transportatoin and shopping facilities are not good, but the absence of these has not adversely affected development and apparently is not affecting sales demand. The area is almost strictly a two-stroy residential neighborhood, and bungalow-type housing is not old out of place but difficult to sell. Competition in new construction has somewhat adversely affected prices on older structures and is directly responsible for the price decline indicated aove on other than new houses."
"A3","A","This is a small, secluded area of fine homes built in a well wooded section and adjoining a country club at the south end. The ground is now about 15 per cent built and altogether there are no more than 35 houses. The general character of the district is improving and it is quite convenient to schools, local shopping centers and not too distant to transportation. This section is well established and its future seems secure. It is graded first class because of its improving character, but penalized because of its small size and sparse development."
"A31","A","This area is less than 10 per cent developed with the bulk of the structures concentrated near North Ave. The neighborhood is improving as additional building take places and the adjoining vacant ground on the east may take its character fro this section. Lack of tres, south of Bloomingdale, makes the section appear barren, but the future of this area seems assured, and most speculative constuction is readily obsorbed. Location in Elmwood Park is somewhat unfavorable, but this signma is minimized by using the River Forest Manor name which trades on the better reputation of River Forest adjoining on the south. Properties are built on 50 foot lots; are of sound construction and of pleasing architecture. Proximity to the Forest Preserve and the gold course are favorable influences, but lack of good transportation and inconvenience of shopping centers, and schools are adverse factors. Area is rated ""A"" minus to indicate it as being slightly less desirable than a typical first grade neighborhood."
"A9","A","This is a beautiful wooded area of attractive layout with large lots and a minimum of traffic flowing through the area. Altho it is now about 90 per cent improved, there are several estates in the district which will eventually be subdivided. There is a sizeable Jewish population which is supposedly better class families, and generally up to this point have not adversely affected sales to other classes. The section is inconvenient to Junior High School and somewhat distant to commuter train transportation. Because of uniformity and attractive layout and appeal, the neighborhood is graded at first class, but rated minus because of adverse influences noted above."
"A5","A","This area is about 80 per cent built. The ground is quite generally flat, but it is well wooded and there are a couple of ravines which add charm to the district. Properties are fairly uniform, and although somewhat smaller in size than those in the adjoining first class area, they are most desirable and the general character of the section is excellent in its price range. The district is convenient to Lake Michigan beaches, but the south end is somewhat distant to shopping centers and transportation. Prices in this district are very firm and there is some indication of an upward trend developing during the year. Vacant ground is very strongly held, which is partially responsible for the slow development of the unimproved pieces. The area is graded first class because of its uniformity and favorable reputation, but given a minus rating becaues some of the improvements are slightly older."
"A37","A","This area, south of 90th-95th east of Seeley to Longwood, is the older part of Beverley, one of the original sections populated by wealthy business men working in the Loop who desired to live in the country. The majority of lots are 75 and 100 feet in width, ground values are high, averaging $80.00 per front foot. A high degree of pride of home ownership is evident in well-kept lawns, shrubs, etc. It is well timbered. There is little turnover of property, as these old families have no desire to sell and are quite able to hold and live in these old homesteads. The area will be good for many years and is very exclusive. People living here pride themselves as being one of the original families of Beverley Hills. It is retricted to residences and well buffered by the forest preserve on the north, and the Rock Island Suburban to the east. It is interesting to note that many of these old buildings are now being modernized on a big scale. Vacant property has doubled in value since 1935. Ground values are substantially higher than residential values, and will remain at a peak for some time. Well-informed realtors are of the opinion that this area will always remain one of the high-grade districts in Beverley Hills. It is spotted as to class of homes, composed of frames, stucco and brick. A substantial business district is at 95th and the Rock Island depot. On the west side of Vanderpool are some high-grade new brick residences of 2 stories. Due to its location and class of home-owning residents, it is believed by realtors that these old homes will all be modernized or, where necessary, replaced by better ones; and that the area will continue improving, notwithstanding its age."
"A4","A","This section is about 98 per cent improved, but most properties have considerable ground. There is vast room for development should any of these large estates be broken up. Although many of the properties are of substantial age, the entire neighborhood warrants a first class rating, if for no other reason than because of its riparian rights. Most properties are strongly held and occupied by persons of considerable means. The ground is slightly rolling with several ravines running thru it and the entire area is well wooded, making an attractive residential district. Properties on Oakmont Road are all new and located on a former estate which has been subsequently subdivided. Mortgage funds are limited to a maximum of $18,000 as a matter of policy by institutions, and not meant to indicate a lack of financing in the district. Transportation and shopping centers are distant, but not a major objection to persons living in the area."
"A7","A","This is a beautiful district of rolling ground in a well wooded area with high class and uniform improvement. The neighbordhood has a high class occupancy and continues to attract a good class of home owner. The area is now about 50 per cent built and continues to improve as new construction comes into the district. The vacant land averages about $65.00 a foot. The average improvement in the area is about $20,000. On Lakewood Place, Lakeview Terrace, and Deere Park Drive property owners have a cooperative beach agreement which is practically equivalent to riparian rights, even though all the properties do not run to the water. The layout of the area is most attractive, and there is a minimum flow of traffice except on Sheridan Road. Transportation and shopping centers are distant, but not apparently objectionable in a neighbordhood of this kind. The future of this neighborhood seems well assured and its continued upward trend anticipated."
"A8","A","This neighborhood compares with the ""Indian Hills Estate"" district in Wilmette. It has a very attractive layout with the minimum traffic flow through the district. It has good elevation and in the main restricted to improvements of $17,500 and up. The area was subdivided in 1928 and is now about 30 per cent built. Further building continues on a modest scale and the general character of the district is improving. Schools are convenient, but transportation is somewhat distant. The vacant ground to the west may be expected to develop in a similar character to this district. The neighborhood is well established and will probably improve with further development."
"B1","B","A small section of good houses now less than 10 per cent built up. The ground is slightly rolling and the eastern half is well wooded and has better properties. Trend of desirability is slightly upward, but development is slow and it is doubtful that any volume of construction will occur soon. Transportation is somewhat distanct, but schools and local shopping centers are fairly convenient, except at the south end. The area is graded ""B"" because of age and condition of structures."
"B10","B","This section is about 15 per cent built with good houses in an attractive wooded area with an appealing layout and a good suburban atmosphere. Schools and transportation are convenient but shopping centerrs are very distant. The general trend of the district is up, but development is comparatively slow, and for the time being this section is graded as second class; although with any heavy volume of additional building and the addition of other conveniences necessary to a moderate priced residential neighborhood, this section could improve to be a poor first grade area."
"B100","B","This comparatively new section is the only area in the village where there has been any real concentration of residential development. It was about 20 per cent built in 1935, but today is probably 65-70% improved and there have been some speculative sales of building lots. Land values here are about $45.00 a foot today, and continued moderate activity may be expected. Harlem Ave., the western boundary, is a high speed thorofare. Lots fronting on this street are in no demand for residential purposes, as the use is largely commercial and will develop that way. The same applies to Ogden Avenue, the south boundary. Good shops are distant, but excellent transportation is afforded via CB&Q Railroad, the Harlem Ave. station being two blocks north of the area. It is slightly isolated from residential areas of comparable quality, and for this reason is grade ""B""; otherwise good for ""B+""."
"B101","B","Flat and partially wooded with elm, oak and maple trees. Bounded on the north by the Chicago Zoological Park (Brookfield Zoo) and a suburban electric railway. Schools are very convenient, transportation is good. The area is about 60 per cent built up. Vacant lots all have $1,200 special assessments for each 50 feet of frontage. Area is traversed by Salt Creek at the west, which stream sometimes becomes stagnant in very dry weather. Northwest of the area is a dumping grounds which, however, is separated from the area by Salt Creek. The CB&Q railroad main line outs the area near the south end with attendant and objectionable train noise. To the northeast is a forest preserve. Fine brick, 3-family dwellings are noted here, builders of which defeated village zoning ordinance in the Illinois Supreme court. Structures are all very well rented and are very popular-- $70-80 for six room apartments. Active development, fairly good apperance and fair grade of population make this a ""B-"" area."
"B103","B","Flat and somewhat wooded in the south end. Suburban electric railway tracks border the area on the north and west. Values are considerably better in the southern portion of this area, due to the convenience of schools, churches and shopping facilities. About 65 per cent of the platted lots are improved; being very sparsely built up in the western extremity, probably due to the influence of the car line. Houses are of mixed types architecturally and of cheaper construction than other second-grade areas in this village. The factor of comparatively cheaper construction and poor boundaries to the north and west have been considered in grading this ""B-"". Bohemian influence in the area adjacent to the east is likely to affect this section."
"B104","B","Terrain is flat, with not many trees. Buildings here are generally on smaller lots than in other second-grade areas. Schools, stores, churches and transportation are not particularly convenienet, since this area is rather remote from the center of the village. Many characteristics of ""A"" neighborhoods are apparent here; fairly new, about 40 per cent built up, and developing actively. However, the influx of a Bohemian population has been considered in grading this area ""B"". This population, while of good quality, tends to conventrate and some houses show the European influence, which would probably render them less salable to outsiders. Suburban electric railway borders the north and property along this section is somewhat less desirable. The area will probably grow until fully populated by the same class of dwellers. It is a good mortgage lending territory and probably would be the best in town if considered solely from this single."
"B105","B","This section is flat and wooded, with fine, large oak and elm trees, and is adjacent to the shopping center of Riverside at the south. Many large, fine, old houses occur throughout, generally on large lots with shrubbery and landscaping. Central location and convenience to the business area make this a favored location by residents of moderate incomes. Houses are somewhat old in portions, but still desirable, and the area is in good demand with the best class of dwellers-- old American families who have grown up in the village. Layout is good, with numerous small parks, and good maintenance is apparent throughout. There are four churches in this area. Good location, charm, good demand and stability justify second grade."
"B106","B","The area is a flat, wooded peninsula with a narrow strip of forest preserve encircling it. Beyond the forest preserve is the Des Plaines River. Land values are very high here and most of the very expensive homes of Riverside are located in this tract. Complete and effective isolation from lower grade areas is a beneficial influence. Access to the shops and schools of Riverside is via the extreme northeastern entrance into the area. Schools, stores and churches are about give blocks from the center. There are a considerable number of large, old houses throughout this section. These are somewhat difficult to sell. Despite this fact, and because of its exceptionally fine protectino, good appearance and charm, it is graded ""B""."
"B109","B","Lying between E. 67th and 71st, Cregier Ave. to Jeffrey, predominately single units. It is limited as a number of property buyers, due to its high price level. However, those who desire to live here are willing to pay the price. 90 per cent built up. On Jeffrey are a few 7-8 story apartments. This is one of the best residential sectinos close to the Chicago loop. Ground values are high, and are expected to remain so. Transportation and shopping facilities are good. There are no alleys in the area, which is somewhat detrimental. It is well treed and landscaped; pride of ownership is evident; few, if any, homes are for rent. The IC Suburban runs along the south of the area. It is almost exclusively a home section, with substantial buildings on large lots. Some cost from $50,000 to $65,000, but today are in the $15,000-35,000 category. The majority are of brick; construction restrictinos are $15,000. 71st Street is one of the better, and cleanest, business districts south of the Loop."
"B11","B","This subdivision has only about 20 houses in it at present. Ground is slightly rolling and partially wooded at the north end. Distance to Chicago Loop is objectionable to class of occupant, and closer-in areas are most competitive. Houses are good class and suburban location is attractive; a good golf course adjoins the section on the south. Schools and shopping are convenient. Development is slow, although all improvements are in. Graded ""B"" because of sparse and slow development."
"B110","B","Located between E. 67th and E. 71st, Jeffrey to South Shore Drive, predominately an apartment district, composed of 6's and up. These apartments are of the better class; the area is most desirable for those who wish to live in apartments. Transportation is good. On Crandon and Oglesby, between 68th and 71st, are several 10-11 story apartment buildings and one cooperative. Many of these large hotels and apartments, however, are in receivers' hands. Area will remain a high-grade apartment district. There are some 2-flats located on Chapel and Clyde. From this point east, apartments are 3-story and better. A desirable feature of the area is its adjacency to the South Shore Country Club and Yacht Harbor. On South Shore Drive, between 67th and 68th, are some substantial high-grade residences, costing in the neighborhood of $50,000-60,000. On Oglesby, between 68th and 69th, is the Chicago Water Works pumping station. It is not considered detrimental, however, being well kept and landscaped. O'Keefe School, a good one, is located between 69th and 70th on Clyde Street. This district is known as the Jackson Park District, or Bryn Mawr. 71st Street is one of the better, and cleanest, business districts south of the Chicago Loop."
"B111","B",
"B112","B","A small area, approximately one year of age; located west of Western, between 82nd and 83rd. This recent development, financed by FHA insurance, is surrounded by vacant land. The Beverley Country Club lies suoth and was the main attraction for the subdivision, built by a contractor named Boyle with Heitmann Lumber Company backing. The B&O Railroad, running across the west and northern boundary of the area, and Western Avenue, a business thorofare on the eastern boundary, are detrimental to its further expansion. It has WPA surfaced roads and no schools. It has already attained its peak and, for some time, will continue to be in the moderate price bracket. The attraction of the Beverley Country Club to the south will continue to maintain an inhabitant with an income somewhat above the average."
"B30","B","This section is the newest in Niles Center. The western portion has the more expensive properties and the eastern portion the small semi-modernistic units. Area is slowly improving, but the Niles Center location of this development is objectionable to many buyers and the district is, therefore, graded second class until it reaches largeer proportions."
"B118","B","Terrain is level, and as a whole about 35 per cent built up. Some blocks in south portion entirely undeveloped. This area has seen more new one-family construction in the past year than any section within two or three miles of this locality. It is the only district on the south side with 16-170 ft. deep lots. Streets are somewhat wider than in other areas, and these considerations have helped create a good demand for housing in here. B&L's will lend 70 per cent on existing construction (uninsured) at 5 per cent interest- 2 per cent commission, and will go even higher on the new houses, many of which are sold with 80 per cent FHA loans. Insurance companies will lend up to 60 per cent of appraisal at 4 1/2 to 5 per cent interest. Most sales have been FHA financed. South Park Ave., 87th, and 83rd Sts. are all boulevards with high speed traffic. Churches, schools, and shops reasonably convenient. one mile to IC Electric Railroad. Activity, appearance, population indicate second grade."
"C117","C","This area is mediocre housing is slowly declining as obsolescence and minimum maintenance detract from general appearance of properties. Houses are built on narrow lots and generally close to sidewalks. Better part of this section is east of Christiana Avenue and south of Barry Avenue. There is a number of large apartments in the territory and about 10 per cent of the structures are three-family units valued up to $7,500. Rents quoted are for unheated units."
"B119","B","Flat, with trees and shrubs planted along sidewalks and building lots. 30-foot lots. Good maintenance. Excellent transportation vic IC; 20 minutes express service to Chgo Loop; surface lines on Cottage Grove Avenue and 79th Street; and bus lines on South Park. Adequate shopping facilities on 79th; also on Cottage Grove in the vicinity of 92nd, where chain stores are grouped. No express highways. High school about 1/2 mile from center of area; grammar and parochial schools convenient. Ample restrictions, except that this area is not restricted against 2 and 3-family construction. However, land is generally too expensive for single dwelling units, although about 20% of structures within the area are singles, price at $6,500-17,000, nearly all segregated between 81st and 93rd, from Champlain to Rhodes. Many corner lots are improved with 12-16 family brick apartments. This is the best mortgage lending area in this section due to restrictions and class of resident, quality of construction, and good facilities. Lend up to 80% on existing structuers thru B&L;s at 5% interest, altho some institutions charge 2% commission (including the First Federal). Some loans have been made at 6% interest, with commissions running as high as 3-4% on less desirable properties. Land values rand $60-80 a front foot, with very little available. Transportation, good facilities, quality of improvements and population indicate second grade"
"B12","B","This is a fairly homogeneous neighborhood of desirable housing now about 95 per cent built. Altho there are a few houses here that are noticeable obsolete, they are offset to a great extent by a number of better class houses ni the central and northern portions which are valued up to $35,000. This location is conveneint to schools, shopping centers, and transportation, but it somewhat adversely affected by proximity to local businesses, especially the east end of Park and Hazel Ave. The southern portion adjoins the negro section. Noticeably affected by this proximity to the adjoining fourth class area, it is only 50 per cent penalized because of the heavy flow along this street. There is a Jewish Synagogue at the northwest corner of the intersectino of Vernon and Lincoln Aves. The area is graded second class because of age of structures, but it should continue as a fairly desirable residential neighborhood in spite of the fact that it has a few spotty buildings in the territory."
"B120","B","Flat with some small landscaping. Schools, churches and shops convenient. The area lies along the IC, affording exceptional transportation advantages. High land values precluded single family construction, and about 70 per cent of the buildings are 6 to 24 flat structures. This is a very good apartment district because of the excellent transportation, and may even improve. The area thins out south of 84th St. and as a whole is about 75 per cent built up with a few old singles scattered at the north and south extremities. Two family structures are a drug on the market and have declined in value. Land values, formerly $300, are now $70-90 a foot. A large, privately owned and financed residential project ($3,443,000) known as Chatham park Apts., will cover 22 acres at Cottage Grove & 83rd Street. Living quarters for 554 families are provided. This project was financed by an insurance company the mortage being for $2,460,000. It is the largest private project of its kind ever erected in the city. Institutions have made loans in here on multiple unit buildings at 4% for the first 10 years, 4 1/2% for the last 5, of a 15 year term. on 2 & 3 family dwellings B&L's will lend at 5% interest- 2% commission on 15 year maturity and not to exceed 70% of the sales price."
"B121","B","Flat and well landscaped. Building lots are principally 30' in width. Excellent transportation; schools, shops, churches and good recreational facilities convenient. This area is marked by a very high percentarge of home ownership, and houses show pride of possession. IC Railroad borders the area on the west, affording excellent transportation. Express service is 20 minutes to the Chicago Loop district. Older portion of the area lies along the Illinois Centarl railroad. East of Stony Island Ave. the short blocks run north and south, and buildings face either north or south. West of Stony Island Ave. short blocks run east and west and buildings face east and west, giving better exposure and more sun. This influences buyers, and the demand is accordingly better west of Stony Island; also better because of transportation proximity to IC. The western portion of the area contains a scattering of old frame and brick singles and values are somewhat lower very near the line of the IC due to railroad influence. Newer portions of this area to the south are likely to see some development in cheaper construction. Seventy per cent loaned on existing structures, usually with 2% commission charges on single houses. Apartment loans generally frmo 50 to 55% of the appraisal with no commissino, and from 4 1/4 to 5% interest. Scattering of old houses and 3 flats in an otherwise good single family neighborhood establishes a ""B-"" rating."
"B122","B","The population of Evergreen Park, is est. of 3200 (1940), and is situated 15 miles south of the loop. The larger part of the town has been built during the past five years. This is a suburban residential community. They have their own water system, but no sewers. They also have gas and electricity. Taxes are fair. The streets are all dirt with the exception of those running north and south which are of Macadam construction. This little town is growing rapidly and during the past two years has been a fertile field for builders and speculators. There are no manufacturing industries. They have a good grade school; transportation is fair; the majority of the residents are Chicago commuters having an average monthly income of $150 to $200. There is a good Catholic Hospital here. There are many small truck farms, and the new development is mainly east of Albany. The older section of the area is west of Albany between 93rd and 95th."
"B123","B","This area is of recent development- since 1925. Homes are of cheaper contruction brick. The Baltimore & Ohio freight line, running north and south through the area, is somewhat detrimental. Transportation is poor and schools somewhat distant. Tehre is much vacant property, but the future for this type of community and its continued growth is good. The Ridge Country Club influence is favorable, and approximately 100 new homes have been built here during the past year; brick; 5-6 rooms; averaging $7,500. The original buyers of vacant land in this area are understood to have taken a loss on their investment. There are some unpaved streets. On the west side of the area, adjacent to the golf club, homes are of a more substantial nature. Lots are 30 to 35 feet in width and prices, $30.00 to $40.00 per front foot. This is strictly a single family area and there is a trend of new development into this district. On the south side of 107th at Rockwell is a manufacturing insulating plant. To the southwest of the area lies Mount Greenwood Cemetery and directly to the north is much vacant land. There is considerable new building going on, FHA insured."
"B125","B","This area, lying between 107th and 113th between Claremont and Longwood, is what is known as the Morgan Park area. In it reside many of the so-called ""elite"" of the Beverly Hills Morgan Park district. It is considerably older than the area lying to the north; frame buildings here run from 35 to 50 years of age and the bricks of more recent construction, 10 to 20 years. As in Beverly Hills, a high degree of ownership exists. The area enjoys fair to good transportation, all utilities are in, assessments paid, schools good. Here is a well-known section of this a well-known, national military academy, the Morgan Park Military Academy, whose buildings are located between 110th Place and 113th between Hoyne and Bell. The northern section of this area, north of 111th, is the older. Turnover of property is approximately the saame as in the Beverley Hills area. This section has always been considered a high-grade one, but the development of Beverley Hills to the north has had the effect of classifying the area as somewhat inferior to Beverley Hills. Age and obsolescence here is showing its effect, but the area is still desirable. There are some homes in here up to $50,000. (over) At present there is under way a movement to restrict the sale of property to colored people in the district between Rock Island Suburban west to Western Avenue, south of 107th. At present, there is a restriction as to sale to colored people west of Vicennes to the Rock Island Suburban, south of 107th. On Bell Avenue, south of 111th, are many old frame and brick homes; and on Hoyne Avenue south of 111th, homes are predominately frame for one block where it enters Lothair, where buildings are large frame and brick, located on large lots, well kept up with shrubs, trees, etc. On the east side of Longwood, north from 111th, are apartments; and on Seeley south from 107th are high-priced, beautiful brick and stone homes, tapering off south of 108th. West on 110th Place, older buildings appea, mixed iwth new bungalows; and 109th is somewhat older, with some new construction. On Drew Street are fine old homes of brick, frame and stucco. Although this area has attained its peak and property sales are in a buyer's market, the area will continue for some time to house a most desirable type of inhabitant. South of 107th, it will be noticed there are few through streets as far south as 119th. Consequently, there are few tourists or sightseers prowling around, and although this may hurt business, it is a favorable feature toward the continuation of the area as a residential one. Lots are reported to be had at from $1,000-1,500, the average width 35 to 40 feet and 125 feet depth, and some bargains can be obtained."
"B131","B","This area is known as Ivanhoe. Subdivision that has made good progress due to aggressive promoters and good advertisers. Chicago city limits are east at Indiana, north of 138th Street. 95 per cent of this development is FHA. All utilities are in. There is no shopping center, no street car or bus facilities. The two blocks on the east Michigan to Indiana are opposite the poorer section of Dolton which is partly undeveloped with foreign infiltration and no demand for property at all. About 10 to 15 per cent of the Ivanhoe area is built up and has paved streets and sidewalks. This is a growing community. South of here and East of Phoenix is South Hollad, a big union center. City Pop. est. 3,400 (1940)."
"B129","B","A desirable area, rated as the second best in this district. Its adjoining ""D"" (North Pullman to the east of the IC railroad) and Cottage Grove Ave., does not detract from it at all, as this is a natural distinctive boundary. This is a coming section of this old industrial district. A trend of new building is coming into area; and there are many vacant lots to build upon. New development today is taking place between 99th and 107th; also between Indiana Ave. and IC railroad; and is restricted to brick buildings, as today are all areas in this section. Cottage Grove, a business street, runs north and south to the east of the IC, east of area. Some new brick singles on N. Forest St. A brick bungalow area with 2 and 3 family apartments. Flats are more apparent south of 103rd, which section is not so well built up; and with few singles. New building also appears south of 105th on Calumet. East across the IC tracks lies the Pullman Co. car industry; to the north are the IC Burnsid shops, somewhat inactive at present. Pullman Co. is working one shift only today. Future development for area is promising. Lots are 25-50 feet and average $15.00 per front foot. Good transportation and schools; all utilities in. There is a colored section north of 96th Street."
"B13","B","This is a well wooded district nicely laid out with very desirable residences. It is convenient to transportation, shopping centers, and the beach, but schools are across the railroad tracks to the west Most lots are 60' and larger, but there are a number of estate type properties in this territory with considerable vacant ground which may be soon subdivided and built up with moderately expensive houses. Altho some of the improvements are of substantial age, they are in constant demand, because of their condition and the fact that they are reconditioned and remodeled continually. Properties along Dennis Lane are the newest in the section, and more favorably located might warrant an ""A"" grad, but they are primarily on 50' and 60' lots in a neighborhood where properties are on more ground. there are a number of Jewish families on Walden Drive and Crescent Drive. Properties along Sheridan Road are in most cases very large units, but they are so situated on the lots that vacant ground cannot be conveniently subdivided. Frontages along this street are penalized becayse of the heavy Sunday traffic. Mortgage financing is limited to $18,000 as a matter of policy by financial institutions, and is not meant to indicate a lack of financing for the district. The neigborhood is graded second class because of age of improvements, but given a plus rating because of improvement possibilities."
"B130","B","This is known as the Greenfield area of Riverdale. This is south of 138th to Indiana Harbor tracks. About 75 per cent of the area is developed. All utilities are in +; transportation is good, and it is the most desirable section of Riverdale in which to live. It borders north of 138th on the oldest section of the city. Owner occupancy is high and sales up to $5,000 are good. This community is moving ahead. Homes and shrubbery, are well kept, and there are no Negroes or other undesirable elements in the neighborhood. City Pop. 3,400 (est. 1940)"
"B16","B","This is a desirable community develpoed principally on 50 foot lots and now about 90 per cent improved, except at the northwest corner where the new construction is occurring. The recent building of a new school at Laurel and Chatfield Road will favorable affect the entier district. That portion north of Tower Road is generally identified as being part of the Hubbard Woods district. Convenience to a public gold course and the Winnetka Community Play Field are favorable influences. Lot sizes are principally 50', which is somewhat objectionable. Blackthorne and Oakley and part of Laurel Ave. are the outstanding streets in the district, and Edgewood Lane, west of Vernon, is somewhat better as it has newer improvements than the balance of the area. There are a number of large houses along the eastern edge near the railroad. Transportation and shopping centers are convenient, except in the northwest corner. The neighborhood is just a little bit spotty, but it should continue as a desirable residential neighborhood. Tower Road has recently been made an arterial highway and will therefore carry an increasing amount of traffic."
"B17","B","This is an area of large estates in the wooded Hubbard Woods Section. It is a beautiful piece of ground with winding roads and wooded properties, with a ravine and a small creek running along the center. Altho convenient to everything, and the most appealing location, it is secluded and has a minimum traffic flow through it. Properties are very strongly held and immediate subdivision of estates is rather doubtful. Some of Chicago's wealthiest people live in the district and the Secretary of the Interior of the United States has his residence here. The neighborhood is graded ""B"" because of age of the structures, but given a very good rating because of the high class occupancy and the general appearance of the district. Mortgage financing on this class of property is a little difficult to obtain, except at very conservative terms."
"B18","B","This is an attractive and desirable residential section with a few older properties ranging in age up to 50 years. Most of the older properties are estate type and may be subdivided when they come into the market. The new construction is centered at the northeast corner of Green Bay Road and Tower Road. This was formerly an estate and seems to indicate the trend of development in this district. Eight of these structures were speculative built, and all sold readily. The neighborhood has winding streets, beautiful shade trees, and the ground is most interesting because of the ridge running near the eastern edge. Properties on the west side of Foxdale Ave. are the poorest, as they back up to the railroad. The outstanding units in the section are on Prospect Ave. between Humboldt Ave. and Park Ave., running as far east as Sheridan Road, and also between Elm St. from Armitage Road to Sheridan Road. There is a very good social class in the district and the neighborhood is graded ""B"" because of the many favorable advantages rather than because of the structures, altho housing in the territory is in relatively good conditino and considerable remodeling has taken place."
"B19","B","This is a stable and desirable residential community of somewhat mixed character with a few very expensive properties south of Willow on Chestnut, and on Linden, south of Mt. Pleasant St. The area is about 95 per cent built and the vacant ground sells for about $125.00 a foot. Proximity to the so called ""Indian Hill Club"" district on the south acts as a favorable influence in this area. The district is convenient to shopping centers and transportation, but the children are going to public schools must cross heavy traffic to Center Street as well as the railroad tracks. There is however, a high class Community Day School at the northern end of the district. There has recently been a Catholic School built on Hill Road between Linden st. and Ridge Ave. Because the district has a small Catholic population, the location of this school here is considered somewhat unfavorable. Local residents fought the building of this school in the course and lost. The neighborhood is grade ""B"" because of the fact that is is almost solidly buiilt and has no room for future improvement."
"B2","B","A small section about 15 per cent buillt; convenient to schools, but distant to shopping centers and transportation. The area is well laid out and improvements are attractive, but the proximity of negro families on Spruce St. at the southern edge precludes the district from a better rating, and is retarding its development. The ground is gently rolling and well wooded. more favorable located this district could develop into an ""A"" area, but it is graded ""B"" beacuse of influences noted above."
"B20","B","This is a district now virtually completely built. The ground is all level and most streets have beautiful shade trees. There are a few older properties in the section, which are obsolete, but the district is holding up very well and continues as a desirable residential area in its price range. Foreclosures in this districtt were fairly heavy, but they have been mostly resold. A number of families formerly living in this district have moved to newer areas in Winnetka, and there are a number of properties for sale by individual owners, but they are generally considered to be priced well above present market value. They are therefore not selling. The district has a good community spirit and is further favorably affected by its nearness to New Trier Township High Schoool at the southern end of the district. Warwick nad Abbotsford classes are in the Kenilworth school district, which is particularly favorable because classes are generally very small. Transportation and shopping centers are convenient and the proximity to Lake Michigan is a further advantage to the district. Improvements on Hawthorne are older and somewhat poorer than the balance of the territory. The presence of so many favorable influences more than offsets the slight disadvantage of the age of the structures."
"B21","B","This neighborhood is 100 per cent improved, except for a few larger places around some of the older estate type properties. The neighborhood is well located, convenient to schools, transportation, shopping centers, and although properties are of substantial age, the neighborhood continues as a desirable one. There is a minimum flow of traffic on all streets and it might be said that the section is somewhat secluded. The area is graded ""B"" because of its favorable reputation, good class occupancy, and static trend of desirability, but rated minus because of the substantial age of most properties."
"B23","B","This district is about 50 per cent built up and improving in desirability as development cnotinues at a fairly steady pace. Houses are uniform and of good architectural appearance, but ground has few trees and district is somewhat barren. The future of this section appears good, as it continues to attract a good middle class home owners. Suburban location is also favorable, for there are many golf courses in the surrounding country. Schools, shopping center and transportation are fairly convenient for a village location such as this one. Area is graded ""B"" for the present, but given a plus because of its favorable trend and possibilities."
"B24","B","This section is only about 10 per cent built up but development continues at a fairly good pace and trend of desirability is improving. Houses are of individual architecture and good appearance. Schools, shopping centers and transportation are distant and somewhat objectionable, but not seriously retarding development. As the area becomes more solidly built, this section could improve into an ""A"" section, but it is graded ""B"" for the present and given a plus rating because of the favorable trend and its possibilities."
"B25","B","A small section about 10 per cent developed, with good houses. Area is convenient to transportation on North Shore.Electric, but distant to schools and shopping center. Trend of desirability is slowly improving. Ground is flat, but well wooded. Graded ""B"" because of sparse development and isolation from other population centers."
"C239","C","Located between 69th and 71st, between Stony Island and Cregier- known as the old Parkside district- many frame homes average 45-50 years. These ultimately will be demolished and replaced with apartments; taxes are too high for the present improvements. Ground values are high, and area is spotted. There are some vacant lots. Transportation is good. No more frames will be built. Mortgage money is limited to ample, according to the number of frame buildings in the section. There is some spotted new construction of apartments. The oldest part of the area is between Stony Island and East End Avenue- residences, apartments, court buildings, and a number of 2-story frames between Cornell and East End. Mixed construction is evident in residences, apartments and court buildings. There is a fine Parkside school on East End Avenue."
"B26","B","This is a fairly desirable neighborhood of somewhat mixed character, but of primarily one family houses of 6 to 8 room size. The poorest street is Wilmette Ave., which is an old country lane and as such was the first built up in the area. Between 15th and 18th Sts. of Wilmette Ave. properties are little better than third grade and range up to 30 years in age. Area is about 90 per cent built, with the better construction occurring on Lawndale St., just north of Isabella. These few houses are more expensive than the balance of the territory, and take their character from the northwest corner of Evanston. St. Joseph's Catholic school is located at Lake and Ridge Aves. favorably affects this district, which has a large German Catholic population. The new Howard School at Spencer and 17th is also favorable, as the area previous to thsi time was most inconvenient to grade schools. The center of the district is about one-half mile from shopping centers and transportatino facilities. In its price range this section continues as a desirable residential neighborhood and altho there is a fair number of scattered older houses, it is, generally speaing, a fair second class section. Most houses indicate a fair degree of pride of ownership, and all streets have beautiful, large shade trees. The neighborhoood is graded ""B"" because of favorable influencs noted above, but rated minus because of somewhat spotty character."
"B28","B","This is a desirable old section similar in many instances to the area directly north, but segregated because most properties in this territory are of somewhat smaller rise. In spite of their substantial age, the section continues most desirable in its price range as considerable reconditioning and remodeling is continually being done. Its east of Wilmette location and attendant social reputation advantageously affects prices and offsets and obsolescence factor which might be noticeable. There is a large Catholic Church at Ninth and Linden, and the concentration of this Catholic population favorably affects the district's continued desirability. The only apartment building in Wilmette is located at Fifth and Linden. Transportation facilities are particularly good as the North Shore Electric Line transverses the territory on Greenleaf, and the elevated terminates at Third and Linden. In spiet of the fact that the North Shore Line runs along the surface of Greenleaf Ave., it is not considered to be particularly objectionable."
"B29","B","A small residential community about 60 per cent built up with most improvements average 12-15 years of age. Village has commuter train stop but no shopping center or school. Section is well laid out; has only local traffic and continues as a desirable residential area. Grade ""B"" because of slow development but rated ""plus"" because of favorable reputation and possibilities"
"B3","B","This small section continues as a desirable area of substantial homes. Properties south of Vine Avenue run from Green Bay Road thru to the railroad tracks, but others are on 50-100 foot lots of normal depth. Location is convenient to schools, shopping center, and transportation, except for the sound end, which is somewhat distant. Ground is slightly rolling and 90 per cent improved. Area directly west has many large estates, which gives this sectino a wide open vista on one side. Area is graded second class because of age of properties."
"B36","B","About 20 per cent built with modest houses. Section is isolated from all conveniences, but because of its newness and uniformity it is graded second class."
"B37","B","This is a desirable residential neighborhood in northwest Evanston rather distant from shopping centers and schools and transportation facilities. Local bus transportation is available on Grant and Central St., making connections with North Shore and elevated trains at points east along Central. The area is about 60 per cent built, but has had a fair amount of new construction during the past three years, particularly south of Central St. This has been uniform good housing of modest character. This neighborhood is favorably affected by its proximity to the so called ""Lincolnwood"" section adjoining on the east. Altho the neighborhood is being futher developed and showing some slight improvement in character, it does not qualift as an ""A"" neighborhood because of general appearance."
"B38","B","This is a rather mixed territory with the new construction centered south of Simpson. More favorably located, these new houses could be grade as first class, but their proximity to Niles Center and its taverns along Emerson St. adversely affects them. The ground is about 90 per cent built and the entire area has beautiful shade trees, except south of Simpson. This neighborhood may be said to be most desirable in its price range, but it is rather spotty and for that reason it is given a ""B"" minus rating. Transportation in the south portion it poor. The entire district is rather distant from the elevated. There are several apartments along Central and a few three family units on Harrison St. There is a local bus servicing on Grant and Central. Rents quoted above on two family structures are for heated units."
"B39","B","This is a neighborhood of predominantly six and seven room one family structures with a concentration of two family units on Eastowood north of Central. There are a few rowhouses on Broadway, which in themselves are good buildings, but this class of construction is in poor demand. On the northeast corner of Isabella St. there is a new apartment which rents for approximately $27.50 per room; occupancy is only about 85 to 90 per cent at persent. The University of Northwestern Football Stadium is located between Ashland and Asbury, north of Central, but it is not considered objectionable or affecting residential values. Lincoln Street, east of Eastwood, has a number of very nice homes, but as a whole the section is a good second grade area, and should continue as such during the next ten years. Commuter train and transportation is available on Central at the west of the area and elevated on Central at the east of the area. There is also a good shopping center just west of the railroad on Central."
"C24","C","This is the only section of Evanston that has any foreign population, and this is largely centered north of Main St. Many of these persons work locally in the Youngstown Sheet & Tube plant, located between Dempster and Greenleaf in the block west of Dodge. Activity, however, in this plant is far below capacity and incomes to persons living in this territory are relatively low. Most houses are built on 25' lots and rather close to the sidewalks, which gives a very congester appearance and gives the section a character more typical of a close-in section of Chicago proper. Foreclosures were fairly heavy, but most of this has been absorbed again. A number of the two family structures in this area were originally one family units which have been since converted. The better fram twos selling around $6,500 are situated on Darrow Ave. The brick twos on this street range from $7,500 to $8,500. South of Main St. building is rather widely scattered, and it is in this territory that the new construction has occurred. These new building are over-improvements for the area, and sales have been fair to poor. Because of the poor acceptance of these new buildings, this section is also grade third class, and it is (over) very doubtful that anything less than a building boom would improve the rating to be assigned to the south portion. Transportation and shopping centers are inconvenient. Obsolescence is a very noticeable factor but because of the low rent scale for Evanston this section is well occupied. There is a slight possibility that there will be an advance in prices during 1940 in spite of the certain downward trend in desirability now established."
"B81","B","This is a substanital area of good housing, now about 90 per cent built up. Area is very clean and pride of ownership apparent throughout. Transportation is convenient, but slow to downtown Chicago, as only street car services this section. Area has been improving during the past five years, during which time much of its development occurred, but because of limited room for additional building, the area is considered to have reached its peak. Its future appears very secure during the next ten years, and because of its desirability and uniformity it is graded ""B"" plus. Proximity of the industrial area on the northeast is not seriously objectionable, except to adjacent properties, although the better part of this area is near the center."
"B40","B","This small section in north Evanston continues as a very desirable residential section of modest homes. Transportation and schools are very convenient, but shopping centers are rather distant. Ridge Ave. frontages are adversely affected by the heavy traffic flow along this street as it leads to towns or villages further north along the shore. Proximity to the Chicago District Drainage Canal to the west is considered somewhat of a disadvantage, particularly by families with children. The southwest portion of this sectino is not quite as good as the balance, but the general character of the section is second class, with the north end above Central being the better part."
"B96","B","This section is known as Streeterville. Practically all buildings are either apartments or apartment hotels. Convenience to Chicago Loop and Lake Michigan beaches keeps the section in constant demand, and present rent scale is such that occupancy will continue to be of a similar character as those now residing in the district. Apartment units of five rooms and larger are in somewhat less demand than units of 2 or 5 rooms; rentals per room on the smaller units run from $5.00 to $10.00 a month more. Section is rated second class because of location, continued desirability and age of structure."
"B41","B","This area known as the Orrington District is one of the most desirable in Evanston, but because the properties are of substantial age the neighborhood has been rated second class. Proximity to Northwestern University on the east is very favorable, and convenience to Lake Michigan beaches also helps the neighborhood. Most houses are 9 to 12 rooms and occupied by old Evanston families. Pride of ownership is very apparent and most streetts have beautiful, large, shade trees. Properties are very well held and seldom come into the market for sale. Transportation, schools, and shopping centers are adequate and convenient. Mortgage money is limited to $16,000 maximum, but this is primarily predicated on policy rather than to indicate a penalizing of the neighborhood because of its undesirability. Because of its favorable location and reputation, this neighborhood should hold up very well during the next 10 to 15 years. Orrington St. between Lincoln and Central Streets has very fine properties."
"B42","B","This is a desirable residential neighborhood of rather mixed character, now about 95 per cent improved. The bulk of the one family structures are of substantial age, and altho fairly readily sold, other second class areas in Evanston and along the north shore are in greater demand. This neighborhood is very well located and is particuarly convenient to both elevated and commuter train transportation, the latter stopping at Main St. there are about six houses on Dempster, between Judson and Forest Aves., which are and have been for a number of years, occupied by negroes. Their location in this vicinity adversely affects the adjoining properties, but it is very doubtful that they will ever spread any further than they already are. The bulk of the property in this section is very well held, and has many occupants of long standing in their present structures. Apartment buildings are concentrated on Hinman, south of Lee St. and on Michigan, Sheridan, and Sheridan Square, south of Keeney. These structures came into the area prior to 1929 and are generally speaking, first class apartments renting for an average of $20.00 per room. The residential structures on these (over) three streets are older than the bulk of the properties in the area as a whole, and should be graded no better than third class, primarily because they are noticeably obsolete. Their value is only slightly above the value of the ground, and it is generally believed that when apartment house construction again gets under way, many of these units will be razed and the ground improved with apartments similar to those already here. Rents quotes above on two and three family structures are for heated units. The higher priced two and three structures are for heated units. The higher priced two and three family structures are in most cases deluxe buildings. One family units in the balance of the territory range from good to mediocre, but because of the favorable reputation of East Evanston, the neighborhood is graded as second grade, but rated as minus becaues its future seems somewhat unassured. There is a good shopping center on Main St. and a first class shopping center around the intersection of Sherman and Davis. There is little possibility of this neighborhood being adversely affected in the near future, by an infiltration of a class other than that which occupies the neighborhood today. Hinman is the least desirable street because of heavy traffic, and because west side backs up to business on Chicago Ave. Asssessed values are high."
"B43","B","This is an area of fine old large houses in a very beautiful location, with large trees on well kept properties. Proximity to Lake Michigan is favorable, but there are practically no riparian properties except between Kedzie and Keeney, and between Lee and Main on Edgemere Road. These two short blocks because of their riparian rights warrant a first class rating, but are included in this area because of their small size. Houses on Edgemere are particularly outstanding and their age is only about 12 years. The lake front, except as noted above, is all park district with many bathing beaches along its entire length. Each year a separate bathing beach is designated for the large colored population living in Evanston, the thought being a constant shifting of this locatino would minimize the adverse affect of negro bathing facilities. Living in the area are some of Evanston's fine, old wealth families, and in spite of the age of the structures, the neighborhood continues as one of the most desirable along the shore. Schools and churches are particularly good and transportation is available by either elevated or commuter train. Main Street (over) and Davis St. are the main shopping centers. Rentals on these larger houses have remained unchanged in recent years but vacancy has decreased. In a few cases some of the large houses have nothing more than caretaker occupancy at nominal rents. The neighborhood is graded ""B"" because of the age of the buildings, but could almost warrant a more favorable rating from the standpoint of class of occupancy and Lake Michigan location. The new construction is located on Forest Ave. at Burnham Place. This site is a former estate which has been broken up for subdividing purposes. The houses were built to individual specifications. Further development of this character may be anticipated, but it is rather doubtful that it will be of very large proportions. Assessed values are high."
"B89","B","A new development lying south of the railroad and adjacent on the east is a large, U.S. Veteran Hospital. This area is bordered on the west and south by totally unbuilt tracts and on the north by the village of Maywood. Streets are unpaved and all sidewalks are not yet in. A little way south of the area is the Illinois Central Railroad, which offers resistance to development in that direction. Transportation facilities are not particularly convenient to this area, the Elevated station being about 1 1/2 miles distant northward. All construction is frame and of cheap quality. Land value in here will not exceed $6-8.00 a foot and it is improbably that the area will improve in quality. It does not justify a first grade rating, despite the fact that the oldest structure was built within two years. Hospital influence, poor convenience, poor shopping facilities, and distance to schools and churches are factors considered in grading this ""B-""."
"B44","B","This is a desirable neighborhood in the south end of Evanston, which should hold up fairly well during the next five to ten years. Properties west of Ridge are primarily brick bungalows and one and one-half story houses of modest character. East of Ridge on Brummel and Dobson are concentrated three family structures and larger apartments. Along Callen and Clyde the buildings are principally large apartments and of somewhat poorer character than those previously mentioned. Howard St., which is the city limits is largely business throughout its entire length. Transportation is available on a branch of the elevated at Ridge, just north of Brummel, and as Asbury in addition to bus on Howard St. The north end of this territory is inconvenient to shopping centers. Rentals quotes above on two and three family structures are for heated units. The more expensive twos and threes are in most cases deluxe buildings, but there are a few twos valued as low as $10,000. Home ownership is about average but it is significant to note that there are a number of homes in the territory listed for sale. Price, however, on these are considered to be above the market, and activity is therefore very slow. The neighborhood is rated ""B"" because of uniformity and comparative newness."
"B45","B","This small tract of ground was recently opened by a local builder and development has gone ahead fairly rapidly. Most properties are of unique design and of individual architecture. The proximity to commuter train transportation on Pratt Blvd has been a favorable influence in the sale of these properties. Inasmuch as this was acreage up until very recent years, the neighborhood has no paved streets or sidewalks. The WPA have put in two crushed stone streets running north of Pratt Blvd. The vacant lots directly south of this sectino may take their character from this sectino as building development gains further momentum throughout the village. This neighborhood is rated second grade because of its isolatino from shopping and amusement centeres but given a plus rating because of the upward trend in desirabilitiy as the area grows, and if the surrounding vacant ground is as favorably developed, this section may improve to be a fair first-class section."
"B5","B","This is a very sparselly settled district in the north end of Highland Park, and an attractive and well wooded district. The inconvenience of transportation and shopping centers, and the necessity of sharing schools with residents of Highwood are objectionable enough to warrant the lowering of the full grade in the rating assigned to this district. Buildings are very substantial, and more favorably located in the south part of Highland Park would bring 15 to 20 per cent better prices. The area is graded ""B"" because of the many adverse influences noted, but with their elimination and the provision of a local school it is conceivable that this district could improve to a first class area."
"B46","B","These few blocks have recently begun to be developed with moderately priced bungalows and 2-story residences. The ground surrounding is practically all vacant, but it was subdivided prior to 1929 and most improvements are already in the ground. It may be said that, because of the moderate building activity, the section is improving at the present time; but its character is hardly that of a first-class neighborhood, and it is rather doubtful if building activity will progress to the point where this section will ever be better than a second-grade neighborhood. The Chicago District Drainage Canal is directly east of McCormick Road, and this acts as a detriment to thiis community. Just inside the Chicago City Line there is a large gas tank which adds nothing to the beauty of the neighborhood. Although the ground is perfectly flat, the boulevards are being improved by planting trees on practically every street. Lots are generally 30 and 33-foot size, and about 5 per cent of these actually have structures on them at this date. The area directly to the north is zoned for light industrial use, but none is actually on teh premises."
"B47","B","This is generally considered to be the most desirable residential neighborhood in Park Ridge. The area abuts the Chicago city limits on its eastern boundary, and is somewhat distant from the local shopping center and transportation facilities. The ground is quite flat and has only fair sized trees lining each street. The sectino is now about 80 per cent built, but there is considerable acreage to the north and the section can expand as further development takes place. Generally speaking, properties are uniform, but there are a few larger and more expensive units than those quoted above on which prices range up to $35,000. The neighborhood houses a very stable class of home owner, and properties here are considered to be the most readily sellable in the village. Vacant lots have increased indication that prices and rentals will move upward during 1940, probably as much as 10 per cent. The future of the district appears very secure, but because there is a mixture of a scattered few bungalows and small frame properties in the distrcit, the area is graded second class and given a plus rating because of its many favorable features."
"B48","B","This area compares in many ways with the section directly north, but the average age of the properties is somewhat greater and the district is not quite as uniform. Demand, however, is equally good, primarily because this section is somewhat more favorably located to the shopping center, schools, and transportation to downtown Chicago. The ground here is also flat and about 95 per cent improved. The neighborhood houses a good class home owner and its future seems very secure. Demand continues and an upward trend in prices is expected to show an increase of approximately 10 per cent during 1940. The section is graded second class becasuse of its age and because it is somewhat lacking in uniformity. It still continues as a very desirable residential neighborhood."
"B49","B","This is a desirable section now being steadily developed with good class houses fairly uniform in design and of good construction. The western half of the district is well wooded, the balance being somewhat barren. Shopping centers and transportation are distant and from the center of this section the grade school is about 3/4 of a mile. The area is now about 10 per cent built, but its character seems well established and the future should see its continued development with equally high class building. Ground values range from $30-40 a foot, most houses being on 50' lots. Devon Ave. at the south carries very heavy traffiic, as does Talcott Road, which school children must cross en route to schools. The section is graded second class because of its isolation and given a plus rating because of its improving character and favorable future."
"B50","B","This is a desirable residential district with fairly uniform houses, now about 80 per cent built, with considerable activity in new building largely centered west of Crescent Ave. near Cumberland and Gillick. Most properties are built on 50' lots and the bulk of the units give indication of pride of ownership. Shopping centers and transportation are not particularly convenient, but apparently not objectionable to residents of the area. A grade school is located on Fairview Ave. just north of Talcot Road. Properties between Devon Ave. and Albion Ave. on Harrison and Cumberland are the least desirable in the section, and really warrant no better than a third class rating. Trend of desirability has held up very well and there is some indication that prices and rentals may move upward as much as 10 per cent during 1940. The section is graded second class because of its general appearance and because it is somewhat lacking in uniformity."
"B51","B","This is a comparatively new and desirable residential district in the southern part of Park Ridge. The ground is now about 70 per cent built and rather barren in appearance. The district was a speculative development of the late '20's and had heavy foreclosures, but the bulk of these have been reabsorbed and are now considred to be in stronger hands than those of the original purchasers. Buildings are of rather odd architecture, and were not originally first class construction. The neighborhood is very distant from local shopping centers and transportation to the Chicago loop. There is a feeder bus which runs along Crescent Ave., on which service is poor. The future of the district appears to be somewhat favorable and with continued develoment of other areas south of Talcot Road, this sectionn could show considerable improvement; but because of the influences noted above, the section is now graded as a ""B-"" territory. It is not to be presumed, however, that it warratns a poorer rating because most properties are of similar age and all comparatively uniform."
"B52","B","This is a very desirable neighborhood of good houses well located, convenient to shopping and amusement centers. Transportation by train to downtown Chicago is very good and the general reputation of the area is above average. New construction continues at a steady pace as the trend of growth in Chicago is to the northwest. Competition of new houses has affected prices on older structures, but it is not to be presumed that the market on these properties is necessarily weak. The ground north of Tuohy is largely vacant at present but with continued building in the area this location will probably be developed with similar class of improvement as that defined above. Although the entire area has many of the attributes of an ""A"" neighborhood, the general appearance of the properties is such that a grade of ""B"" is established with a plus rating given for general reputation and suburban atmosphere."
"B53","B","This is a desirable neighborhood with the streets bound by Eaven, Neola and the Northwest Highway being particularly outstanding and comparing more favorably perhaps with Edison Park. The general appearance of the section is good, however, although it is somewhat mixed construction. Houses in the triangle described above fall into somewhat better price range than those quotes, and average from $6,500- to $10,000. Good transportation, shopping and amusement centers are convenient. The neighborhood is also favorably affected by being in line with the trend of growth of Chicago."
"B54","B","This is an area about 50 per cent built which should have developed as an ""A"" neighborhood because of its desirable location along Edgebrook Golf Course. A somewhat unstable buyer originally came into the neighborhood and adversely affected its favorable development. Houses are very desirable, and in most cases well kept. The location is not convenient to transportation, schools and shopping facilities adversely affect its rapid development, but a fair amount of new construction may be expected to continue as only abotu 50 per cent of the ground is built on today. The neighborhood is rated ""B"" because of the influences noted above, but rated well because of substantial improvements."
"B55","B","This is a very desirable neighborhood with most houses built on large parcels of ground. Many of the old and original inhabitants of Norwood Park are located here and these few streets are not unlike the ""C"" neighborhood directly west, but the improvements are considerably newer. The new high school directly east has favorably affected this section and it is reasonable to assume that the neighborhood will continue as one of the most deisrable in Norwood Park. The section is graded ""B"" because of substantial appearance and general desirability."
"B56","B","This is a secluded area in wooded territory fronting on the Edgebrook Golf Course. Although properties are of substantial age, the section continues as a desirable residential neighborhood, well protected against unfavorable influences. There is considerable room for additional development, and when it occurs, it may be expected to be in the price range quoted above. The area is graded ""B"" because of possibilities rather than present buildings, of which many are obsolescent in style. Preponderance of favorable influences offset lack of uniformity of improvements."
"B57","B","This territory is largely vacant at the present time, but its future appears secure and may be expected to improve with any volume of building. Those few properties now located in the section are only fair, but the territory is so favorably located that it is doubtful that they can adversely affect development. The area is well wooded and attractively laid out. It experiences only a minimum flow of traffic. School children, however, must cross heavily-traveled Cicero Avenue to and from school. Because of present mediocre improvements, the area is graded ""B""."
"B58","B","Development has only recently started in this area. The ground lies well, but it is practically barren of trees and lies between two railroad lines. Buildings will probably follow the pattern of those in the section on the east rather than those in the area on the west. Future may be expected to improve, but because of slow development, the section is graded ""Bplus"" instead of ""A""."
"B59","B","This area at the present time is about 50 per cent built, with new construction continuing at a fairly steady pace. Buildings are predominately bungalow type of a rather stereotyped appearance. The older houses are centered in the northern and around Forest Glen school. Tranporation by train is favorable and surface transportatino is adequate. In itis price range this is a desirable residential community and may be expected to continue as such during the next ten years. Although the section has many of the attributes of an ""A"" neighborhood, general appearance and class of occupant are such that the neighborhood is grade ""B"". Proximity to the Forest Preserve is certainly favorable."
"B6","B","This is the old central part of Highland Park, and although many properties might be considered obsolete a number have bene reconditioned and the area continues as a desirable residential section. The ground is practically all improved, slightly rolling, and beautifully wooded. The district enjoys a very good occupancy, altho a number of the more wealthy have moved to other parts of Highland Park. Except for the north end of the area shopping centers, schools, and transportation are most convenient. Altho it might be said that some of the older properties are declinging in general desirability, the area as a whole continues to hold up comparatively well, and during the next five years certainly warrants a second class grading."
"B60","B","This is the most desirable residential neighborhood in this immediate community. The area houses a good middle class population and most of the properties are very well held. Proximity to Portgage Park is a favorable influence and transportataion, shopping and amusement centers are adequate and convenient. Properties in this area will bring the best prices of any in this viciniyty. Two-family units, which are primarily centered on Hutchinson, are rented in the main as heated units and, as such, bring the best rentals of any two-family houses in the entire vicinity. Virtually 100 per cent of the ground is improved and lot sizes, in the main, are 25 and 30 feet, which detracts somewhat from the general appearance of the neighborhood. Favorable reputation, continued desirability and sales demand warrant a ""B"" rating for the area. Higher priced bungalows are deluxe units with tile roofs."
"B65","B","This section was subdivided in 1929 and is less than 5% built at present. Lot prices were high and section was zoned for multi-family development. Building is slow, but its ultimate use will probably be for good grade 2 and 3-family units, renting over $50.00."
"B67","B","This has been a desirable neighborhood since its early development, but it is now solidly built and its immediate future is a little uncertain. Jewish infiltration has started along the edges and may be expected to continue because of favorable reputation and location. Houses are substantial and well appearing, but the price trend is slightly weak. Rentals are very firm, however, and occupancy virtually 100 percent. Area is rated ""B"" because of improvements and reputation, but penalized because of threatening infiltration. Most of the corners are built with large apartments housing a great number of Jewish families."
"B62","B","This small neighborhood is one of the most desirable in the Northwest side district. Properties are of good appearance and of homogeneous character. Transportation and shopping facilities are rather inconvenient and school children must cross heavily traveled highways to schools. The Chicago distrcit drainage canal is also somewhat objectionable on the western edge of the neighborhood. Properties here are very well held and future of section (3-5 years) appears rather secure. One-family houses and bungalows are concentrated in the southwest four blocks of the area, with the balance of the area given over to mixed development of two-family units and scattered singles."
"B63","B","This neighborhood of two-family houses is inconvenient to good transportation, but properties are of good character and well maintained. German and Irish population is centered near the southern end of the neighborhood convenient to parcchial school; this influence has had a stabilizing effect on the area. A Jewish infiltration is evident north of Peterson Avenue."
"B64","B","This neighborhoos is feeling the influence of the Jewish section adjoining on the south. Mortgage lenders are not too anxious to lend in the area because of heavy foreclosure in the neighboring area. Properties are fairly good, however, and many are in first-class condition, but the threatening infilitration is hurting this area. Transportation is inconvenient, for the elevated ends at Lawrence and Kimbell. Rentals in two-family units are not as high as in the area to the south because of location, but sales prices are somewhat better."
"B66","B","About 10 per cent of the houses are three-family units ranging in price from $8,500 to 11,000; rent similar to two-family units. Area tapers off as it nears Lincoln Avenue."
"B69","B","This area at present is about 15 per cent built with new construction continuing at a fairly steady pace. The bulk of the new houses are five and six-room bungalows and one and one-half story residences, selling below $10,000. The neighborhood is experiencing a favorable upward trend, predicated almost entirely on the impetus of new construction, but the general appearance of the section at present is hardly typical of an ""A"" area, and for that reason it is temporarily graded ""B+"". With continued construction is is reasonable to assume that this section may improve to be an ""A-"" area. Prices on vacant lots have increased about 20 per cent in the last few years, and now sell for about $30 to $40 per front foot. Transportation is inconvenient and shopping centers are lacking entirely in the district. A new school, built with WPA funds, is certainly a favorable influence. In its price range this section has most of the attributs of a desirable residential neighborhood. All utilities are available, except gas, which is lacking in the first few blocks south of Howard Street."
"B77","B","This are is similar in many respects to the section directly north of Devon, but a marked infiltration of Jewish has adversely affected values since 19937. There is a slight weakness in the price structure at the persent site, although rents remain firm. The construction of a synagogue in the area has indicated that the are may eventually become known as a Jewish section. In addition to the prices quoted on three-family units, there are a fair number of deluxe three-family units in the area valued between $16,000 and $19,000 which rent between $85 and $100. About 20 per cent of the structure in the area are larger apartments renting for $10 to $12 a room. Because of the market infiltration, a slight weakness in the price structure and the anticipated down trend, it is recommended that an orderly but quick liquidation be followed in this neighborhood. Area is graded ""B"" because of improvements and appearance, but penalized because of changing occupancy. About 20 per cent of the structures are two-family units valued from $8,500 to $11,000; renting $50-65; prices on these properties are also somewhat weak."
"B70","B","This area compares favorably with the area around Edgewater Golf Club. Buildings are very substantially built and the general appearance of the neighborhood is above average. Rental demand in the section is good. The Catholic Church and high school for girls has helped maintain rents as well as general desirability in the neighborhood and the future of the section during the next three to five years appears secure. Ridge Avenue properites are old style high-class units which have been heavily depreciated because of the heavy traffic along this street which acts as one of the main boulevards into Evanston. About 40 per cent of the structures in the area are larger apartments with rents ranging from $12 to $15 per room. Three-family units in the area are predominantely deluxe buildings and in many cases apartments have two baths. Although there is no concentration of Jewish in the areea at the present time, it appears infiltration may be expected for they are threatening at the present time. About 10 per cent of the structures are brick two-family units valued at $9,000 to $11,000 renting for $57.50 to $65.00 per month."
"B71","B","This is primarily an apartment house area of goal character with the exception of the one block between Birchwood and Howard which has the less desirable units. About 90 per cent of the ground is improved and any additional development will probably be of similar character. The Northern end of the section is the best but the entire section should remain stable for apartment house occupancy. Proximity to the lake is a favorable factor and apartments overlooking the lake rent for $15 to $20 more per unit than others. There is a Jewish infiltration noticeable but they are better class families and not adversely affecting occupancy or rentals."
"B74","B","This high class neighborhood is almost solidly built of good class apartments. Its proximity to the Edgewater Golf Club is a favorable influence, and the section should hold up well during the next five years. Although many of the one-family houses are of substantial age and valued primarily for the land, they do not adversely affect the area, and this section is considered one of the most desirable in Rogers Park. About 35 per cent of the buildings are large apartment houses renting at $15.00 per room in the better buildings. Along Pratt Street, fronting on the Golf course, are the best one-family houses, which are valued between $16,000 and $30,000. They are, however, not typical of this section. The more expensive rentals quoted above for three-family units are semi-deluxe buildings where apartments have two baths. The more favorable increase in prices indicated on three-family units between 1935 and 1936 is occasioned by the seriously depressed values on this class of property during most of the depression. There is a possibility that the Edgewater Golf Club may eventually be sub-divided and at present it is assessed for $10,000 per acre which would mean that any development would be equally high grade. About 15 per cent of the structures in this section are one-family frame, average age 30 years, selling at $5,000 to $8,000, renting for $40.00-55.00."
"B76","B","This desirable area of high grade buildings is convenient to good transportation, shopping and social centers. Proximity to Lake Michigan is also a favorable factor but public beaches attract population from poorer areas to the west and are therefore objectionable to local residents. There is a slight buut steady infiltration of better class Jewish tenants into the section. About 10 per cent of the ground is vacant and when apartment building again revives this area should be a likely spot for such development."
"B78","B","This side of Sheridan Road has the same type of improvements as the west side, but the proposed extension of Lincoln Park is considered to be a favorable factor in the future of the east side of the street only. Good grade apartment buildings will probably be erected when construction activity gets under way, and these fine old reisdences will be razed."
"B84","B","This is part of the so-called ""Gold Coast"" section adjacent to Lincoln Park. Location is very desirable but newer building at other points along Lake Shore Drive have attrated the better class families. One-family houses are concentrated east of Sheridan Road and north of Diversey parkway. Area may be expected to retain desirability at somewhat lower rentals, as competitive buildings in newer locations draw tenants from this area."
"B8","B","This is a desirable neighborhood now about 75 per cent built. The ground is slightly rolling and generally well wooded. The area is convenienet to the local shopping center and the south end is rather distant to schools. There is a train stop on Roger Williams Ave. in the center of the area. The district suffers somewhat from the stigma of being on the west side of the railroad tracks in Highland Park, and those properties immediately adjacent to the railroad are even more adversely affected, altho they are still not to be considered third class properties. Improvements are comparatively unifrom and the area is receiving a fair volume of new construction, which is similar to those buildings already in the area. Except along Green Bay Road there is a minimum flow of traffic, the former being a high speed artery into the Highland Park business center and other villages further north along the shore. The future of this district seems well assured, and it may possibly improve slightly with further development in other parts of west Highland Park. Because of adverse influences noted above, it is graded second class."
"B80","B","This is primarily a neighborhood of one and one-half story brick one family units of uniform design built by the same builder. Within itself it is very desirable, but the area around it is older and rather mediocre; because of this influence the section is graded ""B"", althouh because of its newness and uniformity is has many qualifications of an ""A"" area. Within the outlines of this territory the ground is abotu 90 per cent built, but directly west there is considerable vacant property which may be developed with similar improvements, and therefore become a part of this section. Transportation is convenient, but slow to downtown Chicago. Shopping facilities are available on Narragansett Ave. Future of this area appears fairly secure with some possibility of improvement depending on type of development in adjoining vacant ground."
"B86","B","This is the southeastern corner of the village of Bellwood, built up almost solidly with single brick, 5-6 room bungalows. The development is about 12 years old and still of uniform and good appearance. The terrain is flat with few trees. Grammar school is conveniently situated; the nearest high school is 2 miles distances in Maywood. South of Van Bureen St. properties are somewhat mixed with a few 20-25 year old frame houses. The north border of the area is vacant industrial land, along which lies a railroad spur to the plant of the Canada Dry Ginger Ale Co., which is juts over the line in Maywood. 25th Ave., the western boundary, is a boulevard with high speed traffic. West of the area aacross 25th Ave. is some underdeveloped land, which however, suffers due to proximity of the railroad. As a whole, the area is about 90% built up, but due to surrounding influences it is not likely to see very much future improvement. Graded ""B-""on present good condition and appearance, together with good demand and fair grade of population."
"B9","B","This section is about 80 per cent built up. The ground is slightly rolling, beautifully wooded, but is somewhat adversely affected by its proximity to the railroad. There are a few old properties scattered throughout the district, which gives it a somewhat spotty appearance, but the area continues as a very desirable one and is holding up welll. Altho the south end is inconvenient to the local shoppign center, there is a small local business district on Roger Williams Ave. and no part of the town is mor than one-half mile from the train stop. The neighborhood is rated ""B"" because of the few spotty improvements and its railroad proximity."
"B93","B","This is the northernmost area of the village of Oak Park, bounded on the north by North Ave. (State Route #64) and on the east by Austin Ave., a north-south boulevard; heavy traffic along both of these thorofares. Altho intermittently developed with stores, gas stations, and other small commercial enterprises along North Ave., the terrain is nearly level and planted with fair sized trees. LeMoyne Ave. is s two-way street with parking along the center. The area is about 99% built up with uniform type of brick bungalows. It is particularly favored as to transportation thru being convenient to 7cent fare to downtown via Austin Ave. bus, transfering to surface lines at the Chicago city line. At the extreme eastern edge of this area there are a few Italian families living along Humphrey and Taylor Streets at the extreme north end. There is also some tendency towards infiltration of Czechs, Polish, and Hebrews in the same neighborhood. Shopping facilities are reasonably convenient, also churches, schools, and high school. Somewhat exceptional transportation facilities offset the comparatively slow and, as yet, unimportant infiltration. On appearance and quality of improvements this area may be graded ""B""."
"B94","B","This is a somewhat old but still desirable area bordered on the east and west by cheaper neighborhoods, and on the north by the best section of the village. Construction is mixed, old and new, large and small. There are some $30,000-40,000-50,000 houses on large plots, and a few are rented at exceptional prices from $100 to $115. High school is very conveniently situated at the south portion of this area. Many wealthy families, original purchases, still reside here, and a certain prestige attaches to home ownership oin this neighborhood. The village hall, YMCA, and Oak Park Club are all on the south fringe of the area. Land values approximate $70-85 a front foot, and the area is about 90 per cent built up. There are a few large homes which have been converted into rooming houses; also a convalescent hom within the area. Transporation via the Elevated requires 30 minutes to the Chicago loop. Low (over) North Western Railroad trains run into Chicago in from 20-24 minutes. A 54 ride monthly ticket costs $5.95. Convenience to transportation, shopping center, schools and churches is a factor worth worth considering here. Age and mixture of constructino have been considered in grading this ""B minus""."
"B97","B","The terrain is level. Homes are well kept and uniform in type with mat lawns and trees along the sidewalk. There is a very good local retail shopping and amusement center along Cermak Road. Elevated railroad transportation is available with western terminal about the center of the area Also suburban surface line along Cermak Road to Chicago Ave. Much of this area has been built up since 1923. There are a number of small apartments on corner lots near the Elevated line. These are well rented and bring about $10 a room per month. There is a much better demand for bungalows in this area than for two family homes, despite the considerable number of the latter type. While bungalows range as high as $10,000 in today's market, few in this class are rented, the rented structures being lower priced. Best values in this area are in the vicinity of the nurseries at the west end. The area is about 85 per cent built up. Good quality construction uniformity of types, desirable lending territory, and the fact that this is the best part of Berwyn, are considered in grading this ""B""."
"C1","C","This is the old central part of Lake Bluff with many obsolete structures and a few comparatively modern units near the adjoining second grade area. Primary appeal is its suburban location, but distance to employment centers is objectionable. The ground is flat and about 90 per cent built up. Although the section is fairly desirable, it appears that the area is declining because of age of improvements and distance to employment centers. More favorably located districts are too competitive to an area as isolated as this one."
"C10","C","This neighborhood is adversely affected by its proximity to the railroad. It has a number of old, obsolete, frame structures. There is still a fair amount of vacant ground in the north portion and there is some indicatino that part of it may improve with further development. Most of the residents work locally as gardeners and servants. Because of its limited size, it does not adversely affect adjoining neighborhoods of better character, but is in good demand because of its central location. It warrants no better than a third class rating, however, becasuse of its substantial age."
"C101","C","This is primarily a solid brick neighborhood of comparatively modern, five room bungalows and five room two-family structures. Because of concentration of foreign families and their continued infiltration, the neighborhood is graded third class, but because of the uniformity of structures and apparent desirability of the neighborhood, it is graded as a ""C+"" area. All lots are 25 or 30 foot size, which causes a moderate degree of congestion, but most buildings are uniformly set back. The neighborhood is a desirable one to present occupants, but the potential Polish buyer in most cases insists upon brick housing. Properties west of Laramie Avenue are in somewhat greater demand than those east of that street, but there is virtually no difference in their general appearance. Rents quoted above on two-family structures are for unheated unis. The ground is 100 per cent improved and the neighborhood has therefore passed its peak and a slow down trend appears to have developed."
"C102","C","This is a heterogeneous mixture of predominantly frame units in varying stages of repair with the poorer units adjacent to Long Avenue. In this territory are to be found small frame cottages, average frame bungalows, two story residences, converted singles, which have been made into two flat dwelling units, and comparatively modern brick two family buildings, with few scattered frame two family structures. Trend of desirability is very markedly downward, as the area attracts a lower class Polish family. Many of the houses are built directly touching the sidewalk, while others are set back, giving the neighborhood a very jumbled apparance on practically every street. Rents quoted above for two family structures are for unheated units. Transportation, shopping and amusement centers are adequate and convenient. The future of this section appears very insecure, and its continued down trend may be anticipated."
"C103","C","This is a very mediocre neighborhood fast approaching ""D"" classification, altho at the present time it has not quite reached that stage. Properties are of a very heterogeneous mixture built on small lots, generally fronting on the sidewalk. The populatino is primarily a low income group and the territory is getting an infiltration of Italian at the present time. This section is slightly worse than that directly north, altho both are classed as low ""C"" areas. Rents quoted on all two-family structures are for unheated unis, the better units being on La Porte Avenue. The cheaper rentals quoted above are for frame structures having no other heating facililities except stoves."
"C104","C","This small area is notably better and more desirable than the ""C"" area directly east, altho the improvements are very similar. Two-family structures, however, are much more soundly constructed and not only bring better rentals, but considerably better prices on sales. The two blocks north of Bloomingdale Ave. are the poorest part of the territory and compare more particularly with the adjoining area on the east. The ground is about 90 per cent improved and teh few odd vacant lots are receiving some speculative building, which has been fairly well received. The future of this section appears to be one of slow but continued down trend. Rents quoted above on two-famiy structures are for unheated units. About 5 per cent of the buildings in this territory are large apartment buildings renting from $10.00 to $12.00 a room. New construction centered on Mulligan Ave. north of Bloomingdale Ave."
"C109","C","This is a very mixed district with practically every type of housing jammed closely together, and in most cases abutting the sidewalk. Some improvements are fair, whereas on other streets many properties are in a run-down condition, altho the territory as a whole is a poor ""C"" class section. If there is a choice in this territory, those properties north of Division Street might be considered as the better. The neighborhood is largely foreign at the present time, with additional Italian buying in, and the entire trend of this class of buyer is moving toward the west. The ground is 100 per cent improved with many buildings of substantial age showing considerable obsolescence. The future of the territory appears rather insecure with the trend very noticeable downward. Rents quoted above on two-family strucutres are for unheated units. Division Street has numerous small factories. Transportation, schools, and shopping centers are adequate and convenient."
"C11","C","This is a very mixed district. There are several shack type properties and a few good units. The area is somewhat better west of Provident Road, but as a whole the district is a third grade area. Properties on Provident Road are less than desirable than others. Many of the people living in the area work locally, and the district is convenient to transportation and shopping centers, except for the west and southwest portion. The section is graded third class because of general appearance, but given a plus rating because of its suburban location."
"C111","C","This is primarily a neighborhood of brick bungalows and two family structures with a scattered few frame cottages ranging up to 30 years of age. As a whole, the section is fair and in rather good demand. Age and general appearance of the district, however, is such that it warrants only a third class rating as the area has been declining in general desirability for several years. Buildings are virtually all built on 25 foot lots with some of the cornerrs having apartments renting for $8.00-10.00 per room. Rents quoted in two family structures are for unheated units. At the northern end near the industrial area are the newest bungalows, some of which have been built during the past five years; the older structures are near Fullerton Avenue. The area is graded ""C"" because of appearance and continuing down trend. Transportation is convenient, but slow to downtown Chicago."
"C105","C","This entire section was built primarily by one builder, and virtually every two family house in the territory has the same exterior design. There is row after row of these two-family buildings all set back exactly the same distance from the street, giving the area the appearance of barracks rather than a residential neighborhood. Financing was originally secured through one of the large insurance companies and they still have substantial holdings of foreclosed properties in this territory. The original construction was only fair. Experience on re-sales has found it necessary to do substantial reconditioning. Rents quoted above on two family structures are for unheated units. It is pertinent to say that about a year ago some of these rents were increased to $40.00 and vacancies increased very sharply immediately. They were all therefore readjusted to a maximum of $37.50. The bungalows are of stereotyped appearance and feel the influence of the heavy overhand in two family buildings. The trend of desirability is steadily down, but the present rate of decline may be arrested as these properties come into stronger hands. Proximity to the railroad and industrial areas on the north edges of this territory adversely affects the adjacent blocks. North Avenue is primarily a business street with a heavy concentration of local commerce near Central Avenue."
"C107","C","This is a rather mixed district of frame, stucco and bricl. Style obsolescence is apparent in many of the two story residences, and in some cases a few of these properties have been converted into two family structures and properties will generally bring about 15 per cent more than similar structures in other territories of like character. Many of the recent sales have been to Italian buyers, and it appears that the future of the section will be given over to this class of occupants, altho this infiltration has only become apparent in the past two or three years. The section improves very slightly westward from Long Avenue and again very slightly westward from Waller Avenue. Rents quoted above on two family structures are for heated units, and most of these buildings in this territory are so rented. About 5 per cent of the structures are large apartments renting for $10.00 to $11.00 a room. The neighborhood is rated ""C"" because of general appearance and given a plus rating because of its favorable reputation."
"C108","C","This neighborhood compares favorably with the area directly north, but it is rated slightly lower because of its greater age. This section is also feeling an Italian infiltration, which is slightly more marked than in the territory north of Division St. Many of the better class occupants from this territory have already moved westward to Oak Park. The so-called ""Austin reputation"" favorably effects this district, and properties here will bring 10 to 15 per cent more than similar properties in other territories. Generally speaking, these properties are very well held and few came into the market through foreclosure during recent years. In addition to the prices quoted above on housing units, there is a fair number of small frame cottages valued as low as $4,000, which rent for $35.00 per month. There is also scattered through the section a few three family units valued at $11,000 to $12,000, whose rents are comparable to those quoted above on two family structures which are for heated units. Several of the corners are built with large apartments which rent from $9.00 to $11.00 per room. Obsolescence is a very noticeable factor, particularly in the larger two story residences. A number of these have been converted into two family housing units. Trend of desirability is slowly downward at present, but this trend may be expected to accelerate as additional Italian buy into the territory. There is a heavy traffic flow on Central Ave. and Augusta Blvd."
"C132","C","The entire territory lying within the limits of Westchester is discussed under a single descriptino sheet, altho development therein consists in four widely separate groups of residences. In general, north of the Illinois Central Railroad is somewhat less desirable than the territory lying south of this line and west of the Elevated railway (Westchester Blvd.) Construction shown on the map is entirely two-family brick dwellings. East of this boulevard are almost entirely brick bungalows. LaGrange Road (U.S. Route 45/12) is the western boundary shown on the map, and along the west side of this boulevard is a large cemetery, while at the very northwest tip of the village as shown on the map is a large and active stone quarry. However, these are not of any great influence on present residential development, which is more influenced by the fact that there are no ""eyesores"" near at hand, and direct transportation via the Elevated railway is available. Demand is slow at present, but very likely to improve as this village develops. It is understood that one of the principal developers in the Chicago area has acquired large acreage in Westchester for future development. (over) Heavy assessments originally put on in 1929 have retarded Westchester to a great extent. These approximate $25.00 a foot plus interest, which brings the total to about $40.00 a foot where no payments have been made from the inception of the assessments. Shopping facilities are very remote and limited. Churches are inaccessible, but there is a good small grammar school at the southeast portion of the built-up area. High school is about 4 miles distant in Maywood. The Chicago Title & Trust CO. has been substantially interested in Westchester. Paving bonds are held by the original paving contractor, who is not inclined to reduce his claim. Lots which are readily mortgaged at abotu $1,000 each, due to special assessments, must bring from $2,500-3,000 in order to satisfy all claimants. A recent offer of $1,000 a piece for 40 acres of these lots was not accepted. Provided some compromise can be affected, partially writing off these speical assessments, Westchester should normally see rapid development; which would justify a second grade; but due to present poor convenience and lack of amenities is graded only ""C plus""."
"C112","C","This is a steadily declining area of principally frame two family buildings, most of which are in only fair condition and noticeably obsolete. Properties are built on 25 foot lots practically at the sidewalk's edge, and congestion and lack of uniformity of architecture further detracts from appearance of the section. The few brick two family structures are only 20-25 years old and are valued up to $7,000. Transportation is convenient, but slow to downtown business center. Schools and neighborhood shopping centers are adequate. Area is unattractive to other than lower class groups and may be expected to continue its decline in general desirability. It is graded ""C"" minus to indicate it to be less desirable than other third grade areas."
"C113","C","This is a mediocre neighborhood of primarily frame structures, most of which are obsolete in appearance. The area is not unlike the section directly south of North Avenue, but brick units are most predominant in the latter section. This area has no future, and has been in a state of decline for a number of years. Houses are built on 25 foot lots practically at the sidewalk's edge and many have old fashioned iron railings. Improvements and the neighborhood are unattractive to other than lower income groups Transportation is convenient, but relatively slow to downtown shopping centers; although there is fairly good neighborhood shopping district on North Avenue, the southern boundary of this section. Buildings are completely lacking in uniformity and their mediocre condition gives the neighborhood a most heterogeneous appearance which is further accentuated by congestion. Harding Avenue in the first two blocks south of Armitage is poor, as is Kenneth, south of Armitage. Area is graded ""C"" minus to show it to be slightly better than a ""D"" section, although it may be expected to deteriorate to the latter grade within five years."
"C115","C","This district is somewhat less congested than most fourth grade areas, but properties are of substantial age and the general appearance of the district is such as to warrant only a ""D+"" rating. Trend of desirability is continuing downward, and the area is attractive only to lower income groups from closer-in town areas. In addition to rentals quoted above, there is a fair number of stove heated, two flat units renting for $18-20. a month. The section also has a few fairly good brick bungalows, valued up to $5,000, but they are adversely affected by location. Lots are 25 foot size with most houses built close to sidewalks. The brick two family structures are the newest buildings and as such command the best rentals. A few apartments are built on some corners. Ground is about 90% built, but no additional development is apt to occur here. Industrial area on west is not of such characfter as to adversely affect more than adjoining properties. Area is graded ""C-"" to show it has not reached the level of poorer areas nearer the center of town. Transportation, schools, churches, and shopping facilities are adequate and convenient."
"C118","C","This old neighborhood around Logan Square has suffered from obsolescence and because of appearance and age is rated ""C"". Demand is good, however, and a somewhat better class occupant has replaced those which moved out in recent years. Transportation, schools, shopping, and amusement centers are excellent and very convenient. Neighborhood appears to have reached that stage where the down trend in desirability has leveled off, but it is reasonable to assume that obsolescence will continue to become more apparent during the coming years. Stone front buildings are not as much in demand as solid brick structures and in most cases are somewhat older. About 5% of the buildings in the territory are 3-family units valued from $6,500 to $9,000 and renting $40 to $50 heated; these buildings are comparatively modern by comparison with the two-family untis which are rented unheated. Large apartments are primarily concentrated in the first few blocks northwest from Logan Square with several along Logan Boulevard and Kedzie boulevard south of Logan Square; rents range from $9-11 per room in these structuers."
"C119","C","This old area of mixed housing is declining in desirability as obsolescence and poor maintenance become more apparent throughout. Properties along Kedzie Boulevard are the best in this section, but general appearance of the neighborhood is third class. About 15% of the buildings are three-family structures valued up to $7,500 and renting similar to units in two-family flats. About 5 per cent of the buildings are large apartments locatd on corners in most cases. Although no undesirable infiltration is occurring at present the section will attract only low-income groups from closer-in neighborhoods. Rents quoted are for unheated units."
"C12","C","This small area is only about 50 per cent built and has the poorest properties in Kenilworth. It is a convenient location, however, and because of its Kenilworth location the neighborhood is graded ""C plus""."
"C120","C","An older area of predominantly hosues in state of decline due largely to obsolescence. General appearance of properties is mediocre, with most houses built close to sidewalks. Harlem Park is a favorable influence, but area may be expected to continue its decline as a desirable residential neighborhood because of its age and heterogeneous appearance."
"C122","C","About 25% of the structures are one-family frame units valued from $2,500-4,000, renting at $20.00-3500 per month; balance larger buildings and commercial properties."
"C127","C","This area lies between two railroads, and at the western extremity of the village of Maywood. It is level with a good planting of old, elm trees. Transportation is convenient via the Chicago & North Western, or the Elevated. About 28 minutes is required to the Chicago loop on the C.&N.W. R.R.; 54 ride monthly ticket costs $7.05. Direct transportation to the loop via the Elevated is about 45 minutes. There are some shopping facilities at the south end of this area on 17th Ave.; also just north of the area in Melrose Park on Broadway (19th Ave.). Industry and railroad influence is adjacent north of St. Charles Road, and there is a little-used railroad spur running north and south along the west boundary of the area. Surface line runs along St. Charles Road and 19th and Madison Ave. There are some very good scattered dwellings situated on corners within the area. This was originally settled by railroad workers, and there is a scattering of 40 year old two story frame houses, which rent from $30-50.00 a month. Structures are considerably mixed, with frame, brick, and stucco bungalows and two and two and one-half story frame houses. Mixture of architectural types, some foreign population, railroad influence and lack of activity indicate third grade."
"C128","C","This area is level and very well planted with fine, old, elm trees along all streets. It is bordered on the east by First Ave. a principal connecting thorofare between two important east-west highways: North Ave. (Ill. Route #64) and Roosevelt Road (U.S. Route #330). The south boundary is Lake St., which is one of the principal streets of Maywood. A street car line and moderately heavy traffic pass along this thorofare. At the north the area is bounded by undeveloped terrain, and east of First Ave. is the Des Plaines River, beyond which lies a fine forest preserve. The area is about 90-95% built up with a few new homes near the north end; also a few large, expensive residences in this section. However, for the most part the homes are old style, two-story, frame, houses generally in need of paint and some of shabby appearance. Despite this there is an unusually good demand and probably more sales have been made here than in any other portion of the village. The best portion is east of Fifth Ave. where land values are at a minimum of $50.00 a foot. In general, property values have held up well here and there has been no ""dumping"". Good third class because of exceptional demand."
"C129","C","The terrain is flat with fine, large, elm trees along streets. It is convenient to shops, churches, schools, and the Chicago & North Western railroad station. 28 minutes is required to the Chicago loop; 54 ride ticket costs $7.05. The Proviso Township High School is located at the east boundary of the area. There is some industry at the north boundary along the Chicago & North Western railroad; and retail shopping center along Fifth Ave. The principal thorofares are First Ave., the eastern boundary, Fifth Ave., Washington Blvd. and Madison Avenue; also Harrison Ave., the south boundary. There are a few brick apartment buildings along Fifth Ave. in this area, but for the most part the improvements are old, two-story, frame dwellings, many of them being in need of freshening up, paint, and minor repairs. The area is about 90% built up, and is seeing very little activity in new construction and not very much sales activity, possibly because of the lack of charm, old appearance and indifferent maintenance. Age, lack of demand, and proximity of business and industry make this third grade."
"C13","C","This is the old central part of Glenview. Ground is about 65 per cent improved, but further development is rather doubtful as the area adjoining on the west is more uniform and is now being developed with properties competitive in prices with those in this distrcit. School, shopping center and transportation are most convenient. General appearance of the area is only third class and trend of desirability is slowly down."
"C131","C","This is the southernmost area in the village of Maywood and comprised of somewhat newer type of housing, single 5 and 6 room bungalows built during the middle '20's. East of Seventh Ave. is somewhat older and more built up with frame structures. From Fifth Ave. west is strongly Catholic with a large new church and parochial school at 8th & Lexington. The terrain is flat throughout with some trees. Harrison St., Fifth Ave, and Roosevelt Road are principal thorofares. There are a few small brick apartments along Fifth Ave. Development is thin approaching Roosevelt Road on the south and just across this thorofare is situated a large U.S. Veteran's Hospital, extending east and west about nine blocks. The area is not over 60% build up over all, altho very much more sparse in the south end. There are a few small shops along Harrison St., but the principal shopping center of the village is about one mile north along 5th Ave. Transportation is via the Elevated to Chicago. The Chicago & North Western Railroad is somewhat distant from this area, altho it can be reached via local bus line. Rental demand here is very good, as in other parts of Maywood, explainable possibly thru (over) the fact that many local residents were hard hit by bank failures, and have not had funds to buy homes but were forced to rent. Poor surroundings at the west, hospital influence at the south, cemetery at the east, and somewhat remote location indicate third grade area."
"C133","C","The southernmost section of River Forest. Terrain is flat with good planting of fine, large, elm trees, double rows along some streets. Washington Blvd. (Ill. Route #56) is heavily traveled. Chicago & North Western R.R. bounds area on north, affording convenient transportation to Chicago loop. Time required 26 minutes, 54 ride monthly ricket costs $6.30. Soo Line freight R.R. divides this are in the middle from north to south. Schools, churches and shops convenient, and the excellent shopping center of Oak Park is about 3/4 mile distant. Values and appearnce decline south of Washington, and the area is somewhat poorer near Forest Park, the eastern boundary. Madison Ave. the south boundary, includes scattered, small stores and a lumber yard at its intersection with the Soo Line R.R. About 95% built with more stucco and frame east of the railroad. Somewhat newer and better appearance, also larger plots and better setback west of the railroad. On the south side of Madison Ave is a large preserve. This, however, is of doubtful advantage because of the invasion of picnicing throngs in the summer months. Railroad influence, less desirable community at eat, and cemetery at the south indicate third grade."
"C185","C","This area is low and flat and some trees are scattered throughout. In the southern portion are a few unpaved streets, and all through the area are rock outcrops near the surface which make construction expensive and difficult. The area lies adjacent to the negro section of La Grange at teh west. At the southern extremity is some small business along 47th Street, and just south of 47th Street is a large quarry pit. Schools, churches, and transportation are not convenient to this section and poor development is apparent throughout. Very doubtful future is apparent here and this fact, together with the type of structures and population, have been considered in grading this ""C-""."
"C136","C","This area is slightly newer on the average than other ""C"" neighborhoods of Forest Park. However, its remoteness from transportation facilities, schools, and shops is an offset. Terrain is flat with sparse, small trees along streets. There is a railroad at the north boundary, which is sparsely built up with cheap, one story stores and gas stations. Heavy traffic along Harlem Ave., the eas boundary. Light industry along west boundary. Jewish cemetery adjacent along south boundary. Marengo St., wouth of 15th St., is solidly built up with brick bungalows about 15 years old. Elsewhere the area is badly mixed with very cheap poor conditino, old, frame cottages along the western extremity. As a whole, this section is about 80% improved, but land values are low, about $20 a front foot. Very little demand here due to poor surroundings and lack of conveniences. Streets are rather rough, as thru most of Forest Park, paved with brick. Poor surroundings, industrial and cemetery influence, remoteness from transportation and shops, together with wide mixture of types, indicate a poor third grade."
"C137","C","This is an older area of the village of Oak Park. The terrain is nearly level with a planting of modest, good trees. The south extremity of the area borders a retail business section, comprising branch stores of some of the largest metropolitan merchants. Most of the churches in Oak Park are located in this area, as are the library, post office, and the Elk's Club. Harlem Ave. the western boundary of the area, is a north-south boulevard (State Route #42A). The area is about 95 per cent built up and there are about 25 apartment buildings located here. Along Ontario St. is a small row of 6 flats. There have been some conversions from large singles to two-family units in the area. Land values range from $50-60 a front foot. Transportation is good. The Elevated Railway runs along the south boundary of the area. Thirty minutes is required to the Chicago loop; 20-25 minutes by Chicago & North Western R.R. 54 ride monthly ticket costs $5.95. There is a tendency toward remodeling singles into duplexes, where permissino of the zoning authorities may be had. However, this is not always forthcoming. Desirability diminishes toward the (over) west and southwestern portions of this area. most of the large, expensive homes are along Forest Ave. and Kenilworth. There is a very good demand for rentals, and apartments bring from $75.00-100. for 5-6 room units. A few are rented as high as $130.00 for 7 rooms. Age, and tendency toward multi-family occupancy indicate third grade."
"C14","C","This territory was originally known as ""Gross Point"" and still houses many of the original Luxemburgers who settled here. Properties are of substantial age and many are cottage type frame units. A Catholic Church at Ridge and Lake Ave. is a favorable influence and most properties are very strongly helf, but the general appearance of the neighborhood is no better than third class. The ground is about 50 per cent improved, but further development is doubtful. There is a fair shopping center at Lake and Ridge but transportation is distant, and schools somewhat inconvenient, especially at the western end."
"C142","C","The southernmost and probably least desirable area of Oak Park. Terrain is level with some planting of moderate sized trees. It is bounded on east by Austin Blvd and west by Harlem Ave. and Roosevelt Rd. (U.S. Route #330). High speed, heavy traffic on all 3 boundaries. At the north extremity is a railroad right of way, and just north of the railroad is Harrison St., along which are many small one story stores. Oak Park Ave. outs the area from north to south and is also heavily traveled. At the northwest corner there is some industry. Area is about 95% built and is inhabited by many factory workers and wholesale employes, who commute via elevated to Western Electric and Sears Roebuck. Transportation is very convenient. Single fare transportation tends to create a demand. There are a few brick apartments and 2 and 3 flats along Oak Park Ave. Scattered small stores and gas stations along Roosevelt Road. There is a slight infiltration of Italian into the southeast corner of the area. There is some resistance to sale of properties south of Harrison St. and very difficult to sell south of Fillmore. Distance to schools, poor demand, and low grade population indicate ""C-""."
"C144","C","This area extends from Chicago Ave. on the north to Madison Ave. on the south. It is bounded on the west by Central Ave. and on the east by Laramie Ave. A large high school is located near the center of the area; grammer schools and churches are conveniently situated. Merrick Park just north of Kedzie Ave. affords some recreational facilities. This area is bisected east to west by elevated railway right of way and steam railway embankment running along Lake Street. In general, houses in the north half are a little older and less desirable than south of Lake St. Desirability improves toward the south, where there are more and newer brick two flats. Transportation facilities are very good in this area, and there are many small neighborhood stores along Chicago Ave., the north boundary, and Lake St. and Madison St. at the south. Three story brick apartmens are numerous along Central Ave. and Washington Blvd., as well as on corner lots in the less important streets near the south end. There is some Jewish population in the apartments along both sides of Washington Blvd. and extending north and south for about a block in the western extremity of the area. Land values here range from $40-65 a front foot, and the area is nearly 100% (over) built up. Prairie State Bank, Bell Savings, Building & Loan as well as Hawthorne Building $ Loan have participated in mortgage financing in this area. From 50-60% of the appraisal is about ""tops"" for mortgages on existing homes. Terms include 5% interest, with no commission. Age, old stlye improvements, rather indifferent maintenance, and multi-family influence are considered in grading this area ""C""."
"C145","C","This area is bounded on the west by Laramie, north by Chicago, south by Lake St., and extends eastward to Kenton Ave. It is affected by railroad and industrial influence at the south and east. Cicero Ave. is a street of small, cheap stores, some of which have living quarters above. Church and school facilities are adequate and convenient and neighborhood shops abound. However, the nearest first class shopping district is in Oak Park about 3 miles west, and is accessible via Lake St. elevated. This area was originally settled by Scandinavian railroad workers for the North Western Railroad yards, many of whome still reside here. In recent years a few Italian and Greek families have trickled in, but there has been no marked infiltration. Toward the eastern end are many small cheap frame cottages. The quality of housing improves westward and there is a scattering of brick, two family structures near the west end. Nearly all of the small, cheap cottages are occupied by owners and the rental range does not include this type of housing. There are pretty fair quality two flats grouped along Leamington and LeClaire in the first two blocks north of Lake St. The mortgage (over) aspecct in this area is not particularly good, 50% of the appraisal being about the best proposition offered by the few institutions willing to lend here. Heavy traffic along Laramie, Cicero, and Chicago Aves. The area is about 95% built up and land value approximate $20-40 a front foot. Age, poor type of construction, industrial and commercial influence suggest ""C""."
"C146","C","This area is bounded on the north by Lake St., on the south by Columbus Park, and on the west by the neighboring village of Oak Park. The terriain is flat and the area is about 100% built up. There is heavy traffic along Lake St., Washington Blvd. Madison St., Austin Ave. (the western boundary) and Central Ave. (the eastern boundary). High schools, grammar schools, and churches are convenient. Residents shop at fine shopping center in Oak Park. There are also numerouss small stores along Lake St., and along Madison St. There are many large apartment buildings along the boulevards above mentioned, and these are largely occupied by Hebrew tenants. As a whole the area would probably be 20-25% Jewish. Some of this migration is coming from Lawndale and from the southwest side of Chicago. Land values are quite high due to the fact that the area is zoned for apartment buildings. This penalizes single family occupancy because of high taxes based on exclusive land values, which are from $60-80 a front foot, altho one authority estimates them at $100 a front foot. An example of this is shown where HOLC had a house on Mason St. exposed for sale over a (over) period of two years at prices beginning at $6,000 and going down to $4,500. it was finally sold for $3,800. The land alone is taxed based on a valuation exceeding that amount. This area is favored by good transportation and by proximity to a good Catholic Church and parochial school. There are a few scattered two flats in which units rent for about $55. Columbus Park on the south affords exceptional recreational advantages. The Hawthorne Building & Loan, Bell Savings Building & Loan, and Prairie State Bank have loaned in this area, without the FHA insurance provision. The amounts are stated to be up to 50% and in some cases 60%, of current appraisals. Age, slow infiltration, and rather indifferent maintenance have been considered in grading this area ""C""."
"C147","C","This area, like the rest of the Austin territory, is flat with some irregular planting of trees along sidewalks. Boundaries are Lake St. on the north, Laramie ave on the west, and Madison on the south; the area extends eastward to Kenton Ave. This area is characterized by a large number of brick three story apartment buildings, most particularly concentrated near the south of the area in the vicinity of Washington Blvd, where there is considerable Jewish population. The area declines in desirability eastward, Cicero and Lake St. being the ""low spot"". The newest and best construction is found along Washington Blvd toward the west and in the vicinity of LeClaire and Leamington Aves. There are a few scattered three flat structures on Maypole Ave. near Laramie. Cicero Ave. from Madison Ave. northward for 2 or 3 blocks is heavily built up with three story apartment buildings, having stores on the first floor. The area is within easy walking distance of the Austin high school, and furthermore has the advantage of excellent transportation facilities both at the north and south extremities, in addition to which there is the transportation available north and south along Laramie Ave. and Cicero Ave. Desirability decreases approaching the small (over) industrial establishments grouped along Lake St. at the north end. Neighborhood stores are plentiful along Cicero, Madison, and Lake Sts., but better shopping facilities are found in Oak Park three miles distance (west). There are some row houses along Fulton, LeClaire, Leamington, and LaCrosse, for which there are very ltitle demand. This area is about 100% built up and land values may be expressed in terms of $40-100 a front foot; with $40 values beginning in the north end and $100 neighborhood in the south. Age, mixture, industrial influence, and multi-family construction are all indicative of third grade area."
"C155","C","This is a mediocre district of semi-congested character, steadily declining in general desirability. Most properties are obsolete and built on small lots close to the sidewalks. There are a number of large apartments in the area, and a fair number of one family units valued between $1,500 and $2,500. These are 4-6 room, cottage type units, 40-50 years old. The Polish Catholic Church is a favorable influence and has tended to hold up property values. Proximity to Humboldt Park is also favorable, particularly to those properties in the northwest corner. Rents quoted above are for heated units. There are also a number of unheated flats renting from $25-30.00 a month. The section is graded third class because of its age, obsolescence, and general appearance, and rated minus because of its mixed character and doubtful future."
"C148","C","This area is partially bounded on the west by Columbus Park, which affords excellent and varied recreational facilities. There is a new Greek Church at Central and Harrison, and Loretto Hospital is at Central and Flournoy. Good transportation facilities exist here; schools, churches and high school are easily accessible. There are many three story brick apartments on Central Ave. and also on scattered corners all through the area north of Harrison. South of Flournoy the area tapers off very badly and construction here is shabby and of poor quality generally. Teh area as a whole is probably not more than 70% built up due to the fact that there are large tracts of entirely vacant land owned by the school board, the future development of which is uncertain. There is a considerable Greek and Jewish population in this area, due to the apartment house construction and to the influence of the Greek church, and a Jewish Synagogue at Jackson and Lotus. In the eastern part of the area are some scattered frame residences and also a few brick bungalows. H.O.L.C. had quite a few properties here, which however, sold qiute readily, as this is a fairly old active section. (over) Racial mixture and multi-family trend are offset to some extent by influence of Columbus Park. However the area is further influenced by vacant school board holdings at south and east and probably deserves no better than third grade."
"C149","C","A large portion of this area in the western section consists of vacant land owned by the school board. There is some industrial concentration at the east and south along 5th Ave. and east of Kilpatrick. Transportation is convenient; grammar schools are accessible, but high school is nearly one mile distant from the center of the area. There is a large Catholic Church in this area which has favorably affected home ownership for members of this sect. Land values here would range from $45-70 a front foot, and as a whole the area is probably not over 40% improved residentially. Laramie Ave. the western boundary is heavily traveled due to a new overpass in the south end. Shopping facilities are ample along Madison, Cicero, Roosevelt and Laramie Ave., where there are many small, one story shops. There is a very good department store shopping center in Oak Park 3 miles west, easily accessible via the elevated railway. Teh western extremity of this area is somewhat affected by the belt line railroad running north and south. Older residences are centered near Cicero Ave., which itself is a rather poor, business thorofare. Old frame cottages and (over) two flats abound in the general eastern section near the industrial portions as indicated on the map. The belt line railroad influences, uncertainty of development of large tracts owned by the school board, and somewhat poor appearance in the east and particularly along Cicero Ave. are all considered in grading this ""C-""."
"C15","C","This is also a part of the early development of Wilmette. The section is favorably located. Obsolescence has become apparent and most properties are built fairly close together for a suburban location. Properties are of modest character, and the general appearance of the section is approximately the same as the adjoining ""C"" area of the east side of the tracks. The section may be said to be declining very slowly and it is therefore graded third class, but given a plus rating to show it to be better than the average third class section. Like most of Wilmette, it has beautiful shade trees."
"C150","C","This is a small area somewhat isolated, lying south of the 5th Ave right of way, west of a small but concentrated industrial district; bounded on the south by a rather poor business street Roosevelt Ave., and on the west by Oak Park. There is a grammer school in this area, but high school is somewhat distant, and across the railroad right of way. Transportation is probably the best factor affecting this neighborhood since the metropolitan elevated passes along the north boundary. Land values here are not exceeding $40-50 a front foot, and the area is about 100% built up. There are a few bungalows and 3 or 4 two story brick apartment buildings on corner lots near Roosevelt Road. Some Italians have found their way into this area, but the majority of dwellers are a good class of factory workers and wage earners employed in the rather hgh grade industrial area adjoining on the east. This industrial area includes several large enterprises, occupying good, modern, brick accomodations. Among these are the Victor Gasket Co., Chicago Flexible Shaft, Central Wax Paper Co., Edison General Electric Appliance Co, Templeton Kenly Co. (simplex jacks), and Pheol Mfg. Co. (nuts, bolts, and screws). Isolation and industrial and railroad influence determine third grade."
"C243","C","Located between 75th and 79th, Colfax to the IC Suburban RR, this area has a number of old frames, spotted with new brick residences and apartments. It is predominately a residential district, with a few 2's and 3's, and a good grade of 6's on corners. Saginaw Avenue has many good grade buildings set back from the street. The area has a wide age range, and ultimately will develop into an apartment district due in part to excellent, quick (12 minute) transportation into the Chiacgo Loop via the IC Suburban. Excellent shopping and school facilities. On Colfax are a number of frames, poor condition. The area has a good type of inhabitant and property values will be maintained."
"C151","C","This is predominantly a two family section of substantial age, but in fair condition and rather good demand. The area has been experiencing an Italian infiltratino from south of Harrison, and this population shift is very noticeable as far north as Jackson Blvd. Because the structures are predominantly two faimly units, it is reasonable to assume that this shift will continue and that the area may eventually become known as an Italian district. There are, in the neighborhood, a number of three family units and larger apartments, some of which are comparatively new. In the first block west of Garfield Park prices have been adversely affected by transition to rooming house occupancy, and many of the large, one family houses throughout the entire area are now used for this purpose. Transportation, schools, and shopping centers are adequate and convenient. Rents quotes above in two family structures are for heated units, but there are a fair number of unheated flats which rent for $25-35 per month. The neighborhood is graded third class because of its age, its declining desirability, general appearance and shifting occupancy."
"C152","C","This is also a very mixed neighborhood with most properties built very close to the sidewalks and many of the buildings having adjoining walls. The higher priced rentals quoted above are outstanding buildings in the northwest corner near the park. Rents in the larger apartments range from $10-15 a room, although south of Jackson in the portion that is predominantly Italian there are a number of cheaper units in large buildings. There are also a number of unheated flats which rent from $25-35.00. Transportation, schools, and shopping centers are adequate and convenient. The neighborhood is graded third class becasue of its general appearance, shifting population, and rated minus because of its mixed character, and other disadvantages noted above. Properties near Kedzie become less desirable."
"C153","C","This neighborhood has a preponderance of two family structures, some of which are in relatively good condition, and others which are in mediocre to poor condition. This is also true of the one family structures. These new and old buildings are quite generally scattered throughout the area and it is not possible to segregate them. There are also a few three family structures some of which are fairly new, and a few larger apartments. The portion of the area north of Chicago Ave. has primarily one family, brick cottage type units that are fairly uniform. The eastern and western part of the area taper off and become rather poor. Trend of desirability is steadily downward and for the past 10 years there has been a constant infiltration of Italian from closer-in town areas. Transportation is somewhat inconvenient in teh western end, but schools and shopping centers are adequate and convenient. The neighborhood is graded third class because of its age and down trend, and rated minus because of its mixed character."
"C154","C","This is also a mixed section with the 3 family structures largely centered near the park, and the one family structures west of Homan Ave. The population class is now predominantly Jewish, but there is a slow infiltration of Polish families and it is believed that this infiltration will favorably affect trend of desirability, particularly in two family structures. Transportation, except near North Ave., is inconvenient. The poorest part of the section is near Division and Homan Ave. In addition to the rents quoted above in three family structures, there are several better buildings in which rentals range up to $60-65. These structures, in most cases, have double plumbing. The one family units are primarily five room brick cottages, 45 years old, and valued between $2,750-3,750. Most of these are owner occupied, and rents on them are therefore not quoted. The heavy vacancy indicated in three family buildings is occasinoed in part by the reluctance of the present population class to rent third floor units. The neighborhood is graded third class because of its age and declining trend of desirability, and rated minus because of its poor occupancy."
"C161","C","Although no wholesale dumping is being done here, institutions will accept any reasonable offer. Market is limited to lower class Jewish who are sharp bargainers. Area is slightly better than the section on the east, but its future is rather uncertain and the downward trend is established. Except for the newer three-flat units, properties are not too well maintained and appearance of the neighborhood is only fair. Nego encroachment is threatening but only apparent as caretakers in units not meant for living quarters."
"C156","C","This is a fair residential district, completely surrounded by blighted and semi-blighted areas. The ground in this parcel was originally in an estate and was not subdivided until about 25 years ago, which accounts for the fact that buildings here are substantially younger than those in adjoining sections. Population is largely Polish and strongly attached to the district becauause of Catholic church and school. In addition to the units on which prices are quoted above, there are a number of one-family cottages valued around $5,000, and a number of 4-family units valued between $11,000 and $12,000. Rentals quoted above on 2 and 3-family structures are for heated units, but there are also a number of buildings such as these in which units are rented on an unheated basis, and they average from $30.00 to $35.00. A number of corners also have larger apartment buildings. Approach to the area is through blighted territory, which is unfavorable, and, altho the section is fair, trend of desirability is downward in spite of the fact that rents are far above average for rental units in adjoining areas. Most properties are set back slightly from the sidewalk, but lots are quite uniformly 25 foot. The neighborhood is graded third class because of age and slightly downward trend, and also penalized because of unfavorable approach and proximity of blighted areas."
"C158","C","Unheated units in 2-flats are renting for $20.00 to $32.50. The bulk of the sales demand is comign from somewhat lower class Italian moving into the section. Area is adversely affected by industry on the west where a Snuff Factory is located. A fair market exists in this section as population from the two areas due east is buying in here. Graded third grade because of appearance and heterogeneous mixture of housing but rated fairly well because of activity and relatively high occupancy. Future (2-3 years) appears fairly secure but downward trend may be anticipated. Properties here should sell at fair prices."
"C159","C","There are some better three flats which are only 12 to 15 years old, valued at $7,000 to $10,000, renting $42.50 to $52.50. Vacancy has increased in this neighborhood during the past year. Sales have been primarily to lower class Italian with fairly good volume. Most active properties are ones on larger lots (30 to 35 ft.); those without light space on sides the least desirable to potential Italian buyer. Although sectino tapers off east of St. Louis Avenue, propertie west of Kedzie will sell much better than those east of that point. Future (2-3 years) appears fairly secure, but a lower class population element is buying into area now."
"C16","C","This is the old central part of Wilmette, and as such has the bulk of the old one family structures which are now quite obsolete. Altho the section is not zoned for two family use there are a number of converted one family units which are now occupied as two family strucutres. The area is now under consideration for rezoning to two family houses and should this change be made, it is believed that the area may be favorably affeced. In the center of the territory is located the Wilmette business center with Wilmette Ave. being the principal street. If there is a choice, the east side of the tracks is probably the better, but thter is virtually no vacancy in any of the section. The neighborhood is graded ""C"" because of its substantial age, style obsolescence, and concentration of lower income groups. Because ot is central location and reasonable rentals the section might be said to be ""holding its own"" at the present time, but it has long since past out of the category of a second class neighborhood and will probably become less desirable in the coming years."
"C160","C","One family units constitute about 10 per cent of the properties; range in price from $2,750 to $3,750; rent $25.00 to $32.50; about 35 years old. Balance of the housing is apartments. Jewish moving from east side of Pulaski into this neighborhood, but area continues to hold many original owners. Availability of mortgage money has helped to hold up area values. Higher prices quoted above are for newer units scattered throughout. General appearance of area and mixed development preclude better rating than C+. Downward trend may be anticipated but at a slower rate than east of Pulaski. Properties fairly priced will move fairly well, but buyers are largely Jewish and sharp bargainers. Graded third because of appearance and heterogeneous mixture of housing but rated well becaues of location wet of Pulaski. Future (2-3 years) of section appears secure."
"C92","C","The terrain is flat and somewhat wooded in portion west of Thatcher Ave. Many large oak trees are still standing on some lots. West of the Des Plaines River along River Road are some very old style frame residences on large lots. South of Fullerton Ave. is not more than 40% developed and has no paved streets. East of Thatcher and north of Grand Ave. is a strip lying along the Chicago, Milwaukee, St. Paul & Pacific R.R., which is noticeably poorer than other sectinos of the town. South of Grand Ave. and east of Thatcher are principally frame bungalows, altho on two streets are grouped 5-6 room bungalows about 12 years old. Grand Ave. is the principal thorofare of the village, and scattered east of Thatcher are small shops, milk depots, gas stations, and a few taverns. There are churches and a grammar school in the village, but not high school nearer than Franklin Park. West of River Road between Grand and Fullerton Aves. is probably the most desirable section, and it is in here that the principal amount of new construction has gone in. This section is probably not more than 20% built up at the present time. Development is somewhat ragged with few trees, rough (over) unpaved streets, and not all sidewalks in. Belmont Ave., the north boundary of the village, has seen some small amount of construction, there having been built six small Cape Cod cottages all of which have been sold. North of this point is undeveloped farm land. Two large cemeteries border the village on the north across the Chicago, Milwaukee, St. Paul & Pacific tracks; and south of Fullerton and Palmer ST. are forest preserve tracts, and a country club east of the Des Plaines River. Age, ragged development in sections where there is any development at all, coupled with the fact of littel activity and not much demand, considered in grading this portion of River Grove ""C""."
"C167","C","This is the older part of Berwyn. The terrain is flat with some landscaping and better trees than in most sections. In the northwest corner, west of Kenilworth, between 31st St. and the CB&Q Railroad are grouped old frame houses, still occupied by the town's ""elite"". These homes are priced at $9,000 to $10,000 in today's market, but are not in demand. Institutions fared badly in their mortgage operations here. A change in buying trend reduced the value on large homes and brought about many foreclosures, following which came a general reappraisal and price reductions, resulting in liquidation of these properties. The area has the benefit of good transportation via the CB&Q Steam Railroad. Shopping facilities along Stanley Ave. Schools and churches are convenient. Transportation facilities make it an exceptionally good rental area. Values and desirability are a little better in the east and where smaller houses are predominate. Mixture and age determine grade ""C""."
"C162","C","Although houses in this neighborhood are of substantial age and of somewhat obsolete architecture, demand for properties continues and prices remain relatively high for comparable units, in comparison to other parts of Lawndale. Pride of ownership is everywhere apparent for the section is very clean and houses very well kept. A downward trend may be anticipated but at a reasonably slow rate. Foreclosures have been very few and resales far better than average. The most popular type of housing in the neighborhood is a two-flat building with 4-room units; prices on these are higher than on other classes of housing. One-family bunaglows and cottages are also popular, but large one-family units have a rather limited market. Financing is available at local B&L A's, the majority of whom have no real estate on hand. Area is graded third primarily because of age of improvements, but rated well because of appearance and favorable reputation. No dumping has occurred in the section and properties fairly priced will move readily. Immediate future (3-5 years) appears secure. Area tapers off east of St. Louis."
"C163","C","Although buildings are old, pride of ownership is apparent and neighborhood is fairly well kept. Southern end is somewhat better than northern end, but section is attractive to Czechs and Polish living throughout, and downward trend will probably be slow. Any 10 per cent of the properties are small apartments. This neighborhood is similar in many respects to the section immediately to the wesst, but it is older and not quite as desirable and not as much in demand. Graded third because of stability of population, but penalized because of obsolescence. Future (2-4 years) appears fairly secure."
"C164","C","The area is flat and treeless, and not over 50 per cent built up. It is bordered on the northwest and west by undeveloped territory and the main line of the Illinois Central railroad passes a little way to the north. On 26th Street, the south border of the area, is a suburban streetcaar railroad. A mixture of small bungalows and houses in fair condition is found in here. There is a large dance hall just north of the area, and business is likely to encroach along 26th Street. Neighborhood stores are convenient for small shopping but a better shopping district is found in the center of Riverside, a mile distant. Schools and churches are also about one mile away. Transportation facilities within the area are poor and, generally, lending institutions are hesitant in making loans here. Average annual income of families resident in this section would probably cost between $1,200-1,500 annually. Slow development, a rather poor type of construction and laboring element resident here make this a third grade area."
"C166","C","Terrain is level with some planting of small trees along sidewalks. It is traversed by the Illinois Central Railroad near the south extremity, and in this vicinity are there blocks of vacant railroad property, a pumping station, and a small lumber yard. Schools and high school are convenient. There is a good shopping center along Cermak Road; also some small neighborhood stores along 26th Street, and a few scattered along Ridgeland Ave. About five per cent of the dwellings are rather old frame or stucco cottages. Two family structures are nearly all grouped in the north part and principally along Ridgeland and Elmwood Aves. Best demand is within a block north and south of Cermak Road, because of conveniences of transportation, shopping and amusement facilities. Conveniences, moderately good appearance of homes, and proximity to better areas are considered in grading this ""C plus""."
"D12","D","An area of mixed housing with the balance of the buildings small, one-family units of heterogeneous appearance. Properties are built close to sidewalks and general appearance of the section is poor. Future is one of continuing decline, as a somewhat less desirable population element is slowly filtering into the area. Area is bounded on the west by a railroad and cut through the center by the Elevated tracks; heavy traffic flow is also objectionable."
"C169","C","This is the southeast corner of Berwyn, bordering Stickney on the south and a sparsely developed area of Cicero on the east. At the north is Ogden Ave., US Route #34, beyond which lies a fourth grade neighborhood. The area is flat, with few trees, and is about 60 per cent improved. The south boundary, 39th St., is zoned for business but it practically undeveloped. Original improvements here were of poor quality and some paving is still lacking. Land values probably would not exceed $15-20 a foot. Transportation and shopping facilities are poor. Housing is of mixed type and dates back to 1915. Age, mixture of types, lack of conveniences, and poor surroundings, north and south, indicate a ""C-""."
"C17","C","This small area has the only concentration of houses in Niles. Properties are mediocre, built on small lots and unattractive to other than lower income groups. Shopping center is located on Milwaukee Ave. at School St. Transportation is by bus on Milwaukee Ave. The ground within this section is about 75 per cent built, flat and somewhat barren in appearance, although the territory surrounding is wooded. This area appears to have little future, although its suburban location is favorable. In its present development it is declining."
"C257","C","This area is a small Bartlett sub-division with very little future, adjoining and lying to the west of Halsted Street between 110th and 113th streets. Halsted is a thoroughfare running north and south. The area is composed of small bungalows, frame and some brick, and is substantailly better than the large colored area lying west of Morgan between 107th and 115th. There is much vacant land to the north and south, a large portion of it being used as truck gardening. The inhabitants work, in the most part, in the West Pullman industrial district lying to the south, and for the International Harvester Company east of Halsted. The future development is problematical, as the large colored element is quite detrimental. Transportation is fair, utilities are in, schools are distant, streets are paved and unpaved."
"C171","C","This area is affected by industrial influence at the east and west; railroad spur freight line at the north boundary. There is a poor residential neighborhood across Cicero Ave. at the east. The terrain is flat with few trees. The west part is somewhat preferable and reflects better maintenance since it is newer. There are small brick apartment buildings on corners in the south part of the ara. As a whole the area is about 100 per cent improved, and there are many old style, two flat structures with white stone trim. The west boundary, 52nd St., has scatterd small stores on the east side, industry and coal yard on the west side. Cermak Road, the south boundary, is the best retail center in Cicero, but it is no so desirable at this point as further west. Industrial and poor residential surroundings, and mixture of residential types are indicative of third grade."
"C172","C","This area is bounded on the north by Cicero's busiet shopping street, Cermak Road, also some retail store along the south boundary, 26th St. and along 56th Ave., the east boundary. The terrain is flat with fair planting of trees. Homes reflect fairly good maintenance and pride of ownership. Transportation is good via the Elevated just north of Cermak Road. Churches and schools are convenient. There is a high school in the area. This last, incidentally, is badly overcrowded with 6,000-7,000 students attending in ""shifts"". Surface cars and heavy traffic along north and south boundaries. The area is about 95 per cent improved. Austine Avenue is easily the best street, and although traversed by heavy traffic, contains all of the expensive homes, some of them in the $20,000 class. The west portion, west of Austin is somewhat more desirable. The east part has a few corner taverns and some old ""turret"" front brick cottages. Mixture and age indicated grade C, conveniences a ""Cplus""."
"C174","C","This area faces the Hawthorne plant of the Western Electric Co. on Cicero Avenue. It is bounded on the north by Cermak Road, Cicero's principal retail business street, and on the south by C.B.&Q. Railroad yard. The terrain is flat and there are some shade trees. Schools and churches are convenient. There are good shopping facilities and good transportation. the Western Electric Co. has a large athletic field in the area. Along Cicero Ave. are some small merchants catering to the factory workers, and near the corner of Cermak and Cicero is a ""sore spot""- two small 'shady' hotels and taverns, focal point of horse race touts and small time gangsters. Buildings bear the scars of machine gun fire, and institutions will not lend on any terms. A small 'factory' on Cicero Avenue advertises dice and gambling games. Industrial and other unfavorable influences offset transportation and conveniences, and this area is no better than a poor third grade."
"C175","C","This small area skirts the Hawthorne yards of the Chicago, Burlington, & Quincy Railroad on the east and south. At the north it is bounded by 26th St. along which are small stores. The area was partially built up during the first Chicago Fair, and contains a mixture of 45 year old frame houses together with some more modern brick, and about 6 or 8 brick two flats. The terrain is flat with exceptionally good trees. Schools, churches, and transportation are adeqaure, but not exceptional. High school is a little way north in the adjacent area. There is a lot of industry within walking distance and homes are somewhat in demand by workers for this reason. Land values range from $20-22 a foot, but loans are not easily obtained because of the age of properties. A small park affords recreational possibilities, but age, mixture, poor condition, and surrounding influences prompt a ""C-"" classification."
"C191","C","A slightly less desirable neighborhood than the adjacent area to the west, this section is bordered at the south by Ogden Avenue, along which occur some small shops, gas stations, taverns and miscellaneous business. The western extremity touches the Forest Preserve and the area throughout is flat and somewhat wooded. Schools, churches, and stores in the main shopping center of Riverside are about six to eight blocks distant. General appearance within the area is not bad, but it is graded ""C"" because of poor location and age."
"C186","C","This area lies west of the Des Plaines River, and is the only part of the village of Riverside lying west of the River. Between the stream and the area is a narrow strip of forest preserve. Just north of the area is the local high school. Residents find it necessary to go about five or six blocks to grammar schools, churches, stores and railroad station. The CB&Q railroad cuts this section just about in half from east to west. Heavy traffic along the main line and attendant train noise is objectionable here. There is very little activity in construction, although the section adjacent on the west (in Brookfield) has sene an appreciable demand because of its proximity to the high school and to the Brookfield Zoo. Estimated average annual income of residents in this section would approximate $1,600-2,400. Somewhat poor demand, railroad influence and age make this third grade."
"C176","C","This is the southwest corner of Cicero, bounded on the north by railroad yards, south by fourth grade village of Stickney, east by sparsely developed subdivision, and on the west by a rather thinly built up area in Berwyn. Terrain is flat with few small trees. Few small stores along Ogden Avenue. Transportation facilities are poor. There is a grade school in the area, and high school is one mile distant. There are about 12 two flat structures in the northwest part. Tehre are some unpaved streets. Harban & Co. are planning 30 speculative single houses in the vicinity of 61st and 34th Sts. These are under $6,000. Eighteen foundations are in, and sales are reported active. Building and loans lend up to 50 per cent of appraisal (without FHA insurance), at 5 1/2-6 per cent interest. The area is about 45 per cent improved at present. It is hard to sell any but new houses here. Sparse development, rather poor and mixed appearance, lack of conveniences indicate ""C-""."
"C177","C","This is a sparsely built up development (about 5 per cent improved) at the south extremity of the town, which was started about 1929. A few houses were abandoned. There followed a period when mortgages rented 7,000 bungalows for $20 to avoid pillage and vandalism. A few two, three, and six flats were put up by speculators to stimulate development. However, this measure was no successful and the area lapsed into stagnation. Probably some future building will come for it offers the only location in Cicero with any real room for new housing and where some pattern has been established. Lots were sold of 39th St. for commercial use, but no development followed. The area tapers down to the east and to the south, where a large disposal plant is located just outside the city limits. This is poor lending territory. Bus transportation is available along Austin Ave., the western boundary. Remoteness, lack of conveniences and shops, and railroad influence offset to some extent the fairly uniform construction and development possibilities. Hence, third grade."
"C178","C","Terrain is flat and practically treeless, and about 50 oer cent improved. All vacant lots have special assessments running to $1,200 for each 50 feet of frontage. This factor has operate to the detriment of rapid development in the village. Gradeschool is convenient to this area, small shops are about give minutes walk from center of the area, inasmuch as the south boundary lies along the shopping center. High school is about a half-mile distant. There is a scattering of large, old, frame dwellings throughout the area. These are difficult to sell. At the north and west of this section lies undeveloped meadow land. Somewhat difficult to secure loans in this territory, and inasmuch as some properties are sold for less than market value, loans are based on actual sales price rather than the appraisal. Age, low grade population, only fair condition and poor demand make this a third grade area."
"C179","C","This area is known as Brookfield Manor. This is the northeast extremity of Brookfield and is bounded on the north by undeveloped land and on the east by the Chicago Zoological Park (Brookfield Zoo). South end of the area is adjacent to a retail district along Monroe Street, also the Chicago West Town Railroad, a suburban electric line. Shops and schools are convenient; churches are 10 minutes walk; area is about 60 per cent built up. This village saw very heavy foreclosures, perhaps as high as 50 per cent of the homes being taken over. About 10 per cent of these remain to be sold. Some houses here show Bohemian influence architecturally; that is, lead glass windows, ornamental fronts, which are characteristics of (the Ciceronian bungalow). High assessments prevail here on lots and, for that reason, development has been somewhat slow. Good appearance, moderate age and conveniences make this a good third class neighborhood."
"C2","C","This centrally located district is 90 per cent built up. Properties are of substantial age, many being noticeably obsolete. Rental demand is good because of convenience to schools, shops and transportation. Trend of desirability is slowly downward, but there are a few houses which are still quite desirable. Section is graded third class because of age and spotty character of improvements."
"C181","C","This section is flat, with some trees planted along parkways and sidewalks. It is the oldest portion of Brookfield and is adjacent to the principal shopping center of the village and very convenient to the railway station. Churches are located in the area and schools are conveniently near. The main line of the CB&Q railroad passes just south of the area and train noise is somewhat objectionable. Maple Avenue is the principal thoroughfare but is not very heavily traveled. Just out of the extreme southeast corner of the area is the village dumping grounds. Salt Creek, a frequently stagnant stream, borders the area at the northeast corner. To the north and northwest it is bounded by the business district. Chicago & West Town electric railway passes through this business district, but service is infrequent except at rush hours. Age, condition of properties, type of inhabitant and influence of the CB&Q railroad have been considered in grading this ""C""."
"C182","C","This is known as the old Hollywood section. Terrain is flat and wooded with oak, elm and maple trees and is somewhat older than the adjacent blue area to the west; and contains a mixture of bungalows and two-story residences. It is bounded by the forest preserve at the east and undeveloped land at the south. To the north and west lies somewhat more desirable territory. The CB&Q railroad main line cuts the area about in the center from east to west. At this point at located small neighborhood stores. Churches are about one mile distant and schools 10 minutes walk. The area is about 95 per cent built up, but vacant lots are all subject to $1,200 special assessments, as throughout the village. Brookfield railroad station is about ten minutes walk. Moderate age fair condition and fair grade population determine ths a third grade area."
"C183","C","Flat and partially woodeed with elm and maple trees, this is the most closely built up area in the village, about 95 per cent of the building lots being occupied by structuers. Schools and churches are reasonably convenient. It is bounded on the north by the business section and traversed from east to west by Ogden Avenue (US Route 34), along which heavy traffic passes. Along this thoroughfare are found taverns, hamburger stand, gas stations, and small stores. Values in this section are slightly better than in the adjacent third-grade area to the east. There is a grammar school in the area which has some colored attendance from La Grange. To the west of this area is the colored section of La Grange. However, there has been no encroachment and none is expected. Railroad and business influence, age, appearance of structures and type of population have been considered in grading this ""C""."
"C184","C","This is known as South Brookfield. This section is flat, with some trees along parkways, and is bounded on the north by the business area and by the main line of the CB&Q railroad. Ogden Avenue (US Route 34) cuts the area from east to west and along this heavily travelled thoroughfare are small shops, taverns, gasoline stations, etc. The territory is about 60 per cent built up and all vacant lots are subject to $1,200 assessments for each 50 feet of frontage. To the south of the area lies vacant meadow land which has not been developed because of rock outcrops and expensive sewer and water main construction. Propinquity of business and influence of the railroad, together with type of population and age of structures, have been considered in grading this ""C""."
"C187","C","This area is flat, bordered by the Des Plaines River on the west. The CB&Q railroad runs along the south boundary of the area. Forest Avenue is the principal thoroughfare and moderately heavy traffic is found along this street. At present there are about ten brick apartment buildings, varying from 24 to 72 dwelling units. These are renting well at around $32.50 a month for one-room apartments up to $65.00 a month for five-room apartments. This area is gradually being built up with apartment structures and ultimately will be largely occupied by that type of housing. Trend is away from single homes. Churches and schools are conveniently near. To the north, east and south are better-grade neighborhoods but, due to its age and to the influence of the railroad adjacent at the south, this section is graded ""C""."
"C188","C","Terrain is flat, with many large trees-- elms and oaks. At its easern extremity school facilities are not good. Otherwise, the area is convenient to schools, churches and shops. The eastern border, running along Harlem Avenue, is a bus line offering transportation to Oak Park shopping district. This area is an old part of the village and contains a mixture of housing types. Maintenance is fairly good, homes generally have trees, shrubs and small-sized lawns and yards. There are some scattered lots available for building although very little new construction is apparent. Proximity to the main line of the CB&Q railroad with attendant train noise constitutes an objection. Homes are generally in good condition and the area is still well regarded-- hence, grade ""C plus""."
"C189","C","The section is flat, with very few trees, and borders the main line of the CB&Q railroad. It is laid out with narrow lots, 100 feet in depth, which is generally regarded as a detriment in this village. Very convenient to stores, churches and schools, subject to possible business encroachment, as it is entirely zoned for business although it is, at present, occupied by residential strucutres. Burlington and Quincy Roads are the main thoroughfares and are heavily travelled. There are more rental properties in this section than in any other part of Riverside. A rather poor third-grade area because of railroad influence and business effects upon home ownership."
"C19","C","This is the old central residential section of Niles Center. Buildings are noticeably obsolete, but because the section is so well located with regard to transportation, shopping and amusement centers, it is in relatively good demand. Properties along Galitz are probably as poor as any in the neighborhood, being primarily five-room cottages in mediocre condition. Lincoln Avenue and Niles Center Road both carry a very heavy traffic flow."
"C190","C","This section is flat and bordered at the west by the Des Plaines River, with a narrow park running between Riverside Road and the stream. Better homes of the area are along this thoroughfare. Many fine oak and elm trees occur throughout the area. Proximity to schools, stores, and transportation is a favorable feature. Structures are generally a mixture of old and new types. A few, large building lots are available, but the area is about 80 per cent built up. This section is still very favorably regarded by local buyers, and because of attractive appearance and convenience of location, is grade ""C plus""."
"C193","C","Located between 43rd and 47th, Kedzie west to the railroad tracks; partly known as the Hayden-Bell Subdivision, a promotion that did not come up to expectations, never fully developed, today about 35-40 per cent built up; much vacant property; and believed tied up with unpaid taxes. Construction was relatively cheap. The large Crane Company, industry, lying to the north, is very objectionable, principally because of noise. Future outlook is poor. Good transportation exists, but poor school and church facilities. The southern half of the area, south of Archer, has the better development, except approachign 47th, which is somewhat poor. Although properties are not so uniform in structure and design as property north of Archer, there is more sales activity and a better feeling exists. This half of the area is not in the Bell Subdivision, is not affected so much by the Crane industrial detrimental influence, and its future outlook is better. Archer Avenue, traversing the area, provides adequate and quick transportation into the Chicago Loop. Rents are fairly substantial and the area is comparatively young. Due, however, to its proximity to industry, railroad yards, stock yard odors, etcl, it cannot be graded better than third grade at this time."
"C194","C","Located between Western and Kedzie, between Archer and 47th, known as Brighton Park; very little vacant property; a mixed, spotted neighborhood of new and old construction; good transportation; school and church facilities good, including a very good business section located at Sacramento and Arhcher. Property on the south side of ARcher (a main artery into the Chicago Loop) at Sacramento and Archer is always in demand. The future of the area as a whole, however, will be down. The eastern border along Western Avenue is somewhat inferior. The area, however, enjoys a fairly good turnover and has a good, new high school. Business streets surrounding and running through the area are, Kedzie, Archer, 47th, California and Western. It is surrounded by railroad tracks and industry; stock yard odors are, at times, unpleasant. A community spirit exists, but Polish people who can leave and buy property elsewhere in the Stock Yards district are moving west."
"C195","C","Located south of 47th to Archer Ave., to 51st to Kilbourne; a 100% foreign area of Polish people, known as the Polish ""Gold Coast."" Very few homes for rent; buildings have the appearance of being well-kept; pride of ownership apparent; good transportation, schools and churches; all improvements in. Archer Avenue, a main artery into the Chicago Loop, on the southeast, acts as a buffer from the railroad and industrial areas; and in this section of the area, there is considerable vacant property. The better and more wealthy class Polish people from the poorer foreign areas are gradually moving in. Some community spirit exists and new constructino is of substantial character. That portion east of Pulaski contains many old frames; while west of Pulaski, construction is of better grade. 51st St., a business street, runs along the southern boundary. This area should continue to improve slightly but, due to its location midst industry, railroads, and general unfavorable character of area in the entire district (known as the Stock Yards district) cannot be graded better than third grade. The area is about 60 per cent built up."
"C197","C","Slightly rolling. Some trees planted along streets. Grade school, churches, and small shops convenient. Main shopping district of Summit one-half mile distant. Bus line along Archer Avenue (55th Street) and along Harlem Avenue (east boundary of area). Heavy traffic on both streets. About 50 per cent built up. Rather sparsely developed in eastern extremity. Few taverns along Archer Avenue and Archer Road. Some new homes in the southeast section near 73rd Avenue. North of Archer Avenue are principally Irish and Germans. Rather poor maintenance here. Mixed foreign population in the south, but somewhat better houses. Very few foreclosures in this area, because many owners paid one-half cash down. Homes nearly all financed for owners by B&L's. FHA will approve, but the difficulty is to find a bank who will lend in this town. The Argo Bank has been about the only one that will."
"C198","C","Flat with some trees planted along streets. Separated from the rest of Summit by a railroad line. Entirely surrounded by undeveloped land. About 100 houses in here, nearly all occupied by owners. Grade school and high school across railroad to the north. This area was built up for American employes of Corn Products Refining Company. Original sales were on contract. Older houses were chiefly built with clay tile basements and open electric wiring. Area is about 65 per cent built up. Bus line along Archer Road (western boundary). Local B&L's will lend, usually at 6 per cent. Lower rates available only through FHA. The most uniform appearing section of Summit. Uniformity, high percentage of home ownership, and class of population make this third grade."
"C199","C","Flat and treeless except in the west end, which is slightly wooded. Many houses are built on 25' lots and as a whole the area is about 15 per cent built up; the construction being most concentrated near the line of Archer Avenue. The western portion gets occasional bad odors from the CPR in Summit. Bus transportation along Archer Ave., also a scattering of miscellaneous small stores, lunch rooms, barber shops, etc. Eastern end of the area is somewhat effected by airport influence (unfavorable). With the exception of Archer Avenue all streets are crushed rock. About 75 new brick houses and bungalows have been built in the vicinity of Mason and Parkside, between Archer and 51st St. These are financed with FHA with 10 per cent down payment, selling from $4,500-7,000. Scattered throughout the area are many vacant lots and some old frame cottages. Grazing cattle, goats, sheep and chickens are in evidence. Polish B&L's lend here, generally at 6 per cent and up to 60 per cent of the appraisal. FHA loans only on new construction. Large new development projected north of Archer Ave. just east of this area. Sparse development, lack of convenience, and foreign population indicate poor third grade."
"C200","C","Flat and thinly planted with trees along streets. Schools, churches and shopping center convenient. Retail shops along 63rd and Central Avenue. Large industrial district immediately adjacent on the south, giving rise to potent smoke nuisance on prevailing south wind. As a whole the area is abotu 50 per cent built up; construction thinning out to westward. Chicago Airport is adjacent on teh east. Very low-flying, large, transport planes constitute a nuisnace from a residential end. Street car line runs along 63rd St. and a belt line steam railroad bounds the area on the north. Mortgage lones are very difficult in here, and some institutions will not even lend with FHA. Usually loans are on a 3 to 1 security, and at 6 per cent interest with frequent additional commission charges. Some streets are unpaved in the western part of the area. High school is about 4 miles distant. Southeast extremity is consistently built up with brick bungalows, and is of somewhat better value than the balance of the area. Particularly undesirable in teh south, adjacent to industrial area. Industrial and airport influence and poor and mixed type of construction indicate this a ""C-"" area."
"C206","C","Flat with few trees, principally in the north end. Land about 50 per cent improved. Originally subdivided to 25 foot lots, altho few structures have been built on larger lots. FHA will not insure loans on existing structures where the lot is less than 30 feet in width, and there must be 6 feet between buildings. That portion of the area between 65th and Marquette Road is sparsely built up at present. However, improvements are in and new homes are filtering slowly into this section. To some extent this is also true of the small portion included between 61st and 65th Streets, Hamlin, and Pulaski Road. In the extreme south is a tract, about three city blocks in extent, where clay deposits make building impossible or at least hazardous. There are very few two family structures scattered throughout the area. Grand Trunk Railroad runs along Central Park Avenue. Some streets are served by overpasses, but every other block is a blind street with the railroad 20 feet higher than prevailing traffic along here. Public school in area; also parochial school. Small shops along 63rd Street. The area is generally newer in the south portion, about 15 years old with more brick bungalows here. It becomes less desirable toward the north end."
"C201","C","Flat with very few trees. Some unpaved/gravel street. Schools and high school about a mile distant. Scattered small neighborhood stores and taverns along Archer Avenue. No building restrictions. Fifty-fifth Street is the main thorofare. Archer, Cicero, and Pulaski Avenues traversed by heavy traffic. There is a lumber yard along Archer Avenue. A few two-family brick dwellings are occupied by original owners. Buses along Pulaski Avenue and Garfield Blvd. Near the eastern extremity of the area are car repair shops of the Grand Trunk Railroad. Belt railroad cuts middle of the area- some grade crossings. Development thins out to the South. Mortgage funds generally limited to 50 per cent of the appraisal and at 6 per cent. Large, new development especially a little west of this area and north of Archer Avenue. Age, poor mixture, poor appearance indicate a poor third grade."
"C202","C","Flat, treeless and bordered by industrial and undeveloped tracts on the west, and by undeveloped land on the east and south. At the northwest corner of this area is the Chicago Municipal Airport. Noise of low-flying planes is frequently a nuisance. Along Cicero Avenue and 63rd Street heavy traffic occurs. The east boundary of the area is the belt line steam railroad. Moderately heavy traffic, also along Marquette Road, the south boundary. Quite a few airplane mechanics reside here, and with the impending movement of air line headquarters to New York, some exodus of families is expected. Schools are about one mile from the area. Shopping facilities are rather poor. Taverns and very small neighborhood stores along 63rd Street. This area is about 50 per cent built up and there are very few small brick apartment buildings scattered throughout. Adverse influences, inadequate conveniences determine third grade area."
"C203","C","Flat and treeless. Subdivided into 30 foot lots. Heavy traffic on 63rd, 55th, and Cicero Avenue. Belt line railroad cuts the area from north to south near the west end. Between this railroad west to the airport is the least desirable portion of the area, being occupied by foreign element, some communists. Vandalism prevalent here. The area thins out to westward. Schools and churches convenient. Small shops along 63rd St. about one-half mile from the center of the area. Low-flying airplanes constitute a nuisance. Northward; frame dwellings becoming more numerous and lower prices prevail. In the south part of the area and south of 62rd St. are principally brick dwellings, newer, and running up to $8,000 in price. Probably as many as 100 of these were built since 1935. There is a coal yard extending north from 63rd St. along the belt line railroad. Some WPA streets without sidewalks north of 59th St. Poor and mixed construction, adverse influences, population, railroad, and airport indicate poor third grade area."
"C240","C","Located between Stony Island and Jeffrey, between 71st and 75th. Some new construction appears along Euclid, Constance, and Bennett, between 73rd and 75th, in the price category of $10,500-12,000. New singles are mainly on Bennet between 71st and 75th. West of Bennet to Stony Island, between 71st and 73rd, are 2's, 3's, and larger apartments. From Cregier to Stony Island, between 73rd and 75th, along the B&O Railroad (which is a dummy line) are located some industrial plants- somewhat detrimental to the adjacent territory. The trend of building in this area is toward the apartment class. Ground values are fairly steady. Approximately 80 per cent built up. Between 71st and 73rd, on Cornell and East End Avenue, are bungalows and 2-flats of a good class; on the west side of Euclid, between Stony Island is a wide boulevard street between 69th and 79th. between Jeffrey and East End, 73rd to 75th, homes are in the price category of $7,000-8,500. On Ridgeland Avenue, between 73rd and 74th, is a Swedish Club."
"C204","C","Flat and very few trees. Schools, churches, and shops convenient. Street car line along 63rd St. Small shops along 63rd St. Area affected by nuisnace of low-flying planes and also smoke and odor from industrial district to the southwest. Girls high school at north part of area. Pulaski Road, the eastern boundary, is the principal thorofare, with high-speed traffic, also street car line. The south part of this area is somewhat better than portions nort of 63rd Str., being well developed with very good quality of brick bungalows. South of Marquette Road is undeveloped land. North of 59th St. the area becomes quite sparse, but even here some new development is apparent, and more is expected. Generally speaking, the area tapers off undesirably, north of 61st St. and also to westward. Karlov Avenue is particularly good and between 66th and Marquette Road are brick bungalows in the $8,000-8,500 class. This area might almost be graded ""B"", but factory/airport influence and poor surroundings have been considered in grading it ""C+""."
"C221","C","Somewhat hilly and heavily wooded at the south portion. West of Archer Avenue is low but slightly rolling. Approximate to forest preserve: picnic center. Many roadhouses and picnic groves. No sidewalks in this area and no paved streets; no sewers. Deep wells and septic tanks. At 87th and Archer Ave. are some 40 to 50 year old houses. Taverns and picnic groves all along Archer Avenue. Some new construction in the wooded portion southeast of Archer Avenue. Best values along Vinewood and Cedar Aves. Poorest between Archer Ave. and the railroad. A few pig farms along railroad at the southwest extremity of the area. This area is about 5% improved and mortgage loans are very difficult here. Local B&L's and Argo State Bank made a few at 7 per cent. Lack of conveniences, foreign concentration, and adverse influence indicate poor third grade."
"C208","C","Flat and treeless. About 90% improved. Fairly substantial construction and maintenance. Three parochial schools and two public schools in area. High school convenient. Shopping facilities at 55th and California, also along 51st Street. Industrial area- car shops at west end. West of California 14 to 15 year old brick bungalows predominate. East of Californai are frame singles about 30 to 35 years old. South of 51st St. are principally older frame dwellings, and north of 51st St. are newer brick bungalows. The area is generally one-half mile distant from transportation. New Industry (Central Steel & Wire) has come in on the north side of 51st St. Street car lines running north and south on Kedzie Avenue. Area is bounded at the eaats and west by industrial territory. Age, and influence of industry, and poor location, have been considered in grading this ""C-""."
"C21","C","These two short streets have about forty small one family frame cottage type houses of mediocre design and appearance. The ground is about 50 per cent improved and additional building may help the section slightly, but the area was never better than a third class section and will probably continue to be such in the future."
"C210","C","Flat with very few trees. Schools convenient. Shops along 51st, and Ashland Ave; also scattered local stores, due to the fact that area was built up before restrictions were imposed. Street car lines along 51st St., Ashland Ave., Halsted, 65th St. and Damen Ave. Bus lines along Garfield Blvd. Sherman Park lies within this area affording recreational facilities. Two large catholic churches in the area, which are a stabilizing influence. Mixed architeture. Cheap frame two familys have not depreciated as much as the better brick dwellings. Best resident values are within a block of Garfield Ave. beginning west of Ashland Ave. and running four blocks westward. St. Basil's Catholic School is a good influence in this particular section. Two neighborhood B&L's have been very active here, and it is quite possible to secure up to 60 per cent of the appraisal, although some loans have been made at 6 per cent interest rates. Area is about 95 per cent built up. Garfield Blvd. is the ""gold coast"" of this area, with many brick apartment buildings and a fine planting of trees and park area in the middle of the street. Mixture and age indicate a rather poor third class."
"C212","C","Located between 45th and 47th, Drexel to IC Main Line. Larger units are located between 46th and 47th on Lake Park Avenue; also on Woodlawn, between 45th and 47th. Residences are mainly on Ellis and Greenwood, between 45th and 47th, with many stone block houses on Ellis the better class being on Greenwood and Woodlawn having more ground space between buildings. Transportation and school facilities adequate. Homes and buildings generally present a better upkeep than in the adjacent area to the north. Residential home ownership is high; although the future tends toward these large homes going into rooming houses. Area is fairly unifrom as to class of buildings, and is known as Kenwood district. North on Greenwood between 47th and 46th are many frames. Shakespeare School is at 46th and Greenwood. Between 45th and 46th, on the west side of Greenwood are mostly detached residences, while on the east side all are block houses. Mayor Kelly of Chicago, until six months ago, resided at 4821 Ellis. He recently deeded his home to the Bishop of Chicago. At 47th and Ellis is a Catholic church and school. A declining residential trend into romming houses is becoming more and more evident."
"C253","C","This area with the exception of a portion of it lying between 95th and 97th, closely parallels the Rock Island Suburban railroad tracks between 95th and 119th lying to the east of them. Between 97th and 99th, homes are mostly frame and stucco. Between 99th and 100th on Walden are a few stores, etc., and between 100th and 103rd is largely vacant. Between 103rd and 105th are a number of old frame and stucco homes. Between 105th and 107th, on the west side, is more or less vacant. Between 107th and 111th the area faces on the rear Longwood Drive frontage. Hale Street, south of 111th to Edmare, consists mostly of coal yards, and frmo Edmare to 115th on the west side are four apartment buildings, viz., 3 two's and 1 six. From 115th to 119th there are a few two-unit brick apartments and some 5-room bungalow type buildings about 20 years old. The whole area acts as a distinctive bumper, together with the Rock Island railroad bisecting it north and south, from the old and undesirable elements to the east. South of 95th to 97th, and west of Walden to Seeley, is a fairly good residential section of one-family homes; 6-9 rooms and 20-35 years of age. This particular (over) section is part of what was originally known as the Longwood district. The area has all improvements and pavements, good transportation, easy access to schools and parks. There are old frames on Walden Parkway near 103rd. On Longwood Drive north of 103rd are large old brick homes on the west side, frame being in the majority on the east side. North of 99th, frames predominte on both sides of Longwood. This is approximately where the original development occurred. South of 96th is a large field house, swimming pool, etc., under the control of the Chicago Park Board. South of 95th on Winchester are old frame and stucco singles. These extend for two blocks, where a better quality of home develops. South of 95th and Seeley is a large apartment building. North of 119th on Hale is a cheap brick bungalow area on narrow lots. All of these are built of the same design. Vacant lots average $20.00 per front foot. The street north of Edmare is unpaved and looks into the rear of Longwood Drive homes. There are some stuccos on the east side of Longwood and south of 111th. Between Hoyne and Lothair Avenues is a small triangular section of apartment houses and business. Walden Parkway is zoned for apartments."
"C218","C","There are some more large single units in this area than in the area directly to the south. It is also somewhat older. All assessments are in and paid for; there is excellent transportation, pavements, and all utilities. The area is spotted with a mixed class of single units. Three's and six's scattered throughout. It borders on the Midway to the north which is an asset as well as Jackson Park to the east. This is a small settlement by itself, close to the University of Chicago, and east of the Illinois Central, and it is a desirable place to live. The University of Chicago has definitely changed the whole picture of Woodlawn with so many students taking post graduate courses, many of them have to seek employment in the vicinity, and it is changing more and more into a rooming house area. Located So. of Midway- 63rd E. of tracks to Jackson Park."
"C219","C","This is predominantly a 2 & 3-flat district of 6 and 7 rooms, mostly of brick construction, and developing rapidly into rooming houses. There are quite a number of singles on University and on Minerva between 65th Street and 67th Street, of brick construction, 7 rooms, in an average price bracket of $5,000 to $5,500, mostly going into rooming houses. The two's three's and six'es are largely concentrated in that section between 63rd and 65th on Greenwood, Ellis, University, and Minerva Avenues. On Kimbark buildings are set back from the sidewalks, and this street has a higher percentage of owner-occupancy than the others in the area. The two best streets are Kimbark and Kenwood, and the latest development in building- hotels and apartment hotels- has been on Kenwood between 63rd and 66th Street. Approximately 12 years ago, when this building was going on and properties being assembled for the purpose, there were pieces of ground sold for $1,000 per front foot. This area is very convenient to the Illinois Central Suburban Line, the Elevated and Surface Lines, and close to Jackson Park on the east. The streets are all paved, all assessments are in and paid. Practically every church denominatino is represented here. They have a good public school. The area is restricted to whites. Oakwoods Cemetery lies to the south. Located So. of 63rd- 67th between Ellis and Dorchester (tracks)."
"C258","C","This is sometimes referred to as the Fernwood section. There are a few multi-family flats only. They have good schools, all utilities, transportation fair and a fine community park. It is an area where community spirit is high. They have their own improvement club, own celebrations, etc. it is one of the earliest settlements in Roseland, with very few vacant lots. Lots are 25 to 50 feet in width. Between 95th and 99th streets on the north is much vacant land. Loc. bet. 99th-104th St. Eggleston-Halsted."
"C22","C","This is a mediocre district of small housing adversely affected by its proximity to the railroad and the Chicago Drainage Canal on the south. The southeast corner is the least desirable as it now houses a number of negro families. These families, however, are being slowly eliminated and the properties are coming into somewhat stronger hands. A new school west of Prairie, between Lincoln and Colfax ridded the area of part of them, as the housing was condemned for this use. The ground is now about 95 per cent improved, primarily with five room cottage type frame dwellings. There are a few two and three family structures here and a couple better class apartments renting up to $20.00 a room. Trend of desirability, however, for the district is down at the present time, and it is doubtful that there will be enough replacement of older structures with apartments to reverse this trend."
"C220","C","This is another area predominating with six-flats and up. Due to its adjacency to Jackson Park, and its excellent transportation facilities, the area is always very popular as a rental one. They have good schools, both public and parochial, all utilities, pavements, etc. Between 65th and 67th on the side streets are located many single family units. Facing Jackson Park on teh east, are several large hotels and many apartments and business houses. The area presents a substantial appearance, but streets are narrow and the area congested. There is no definite trend building anywhere. The Illinois Central on the west of this area is not considered detrimental as most of the trains are electrified. Located So. of 63-67 E. of tracks (Dorchester) to Jackson."
"C223","C","Flat, treeless, about 20 per cent built up with small frame (two to four room) cottages. About 75 of these are built in the western portion. Maintenance is fair to good and the area is occupied almost entirely by home owners, who have come in here because of cheap land. Streets are of gravel or crushed stone, and there are no sidewalks, no piped water, no sewers, and no cellars in the area. A few inhabitants have wells, others have to carry water. Many of the cottages are equipped with septic tanks. Inhabitants are principally German and Italian. No building restrictions here, and financing is very difficult; probably available only through material houses or credit unions on five year basis at ""6 per cent plus."" Transportation is poor; schools and shops are distant. Harlem Avenue is the principal thorofare. Heavy traffic along here. The area is surrounded on the northwest and south by prairie land. Across Harlem Avenue to the east is even cheaper and poorer developed. Building lots in this area sell as low as $10.00. Slight activity in new construction, fair appearance and possible upward trend justify at least a poor third grade."
"C225","C","In this area were many foreclosures in 1935 and 1937. It is predominately an two and three-flat neigborhood. There is some vacant property west of Hoyne extending to the B&O Railroad, and between 78th and 79th, there is sparse development, with a few ""shirt-front"" bungalows and gas stations. To the north of the area is the Chicago Belt Line and Wabash Railroad; and to the west is the Pere Marquette, B&O, and Belt Line. To the south is 79th Street, a business thorofare. The area is stable; somewhat sparsely built, with good grade apartments and moderately priced bungalows. Located 75-79th, Damen- Hamilton."
"C227","C","Predominately a bungalow neighborhood, with a high degree of ownership. The industrial area to the north is somewhat detrimental, as is also lack of building restrictions. There has been some new construction during the past year of both singles and two's. All have been sold. The area is occupied by wage-earners of the better bracket, and values will be maintained for some time, remaining however in more or less of a static position. 79th Street, a business thorofare, runs along the southern boundary. However, the biggest detrimental feature it has is lack of building restrictions. Few, if any, homes are for rent. Pride of ownership is evident. 75-79- Loomis- Racine."
"C23","C","This is a convenient location sandwiched between two desirable areas and a concentration of negroes on the southwest. Most properties are of substantial age and the trend of desirability slowly down. Prices are well maintained, however, because of location as the area houses many sutdents going to Northwestern University. About 5 per cent of the structures are apartments renting for about $15.00 a room, with a couple better buildings on Ridge and Noyes renting up to $20.00 per room. Grade school facilities are shared in part with the negro population adjoining. Houses on Chicago, Orrington, and Sherman Aves. are largely the bigger units and many of them house the original owners. They are not attractive to new buyers, hoever, except as income producing property. Because of its proximity to the University, values should hold up fairly well, but as a residential community its further decline may be anticipated. Rents quoted in two family structures are for heated units."
"C231","C","Predominately a two-flat area, known as part of Chester Highlands, subdivided in 1912, but because of the Halsted Street influence on the east, sale prices are somewhat low and more difficult to move property. It is restricted to two-flats. The area is a desirable one for those who wish to live in flats, and will continue to be. It is close to main Vincennes thoroughfare and the Calumet High School, a very fine one to the west. 79-83 Green-Halsted."
"C233","C","Predominately a bungalow area of brick and frame; well built up, with alleys paved. It is expected a great deal of modernization will take place in the area. It is necessary, and has already started. This churning process will be on the increase. There are good shopping facilities, both on Loomis to the south, and Ashland Racine. That part of the area from Loomis west is the newer. Multiple units are quitee general between 83rd and 87th, Racine to Ashland, scattered with bungalows. The turnover in singles is good. The area is somewhat uniform as to residences, and feathers out to the east into a cheaper grade approaching Racine. The area east of Ashland, between 87th and 89th, is compose almost entirely of brick bungalows in the price category of $5,000-8,000. On Elizabeth Street, south of 83rd, brick bungalows predominate, except on the corners; on Ada, north of 87th, the brick bungalow area is of cheaper construction. At 84th, somewhat better. South of 83rd on Loomis are a few new residences, with a 16-apartment building at Laflin and 86th. At Elizabeth and 83rd are apartments. New construction has been limited during the past year; the area is likely to remain a static one for some time. Located 83-89 Ashland-Racine."
"C235","C","Predominately a bungalow area, with a few two's in the $7,500 bracket; no apartment buildings. Properties adjoining 87th, and feathering out to the railroad tracks to the east and west are older, of a cheaper construction, and less desirable. Few, if any, homes are available for rent. It, however, lies in a very poor part of the district; surrounded with railroads and industry, but for those who receive their sustenance from these sources, it is a desirable area in which to reside. There is much vacant property to the south and east; and also 100 per cent colored settlement south of 91st and east of Wentworth. The area is spotted, with some good brick homes interspersed with frame. On the west side of Eggleston, south of 87th, frames evidence pride of ownership. A new sewer system has been recently laid on 88th. Much rhubarb is grown here on vacant lots and parkways in the spring. Loc. 87-90 Halsted-Stewart."
"C236","C","Level, with some planting of trees along streets. Area thins out somewhat to the south. Large Catholic church and girls' high school-- adequate shops-- schools, and transportation also adequate. Values are better in the south end. North of 79th is older, and has seen very little new construction. Lack of high-speed transportation (1 mile to IC) is a disadvantage. About 90 per cent built up, and appears stationary as to trend. At 74th and Prairie aer a group of high-class homes on corners, $10,000-20,000. A thin scattering of very old frame singles mars the area. Good features are width of streets and unusual depth of lots 75th, 76th, and 79th are all boulevards with high-speed traffic. State Street, the western boundary, has many small shops along its entire length, also a surface car line. A few brick apartment buildings are in the area, located mostly on corners. Residential values are somewhat lower near State St. Very exceptional rent demand for singles throughout the area. Mixture and lack of high-speed transportation determine this a good third grade; otherwse is might qualify as a ""B"" area."
"C237","C","This is an old district and may be said to be declining due in large measure to the threat of colored encroachment into the area from the north. Very difficult to sell property in this area to outsiders, and nearly all sales are made to present residents. The area is flat with few trees and is about 95 per cent built up. Some industrial territory just east of the railroad embankment, which forms the northeast boundary of the area. Transportation is adequate, though the western portions of the area are somewhat remote from the IC. Churches, schools and shops are convenient. Grand Crossing Park at the southwest extremity affords recreational facilities. Many Irish and Swedes reside in this neighborhood. Architecture is very mixed in type and there are many 4-6-8-12-24 family structures, also many old frame residences. This is not a good mortgage lending area, but it is possible to obtain in some instances as high as 60 per cent of the appraisal on existing brick residences. B&L's will lend at 6 per cent interest- 3 per cent commission on the older frame dwellings; 5 per cent interest- 2 per cent commission on better properties. Mixture of population, and type of property, declining trend, infiltration threat indicate poor third grade."
"C238","C","Same as C-237 directly West"
"C245","C","Lying between 79th and 83rd, South Chicago Avenue to Colfax, this is a bungalow area; poor transportation, fair shopping facilities. On Merrill and Clyde, between 79th and 80th, are some 2-flat apartments. The 3's and up are located east of Yates between 79th and 82nd. Quite a number of the employees of the steel mills (to the east) and a better class of wage-earner reside here. 85 per cent built up, the trend will be towards remaining a bungalow area. Quite stable. A large, new athletic field is under construction between 82nd and 83rd, between Yates and Essex. They have good schools. The majority of the bungalows are in the area west of Yates; somewhat uniform in character, sprinkled with 2-flats. At 80th and Luelle is located the South Shore Hospital. On Bennet Avenue, between 81st and South Shore Ave. bungalows are of more modest construction, in the price category of $5,000-5,500. From Jeffrey west, the area is exlusively residential construction. On Colfax Avenue are some large apartments, 3's and over."
"C246","C","Area is flat and practically treeless. Sparsely developed in some portions and extends south of the railroad viaduct at 93rd St. Schools, churches and shops reasonably convenient. Very little mortgage competition here; only one institution seeking loans in this territory. Loans generally at 5 per cent interest, plus 2 per cent commission, and up to 70 per cent of appraisal value of existing property, if the property is desirable and in good condition. Tully Park about teh center of the area affords recreational facilities. Suburban bus line on South Park Ave; surface car line on 87th and 95th. IC suburban electric railroad one-half mile from center of the area. This area is about 90 per cent built up, and land values at present are somewhere around $28.00 a foot. A few scattered four flat buildings are erected on corner lots. These are generally 12 years old and priced around $13,000. Dwelling units rent from $50.00 to $55.00 with heat and are in good demand. South Park Ave., 87th, 95th St. and Cottage Grove are all boulevards with high speed traffic. Age, mixture, character of population indicates third grade."
"C247","C","Terrain is flat. In the north end of this area there are several three flats. This is the most desirable portion. There are many foreclosures throughout the area, and some 3 flats have sold as low as $9,500. Prices have stiffened in the past two years since many of the foreclosed properties have been sold off. In 1935 it was next to impossible to get an offer; all were for sale. However, generally, the mortgage plus taxes and interest amounted to more than the value of the buildings, and accordingly there were not many sold until foreclosure caused the redution in price. The area was built about the peak with easy money and liberal financing and small equities. This was speculative construction, and 3 flats originally sold from $25,000 to $26,000. The area becomes less desirable near the railroad, and the best portion on the other hand is along Blackstone, Dante, and Harper. Shops, schools, and churches are reasonably convenient, but poor transportation has hurt the area. About 50% improved at present. It is expected that further building will come in here, and the future may possibly be upward. B&L's lend 70 per cent of the appraisal at 5% interest and 2% commission. Insurance companies lend to 60% of the appraisal with 5% interest. It is not, however, considered very good lending territory. Industrial area across the railroad to the west does not have any particular effect on values in this area. Surface car lines on 87th and along Stony Island Ave. Rather poor demand, character of population and improvements indicate third grade."
"C271","C","This is known as Highlawn, located west of the Illinois Central Railroad and north of the IHB. This is an old part of the city, 40 per cent built up, 50-foot lots. Has all utilities and modern conveniences with good transportation. There is no demand for vacant lots. The business section of Riverdale is in Chicago, immediately to the north and east of Indiana Street. Another business district is in the village of Dolton on the east. Riverdale depends upon industry for the economic development. The city is making progress. Many of its employes work in the adjacent Acme Steel Company mills, and Hales and Mill Arcafia Mills, grain industries. City pop. 3,400 (est. 1940)"
"C248","C","This is a very narrow strip, bordered by undeveloped territory on the west. Terrain is flat and treeless and construction thins out considerably toward the south. Eighty-seventh St. surface car line is about the only transportation. Shopping facilities are poor. A large new vocational school is under construction just northeast of this aera, and may result in future development for the area. Grammar schools and high schools very convenient. Building lots in the area are generally 30' in width. Neighborhood B&L's will lend in here on a conservative 60 per cent appraisal, 6 per cent interest, and 3 per cent commission. Jeffrey Ave., the eastern boundary is a boulevard with high speed traffic. Fair appearance and possibilities of development, indicate third grade area."
"C249","C","This area has good transportation, all utilities, and paved streets. There are several flats and apartments in the area and especially on corners generally. West of Yates, the north part of this area is best in South Chicago. The S.E. Vocational School is at present under construction by the City and the PWH at a cost of $3,500,000. This building is located between 85th and 87th, and Chappel to Anthony Avenue-- 26 acres of ground. The trend of development is toward the northwest of this area. This school under construction will be an added benefit. Land values are $40 to $60 per ft. in the northwest, and $30 to $40 per ft. in that section south of the tracks. There is no demand for the apartment houses other than the one to four family. The area presents a good appearance. The two sections of the area are somewhat similar in type and character of development. The big majority of the new construction, however, is in the northwest section, north of the tracks. That section south of the tracks is developing more slowly, although there is a trend of development to the west of this section also. The foreign element which is mixed and comparatively small, is of a good substantial class. Loc. So. of 82-83, W. of Yates to tracks, and So. of 91 West of RR tracks to Jeffrey."
"C25","C","This is an area of larger houses on large lots, with practically no vacant ground to be developed, except that which would occur with the breaking up of some of the estates. This was done rather recently, but new houses failed to sell readily. The neighborhood has beautiful shade trees and most properties are very well kept, but the neighborhood is losing its appeal because of the size of the properties and their poor location. There is a very heavy traffic flow on both streets in this section, and proximity to the negro concentration in the area to the north adversely affects properties as far south as Church St. The area still houses most of the original owners, but as a residential neighborhood it is not attractive to the same class as originally occupied the territory. The neighborhood is declining in general desirability, and there appears to be no possibility of a reversal of this trend. Schools and shopping centers are convenient, but the south end is not particularly convenient to transportation."
"C250","C","Area consists of general run of medium priced suburban modest homes, with new ones interspersed throughout, and largely occupied by salaried men. Majority of homes are frame. No negroes and few foreign born. West of Cicero, south of 95th, there is considerable new building, mostly brick, with an average price of $6,500. Old part of town lies between Cicero and the Wabash RR, and is spotted with several new buildings. Town is somewhat similar to Evergreen Park, immediately to the east. The growth of Oak Lawn, however, has been more conservative. It was the first settlement of any consequence west of 95th, and has been developing steadily during the past few years. No sewers; roads are dirt and macadam. They have good grade and parochial school, their own water system, gas and electricity and fair bus transportation. Originally a Dutch settlement. There are many truck gardeners. Good class of inhabitant. Along 98th, west of Cicero, are some 12 new brick homes, 5-6 rooms, with an average price of $5,000. Area is quite spotted, and sales are not as good as they are in Evergreen Park. Est. 1940 Pop. 3,350."
"C251","C","This area in the south part of Evergreen Park is a small one with an inferior class of home, entirely frame, with vacant ground on both east and west. The area feathers out south from 99th Street to 103rd Street, where it joins a district known as Mount Greenwood. The Streets are dirt and macadam and transportation only fair. They have gas and electricity, and the area will grow slowly with a type of inhabitant which is satisfied to live in a section where homes are of an inferior grade and where they can supplement incomes by growing produce on large lots. Loc. So. of 99th-103rd between (illegible) & Speedway. Est. city 1940 pop. 3,200."
"C259","C","An area of buildings on 25-foot lots, which partly distinguishes if from C to the east. There is considerable room for more building, practically all occupied by home owners. A reported movement is now on foot to make a golf course and park out of the vacant property to the northwest, which would assist in retarding any infiltration from the colored race north of 96th street and act as a buffer. This platted ground to the north, mostly vacant, was a sub-division started in 1925 and never fully developed, due to this negro element to the north. Transportation is fair only, all utilities are in. It is a good brick bungalow area but 25-foot lots mitigate against it. To the north, which is more or less vacant ground, west of State to the CE&I railway and south to 97th (known as Lily Dale) are many colored families. North of 96th is colored. A state athletic field north of the area, a WPA project, is utilized almost entirely by the colored. Loc. bet. 99-103; Princeton- Eggleston Ave."
"C26","C","This is one of the old parts of Evanston and is now in a state of transition. Obsolescence is a very definite factor, and there is a definite trend toward usage of the larger homes as rooming houses. Schools, transportation and shopping facilities are excellent. In the first block north of Main St, on Maple and Elmwood there are some fairly desirable one family houses, but the bulk of the properties in the section are of mediocre appearance, and those backing up to the railroad are little better than fourth grade. There are a couple high class apartments in this neighborhood which were built just prior to 1929, but the bulk of the apartments compare in desirability to those in two and three family structures. Rentals quoted above in these latter buildings are for heated units. Trend of desirability is continually down and because there is so little vacant ground available, other sections of Evanston as favorably located will probably receive and new apartment construction occurring in Evanston."
"C260","C","This is an area with a high degree of home ownership, occupied partly by workers in the Acme Steel Company, International Harvester Company and Pullman Company. All utilities are in, transportation fair, good schools and pavements; a working-man's neighborhood; a frame-bungalow district. Wentworth Street, running north through the area, is zoned for business. Lots average 30 feet in width, $20.00 per front foot. There are no foreign-born nor negroes. To the north, which is more or less vacant ground, west of State to the CE&I railway and south to 97th (known as Lily Dale) are many colored families. North of 96th is colored. A state athletic field north of the area, a WPA project, is utilized almost entirely by the colored. Loc. bet. 99-103; State- Princeton."
"C261","C","This area, through which Michigan Avenue traverses north and south (and is considered favorable), is an old area with an average age of 30 years. It is all built up and has all utilities, good transportation, schools and pavements. It is comprised mostly of frame bungalows and two-family flats, especially that section lying between State and Michigan between 99th adn 103rd streets and will remain a good section for a long time, probably due to the desirability of being adjacent to the Michigan Avenue influence with its diversity of shopping and other attractions. However, in the more or less vacant ground to the northwest of State to the C&I railway and south of 95th to 97th street are colored people, which section is now known as Lily Dale. The Italians are principally on the east side of Michigan Avenue. Lots are 30 feet in width with an average price of $20.00 per front foot. 103rd street, a business thoroughfare, bi-sects the area. Loc. bet. 99th-109th bet. Indiana & State."
"C263","C","An area where, in 1927-1928, a sub-division was platted but sales of property were not successful. The future, however, looks somewhat better. It is in the Pullman Company industrial activity area and west of the Illinois Central railroad are the Burnside shops of the IC somewhat inactive at present. There are approximately 25 brick homes in this section of the small bungalow type and in the price category of $4,250-5,000, all home owners, occupied by a laboring class. The development was known as the South Shore Investment Company Sub-Division. Good transportation and all utilities. It is, however, mostly vacant. Loc. bet. 95-99- RR tracks (Dauphin St.) - Chauncey."
"C269","C","This area is sometimes referred to as the Gano district. Transportation is fair only, utilities and pavements are in, good schools; lots are 25 to 50 feet in width and average $20.00 per front foot. There is some vacant property to the west end of the area. Most of the inhabitants work in the International Harvester Company west of Halsted and in the Acme Steel Company south of the Little Calumet River. The future of the area is poor. From Halsted to Princeton, between 115th and 119th streets, the area is mixed of frame and brick bungalows, with some two-flats; and from Princeton to State, frame singles and two-flats predominate. There are some foreign-born in the area. 115th Street is a poor street. Between 119th to 120th street, from State to Normal, mixed frame and brick bungalows and two-flats are in the majority. In this area many are still on relief. It is sandwiched in between two neighborhoods that are undesirable. Loc. 115-121: State-Normal St. 115-117; Normal-Halsted."
"C27","C","This is a neighborhood of predominantly bungalows and one and one-half sotry residences about equally divided between brick, stucco, and frame construction. Although the section is considered to be ""holding its own"" at the present time, its mediocre appearance and isolation from shopping centers and inconvenience to elevated transportation precludes the area from other than a third class rating. A new school west of Ridge on Oakton St. may be considered a favorable influence. The two and three family structures have some quite desirable units in them, and rents quoted above in these strutures are for heated apartments. Its southwest location in Evanston is also considered a slight stigma."
"C270","C","Sometimes referred to as Stewart Ridge, this area was originally developed with high-class homes, but the cheaper type of building which developed later has lowered the value of the aera. Not restricted. Area is close to a business section on 120th St. Future, however, is poor. Many of these large, old homes are now being converted into 2-apartment buildings. Much vacant ground is south of the area; and also south of 120th to 123rd, between Wentworth and State. Wentworth is zoned for business. South of 121st to 123rd, between State and Normal, mixed frame bungalow predominate, with some 2-flats. Southwest of 127th, between Halsted and Eggleston, is a new subdivision with approximately 75 homes; an FHA development known as the Harmon subdivision; $6,500-8,500. These have been built for speculation and at first moved slowly, but are now reported as all sold. They are frame, well built, about 3 years old. Transportation is poor. School children, going to and from school, must go through ""D"" area to the north to West Pullman School through some open ground and foreign element section. West of Halsted, south of 127th, is vacant. Little Calumet Rivers lies to the south. Lots are 30-50 feet in width, averaging $25.00 per front foot. Located 121st-125th bet. Normal-State. Known as the East Side of South Chicago. This is an area where expansion will develop in that section coincident with a sustained upturn in industry in South Chicago. That section south of 108th to 114th, and from Avenue ""M"" to State Line, is a large sparselt settled sub-division owned by FJ Lewis, slowly growing. About 10 new apartment buildings of 3-6 units were built last year, but are unsold. Approximately 10 new brick homes, 5-6 rooms in the price bracket of $6,000-8,000 were also built for owners. All utilities and pavements are in. Transportation is good. There is very little speculative building anywhere in South Chicago. The apartment buildings are mostly located on Ewing Street. Rehabilitation or properties on the East and Southeast portions of the East side will pay. Located So. of 104 to 114 bet. S. Ave. & State Line."
"C273","C","A somewhat new area, buildings in age running from the present to 10 years, mostly frame with bricks interspersed throughout. Area has a high ratio of home ownership, with a predominant German and Irish population. No colored. Like all small towns, area is spotted. Trend is slowly up. There are no manufacturing industries; inhabitants commute into Chicaago and also work in industrial enterprises in Harvey, adjacent to the east. Utilities are in; sewers are now being completed. Good school and satisfactory transportation. During past year, approximately 12 single frame and brick homes have been constructed, $4,000-6,000; but are slow in selling. West of Crawford to Kostner, between 148th and 149th; and also 2 blocks east of Kostner, are some good singles priced between $4,000-6,000, built on lots 50 x 300 feet. This is where the best class of buildings are located. The town is about 20 miles south of Chicago Loop, and about 5 miles west of Harvey. Populatino 3,050 est. 1940."
"C274","C","An FHA development by the FJ Walsh Co., 134 N. La Salle, Chgo, who have built approximately 310 homes during the past three years; average selling price of $4,800; all built for owners. The development has had trouble with buyers, some of whom are reported to have pulled out at night, the main trouble being that many homes have been built on low land and very few have basements, having what is called ""utility rooms"" instead. Paint jobs on these homes have also been of an inferior grade. Today these homes are, however, all occupied, as it is not difficult to rent. Approximately 150 of these new homes are located in that area between 159th and 155th, between Central Park on the west and California on the east; which is the newer area. The first development was of 150 singles located between 159th and 167th, and Kedzie on the east to Central Park on the west. None of these homes had basements. The section east of Central Park is very sparsely settled. Poor sales demand. Price trend for the next years is uncertain, with a tendency downward. Area can quite properly be described as an unsatisfactory new development. Pop. 500 est. 1940."
"C275","C","Dolton has an estimated population of 3,150 in 1940. Situated about 18 miles south of the Chicago Loop, southeast of Riverdale, which it adjoins. This area, the best section of Dolton, is quite a piece removed from the village settlement. It is a comparatively new district, all buildings have been put up during the past ten years, fourteen of them last year. In all, there are about 45 new buildings. It is known as the SD Robertson sub-division. Transportation is good by the IC Suburban. They have all utilities, unpaved streets, good schools. The sub-division is a small one with a limited future, and the construction appears cheap. The buildings are frame, 4 to 6 rooms, in the average price bracket of $5,500, although a few run as high as $7,500. This area might well be attached to Riverdale instead of Dolton. It is placed in a ""C"" grade because of its limited probable expansion. There is no shopping center located here."
"C276","C","In this area about 5 per cent only of the multiple units are about 4-family flats. This area has all utilities, pavement, good grade and Roman Catholic School, as well as a splendid memorial park. The large apartments are on Forsythe, Ingram, and Wentworth Streets. This area, while old, is quite a desirable place to live, due to its proximity to the business section of hammond Indiana, where practically all the retail shopping of Calumet City is done, partly ascribed to the fact that there is no sales tax in Indiana. Almost all assessments are now matured in this area. To the north the area adjoings an undesirable neighborhood and the second oldest part of the city, with many saloons along State Street, and on the south adjoins the oldest area, and in time the elements in the north and on the south of this area will submerge it. Est. 1940 city pop. 12,800."
"C277","C","This is a more modern area with up-to-date homes, substantially of a better grade than the ""C"" area to the north. There has been much rehabilitation of homes by the inclusion of air conditioning and gas heating. There is much vacant property, particularly west of Freeland Street. Vacant property values are $30.00 to $40.00 per front foot. About 20 per cent of the assessments are unpaid. They have good transportation, all improvements, it is handy to schools, and the trend of growth is to this area and further south. In the southeast is a forest preserve, and in Calumet language from 157th Street south is referred to as the ""silk Stocking"" district. (Note: In Calumet City practically all property lying west of Green Bay Avenue is awaiting the untangling of special assessments and this huge area is not expected to grow for some time.) South of 157th Street, extending to Elizabeth and west of State Line Street for half a block is a narrow strip where homes are not as uniform as in the balance of the area. Est. city pop. 12,800 in 1940."
"C28","C","This section is similar in most respects to the area adjoining on the north, except that most properties are smaller and at the south end this area has considerable vacant ground. One family houses at the south end are very poor and the least desirable of any. Because this neighborhood is steadily declining, it is one of the few places in Evanston where prices are slightly weak on one family structures. There are some fairly desirable apartment units in this area, as well as some good three family buildings. Rentals in multiple units are noticeably better than in the old one family houses as indicated above. Rents quoted in these latter structures are for heated units."
"C29","C","This small section along South Boulevard and the lower end of Chicago Ave. has a preponderance of mediocre and dilapidated housing. The section is zoned for apartment buildings, and most properties in this area are valued primarily for the usage of the ground for this purpose. The south side of South Blvd. backs up to a cemetery and the area is also adversely affected by the heavy traffic flow along South Blvd and Chicago Ave., the latter being primarily a commercial street. There is an elevated stop at South Blvd, which provides very convenient transportatino, and shopping centers are available on Main St. Schools are inconvenient and somewhat distant. The future of this small section is doubtful, as there is small likelihood of apartments or apartment house development in the near future, and the present structures are rapidly becoming less desirable. The neighborhood is rated third class because of its down trend and penalized still further because of adverse influences noted above."
"C3","C","This is a very mixed section of heterogeneous appearance and considerable obsolescence. Ground is slightly rolling, 85 per cent improved, and the least desirable in Lake Forest. The few negro families are concentrated at the north end on Spruce Street, and east of Washington Road, south of Illinois Road at the south end. These families have been here for some time and are not spreading. The lower priced structures are principally small frame cottages, more or less concentrated near the railroad tracks at the north end."
"C36","C","This is a sparsely settled neighborhood of mixed housing, many of which are garage type. The addition of WPA streets, sewers, and water in 1938 has favorably affected the section and it is reasonable to assume that with continued development the area may show some improvement, although there has been only a minimum construction in the past year. Many of the original buildings were cheaply built and the neighborhood is unattractive in its present development. Transportation, shopping and amusement centers are inconvenient. The general appearance of the neighborhood is certainly no better than third class, but this trend could probably be reversed."
"C33","C","This section has some of the oldest hosues in Park Ridge. The ground now is 90 per cent improved with the bulk of the vacant ground in the western portion. Trend of desirability is very slowly down and is primarily predicated on its age and the obsolescencce of some of the older units. The neighborhood is very convenient to schools, shopping centers, and transportation, and is, therefore, in good demand. A number of houses are built on small lots and some comparatively close to the sidewalk; this is particularly true in the western end. There has been some remodeling of older structures and there is some indication of pride of ownership. The neighborhood is graded third class becaues of its age and mixed characte, but given a plus rating because of its convenient location and because of a rather steady demand for properties. Garden St., at the northwest corner, has been built up in the past three years with new, modern, 6 room houses valued at approximately $7,000."
"C34","C","This is a neighborhood of modest houses favorably affected by being in line of growth of Chicago and more particularly because of the Norwood location. Distance to schools, transportation, and shopping centers are unfavorable factors as is its proximity to the cemetery on the north. The section is graded ""C+"" because of its comparative newness, but penalized somewhat because of other factors noted above. Rents quoted on two-family houses are for unheated apartments."
"C35","C","This is a small neighborhood of mediocre houses adversely located with the cemetery on the north and inconvenient to good transportation and shopping facilities. Many of the two-family units recorded above are converted single-family houses, the second floor turned into three and four-room apartments. The general appearance of the properties are third-class, but the section may be considered favorably affected by its location in the line of the city's growth to the northwest. Rents quoted in two family houses are for unheated units."
"C38","C","This is the old Norwood Park Section which is very well laid out and has beautiful trees and most properties are well shrubbed. Buildings are of substantial age, however, and style obsolescence is a very definite factor. Properties are so well held, however, it is difficult to say that the section is declining in its present occupancy. Lots in the main are exceptionally deep, running up to 200 and 300 ft., and are held at $60.00 per front foot, although there is no activity at this price. Considerable reconditioning has been going on and most buildings are very well kept. The area is convenient to good transportation, shpoping, and amusement centers. In spite of the fact that only a minimum of ground is actually occupied by housing, the vacant space is not suitable for further development and the ground now is in its best occupancy. The neighborhood is graded ""C"" because of its substantial age and somewhat obsolete architecture, but rated well because of its favorable reputation and class of occupants."
"C39","C","This is a mediocre appearing neighborhood with some scattered better units north of Peterson Avenue. Area is a typical workingman's section of modest houses many of which are so-called ""camel back"" or barn type roof units built with the thought of adding additional rooms on the second floor. Demand for this type of property is only fair and rents comparatively low. Future of the neighborhood is one of slow decline, although in its price range demand may be expected to continue and the area retain reasonable desirability to that income group between $1,500-1,800. Neighborhood is graded ""C"" because of appearance and reputation. Rents quoted in two-family houses are for unheated units."
"C4","C","This is a very mediocre residential community of small frame houses on small lots. The general reputation of the town is not good and the section will never attract other than lower income groups. Properties are in fair to poor conditions and houses primarily a laboring class and WPA workers. The ground is quite high and about 80 per cent built. The two family units are primarily converted one family structures, and are rented in most cases as unheated units at rentals between $25.00 and $35.00 a month. Schools, shopping centers, and transportation are all most convenient. The town has no future and its down trend may be expected at a rather steady rate."
"C40","C","This is a steadily developing section with the new constructino little better than jerry-built houses. About 50 per cent of the ground is vacant and its continued development may be anticipated. The western end of the section is somewhat poorer, but the appearance of the entire neighborhood is no better than third class, although it is reasonable to assume that the additional construction may favorably affect the future of the area."
"C41","C","This sparsely settled aera outside Chicago city limits is an unincorportated territory, has no fire or police protectino, and is without sewers. Lots average only 30 feet in spite of suburban location and general appearance of improvements is mediocre. Demand is good because of low rentals, but location is not favorable for better class development. Transportation is inconvenient. Section is graded ""C"" because of poor location and lack of protectino and rated minus because of mediocre housing. Taxes are considerably lower than on Chicago properties."
"C42","C","This is primarily a small bungalow neighborhood, housing in the main, lower middle class population. Most of the brick bungalows are stereotyped in appearance and the frame units of heterogeneous appearance. The bulk of the Polish population is cnocentrated north of Gunnison Avenue, but the southern end is also adversely affected by the proximity of a state insane asylum near Irving Park Boulevard and Narragansett. Transportation facilities run only east and west and shopping and amusement centers are somewhat inconvenient. Rents quoted above on two family structures are for unheated units. Trend of desirability is down at a most rapid rate than other ""C"" areas surrounding it on the east and south, and the neighborhood is therefore rated ""C-"" to indicate it as being a less desirable ""C"" area than the others. About 25 per cent of the ground is still vacant, but it is doubtful that any volume of additional building will come into this area. Several streets have recently been improved by WPA."
"C43","C","This is a modest section experiencing slow decline and attracting, at the present time, a slow infiltration of Polish. Brick bungalows are very much stereotyped but in greater demand than frame units, which are of quite heterogeneous appearance. There is still 15 to 20 per cent of vacant ground available but new construction is slow in occurring and, as in most of the other parts of this vicinity, is speculative building. Transportation is adequate and fairly convenient, but the souther portion of this area is rather distant from shopping and amusement centers. Rents quotes above in two family structures are for unheated units, but there is a fair number of such buildings where heat is furnished; rents on these latter buildings range from $40.00-50.00 per month. Sales demand on frame two family structures is around $6,000, whereas on brick two family units, which in most cases are newer and better, demand ranges up to $8,000. There is a number of cheap cottages valued as low as $1,500."
"C44","C","This is one of the least desirable sections in Northwest Chicago, being unfavorably affected by its proximity to the railroad, industry and the third-class business section along Milwaukee Avenue. Rents quoted above on two-family structures are for heated units, but there are a number of stove-heated flats which can be rented, in some cases, as low as $20.00. These, of course, are old, frame, obsolete buildings ranging up to fifty years in age. Along Grover Street, the buildings are particularly poor. The future of this sectino appears to be one of continuing fairly rapid decline, with no possibility of reversal of the trend and a continuing influx of lower income groups. In the northern end of this section are to be found many so-called ""Camel-back"" two-family buildings which, when originally built, were planned as one-family structures with space arranged for addition of upstairs rooms. Transportation via the Northwestern Railroad is very good. The neighborhood is also convenient, to all surface lines."
"C70","C","This small area of multiple dwellings is poorly located between Clark Street and the railroad. Children must cross heavily traveled traffic arteries to schools. Transportation is slow except by Elevated which is inconvenient. There is considerable vacant ground which will probably be developed with similar class of buildings. Arthur Avenue has mostly stucco bungalows and is not quite as desirable as balance of area. Area is rated ""C+"" because of structures."
"C45","C","This is a slowly declining neighborhood of modest housing attractive to moderate-income group. Convenience to the forest preserve is a favorable influence and the section has fairly good transportation on Milwaukee and Elston Avenues. Most properties are built on 25-30 foot lots and the general appearance of the section is typical of a third-class neighborhood. About 80 per cent of the ground is improved, and the best part of this section is east of the railroad, which cuts through at the intersection of Elston and LeClaire Avenue. Rents quotes above are for unheated units."
"C47","C","This is a fair neighborhood which in many ways may qualify for a ""B"" rating, but general appearance precludes such a grade; therefore, the section is given a ""C plus"" grade. Transportation is favorable on Pulaski Road, Lawrence Avenue and Elston Avenue, with shopping centers fairly convenient and schools adequate. Proximity of Forest Preserve ont he north is favorable. The preponderance of similar-age bungalows gives the territory a fair degree of uniformity. The bulk of the two-family units are centered in the first blocks north of Lawrence and in the first block north of Elston. Rents quoted on two-family buildings are for unheated units, but a part of these structures* and, as such, rent from $42.50 to $50.00. * aer heated quarters"
"C48","C","This is a good ""C"" area, similar in most respects to the area west of Austin and south of Byron. Proximity to Portage Park may be considered favorable and the section has adequate transportation. It is also convenient to shopping and amusement centers. Rents quoted above on two-family structures are for unheated units, but there is a considerable number of two-family buildings which are rented heated and in which heated units range from $45.00-52.50 per month. This neighborhood may be said to be ""holding its own"" at the present time but it does not qualify as a ""B"" are in general appearance and it is felt that the down trend will develop during the coming years for the section has passed its peak."
"C83","C","About 10 per cent of structures in this section are one-family brick units with an average age of 40 years, in the price bracket of $12,000 to $18,000 and renting for $7.00 to $9.00 per room per month. The bulk of the buildings in this section are 6-family units renting for $10.00 to $12.00 per room. The trend of converting 6-family units into furnished apartments and rooms threatens to overtake this area during the next few years. In addition to the three-family units on wihch prices are quoted above, there is a fair number of 35-year-old three-family buildings valued at $8,500 to $10,000. The balance of the buildings are larger apartments some of which are corridor type with some scattered apartment hotels. The one-family units are concentrated on Castlewood Terrace and furnished rooms are available in many of these. Because of the location of this section it is possible its present down trend could be reversed."
"C5","C","This is a mediocre to fair district of heterogeneous character, the area west of the railroad being the poorest part of Highland Park. Proximity to Highwood at the north and is adverse to adjoining blocks, although trend of desirability is down throughout the entire sectino. The ground is about 70 per cent built, but little future development may be expected. Graded third class because of age and appearance."
"C50","C","This area has perhaps more large two-story residential units than any other section west of Pulaski Road. These buildings are noticeably obsolete and difficult to sell in the present market. There are a few large apartments near Irving Park Boulevard whose competitive rents range from $8.00 to $10.00 a room. Rents on two-family units quoted above are for unheated units but there are a considerable number of these buildings which are rented as heated flats, which rents vary from $42.50 to $50.00. Foreign population is primarily centered at the southern end of the district. The territory is well located, however, and is very well serviced throughout by convenient transportation. Surface lines make connection with the elevated to downtown Chicago. The area has been declining in general desirability over a period of years and may be expected to continue, with virtually no possibility of reversal of this trend. Excellent commuter train transportation is available through the center of the section."
"C51","C","This is an old, mixed area of mediocre properties, many of which are obsolete and in only fair condition. Location is convenient to transportation, shopping and amusement centers, but the trend of desirability is steadily won. Rents quoted above are for heated units."
"C53","C","This is a rather mixed area of bungalows and two-family units very generally interspersed throughout the entire neighborhood. There is a fair number of substantial bungalows which compare favorably with the section directly west, but the rental demand is somewhat lower than in the neighboring area and most properties are three to five years older. Two family units are primarily rented unheated, and it is those rentals that are quoted above. On two family buildings rented as heated units, rentals range from $42.50 to $47.50. The neighborhood has convenient transportation, schools, and shopping centers, and is a fairly desirable residential neighborhood; although it is felt from a point of general desirability, to be slowly declining and this trend may be expected to continue during the coming years. The area is about 90 per cent built and some speculative building is occurring on those scattered lots which, in most cases, are 25 and 30 foot size, as are the bulk of the lots in the territory. An active neighborhood business section is located at Central and Belmont Aves."
"C54","C","This neighborhood has a semi-commercial character and considerable small business is scattered throughout the territory with some concentration along the railroad tracks. General appearance of properties is mediocre and trend of desirability is perhaps more markedly downward here than in the territory to the west or to the north. Many properties are of substantial age and obsolescence is a very noticeable factor, particularly in some of the large two-story, one-family dwellings. Rents quoted above on two-family buildingsa are for unheated units. In some two-family buildings, however, units are rented heated and those rentals vary from $42.50 to $50.00. The area is given a low ""C"" rating because of mixture of commercial properties with residential units."
"C55","C","Although properties in this section are of substantial appearance and command good rentals, the general trend of the neighborhood is definitely downward because of the marked infiltration of Jewish. This so-called Albany Park section has been Jewish, however, for a period of about ten to fifteen years, but the better families during the past three to five years have been moving into the Rogers Park section, and Albany Park is feeling the infiltration of somewhat lower class Jewish families from Southwest Chicago. There is a sizeable overhang in the area, and a slight tendency on the part of institutions to dump properties, although no wholesale instance of this has occurred as yet. Lawrence and Kedzie are the main shopping streets, but many of the stores are typical fish markets and shoe-string business operations. One reason for the good rentals obtainable is because of excellent elevated transportation ending at Lawrence and Kimball. The higher-priced rentals quoted above in most cases have one and one-half baths. The experience of many institutions in the area is that tenants move very often and considerable reconditioning must be done at least one a year. The grading of the area is penalized because of the class of occupancy, and a very marked downward trend."
"C56","C","This is a mediocre neighborhood of old frame houses with a few scattered brick two-family units some of which have stone fronts. The general appearance of the neighborhood is certainly third class, and many of the buildings are in a poor and dilapidated condition. The area is somewhat incovenient to elevated transportation, although surface lines do make direct connections with the service to downtown Chicago. Lincoln Avenue and Western Avenue carry very heavy transportation and school children must cross either one or both highways enroute to school. The down trend of the neighborhood is very marked and it is very doubtful that the section will continue to attract other than lower class occupants during the coming years."
"C57","C","Albany Park"
"C58","C","This is a slowly declining neighborhood of mixed development in demand because of good transportation. Obsolescence is a noticeable factor particularly in one-family homes. Section is fairly clean, however, and attractive to moderate income group. Area is graded ""C"" because of appearance and mixed development but rated well because of demand."
"C59","C","This is an old Bohemian section, about 75 per cent one-family houses and the balance two-family units. Properties are fairly well maintained, but a large percentage of the frame houses in the area obsolete, and the area is attractive to only the same class of occupant as is in the area at the present time. Scattered throughout the section are some two-family units which command very satisfactory rentals. The downward trend in this area has certainly been going on over a period of 15 years, but the section has reached a level where its future will be a gradual decline."
"C6","C","This is the oldest part of Highland Park and as such has some properties as old as 75 years. Most properties show some degree of obsolescence, and several have been converted into two family units altho they are not legitimately supposed to exist anywhere in the village. Rental demand is particularly good because of the central location. It is convenient to schools, shopping centers and transportation, but the trend of desirability is very definitely downward and is reflected in present sales demand, which is as poor as it is anywhere in Highland Park. The ground is 100 per cent improved, and has beautiful, large shade trees on all streets. The neighborhood is graded third class beause of the obsolescence factor, and down trend noted above."
"C60","C","This is an old German neighborhood of small houses and cottages built mostly on 25 ft. lots. Properties are fairly well maintained and section gives the appearance of considerable pride of ownership in spite of continuing style obsolescence. The area has reached the stage where the down trend has leveled off and its future appears to be a modest ""C"" neighborhood in good demand becasue of its price range and rentals."
"C61","C","N/A"
"C62","C","Although the area is quite old, some attempt is being made to maintain properties. In spite of the fact that the population is comparatively poor, they are of that foreign extraction which makes a definite attempt to keep properties in relatively good condition. Obsolescence is a very definite factor, many of the two-family houses having steps leading up from the street. The general character of the section compares with that surrounding it on the northwest, but the latter is in somewhat better condition and in greater demand."
"C63","C","N/A"
"C64","C","This is probably the poorest residential neighborhood in Rogers Park, although the location has very good transportation, excellend shopping facilities on Howard Street, is convenient to Lake Michigan, and relatively free from heavy traffic. The streets, however, are very narrow, the buildings very close to one another causing heavy congestion. About 70 per cent of the structures are apartments renting for $10 to $11 per room. There is a lower class infiltration of Jewish from Albany Park, and a continued down trend may be anticipated. The few one-family units are concentrated on Juneway Terrace and Jonquil Terrace, the first block west of Sheridan Road. Prices on one-family units during the past two years have broken sharply and are now below the 1935 level with continued weakness in the next 6 to 12 month indicated. it is somewhat doubtful that these properties will be razed for apartment-house locations. About 10 per cent of the structures are two-family units valued at $8,000 to $11,000, renting from $50-65."
"C71","C","This is primarily an apartment house area with good class buildings. The area is experiencing a Jewish infiltration in the first block south of Devon, and with this continued infiltration a slow down trend is anticipated, although at the present time prices have not been affected. It is generally felt, however, that with continued infiltration, prices quoted above will begin to slip. The frontages on Devon are all small business, but should be rated only about third grade for they serve only the local community and do not draw from a very wide area. The future of the area appears a little uncertain, but because of the improvements and the appearance of the neighborhood, it is rated a good ""C"" neighborhood."
"C65","C","This is a badly cut-up area with old frame and stucco houses and old-shaped lots. It is a section which has considerably local commerce. Transportation and shopping facilities are excellent. The cross traffic of the elevated and automobile traffic on Rogers avenue adversely affects the entire appearance of the neighborhood, and its continued down trend may certainly be anticipated. The experienceof institutions in the neighborhood have been reconditioning costs are almost never regained. Prices on one-family houses have fallen below the 1935 and 1937 market and a further decline is expected in the next 6 to 12 months. Prices on two and three-family units, however, have remained unchanged during the past four years, but these likewise are expected to decline. About 40 per cent of the structures in the neighborhood are large apartments renting for $10 per room. Although the character of this section is somewhat better than the area directly to the North, it is most doubtful that any reversal of the present down trend can be expected. About 10 per cent of the structures are three-family units valued $9,500 to $10,500; renting $50-60; prices on these units are weak."
"C66","C","This is the best part of Central Rogers Park. It is a very well regarded area and values have been well stabilized. Many of the houses have large grounds and when the time comes where it is prudent to use the land for apartments house buildings, this is probably the most logical place for this type of building to occur in Rogers Park. There are only a minimum of Jews in the section primarily because the improvements are largely one-family units. Transportation is good and shopping facilities are adequate. Pride of ownership is evident in the neighborhood and most properties are well shrubbed, and the streets well shaded. The section is penalized because of age of improvements and the limited sales demand. In its present occupancy the down trend will probably be very slow."
"C67","C","This is a slowly declining neighborhood of substantial age pocketed between Clark Street and Rige Avenue. Properties along Ravenswood are particularly poor due in part to proximity of railroad tracks. The neighborhood is completely built and appears to have little future, although the portion west of Ridge Avenue may be considered somewhat more favorably. Obsolescence is a noticeable factor and many buildings need paint and minor repairs. About 10 per cent of the structures are three-family units valued up to $11,500, renting $45-60."
"C69","C","This Lake Shore frontage on Sheridan Road section was at one time one of the most desirable residential sections in Rogers Park. Many fine old residences are located along Sheridan Road, but there is a very definite trend toward the conversion of their use to commercial enterprises such as beauty shops, local sanitoriums and a few high-class roomng houses. Demand is very limited for properties due in part to heavy tax assessments. There have been very few sales of any nature. The bulk of the residences along this street live in hotels and furnished apartments."
"C80","C","About 10 per cent of the buildings are three family structures about 30 to 35 years old and valued from $8,500 to $12,000 renting from $8.50 to $12.00 a room. This is a neighborhood of primarily old one-family houses which are well set back from the street and give the neighborhood a somewhat better appearance than other ""C"" areas in adjoining neighborhoods. Obsolescence is a very definite factor, however, but demand for properties continues, and the section has been further helped by the concentration of a new high school near Winnemac Park. Transportation is supplemented by steam railroad connections at Wilson and Foster Avenues. An FHA financed apartment house building was erected on Wolcott, formerly called Lincoln, during the past year. Although available for the October 1 leasing season, this building has considerably vacancy and it is generally agreed that the rents are too high for the neighborhood. The area is graded ""C"" because of the obsolescence factor, but rated well because of a stable population and good demand for properties in the neighborhood."
"C7","C","This is a well located neighborhood of older houses slowly declining in desirability, although in good rental demand because of convenience to schools, transportation, and shopping centers. Properties on McDaniels Ave. are in principally small frame cottage type units, whereas the better structures adjoin the second grade area on the south. The ground in 90 per cent built up and slopes downward west of Green Bay Road. Graded third class because of age, but rated plus because of favorable location and demand."
"C73","C","This is a small area only about 10 to 15 per cent built up at the present time. Improvements, however, are old frame one-family units of mediocre appearance and design. On the basis of properties already here, the section is graded ""C"" but because of the possibility of this location, due to the vacant ground, it is reasonable to assume that should any volume of building occur in this neighborhood, this is one of the most logical places for the buildings to be erected, for the ground lies well, has all utilities, is convenient to good transportation, shopping and amusement centers."
"C74","C","This is a well located neighborhood of substantial age, experiencing a slow decline. Properties are fairly well kept and the general reputation of the section is reasonably good, although it has been penalized because of the obsolescence factor. Properties in the main are well set back. The area is not at all congested. There is a fair number of 3-family units valued from $7,000 to $11,500."
"C75","C","About 15 per cent of the structures are one-family units of 5-7 rooms, frame construction, valued from $4,000 to $6,000, rented $6.00 to $8.00 per room. There is also a number of large apartments. This is predominantly a two and three-fmaily section and many of these buildings have stone fronts. Properties between Glenwood and Clark Street, between Foster and Bryn Mawr are slightly better than the balance of the area, but the entire section is experiencing a slow down trend. Most of the one-family houses are old frame units in only fair conditino, and the general appearance of the neighborhood is not attractive to better class occupants. Although most of the one-family houses are on narrow lots, sales demand continues at a fairly high rate, particularly on the less expensive units."
"C82","C","Approximately 10 per cent of the structures in the area are two-family brick homes in fair condition selling in the price bracket of $5,500 to $8,500. This heterogeneous mixture of all types of property has been in a state of flux for many years, and is now almost entirely a rooming house area. Virtually all of the six-family houses are operated as furnished houses at present and are currently priced between $12,000 and $16,000. There are a few three-family units valued at $10,000 to $12,500 which are newer than units classified above. The area houses a transient class of tenant and has a poor reputation. Location convenient to transportation, shopping and amusement centers maintains high occupancy in small units. The down trend will probably continue as conversion of buildings to rooming occupancy adds too the congestion. Negroes are concentrated between Wilson and Leland Avenues on Winthrop St. as it curves around and meets Kenmore Avenue."
"C84","C","About 15% of the structures are brick two family buildings valued from $7,000 to $9,000 and renting for $9.00 to $12.00 a room. This is predominantly an area of larger buildings, many of which were built in the early 1920's. The area at the present time is in a state of transition with the bulk of the six-family buildings being slowly converted into rooming houses. There is virtually no demand for the fine old single homes in the area, and the better class families are moving out of the district. Dover Street, north of Wilson, is probably the best part of the area, but the entire section is experiencing a downward trend and is attracting a somewhat lower class tenant than that which previously occupied the area. Properties on Clifton and Racine Avenues are particularly poor and largely occupied by persons of questionable reputation. Wilson Avenue just west of the Elevated, is a fairly good local business street. The future of the area appears to be similar to that of the section directly east, although it has not deteriorated as far at this time."
"C85","C","Approximately 25 per cent of the structures in this area are one-family frames with an average of 35 years selling in the price bracket of $3,000 to $5,000 and renting for $25 to $35 per month. This slowly declining neighborhood is fairly clean with some indicatino of pride of ownership. Buildings of all types are spread throughout the section with some large apartments on the corners. The poorer part of this area is west of Lincoln Avenue between Irving Park Boulevard and Berteau. Demand for these inexpensive units has held up fairly well, but because of the age of the buildings and heterogeneous mixture the area can be rated no better than ""C""."
"C86","C","This area of fine old homes is surrounded by a poor rooming-house area. Although isolated, the section is fairly attractive to persons who want an in-town address for business reasons. Sales demand is poor and prices dependent on amount of ground. This is a convenient location with good transportation, etc. Neighborhood is graded ""C"" because of style obsolescence and unwanted size of buildings. in spite of the poor sales demand prices remain firm because properties are being held for anticipated use of ground for multi-family use. East of Clarendon on Hutchinson and Junior Terrace are located only four old houses, but this vacant ground has good possibilities for development with either walk-up apartments or one-family houses selling about $15,000."
"C87","C","Approximately 10 per cent of the structures in this area are 3-family brick homes with an average age of 25 years in the price range of $7,000 to $9,500, and renting for $37.50 to $50.00. This is a mixed neighborhood of substantial age with buildings in only fair condition. General appearance of the section is mediocre, but becaues of location demand for properties is fairly good. The frame 3-family units are between $5,000-6,000 with rents similar to those in frame 2-family units; heat is not provided in frame units. Many single family houses have basement and attic apartments. Properties south of Roscoe are somewhat poorer than those to the north. Units in frame multiple buildings are very generally rented unheated, whereas rents in brick multiples are quoted as heated units."
"C88","C","About 10 per cent of the structures in this area are 3-family brick, with an average age of 30-35 years, priced from $7,000 to $9,000, and renting for $40 to $45. This old nieghborhood, convenient to good transportation, shopping facilities and downtown Chicago, is now feeling a slow influx of lower class occupancy from areas nearer the center of town. Smaller apartment buildings are being converted to rooming house use and many other houses are also used for like purpose. Building are on narrow lots and generally built close to sidewalk. General appearance of houses is mediocre and a continuing down trend in point of desirability may be anticipated."
"C89","C","About 10 per cent of the structures in this area are 3-family brick, average age 30 years, selling in the price bracket of $6,500-$8,500, and renting for $10.50 to $12.50 per room per month. A heterogeneous area changing in character to rooming house occupancy. General appearance of the neighborhood is fair, but transient population and congestion are not conducive to good class occupancy. The bulk of the buildings are six-family units with many larger units scattered throughout. Proximity to Lincoln Park and Lake Michigan are favorable factors and the area is convenient to good transportation, shopping facilities, and social centers. There are a few better 3-family units valued up to $20,000."
"C9","C","This central section of Northbrook has a preponderance of old frame structures, although the western extremity of the village is being built up with fairly good units. Ground now is about 40 per cent built, is flat and has few trees. Schools, transportation and shopping is convenient. A few better houses are valued up to $10,000 but the bulk of the houses in this district near Walters Avenue are prices from $4,000-5,000. Rentals have not been advanced during recent years, but vacancy has been decreased. Shermer Avenue is the main business street. Graded third class because of age and appearance of most structures."
"C90","C","The terrain is flat with few trees in the residential developed portions, altho there are wooded sections along the Des Plaines River at the eastern extremity. Irving Park Blvd. running east and west is the principal thorofare, but it is not very heavily traveled. The Soo Line railroad cuts the village from north to south and the yards and shops of this road lie just north of the residential development and afford employment to a considerable part of the population. A large cemetery is at the southwest corner of the town, which however does not appear to be regarded as an adverse influence by the type of residents living in Schiller Park. The best quality of constructino in the village is found directly opposite the cemetery on Irving Park Blvd., where there are a few modern brick bungalows in good condition. The balance of the residential area is indicative of rather poor maintenance, and not mcuh pride of ownership. There are few sidewalks and not many paved streets aside form the one or two principal highways. Just outside the village limits at the west on Irving Park Blvd. two new houses have been built in what promises to be a very pooor development; no paved streets, no sidewalks, entirely treeless and rather bizarre type of (over) architecture. There is a grammar school in the village, but no high school, and shopping facilities are poor. Lack of transportation facilities would repel any influx of population from outside who did not find employment in the nearby railroad shops or yards. Schiller Park is, in short, a railroad town and the inhabitants are nearly all wage earners in the low brackets. Low grade population, poor development, and appearance, indicate a third class."
"C98","C","This neighborhood built up around the Montclare station on the Chicago Milwaukee Railroad, and is therefore older than the surrounding area. Most properties are well held and house original owners. Pride of ownership is apparent, but obsolescence is a factor and because of age, the area is graded ""C"", but rated plus because of other favorable influences. This is one of the few areas which was subdivided with principally 50 foot lots; most lots are 200 feet deep, moreover, whereas, in other areas they are only 125 feet. Ground is about 90 per cent built. Area is well regarded in the community, and its decline will probably be relatively slow."
"C99","C","This is a slowly declining area of predominantly five room bungalows of brick construction with a few frame units centered at the north near Belmont Avenue. Two family houses are largely concentrated in the first block west of Cicero and are rented primarily as unheated units; it is those rents which are quoted above. This section warrants a ""C plus"" rating, as pride of ownership is apparent throughout the territory and many bungalows are of individual architecture and design. The neighborhood is attracting considerable Polish, who are generally considered to be very sharp buyers, and prices therefore are comparatively low. Prices during the next twelve months give indication of holding firm, although because of limited demand at the present time, the market is fairly soft, but there has been no general downward revision of prices since 1937. Housing in this territory compares favorably in appearance with that in the area directly west, but demand for properties east of Laramie Avenue is somewhat weaker than west of Laramie Avenue."
"D1","D","This is a small neighborhood of rather poor housing about 50 per cent negro and 50 per cent Italian. The section has been here for some time, and rather than receiving an influx of negro, has been receiving an influx of Italian, the former slowly receding in favor of the latter. Only about 50 per cent of the ground is improved and because of its sparsely settled character, it is not considered to adversely affect the second class area adjoining on the west. The neighborhood is graded ""D"" because of its concentration of negroes, but the section may improve to a third class area as this element is forced out."
"D106","D","This narrow area, extending osuth from 95th lying on the west side of Pennsylvania freight line as far as 103rd and on the west side of Rock Island (Main Line) from 103rd to 107th, is a deteriorating area which acts as a buffer between these railroads and the area adjacent to the west. Between 103rd and 107th, there are some coal yards and an occasional filling station, and immediately to the east on the east side of the Rock Island Main is located the Chicago Bridge and Iron Works. It is occupied almost entirely by low-class wage earners and laborers. Between 95th and 103rd, there are some modest frame buildings fronting on Malta Street and there is considerable vacant ground. The area is a very old one, between 45 and 50 years. All utilities are in, close to schools, transportation is good. So far, the area is not restricted as to sale to colored people. This is a spotted area, on the rapid decline."
"D102","D","This is a small village with an estimated 1940 population of approximately 350, situated 20 miles south of the Chicago Loop, and immediately west of Evergreen Park. The only utility they have is electricity. Streets are dirt. They have a small grade school. There area many frame shacks in the main by laborers and farmers. There is much truck gardening. The average age of the community is 30 years, and the price bracket $1,500 to $3,500. There is no sales demand, no building, and the future is poor."
"D103","D","A small farming community comprised of mixed foreigners with Hollanders predominating, mostly engaged in truck gardening. It is situated about 20 miles south of the Loop, west of Blue Island with an est. population of under 400 in 1940. There are no sewers and none of the utilities except electricity. Roads are of dirt construction. There is no turnover of property. There are only a few occasional country stores throughout. The area has widely separated farm homes, very sparsely settled. There are no Colored people, although they are adjacent to the Colored town of Robbins to the southeast, which is detrimental."
"D110","D","This narrow area lies south of 107th to 115th, to the west of Vincennes. Vincennes is the dividing line between the colored section to the east and the Morgan Park area. Property extending for one block and from Vincennes has depreciated and will continue to do so as a result of this colored influence, and it is difficult to obtain mortgage funds. There are occasinoal stores on Vincennes. The major portion of the area from 107th to 115th is vacant and the area can be considered as a very poor one, with sales demand inactive. All utilities are in; a good school and transportation; at the north end at 107th is the Chicago Brick and Iron Works lying to the northeast. The west front of Church Street faces the rear of homes on Vincennes and is detrimental. South of 107th on Church are old brick bungalows; and from Chelsea south, small old frame homes. South of 111th is all zoned for apartments."
"D111","D","This large area, lying south of 107th to 115th and between Vincennes and Morgan, is all colored people, made up of labor, Pullman, and domestic employees. In an endeavor to keep the colored people within the confines of the area, a good recreation park which includes tennis courts, swimming pool, etc., has been built for colored people. They also have a good school. South of 115th is much vaccant property extending southward to the West Pullman industrial district. Recently restrictions as to sale to colored people have been put into effect from Vincennes west to the Rock Island Suburban and north to 107th. The same restrictinos are under way in reference to territory as far west as Western Avenue north to 107th. South of Monterey and east of the Rock Island Suburban to Vincennes to 119th, is all zoned for apartments and many old homes are in that neighborhood. This is one of the areas where population is steadily increasing. Transportation is fair. The Pennsylvania freight railroad line runs north and south on the east part of the area and the Rock Island main line runs through it on the west. This is a single-family home area composed of brick and frame old style."
"D114","D","West of Torrence Avenue and south of 100th Street to 116th Street is known as Irondale, or South Deering. It is composed of mixed nationalities with Croatian, Lithuanian, anad Jugoslas predominating. Each have their own churches. All utilities are in, streets are paved, transportation is good. The area is divided by industry as well as surrounded by it, with the exception of the northeast. Along Torrence Avenue, from 106th south, are many Mexican families, and north of 106th on Torrence, many Polish people. From 104th to 109th, and from Benslew Avenue to Yates, is located a US Government new housing project named Trumbull Park Home, operated by the Chicago Housing Authority, and composed of 563 apartments. This development is considered to have been beneficial to the area, and presents a good appearance. To the industrial laborers residing in the area, it is a desirable place to live on account of its proximity to industry. That section of the area lying to the northeast is occupied predominantly by Jugo-Slavs, surrounded by industry and the north part of it adjoins a Mexican settlement north of 95th. Otherwise, the type of property is somewhat similar to the section of the area lying to the southwest. Loc. W. of Torrence- Yates bet. 100-109."
"D115","D","This section, known as the East Side, is a better section of South Chicago. Italians predominate in that part of the area from 95th Street to 99th Street, and between Avenue ""L"" to Avenue ""N."" A substantially better grade of homes in the area are located adjacent to Calumet Park in the northeast, and also in the Southeast, from 104th Street east of Avenue ""H,"" to 108th; and east of Avenue ""M"" south of 108th Street, to 114th Street. South of 108th St. to 114th St., Avenue ""M"" to Avenue ""F"" is a sparsely settled large sub-division owned by FJ Lewis. There are approximately 10 apartment buildings, 3-6 rooms, located here, and unsold, although well rented, and approximately 10 new brick homes have been built during the past year, 5-6 rooms, in the price bracket of $6,000 to $8,000. These have been sold. The trend of development on the east side is southeast of 106th. Ship-building and ship-yards development on Lake Calumet will benefit this southern section materially. There is little or no speculative building in this ara. There is some new construction for owners under way south of 109th, and east of Ewing, and quite a number of apartments are located on Ewing. Rehabilitation will pay on the east and southeast portion, east of the East Side. Loc. So. of 95-114, Green Bay Ave. to M & H Avenues RR & Ave. G."
"D117","D","City 1940 est. pop. 17,100. The area east of Western, is mostly occupied by foreigners with Polish, Slovak, and Italian predominating. Many of these are railroad workers. Both the Italian and Polish have their own churches. There are no slums, and the area is fairly well kept. It is spotted, however, with all kinds of construction. It is well treed. It is handy to industrial enterprises and railroad yards. The Calumet River runs to the southeast. There is some spotted new building in the area, but not substantial. There is much undeveloped land to the south of 135th, east of Western Avenue. A Forest Preserve is south of 138th, east of Ashland. Any increase of industrial development will help this area substantially, as it is a typically industrial one. Loc. So. of Florence- 15. W. of Racine- Western Ave."
"D118","D","Population approximately 1,500. Located immediately east of Blue Island, about 15 miles south of the Loop. There is much vacant property. Lots sell at an average of $4.00 to $6.00 per foot. All utilities are in, transportation is fair. They have a good grade school, and streets are partly paved. At 125th and Throop Street, six new brick homes were constructed during the past year, and sold at a loss. There is no new building going on at present. Calumet Park is a much-below-average community with many tar shacks. The future is unpromising. Residents all work in industries in Chicago, immediately to the north. Strictly a factory-labor population, and very spotted. NOTE: Colonial Village, lying to the southeast, was the first FAH development. The whole development was defaulted and resold by FHA. There are about 35 frame and few brick in the price bracket of $5,000 to $7,500 in this development. It is very near the Chicago Drainage Canal, with its bad odors, and also close to the steel industry to the southeast."
"D119","D","A poor area, although fairly well kept up, with a fair turnover of property. The future prospects, however, are not good. Halsted Street, a main business thoroughfare, lies to the west. All utilities and pavements are in, transportation is good and they have a good school, the West Pullman school, in the area. West Pullman Park lies to the east. Lots here are from 25 to 50 feet in width and the average price, $10.00 per front foot. There is a good business section on 120th street, which traverses the area. Between Wallace and Halsted and between 119th and 127th streets is an older section, inhabitants being mixed of foreign birth. South of 117th street to 119th street from Halsted east to Normal are a mixture of frame and brick homes, bungalows and cottages of the older type, and some two-flats. From Normal west to Halsted, between 117th and 125th streets, there are many foreign-born and a poor grade of singles and doubles. While the rental demand in the area is good, property demand is fair only. There are many on relief. Loc. 117-127th; Halsted- Normal."
"D120","D","The oldest and poorest section in this district with many people on relief, the trend of expansion in this undesirable area to the west. East lies the IC railroad tracks and the Sherwin Williams paint manufacturing company. Between Michigan and State is a better section, and that portion lying between Michigan and the IC tracks, from Kensington to 120th, is very inferior. The whole area is almost entirely foreign, predominately Italian, Polish and Mexican. There are colored people also and this race is increasing. Poor sales demand. Lots are 25-50 feet in width and average $10 per front foot. Michigan Ave., running north and south, is the ridge or height of land, the ground sloping away to the east to Edbrook Ave. The dip is slight, however. At 118th and Prairie (which is partly unpaved) is almost a slum area and Kensington is a very poor street. South of 120th to 127th, east of Michigan to the IC railroad, is practically all vacant. The sanitary district property lies to the east of the tracks, as well as Lake Calumet. There are many Sicilians in the area. Loc. 114th-127th; State- Front Ave."
"D129","D","This ares is of somewhat better appearance than the ""D"" area just to the south. It is not so old, and there is a more uniform class of people living here. It is the cleanest part of this section of the city, being somewhat removed from the railroad activity and railroad yards; better upkeep is in evidence, the average income in this area being about $130.00 per month. They have all utilities, good schools and transportation, pavements. Vacant lots sell from $8.00 to $20.00 per front foot, the higher priced being obtained on paved streets. It is entirely a residential area, with no shopping center. There is very little difference in the price bracket between homes here, and in the ""D"" to the south, as the monthly income of the entire population does not permit of expensive homes. The locality and upkeep, however, does show up as being better here than south of the tracks. There is no particular trend of growth in Dolton, with the exception of the new area in ""C-"" to the west. City pop. 1940 est. - @ 3,150."
"D121","D","This area is sometimes referred to as the Riverdale section. It is a poor area, comprised of shacks, frame buildings in a fair state of repair and a few brick homes. Many foreigners live here, predominately Polish. These people work in the Kensington yard of the Wabash and teh Acme Steel Company to the northwest. Some truck gardening is also in evidence. Streets are paved and unpaed, transportation fair, utilities are in. The area has a poor future and is not growing. A large Forest Preserve lies to the east and the little settlement itself is on the north of the Little Calumet River. Loc. 133- Little Calumet River- Langley- Indiana & RR tracks."
"D122","D","This area, known as Hegewisch in South Chicago, is an old area, very spotted, and surrounded by large industrial plants such as the Ford Plant, Pressed Steel Car Company, and the Ryan Car Company. These are the main plants which support the economic life of the settlement. Hegewisch is a complete community in itself, with good schools, good transportation, and all utilities. West of Yates Avenue, and north of Brainard Avenue is some new development. The future of the community looks somewhat better. The Pressed Steel Car Company, a subsidiary of the General American Tank Car Company, has recently purchased the Bus Division of the Gar Wood Industries of Detroit, Michigan, and are moving this industry to Hegewisch. The development along Lake Calumet will also help the community. The trend of new constructino will be directly east of the Ford Plant located east of Torrence Avenue to the northeast of Hegewisch. The future of the town depends entirely on the industrial barometer. About 80 per cent of the foreign population is Polish. During the depression all industries thereto were closed down completely. Due to its proximity to Hammond Indiana, where there is no sales taxed, much business is lost to Hegewisch."
"D124","D","This area differs from the ""C"" area in that its average is five to ten years older, and the type of home inferior in grade. Again, however, the area is spotted, and sales demand for properties up to $4,000 is poor to slow. The area has all utilities and sewers are now being laid. Home ownership is high, with German and Irish predominating. There are many inhabitants of the area working on WPA. There are no colored people. Midlothian has a good school and transportation. North of 147th, east of Crawford, homes are of cheaper construction. Approximately six new singles were built last year priced between $3,000 and $4,500, but sales have been poor. Midlothian is situated about 20 miles south of the Chicago Loop. Home ownership is high and the rental situation excellent, up to $25.00. The future of the city depends on the industrial activity in the South Chicago Area. At the present time the town is of a static nature, with the trend fairly promising in the future. City pop. 3,050 (est. 1940)."
"D125","D","This town is somewhat more thickly developed than Dixmoor. There are no Negroes; is known as ""Little Poland."" Gas and electricity is in-- so is water. Sewers are new. No property movement here; transportation is poor, home ownership is high. There are no manufacturing enterprises. Many people are on WPA and relief. ALong Dixie Highway separating Posen from Dixmoor, taverns are popular. Population is 1,550, est. 1940."
"D30","D","This area extends from Chicago Ave. to North Ave., west of La Salle St. to the industrial section bordering on the north branch of the Chicago River. Altho the district is predominantly residential , there is considerable small and large business scattered throughout. The section has no future and that portion south of Division St. is very definitely blighted. The blight is extending north to that point and may be expected to eventually envelop the entire territory. Housing accommodations are, in most cases, little more than minimum shelter and many units have no inside baths. In addition to the residential properties noted above, there are a number of old-fashioned 6 and 8-flat units, which gives the territory a most heterogeneous appearance. In some cases there are two buildings on the same lot, one of course being an alley property. Negro population is largely concentrated south of Division St., and west of Wells St., but a continued infiltration of this race has caused an overflow north of that point; and it is reasonable to assume that the section may eventually become more negro than Italian, which is the other predominating population class residing in this section today. (over) The area is highly congested; streets are dirty and alleys are strewn with refuse. There is a very heavy traffic flow both north and south, and east and west. Industrial encroachment from the south and west will probably gradually decrease the size of this section from a residential standpoint. A Government housing project is planned for the two blocks west of Sedgwick, running from Chicago to Division. A private housing projected erected by the Marshall Field Estate, which occupies the ground between Evergreen St. and Blackhawk St., one block west of Sedgwick, has been comparatively successful, although rents in these buildings are not competitive with surrounding properties. Trend of desirability, from a residential point of view, continues steadily downward; but, because of the favorable location of the district from the point of accessibility to employment centers, this should be a logical place for further slum clearance projects. The area is much more mixed than the classification above would indicate, for there is no indication of uniformity of structures or design, and most units are in a sad state of disrepair. In the southwest corner many houses have been converted to multi-family use, even utilizing attics and basements for living quarters."
"D126","D","Low land, with a predominant high Polish population of 85 per cent. A distinctly foreign neighborhood, interspersed with low-class whites. There are many vacant lots. Streets are mostly unpaved, and the buildings are frame with many shacks. The state of repair is poor. Very little movement in property. There are no manufacturing industries, no gas, but the town does have electricity. Transportation is not good. Sewers are now being put in. The majority of the inhabitants either work in Chicago, or on WPA. At the present time it is reported the Mayor and two other officials as well as the Chief of Police, are in jail. It is very undesirable, non-progressive. Population 1,000- est. 1940."
"D127","D","POPULATION 300. This area north of Midlothian with mostly prairie land, with some nice homes, from $2,500 to $3,000, has no sewers, gas or water, but has electricity. 100 per cent home owners-- nothing for rent-- no colored. German and Irish predominate, although there are other mixed nationalities as well. Vacant lots are not selling. Crestwood will remain static with possibly an improved position. Low land."
"D4","D","A poor area of old houses housing many street railway employees from the car yards directly adjacent on the north. Houses are poorly kept and section is unattractive. Proximity to employment is its greatest asset."
"D13","D","This is an old district of mediocre properties in poor condition built close to sidewalks. General appearance of section is unattractive and its continued downtrend may be expected. Houses are obsolete and in demand only because of low rents. Proximity to industrial area along Chicago River is undesirable except as it provides convenient employment. Area south of Armitage is not as desirable as north of that street."
"D130","D","This area is the old section of Dolton with an average age of 25 years. They have all improvements, a good school, good transportation, and streets are all paved. The majority of the workers are employed with the Acme Steel Co., the Ford Motor Co., and the steel mills of South Chicago area. The future trend is uncertain. There is no new development expected. The town has no zoning ordinance, the only reason why it should grow is from the overflow from the city of Chicago, immediately to the north. This area is practically all built up. There are very few homes for sale. It is very spotted, and the town itself is no attraction for anybody who desires anything better. There are no homes over $10,000 in the entire town. There are railroads all over the place, and much noise and smoke. The Chicago anad Eastern Railroad removed their yards about ten years ago from Dolton to Danville, Illinois. At that time they employed about 1,400 men, and they used to work 42 engines in the yards. Now the number of employes is between 60 and 70. They have one national bank, and one building and loan association. Business conditions are only fair, due to competition of Hammond, Indiana, and Chicago, Illinois. The area is unattractive and inferior to the ""D"" at the north. City est. pop. 3,150 (in 1940)."
"D131","D","The village of Burnham, with an estimated (1940) population of 900, is located 17 miles south of the Chicago Loop, a few miles north of Calumet City. It is largely undeveloped, especially west of the Calumet River. Railroads traverse the village on both the northeast and northwest. All utilities are in, including sewer and gas. Tehy have fair transportation. Also a park. Special assessments are heavy and mostly past due. Fully 50 per cent of the families living east of the river are Polish. There are no Negroes. There are many WPA workers and many truck gardeners. Most people residing here shop in Hammond, Indiana, to the east. There are no large manufacturing industries except the Burnham Refinery at 139th and Mackinau, but the village is within walking distance of other large manufacturing industries in the Calumet area. For several years the Pressed Steel Car Co. and the Ryan Car Co., to the north, were idle, and the village suffered considerably. It is very spotted with all kinds of buildings from shacks to a few in the $8,000 to $10,000 category. Along South Burnham, facing the Burnham Woods Golf Club are three good homes in the $8,000 to $12,000 category. These are located in the best part of the city. The community will increase or decline according to industrial activity in the Calumet area."
"D132","D","This town is located to the East of Harvey, south 19 miles from the Chicago Loop, whose populatino of 3,100 (est. 1940), consists of a low class of foreign born, with many negroes. Halsted Street to the east is the business street for Phoenix. The steel manufacturing industries in Harvey keep the place going. Sewers are in, but many properties are not connected. Transportation is only fair. They have a school, also gas and electricity. Streets are unpaved. A subdivision in the northwest corner named Fairfield, is an FHA development where approximately 15 brick homes have been built; viz., in that area 147th south to 151st, and between First and Fourth Avenues. These homes are priced approximately $4,950. Sales, however, have been poor and the houses are rented. Phoenix is a community without future prospects and was originally settled by South Holland farmers who have, however, gotten out some time ago. The colored element are located in the northeast corner, while the Polish are in the South."
"D133","D","This is the most undesirable area in Calumet City. A partly blighted one, especially along State Street which is filled with saloons and night clubs, etc. It is the second part of the city with many foreign families predominately Italian. Transportation is very good, a great deal of entertainment here is for the benefit of Hammond, as well as Calumet City. This area was originally settled by Germans, but the Italians are coming in, displacing them. All assessments are paid here. This area is definitely of a very low grade. Est. city 1940 pop. 12,800."
"D134","D","This area was originally and still is a Polish settlement, and is the oldest part of the city. The difference, however, in the two ""D"" areas is not large. They have all utilities, good transportation, schools, including a Polish Roman Catholic School. The area can be considered slightly better than the other ""D"" area to the north, and it is not a night club area. Assessments are all matured. Due to its proximity to Hammond, just across the State Line Street, the area is a desirable one in which to reside, and while the buildings are somewhat older than in the other ""D"" area to the north, there is evidence of a better attempt to keep them up. The area has changed but little during the past 15 years with the exception of the buildings growing older. These old families do not wish to and will not move to other sections of the city unless compelled to do so. Est. city pop. 12,800 (in 1940)."
"D15","D","This old section has a heterogeneous mixture of all types of structures with the trend of occupancy to rooming house use which now predominates. Area is badly cut up and carried a very heavy flow of traffic. Properties are obsolete, of poor appearnce and built close to sidewalks. Considerable business is scattered through the section, which lessens desirability as a residential area. Many of the brick structures have stone fronts and the one-family units vary from row houses to frame detached units; prices vary from $2,000-5,000 on these properties. Rents quoted above on two and three-family buildings are for unheated units. Location convenient to Lincoln Park, transportation, shopping and amusement centers are favorable, but the class of structures and mixed development limits appeal to lower class occupancy. Future appears to be one of continuing decline, although this is not a slum area at present. Area is rated ""D plus"" to show it to be slightly better than the ""D"" area on the west, south of Armitage Avenue."
"D17","D","This is the westernmost portion of Melrose Park and separated from the rest of the village by railroad yards and undeveloped land lying in a strip from north to south. It is bounded on the south by railroad yards and runs north to Soffel Ave., the village line. The area is characterized by railroad influence at the east and south; poor maintenance throughout, and a very poor and entirely unrestricted development adjacent at the west and north. Only a few streets are paved; the best portion being 36th Ave. one blcok north of Division St., where there are a few fairly good brick bungalows. There is a small church in the area, but shopping facilities are very poor and about the only transportation available is the Lake St. surface lines. This area is probably not more than 70% improved, and due to mixture and cheap housing, poor condition, and because of poor type population is graded ""D""."
"D18","D","The terrain is level with trees planted along sidewalks, and about 85% built up over all. It is difficult to place valuations on land in this area due to almost total absence of demand. The principal thorofares are Lake St. and 25th Ave. running north to south, and along both of these, particularly near the west end of Lake St. are small stores, shops, and taverns. The area is bounded on the north and west by vacant tracts of land, railroad yards, and some industry. Industry is also adjacent at the southeast corner. There is a very good demand for rental property in here, due to opportunity for industrial employment nearby. North of Lake St. the area is somewhat better in appearance and there are more single residences. South of Lake St. are frame two flats, also a few 3 and 4 flats. Conversions and makeshift arrangements are in evidence. The area has a bad name for crime and vandalism. In general, institutions will not lend here. A few negroes are scattered west of 19th Ave. and sotuh of Lake St. There is opportunity for some development at the north end, but lack of restrictions and poor surroundings probably result in very cheap housing, if any new construction. Poor mixture and age of housing, and low grade population indicated fourth class area."
"D19","D","This small area is largely affected by railroad, industrial, and retail business influence. St. Charles Road passes through the middel of the area from east to west and is principally built up with small stores, taverns and gas stations. 25th Ave. passing north to south and forming a part off the eastern boundary is a principal thorofare traversed by heavy and high-speed traffic. The area is bounded on the north by heavy industry and on the south by vacant industrial land. Institutions do not favor this at all as a lending territory, and it is very difficult to secure loans on existing construction. There has been no possibility of new construction. The area is occupied largely by railroad employes. Grammar school is conveniently situated, but high school is about 3 miles distant in Maywood. West of the railroad is a small section of about 2 blocks which is notably worse in appearance than the balance of the area. Poor qualtiy of construction, shabby appearance, low class population and adverse influences surrounding this area, indicate only little better than fourth grade."
"D2","D","This neighborhoos houses the large negro population living in Evanston. It is somewhat better than the average negro district in that the bulk of the houses are one family detached units in anything but a congested district for this class of population. Here live the servants for many of the families all along the north shore. There is not a vacant house in the territory, and occupancy, moreover, is about 150 per cent, for most houses have more than one family living in them. Sales have been very good where liberal financing terms are available, but on other sales mortgage financing is virtually impossible to obtain. This concentration of negroes in Evanston is quite a serious problem for the town as they seem to be growing steadily and encroaching into adjoining neighborhoods. The two family structures are in most cases converted singles and they likewise are overflowing with occupants; these buildings are rented as unheated units. The number of persons on relief in this district is probably heavier than in any other area long the north shore. Altho the area is probably heavier than the class of occupants already here, it is difficult to say that the section is declining, for it is in constant demand because of the limited number of areas available for negro occupancy in the north shore towns."
"D22","D","This area is not more than 40 per cent built up and is very irregular in appearance with many old frame houes, a few shacks, and some 4-5 room comparatively new single homes scattered throughout. There are no paved streets, no curbing, hard surface roads, with very deep gutters. Houses are on fairly good size lots and throughout the area are many, large, scattered trees. Shopping facilities are along Harrisonm St. Transportation facilities are via the Elevated railway to the Chicago loop. The station is about 1/2 mile from the area. Time required to Chicago is about 45 minutes. Apparently they are no restrictions in this area and a few very small shops are scattered throughout. There are about 1 doz. negroes living in the area, all of long time residence. Despite all this there have been few new homes built at random on vacant lots near the north end, and more will likely come because of cheap rent. There is a good new grade school in the area, but high school is more than a mile distant in Maywood. Lots are selling anywhere from $200-300 at present. It is quite possible that future development may occur south of the railroad and even adjacent to this area. Cheap, shabby architecture, absolute lack of uniformity, poor development and appearance, and low grade population indicate fourth grade area."
"D23","D","Lake St., which runs the extent of this area from east to west, is zoned for apartments along the north side. The south side and south of Lake St. is zoned for business and industry. Present occupancy of the north side includes a string of churches, playgrounds and schools with some old and dilapidated housing near the eastern extremity. On the south side of Lake St. are small, cheap single stores. There are a few brick apartments in the western extremity of the area. Land values run from $500 down to $150 a front foot going west from Harlem Ave. Highest values nearest Harlem. Land values other than on Lake St. run about $100 a front foot because of changing usage. Central Ave. between Franklin and Jackson, also William and Bonnie Brae has some very poor, old, frame single houses. Only speculative buying here now. No residential demand or activity whatever. Three or four 2 flats are well rented at $55 a unit without heat. Residential values are predicated principally upon to land value, inasmuch as structures are uniformly poor. Rents are high (based on land values). Convenience of transportation and shopping center at east end of area stimulate rental demand. Poor quality of residential construction, business and industrial encroachment, railroad influence and low grade population indicate a ""D"" area."
"D49","D","Located west of State to Halsted, from 12th to 22nd (Cermak Road); composed almost entirely of railroads and railroad yards, together with a cheap grade of housing and much light manufacturing along the railroads. The Chicago River (navigable) is on the east. At 12th and Halsted is the Twelfth Street Department Store. South from 12th on Halsted to 14th is mixed cheap construction, second-hand stores, misfits of every nationality, almost anything imaginable for sale. The well-known Maxwell Street area, called the ""Ghetto"", an open air sidewalk and street market, lies between 13th and Liberty. An effort is being made to clean up this particular area and some of the Jews are moving out of it west. However, it is blighted. Something should be done toward a solution of this unsightly situation; it is so near the heart of the Chgo business district. Residential buildings (which are nothing mre than rooming houses) are among the oldest in Chgo, occupied by all kinds of nationalities, including colored, Mexican, Russian Jews, Greeks, and low white. Between 14th and 22 are many Lithuanians living in these old houses, almost all converted into flats; stove heated; renting at from $10.00-15.00 per flat. Majority of these old buildings should be wrecked. Many have no conveniences, such as toilet arrangements, etc, and improvements represent no value; any that exists is based upon what the ground is worth."
"D24","D","This is the oldest area of the rather shabby community of Forest Park. Terrain is flat with some trees, old and new. Mixed, old style dwellings reflecting at best fair maintenance. Pride of ownership is notabily lacking. The area is subject to industrial and railroad influence at the north. Along Madison St. and Harlem Ave. are small, cheap, one story houses. The area is about 95% built up and land values are estimated from $30-35 a foot. Italians are concentrated at the south end. Transportation and shopping facilities are very convenient. Surface car lines on Madison St.; also Lake St. Elevated within walking distance. The Chicago & North Western RR passes near the north end of the area providing additional transportation facilities. About 25 minutes is required to the Chicago loop via this route; 54 ride monthly ticket costs $6.30. Randolph St. (Ill. Route #56) is moderately traveled. Heavy traffic on Harlem Ave. and Madison St. It is impossible to forecast any improvement here, and the area is graded ""D"" plus only because of convenience to shops and transportation; otherwise it would be ""D""."
"D26","D","This area lies about 3 miles directly west of the Chicago loop. Like most other close-in areas this section is of mixed character and poor appearance. Properties are built on small lots and very close to sidewalks. The bulk of the housing is two family stove heated units of brick construction. About 5 per cent of the structures are three family units and another 5 per cent are mixed apartments and commercial buildings. Obsolescence is a very definite factor, and most structures are in need of repair. The population class is fairly stable for such a poor neighborhood, and the section is given a plus rating to show it to be better than adjoining fourth class areas on the northeast and south. Trend of desirability is downward, but the bulk of the decline has already been compensated for. The area should change but little during the next few years. Many of the structures are built immediately touching adjoining properties. Transportation, schools, and shopping centers are adequate and convenient."
"D27","D","This is predominantly a negro section, with the exception of Washington Blvd. and Warren Blvd. (although even on these two streets there is considerable negro occupancy) and because the bulk of the units there are larger structures, they are operated primarily as rooming houses. In view of the fact that these two streets are boulevards carrying heavy traffic from the western suburbs, they are of somewhat better appearance than the other streets to the north and properties will sell at substantially more money. The rest of the district is blighted; has no future; and the bulk of the properties are dilapidate, being exceptionally poor as they adjoint eh railroad on the south. Vandalism is apparent, except on the two boulevards mentioned above. Rents quoted on 2 family structures are for stove heated flats, many of which have no baths. Business is encroaching from the east and north, and there is already considerable scattered business throughout this area. Trend of desirability continues downward as population becomes more and more negro."
"D28","D","This is a very mixed district of congested appearance and changing character. The population is largely lower class Jewish, but there is at the present time a moderate infiltration of Polish families. The favorable influence of this population shift is minimized by threatening negro infiltration along the eastern edge. Sales activity on two family units is better than one three's, because the former are selling at prices attractive to present class of buyers coming into the area. Transportation is available on North Ave. on the Elevated, and schoosl and shopping centers are also convenient. Properties immediately adjoining Humboldt Blvd. are perhaps more desirable than others, but the section as a whole is of such heterogeneous character that it is graded fourth class. Many buildings have adjoining walls and most properties are built abutting the sidewalks. Although there are a few comparatively new three family structures, they are adversely affected by their location and poor sales demand. In addition to the structures on which prices are quoted above, there are a few brick cottage type units and a number of apartment buildings of 6 and 12 units. Rentals quoted above are for heated units, but there are also many unheated flats on which rentals range upward from $20.00."
"D3","D","An area of substantial age housing a mixed foreign population, largely Bohemian. Many of the two-family houses are converted singles with outside steps leading to second floor. Area is similar in most respects to ""C"" area on the north, but obsolescence is more pronounced here and properties are not as well maintained."
"D33","D","This is predominantly a negro section, with the exception of Washington Blvd. and Warren Blvd. (although even on these two streets there is considerable negro occupancy) and because of the units there are larger structures, they are operated primarily as rooming houses. In view of the fact that these two streets are boulevards carrying heavy traffic from the western suburbs, they are of somewhat better appearance than the other streets to the north and properties will sell at substantially more money. The rest of the district is blighted; has no future; and the bulk of the properties are dilapidated, being exceptionally poor as they adjoin the railroad on the north. Vandalism is apparent, exept on the two boulevards mentioned above. Rents quoted on 2-family structures are for stove heated flats, many of which have no baths. Business is encroaching from the east and north, and there is already considerable scattered business throughout this area. Trend of desirability continues downward as population becomes more and more negro."
"D44","D","Located between railroad tracks and 31st, Pitney to Halsted, a blighted area of Poles and Lithuanians, where sales (when they are made) are to older foreigners of the same nationality. Sales or conveyances, however, are rare. The area is surrounded by industry; stock odors, when the wind is from the south, are detrimental. The Lithuanian element are thrifty. Many of the flats have no bathroom facilities. Transportation faiir, good schools and churches; little, if any, difference exists in rents between singles and flats, except that owners of the 2's might help in decorating, whereas in singles paint only would be furnished. Buildings are uniformly in bad condition. There are some Irish and German inhabitants. The area will remain in a static condition for many years. No threat, yet, of colored infiltratino; in fact, in the whole Stock Yards district, there are very few colored inhabitants."
"D46","D","This area is occupied almost entirely by Lithuanians who work in the Stock Yards; it is also known as ""Bridgeport"". Transportation is good, also schools and churches. It is known as a good Lithuanian parish whose people are thrifty mortgage owners who do not, as a rule however, purchase mortgages in their own section. The area is slightly better than the other fourth-grade areas, but as far as future is concerned, will remain blighted because of its location. Rentals do not give sufficient income to encourage new building; and stock yard odors, manufacturing industries, etc., are not conducive to any improvement. Younger people leave the area when they are able to. During the depressino, little distress was evident, as, due to its location, mortgage money was difficult to obtain; hence, the majority of people owned title."
"D47","D","Lies west of the railroad, east to Halsted between Madison and 12th. Few residences in the area used as such and few, if any, multi-family homes. Growth of area will depend, to a large extent, upon new improvements. No demand for residential vacant lots, except where a new building may be erected for some special purpose; such as, light manufacturing or for hte housing of some corportation offices. Some of the worst elements of the city live here. A number of cheap flophouses are situated over old stores on West Clinton and on some side streets. Cheapest kind of housing exists. Mostly composed of light manufacturing industries. New Chicago Post Office is on Clinton, between Harrison and Van Buren; and US Customs building is across the street, south of Harrison. Part of Chicago's commerical district and also known as a low-class rooming house area. On the east are located railroads and railroad yards entering Chicago from the south and southwest, as well as the Chicago River, navigable for shipping. Land level; transportation good. Cheapest kind of 1-story frame shacks exist east of Halsted, between 8th and 12th; $800-1,200; also, a few 2-story (frame and brick) stove heated; $1,250-1,350. The O'Leary homestead, where the great Chicago fire originated, is on DeKoven between Jefferson & Clinton."
"D48","D","Located east of the railroads to Grant Park, between Madison and 12th, this area is part of the business heart of downtown Chicago where many of the larger retail stores are located, as well as the major part of the commercial hotel life of the Chicago South Loop district. Some of these hotels are the Stevens on Michigan at Balbo; the Blackstone and the Congress also on Michigan; the Morrison at Clark and Madison; and the Palmer House at Monroe and State. There are no residences as such in this area. There are many small retail shops and hotels, light manufacturing industries, rooming houses, parking stations, garages, etc. This section will remain as it is for a long time. There is no demand for residential vacant property. The main railroad station of the city, the Union Station, is located at Harrison and 12th; the La Salle Station at La Salle and Van Buren; the Michigan Central Station at 12th and Michigan; and the Dearborn Station at Polk and Dearborn. Land is level; transportation excellent."
"D50","D","In this area extending from 12th south to 22nd (Cermal Road ), east of State, there are a few single homes used as residences and few, if any, usable 1-4 family units. It is composed in the main of cheap hotels, rooming houses and light manufacturing industries. There has been much demolishment of old homes and old type apartment buildings; and there are many today in both categories beyond use and not worth remodeling. St. Luke's Hospital, well-known, is located at Michigan and 14th; the Donnelley Publishing Company is at 22nd and South Parkway. There are many junk shops, etc. throughout. The area was formerly a vice center, now in process of decentralization. On West Indiana Avenue, between 20th and 21st, is located a 3-story apartment building containing 40-50 apartments; brick; approximately 60 years old. Homes rent in this building (stove heated) at an average price of $7.00 per room. South Michigan Avenue used to be known as ""Automobile Row"". South State Street is today composed in the main of junk shops, honky tonks, etc. The ""Els"" run between State and Wabash; and the IC Railroad Station is at 12th and Michigan. Many old stores are vacant. The area lies in a pocket with railroad tracks and yards on both east and west; and west of the railroads is Grant Park and Lake Michigan. It is still a melting pot."
"D51","D","Located between 22nd and 35th, Wentworth to Halsted; occupied almost entirely by foreigners, Italian predominating. White Sox Ball Park is located between 34th and 35th west of Wentworth, south of Armour Square. Area ground values are between $20 and $25 per front foot. Union Ave. is the best street (somewhat of a boulevard) together with streets adjacent thereto. Normal St. has many frame singles, with scattered 2's; on Princeton between 31st and 35th are many frame singles. Properties adjoining the railroads on both sides are poor. Italian community is concentrated between 22nd and 31st; between 31st adn 35th are mixed foreigners with Italian and Irish predominating. Transportation is limited to streetcar. ""El"" cuts through the area between State & Wabash. Considerable light manufacturing is located along the railroads. There are no colored people, Wentworth being the barrier to colored infiltration; the Irish would not allow them across. One of the districts where race riots occured. Many shacks are in the area. In the northeast corner is located Chicago's Chinatown. Between 2nd and 35th, on Halsted, are a number of manufacturing industries; and again at 28th on the east side. Union St., between 31st and 35th, has some old brick homes, scattered with 2's built below street level. Some are frame; rents low. There has been some remodeling in the area, but the future outlook is poor indeed. Blighted."
"D54","D","The area is level and about 50 per cent improved. It is bordered by two railway embankments at the north and by Odgen Ave. US Route #34, a high speed thorofare at the south. The eastern boundary is the village line of Berwyn. Bordering the area at the north is a coal yard and a pumping station. Side streets are, for the most part, unpaved. Many lots in this section have been ""sold"" for taxes. Shopping facilities are reasonably convenient along Stanley Ave. Churches and schools are within 10 minutes walk. Many ""for sale"" signs are in evidence on houses. Transportation facilities (via CB&Q Railroad) and opportunity for development make this a little better than some ""D"" areas."
"D55","D","This is the northwest corner of Cicero, about 90 per cent improved. The terrain is level with straggling trees along sidewalks. It is subject to industrial influence at east, west, and south. Scattered small, cheap stores are located along Roosevelt Road, the north boundary, which is also a high speed thorofare- US Route #330. Taverns and small stores are scattered throughout the area on corners. Schools, churches are convenient. East of Cicero Ave. are some solid blocks of brick two flats in fair condition. A freight railroad spur runs along 16th St., the south boundary. Heavy traffic and scattered, cheap stores along Cicero Ave., Illinois Route #50. A large tank is located near the area, in the industrial area at the east .There are some very old and poor frame shacks in this quarter. Local buildings and loans are very hesitant in lending here on any terms. Railroad and industrial influence, poor quality and appearance of improvements, lack of demand, and low grade population make this ""D""."
"D56","D","A small ""pocket"" surrounded by industry (at north and south), railroad embankment at the east, and Cicero Avenue at the west. Badly mixed housing types, many taverns, hamburger stands, etc. at the west and south boundaries (Cicero Ave. and Cermak Road). Homes are very poor at the north fringe and at the east where some small industry is grouped along the tracks. The area is about 75 per cent built up and despite its poor appearance, four new brick, one story residences were built last year. Transportation is very convenient via the Elevated, which travrses the area, also surface lines. Shops are right at hand; schools and churches accessible. The area is more or less dependent on the Western Electric Co. for economic support. Conveniences and some possibility of meagre development take this section one half grade above the worst."
"D59","D","This is the ""hinterland"" of Berywn. A sparsely built up (about 25 per cent improved) village, characterize by a low grade population, hoodlums, vandalism and goats. All lots along 35th St., the northern bondary, were sold as commercial sites. However, development as such is notably lacking and the street is nearly vacant from end to end. A large cemetery, burying ground of Chicago's chinese, is about in the center of the village. To the south lies an even more undesirable community, Forest View. In the eastern, undeveloped part of Stickney is a large modern sewage disposal plant. HOLC had some property here, but lowered prices and moved out its holdings. This is probably half a grade above Chicago's worst slu, and definitely half a grade above the adjacent area to the south, Forest View."
"D6","D","N/A"
"D60","D","This is a suburban slum of the first water. This was ""Al"" Capone's old town, set up to evade policy interference with gangdom's vice operations. Real estate men will not list property here. Difficult to set an opinion on values, rents, etc. The village is entirely unrestricted. Many thorofares are unpaved. Abandoned road houses are along the main thorofare and western boundary, Harlem Avenue. The most imposing building in town is an old, two story brick, partially boarded up brothel- reminiscent of Forest View's glorious past!"
"D61","D","This area lies in the Riverside Township, but it is not part of the village of Riverside. It is located between Lyons, which is a poor community wat the south and the Des Plaines River. Within the area are no paved streets, no sewer, and no city water. Source of water supply is in local wells. Terrain is low with few trees; spring floods are frequent here and homes are often inundated at this time of the year. Area is not far from Riverside schools, churches, and shopping centers. However, it is doubtful that mny of the inhabitants of this area are Chicago commuters. About 30 per cent of the platted lots are improved with structures, and development is, and has been, very slow. Age, poor appearance, lack of facilities and flood hazards make this a fourth grade area."
"D64","D","Located between 35th and Archer Avenue, between Kedzie and Western; an area predominately foreign, of Polish extraction with some Lithuanian; equally divided between cottages, bungalows and 2's, with some scattered 3's and 4's of frame and brick construction. This is known as part of Brighton Park district. Transportation is good. Archer Avenue, running along the southeastern boundary, is a main artery into the Chicago Loop. There is a good shopping district at Sacramento and Richmond, where good rentals prevail. Many chain stores are represeneted and business frontage is held as substantial levels. Archer Avenue generally is a poor retail street except at this particular spot. The Crane Company manufacturing plant, to the west, absorbs many of the workers, together with the railroad yards and surrounding manufacturing districts. The area is blighted (even although the age of improvements is not excessive) and becomes progressively worse north of Pershing Road, with somewhat better type and upkeep in evidence approaching Archer Avenue. Class of inhabitant, noise, and undesirable odors do not tend to any improvement."
"D66","D","Located between 47th and 51st, between Laramie and Central, and area of cheap, old construction, single cottages; about 50 per cent built up; all improvements in, including sewer; gravel roads; lots are large; good school facilities; some remodeling evident; a home-owning area of Polish people; little prospect of future improvement. Very few, if any, homes for rent."
"D69","D","Located between 47th and 51st, west of Hoyne to California; another foreign area with Polish predominating, mixed with German and Irish east of Western. Majority of homes are cottages, frame predominating. High degree of home ownership exists, but the area is undesirable. Much rehabilitation is necessary; the type of inhabitant does not change, similar types replacing those leaving. Some homes are interspersed amongst factories. This area, as others, has its full quota of WPA workers, and relief clients. It is intersected by Western Avenue, a boulevard. Good School and church facilities exist. Through the whole Stock Yard district, the number of immense, well-built Polish churches is very noticeable, making a striking contrast as compared with the poor class of home."
"D7","D","This is a very mediocre territory adversely affected by the industrial district on the south and the heavy traffic artery running directly east and west through the center. Properties in the most cases are in only fair condition and most of the improvements are unattractive. Building lines have not been observed and all lots are 25 to 30 foot size. This section has a large Italian population at the present time and infiltration of this class of occupant continues. The northwestern corner is favorably affected by its proximity to Riis Park. The presence of so many adverse influences warrants no better than a ""D"" classification for the area. Those rents quoted above on two-family structures are unheated units. This section has no future and its continued down trend may be anticipated."
"D72","D","Located between 35th and 63rd, Wentworth to Halsted, a mixed area consisting of foreigners, mostly Lithuanian and Italian. Colored people are on Tremont, between Normal and the railroad. Many railroad yards, shops, etc., are in the area, with a poor class of property adjoining them. Stockyard odors are detrimental when the prevailing wind is from the west; stockyard location is at 43rd to 47th, Halsted to Western. This has a tendency to soften retns and depress sales. Area improved somewhat south of Garfield where there are more single homes. Transportation is not good, especially in the north section. It is better south of Garfield. On Union are many poor frame houses, with a few 2's; and south of Garfield the situtation improves somewhat both as to brick, frames and 2's. On Lowe are a number of frames, old, in fair condition. 63rd and Halsted is a good business location, ranking with Uptown as an excellent retail section, notwithstanding the class and occupation of the surrounding districts; Sears Roebuck have one of their largest, modern retail stores here. The Gar Wood Industries, Inc., are on 37th west of Wentworth. Another blighted area."
"D74","D","Located between 35th and 67th, west of Cottage Grove to State, a blighted area, 100 per cent negro, predominantly apartment buildings; 3's, 6's and up, few 2's. Single homes are of the 6-10 room type, average age 40 years. In this area under construction is the Ida B. Wells US Housing Project, extending from 37th to 39th between South Parkway and Cottage Grove. This proejct is expected to house 1,662 negro families and, of course, will be taken off the tax rolls with the exception of taxes for police, fire and school purposes. This venture has the realtors guessing as to what the ultimate result will be when so many of this race are drawn into this section from the already negro-blighted district; particularly its effect on the section east and south of Cottage Grove, and to park and water frontage on Lake Michigan. Already Washington Park at the south, a very fine park, has been almost completely monopolized by the colored race. Criticism is heard of the locatino of the proejct, some believing it should have been located north of Oakwood and west of Indiana in order to keep the colored influence as far as possible from further encroaching on park and lake water frontage. Others believe that a location south of 35th, extending (over) to Garfield Boulevard between State and the Rock Island RR, would have been preferably and a large fire hazard eliminated; property adjoining the railroad used as a playground, and landscaped with trees, shrubs, etc. NOTE: At the southeast corner of South Parkway and 60th, a brick apartment house of at least 24 flats in a restrited area is reported as owned by Joe Louis. * A small colored B&L organization, the Illinois Federal B&L, is located at 62 E. 47th St. *Three's on South Parkway and Michigan Avenue would run up to $10,000. A remodeling of buildings, stores, etc., by property owners on State Street would have resulted; and the cost of the project less. Rooms in a housing project should be in keeping with the average pockets of the neighborhood, which is said to be from $4.50 to $5.00 per room. With approximately 6,500 colored people moving into this district, it is evident they cannot be closed in; they must have an outlet; and the problem of keeping park and water frontage close by reasonably free of them will be difficult to surmount. The trend of the colored people will no be accelerated toward this park and water frontage, which many people consider could have been avoided had it been located west of Indiana. That section of the area between 35th and 39th, Cottage Grove to Lake Park Avenue, is restricted to whites; but, there are a number of colored families on Ellis Avenue between 37th and 35th, and it is believed (particularly since the advent of the housing project) that this entire section will ultimately go colored, which will increase the number of colored people using the lake front. Washington Park is already doomed. Throughout the entire area aer many vacant lots for which there is no market, due in part to the class of inhabitant and age of improvements. Rehabilitation also is a negligible factor. Instead of demolishing or rehabilitating some of these properties, it might be better to dispose of them than increase vacant property which has little value today. An organization known as the Hyde-Park-Kenwood Protective Organization is endeavoring to keep that section south of 35th to Pershing, east of Cottage Grove (which is restricted) white; but, with at least 25 colored families already in, white people hesitate to buy or rent- colored people will. South of 35th to Marquette, east of State, homes and flats are of a better type; also a better class of colored inhabitant. On Michigan, south of 55th are a number of large, 3-story, brick construction residences. On South Parkway, between 61st and 63rd east to Cottage Grove, are some large apartment buildings being taken over by colored people. Between 66th and Marquette, east of State, is a small section of comparatively good brick bungalows and 2's, some frames. Here a better class of colored people reside. There is nothing for sale or rent, and many applicants for both. This section is fairly old, however. Washington Park on the southeast of the area is almost 90 per cent used by negroes. It is one of the better city parks, with good swimming pools. The pools are so popular in summer time that the colored children are allowed in for one hour only at a time, when a new shift occurs. At South Parkway and 45th is a substantial new building being erected to hosue the Metropolitan Funeral Parlors and Insurance Organizations- all colored. The first settlement of the colored people was south of 22nd to 47th, west of State to Wentworth. The next movement was west of Michigan, where they joined forces at State. Michigan Avenue and South Parkway were the last to go colored about 15 years ago. The rapid development in South Chicago in the 20's of new subdivisions, homes, apartments, etc., caused a vacation of buildings on a large scale, and colored people moved in. The Stockyard Boom during the war is estimated to have brought in about 10,000 families from the South; and in the area at present under discussion, together with adjoining area, is a colored population estimated between 300,000 and 350,000. South of Washington Park sales of properties are said to be taking place to Jews and others, who hold title and rent to colored families. No mortgage money available north of 63rd, between Cottage Grove and Halsted. One of the problems is to find means of helping these people aid themselves. Already colored people are in various businesses, but the majority of the business is controlled by Jews. Our contract broker exhibited a list of approximately 500 applications at present on file from responsible colored people looking for homes to purchase; and no matter how small a flat is, it is usually rented to from eight people and up, who sleep in shifts.* If a responsible mortgage corporation, building and loan or otherwise, composed of colored people could be established it would aid rehabilitation and the turnover of all properties. Property values and rents have increased since 1935 an estimated 30 per cent, but only to colored people. Large apartment buildings are located on Michigan, Indiana, Prairie, Calume and South Parkway south of 47th; also north of Washington Park between Cottage Grove and South Parkway, between 43rd and 51st, with a sprinkiling of singles. 2's, 3's and 6's are located on Wabash, Indiana, Prairie and Calumet between 35th and 63rd. On the corners are the larger buildings; at Wabash and Garfield is the Schulte Bakery (Butternut Bread) industry. Transportation good. The center of this huge colored area is located att 47th and South Parkway. From this hub the colored business activity radiates. It is believed that, unless various rel estate protective associations are strong enough to restrict the colored people, ultimately they will spread over that territory east of Cottage Grove between 39th and 47th. Between 35th and 55th, along South Parkway (formerly Grand Boulevard) are many high-grade residences and apartments. At one time many of Chicago's elite presided here. At Bowen Avenue and Cottage Grove was located the first Walgreen Drug store organization. At 49th and South Parkway is the Corpus Christi Catholic Church, at one time a wealthy, high-grade parish, now ministering almost entirely to colored people. At 61st and Michigan is the St. Columbanus Catholic church, to which the same has happened; and again a similar experience has happened to the Holy Angels Catholic church on Oakwood and Vincennes. At 39th and Hampden is a large apartment building with over 100 apartments. A bad section of the area exists between 51st and 59th on Calumet and Prairie, where the moral influence is far from good. It is emphasized that one of the most important necessities is to provide a means of financing these colored homes so that they may be rehabilitated; provide a larger turnover of property; and hold these people within the area. East of State rooms are steam-heated; west of State, stove heated."
"D75","D","Located between South Parkway and Cottage Grove, 62rd to 69th Pl., another colored area, largely owned by the better class colored people; such as, post office clerks, Pullman employees and their families; good transportation. To the south of South Chicago Ave. is a white neighborhood affected by this colored area (especially that part within a few blocks of South Chicago Ave.) fearing infiltration. There are no restriction except except the local Property Owners' Association. White City, formerly a sort of Coney Island, lies to the west of the area and is more or less abandoned, with considerable vacant unused land. Along South Parkway are a number of small manufacturing and business industries. Area presents a somewhat uniform appearance. On Rhodes and Champlain, 90% are homes, many of them frame. Spotted throughout are some new homes of 10-15 years of age; and 2's on Vernon, Rhodes and Eberhardt. South Chicago Avenue is a business street. Frames occur frequently south of Marquette. This is another area which will ultimately be all black. Ground level. Future uncertain."
"D77","D","There are very few homes in this small area, but many fire traps. Rents are cheap. Composed for the main part of garages, stores, and some 3-story, 6-room apartments of 30 units. Once property becomes vacant it is difficult to rent. On the east is the stone wall of the IC main railroad, forming a natural protective buffer to property on the east of the railroad. Colored people on Lake Park Avenue between 56th and 57th. Transportation is good. A blighted area. The area immediately to the west, where there is a high degree of ownership, does not appear to be adversely affected by this small blighted section. Jackson Park and the Rosenwald Museum of Science and Industry on the east are factors toward maintaining this standard of ownership. Nevertheless, something should be done to eradicate this small blighted area. Located in a small triangle So. of 55th-57th- between Harper east to tracks."
"D78","D","This is an area known as Washington Park sub-division in Woodlawn. This is a semi-blighted area and while it is restricted to Whites, and the restriction having nine or ten years yet to run, there is a constantly increasing encroachment of Negroes from both the west and south. Teh big Colored area immediately south of East 63rd and west of Cottage Groce supplies a constant stream of Colored people to and from and through this district to Washington Park, lying at the north, which is devoted almost entirely to the Colored people. Recently a 46-apartment building on the west side of South Park Avenuew went Colored, and some 3-6 flat buildings between 61st and 62nd Street also went Colored October 1, 1939. It is expected ultimately that this entire area will revert to the Colored race. In THE CHICAGO SUNDAY TRIBUNE of October 15 was a news report which read: ""The Supreme Corut of Illinois on October 10 handed down an opinion which sustains the restrictions in force against Negro occupancy and ownership in the old Washington Park sub-division, between 60th and 63rd Streets and Cottage Grove and South Park Avenues. It also affirmed injunctions restraining a white owner from selling or leasing his property to a colored family."" (See reverse) Located 60-63 between Cottage Grove & South Park Avenue."
"D79","D","The area has excellent transportation both by Elevated, Surface Lines, and Illinois Central. All utilities and improvements are all in and paid for, and streets are paved. This area is definitely affected by the Colored area west of Cottage Grove Avenue, even though restricted to Whites east of Cottage Grove. Oakwoods Cemetery lies to the immediate south and runs from Cottage Grove to the Illinois Central on the east. The area is fully built up with an average age of 40 years, and suffers from the blight of the Colored area west of Cottage Grove. A Roman Catholic Church and school is located on East 65th Street and Maryland Avenue. On Maryland two and three flats, stone and brick predominate. There are a few frames south of 65th. On Drexel Ave. three story flats predominate, of brick construction, with an occasional home. On Ingleside Avenue construction is mixed with two and three-flats, and many cement fronts, with brick and stone two-story predominating. On Ellis Avenue, a mixed construction is evident with some frame singles scattered throughout. This is a poor rooming house area. It feathers out gradually from Ellis Avenue to the west into gradually poorer property until it reaches the Negroe area. * Due to Negro encroachment on the west. Located between Cottage Grove and S. Ellis, 63rd-67th."
"D81","D","Flat with few trees along streets. Schools, high schools and churches in area. Harlem Avenue east boundary; heavy traffic. Street car line on 63rd Place; bus on Archer Avenue and 63rd Street. Small shops at southwest corner of area. South of 63rd very poor unpaved streets, nearly all negro population. About 30 taverns and ""package stores"" in area, also a few brothels. Area is effected by large industrial plant immediately west. Some ""company owned houses"" in area- poorly maintained. Very adverse influences and mixture of poor types, architecturally and racially indicated fourth grade."
"D82","D","Flat and treeless. No piped water, no sewers; wells and ""out houses."" A few septic tanks are in. Grade school in area; high school five miles distant. Neighborhood has an unsavory reputation and was long the haunt of small-time gangsters. Dolese Shepard Quarry Co. is predominant here. This is a one industry village. The majority of real estate sales here area for cash. Main line Santa Fe Railroad adjacent on east. Poor transportation, no main thorofares, no shopping facilities, except small local groceries. Catholic church in area. Poor conveniences, isolation, foreign element, indicate fourth grade area. (The sharp advance in rentals between 1935 and 1937 is explained by the fact that Quarry operations which had been at a standstill since 1931 were resumed between 1935 and 1937, thus creating an exceptional demand for small dwelling units in the vicinity of the Dolese Shepard Quarry Co.)"
"D84","D","NOTE: This large territory, lying between 71st and 87th west of the Pere Marquette Railroad and the B&O Railroad to Cicero, is composed for the most part of vacant land. It is almost all platted as far west as Pulaski, and also south of 83rd from Pulaski to Cicero. Between Cicero and Pulaski, south of 79th, is a privately-owned Aero Club; and north of 75th west of Pulaski are switch and clearing yards of the Chicago Belt Line. East of Pulaski between 75th and 79th to Western is zoned for industry and business. The Chicago Belt Line runs along the north; and the Wabash Railroad traverses it in a northeasterly directino, where their switch yards and shops are located and also where their freigth trains are made up. South of 79th to 83rd, east of Pulaski to the Pere Marquette and B&O Railroad lines, is much vacant property. Between California east to Western is zoned for apartments. In that triangle south of 79th, east of Central Park south to the Wabash Railroad (which is zoned for apartments) there are three which were built at a cost of $25,000 or better fifteen years ago, and are now for sale int eh bracket between $7,500-8,000. 79th is zoned for business, as is Western. South of 79th to 87th, between Pulaski and Central Park, and south of the Wabash Railroad to 85th, between Centarl Park and Kedzie, practically all vacant, with some poor frames and shacks; some truck gardening; and considerable farm land unused. On 79th, 80th, and 81st, west of Western to Maplewood, are about one dozen three-flats, brick construction, and a substantial, large apartment building."
"D85","D","Predominately a bungalow area, 60 per cent brick and 40 per cent frame; averaging 20 years of age for the brick and 30 for the frame. Any new construction recently has been of the cheaper grade. Frames in this locality are mostly stove-heated. School facilities are fair. There are many people residing here who do not work steadily. Brick yards are on the south of 75th; railroad yards and tracks on the east and south; and Western Avenue (a business thoroughfare on the west) are all somewhat detrimental. The future of the area is poor. Industries such as the Crackerjack Co., Borg & Beck Clutch, Container Corporation lying west of Cicero, and railroads are where some of these workers derive their livelihood, plus WPA. There are a number of buildings in this area which might be considered as ""junk."" 75 per cent of the families here are of foreign extraction; Lithuanian, Polish, and Bohemian predominating. Loc. bet. Western & B/O tracks to E. between 71-75."
"D86","D","Predominately a bungalow and residence area of frame and brick, with a few 2's, the average age of each being approximately 30 yrs. About 50 per cent of the families here are foreign-born; Italian and Lithuanian predominating. The district generally feathers out from Winchester east into old homes. People buying property in this area prefer to purchase homes that are in a run-down condition and fix themselves. This applies both to bungalows and 2-flats. It is not uncommon for 2-flats in a run-down condition to be bought (there is a fiar demand for them) by two families who join together, making it a family affiar, and fix them up to suit themselves. The area borders on the east and south on the Ashland industries district, extending from Ashland to the B&O Belt Line south of 74th, which was formerly US government munitions factory site. There has been no new building, and funds are limited for mortgage purposes. There are a number of unpaved streets in the area. Between 71st and 74th, east of Hoyne, frames are poor and the brick bungalows old, predominately frame singles, very spotted, with many Italian residents. 90 per cent of the properties are on 25-foot lots. Buildings appear older again at Hermitage- poor frame shacks- as is also Paulina, and becmoes worse north to 71st. This poor district extends east to Ashland. An area where the future is very uncertain. Loc. 71-74- Hoyne- Ashland."
"D91","D","This area, located south of 87th to 90th, between Ashland and the B&O Railroad, is predominately a cheap bungalow one which grew as a result of people endeavoring to get close to Beverley, southwest of the forest preserve. It also was the end of the Ashland Avenue car line for years. The area lies in a railroad pocket, with the B&O to the west and the Rock Island Suburban and B&O to the south. They have a good Roman Catholic school. There is little selling of the older buildings, and poor care has been taken of home property. Pride of ownership (although it is almost 100 per cent home owned) is lacking. If there were more foreigners in the area, its upkeep would be better. It is spotted and mixed."
"D87","D","Somewhat evenly divided between singles, and 2's of 6-7 rooms, in the district from 75th and 77th to 79th, Halsted to Vincennes. The better class home section of the area is on north Wineconna Parkway. There are few bungalows in the area; the old frame singles running from 8-15 rooms. East of the Rock Island, between 77th and 79th, are many rows of 3-story party-wall structures, which is the older section. Homes along Winneconna Parkway north and south at one time were the leading homes in the district; and the Parkway still lends a considerable amoung of appeal to those who wish to reside in this vicinity. These large framehomes, however, will gradually develop into rooming houses or 2-flat apartments. There are very few, if any, units for rent in the entire area. On Emerald Ave., north of 77th, are a few 2's, some converted from old frames. The appearance indicates age. On Fielding Avenue, going north along Winneconna Parkway, are several large old frames, and row houses with party walls. Some of these old homes have stone and brick fronts. Poor upkeep is evident. Party walls are very common. Normal is also a very old street. Eggleston, in the vicinity of 79th, is somewhat better, where there are some 2's of brick and stone. The Chicago Surface Lines car barns lie to the east. The area is bi-sected by the Rock Island Suburban and Main Line; but for the lower bracket wage-earner who wishes to reside near his place of occupation; and who cannot afford to purchase, the rent structures in this vicinity will remain firm for the class of home or unit available."
"D88","D","This area is another blighted one, with very little, if any, favorable future prospects. That portion of it lying east of the Rock Island Suburban south of 79th is 100 per cent Italian, and 80 per cent of the buildings in the entire area have post foundations. There has been no remodeling here. The Rock Island Suburban and Main Line bi-sects it north and south; industry lies to the south; very few, if any, properties for rent; an area which is definitely down, with a poor to fair sales demand. Vincennes, a business thoroughfare, runs north and south through the area on the eastern boundary. Loc. 79-83- Halsted-Stewart."
"D89","D","Area is flat with few trees. About the only good influence in this section is Grand Crossing Park adjacent at the west. Transportation, churchs and schools are adequate. Very poor grade of population; gangsters, vandals, and in general, dangerous elements. Shopping facilities along 75th, 79th, and Cottage Grove Ave. Adverse influences along northeast and southeast boundaries of the area. Many houses are typically Italian in construction, with very small rooms and very large kitchens and are saleable onyl to Italians. This territory is 100 per cent built up. There is some small manufacturing in the vicinity of 75th and 86th on Greenwood; also coal yards in the area. It is almost impossible to secure a mortgage in this area on any terms. Undesirable population, poor appearance, adverse railroad influence, and poor demand indicate fourth grade."
"D9","D","This is a hetergeneous area of mediocre houses in poor condition but somewhat more desirable than those south of Armitage. Future of the area is one of continuing down trend, although no adverse infiltration is occurring at present. Proximity to the industrial area on the east is unfavorable except as it provides convenient employment. In addition to the housing units on which prices are quoted above there is also 5% large apartments and about 5% 3-family units; these latter properties are valued at $3,500-5,500 and rent $17.50-25.00. All rents quoted are for unheated units."
"D90","D","Located between 79th and 83rd, Colfax to the IC Suburban and Illinois steel mills; predominately multi-family; for the most part, occupied by foreigners of Bohemian, Polish and Mexican origina predominating, employed in the Illinois steel mills adjoining on the east. A good rentable area, enjoying good transportation and shopping facilities. It has changed little for years, as it is suitable for industrial workers who desire to reside near their place of occupation. Much rehabilitation necessary. Singles are scattered throughout. Entire area is spotted, and will change but little; and might be considered as semi-blighted. On Burnham are many frame bungalows and residences in a run-down condition. Future is definitely down grade. The IC Suburban RR runs through the area along Commerical Avenue. School facilities are fair."
"D92","D","Lying south of 84th to 89th, from Racine to Loomis to Vincennes Road, is this old area where frames average 50 years. It is expected, during the next 20 years, that it may be entirely rebuilt into a somewhat better area. It is known as Gresham, and is quite spotted. It is close to industry on the east and southeast. Vincennes Road on the east appears more detrimental to property adjoining it than the Rock Island Suburban and B&O running along the southern boundary. The area is a popular one for the low-bracket wage-eaner to live in, due to its adjacency to business and industry; and also, its proximity to a higher-grade and more desirable neighborhood to the south. There are few vacancies; turnover is somewhat satisfactory. It is largely occupied by railroad workers and government municipal employees, and is predominately a bungalow area, with a few 2's and 3's. From Loomis east, between 87th and 89th, are some cheap 2-flats. The area feathers out, gradually becoming worse as it approached Vincennes. North on Morgan from 87th is mixed frame and brick of cheap construction; and buildings on Sangamon, between 87th and 83rd, are very old. Peoria is a poor street; and on Green, north of 86th, there are some 4's and 2's of frame construction mixed in with brick and old frame bungalows, very spotted. On 84th, going west from Green, mixed frame and brick bungalows of poor construction, although somewhat better on the north, in the vicinity of Aberdeen. One of the oldest areas in this district."
"D94","D","Another low wage bracket area. Many foreigners, with Italian predominating. A downward price trend with poor demand. Few, if any, homes for rent. The area lies out by itself in a triangular subdivision south of 87th and east of the Western & Indiana railroad, surrounded by switch yards and industrial plants, as well as considerable vacant property to the northeast. Homes here are of inferior construction, average 35 to 40 years, frame, 5-8 rooms. A mixed, spotted neighborhood. Homes are blighted and in a poor state of repair."
"D95","D","This area, lying south of 92nd between Halsted and the Western & Indiana railroad, is a sparsely settled, frame and brick district, with an average age of 40 years; surrounded by vacant property. A colored settlement is east of Wentworth. There are no colored residents in this area. Vacant ground lying between the colored area to the east, together with the Western & Indiana railroad, form a natural barrier against colored infiltration. The low bracket wage-earner prevails. Very little can be said abotu it, except that it is an undesirable neighborhood in a badly run-down condition."
"D96","D","A 100 per cent negro development, consisting of old shacks, frame houses, and a few bricks, with an average age of 45 years. Repair poor; no demand for property; and a definite down trend. This is a fairly large settlement. Some singles are of 7-8 rooms. A blighted section. State-Wentworth- 91-95."
"C140","C","This is a good middle class neighborhod, about 95% built up. Terrain is level with trees planted along most streets. The section was built principally by 2 prominent builders, known for the good quality of their construction. Many conservative families live here, owning their homes clear of debt. Consequently, there are fewer foreclosures than in some of the newer and more expensive portions of the village. Rental demand is very good due to convenience of transportation, shopping areas, schools, and churches. Transportation to the Chicago loop via the elevated railway requires about 30 minutes. The Western Electric Co. owns a few houses in here on which prices have been reduced from time to time. However they have reached bottom and it is probable that they were somewhat overpriced originally. Harlem Ave. the west boundary, is a high speed thorofare with heavy traffic. Madison and Harrison Sts. the north and south boundaries respectively, are well traveled streets, and along Madison are many small stores. Some railroad and industrial influence at the south extremity, also small shopping center at Harrison and Oak Park Ave., the southeast corner. Pride of ownership is apparent and the area is well maintained, almost without exception. Age alone prevents higher than a ""C+"""" classification."
"C192","C","Generally very flat with a few scattered trees. About 25 per cent built up. Small shopping center along Ogden Avenue (US Route 34) near Joliet Avenue. Principal thoroughfare is Ogden Avenue, along which occurs heavy traffic and a thin scattering of old taverns, saloons, roadhouses, beer-gardens, dance halls, gas stations, together with some cheap housing. Opening of the Electromotive plant about three years ago has created a demand for housing for lower grade employees. This has resulted in rent and price increases in Lyons. The Des Plaines River outs the village at the east. No railroad transportation available nearer than Riverside, one mile distant. Cermak Road in the northeastern extremity of the village is a good influence. Best values occur immediately adjacent to this preserve. Heavy traffic along 43rd Street, Harlem Ave. and Prescott Avenue (US Route 66), with some dilapidated roadhouses, lunch rooms, retail automobile merchants along Harlem Avenue. Bus lines along 47th Street and Ogden Avenue. Small stores scattered throughout the village. Grammar school on Clyde Avenue. The Riverside Lime & Stone Company occupies a large tract near Ogden Avenue and Lawndale. In the northwest section is some sparsely developed territory, also west of Riverside Avenue. Lack of restrictions, sparse development, low-grade population, poor conveniences, fair to poor maintenance indicate this a poor third grade."
"B117","B","Predominately a bungalow neighborhood with a trend to the moderate type of home; interspersed throughout with many 2 and 3-flat apartments, a few 4's, and some large apartment buildings. Brick construction prevails. This is part of what is known as the Brainard section- a desirable area. During last 15 years, it has attained almost its entire growth. About 40 new brick homes, 5-7 rooms, have been built during past year, $6,000-6,500. Sales to the north have been good; majority of homes have been built for owners. Area feathers our from 90th to the north into cheaper construction; and along Vincennes to the west, a buffer of inferior type of home exists for 1 block to 1 1/2 blocks. Much new construction on Aberdeen, which is unpaved. Buildings are older on Bishop, which was the beginning of new development in area. On Justice, Laflin, and Bishop, are many vacant lots. Vicennes, on east of area, a main highway, is an old trail. Area is one which will continue to grow. Cheap frames are on east side of Carpenter south of 90th; on Racine, brick bungalows. New park is under construction between Racine and Throop, 91st to 92nd, under WPA; opposite the park on west, between 91st and 92nd, are 4-flats- then bungalows. South of 90th is a spotted area of mixed grade, extending too 93rd. Facing park on west side of Throop, between 91st and 92nd, are 4-flats- then bungalows. Elizabeth St., facing Fort Dearborn school, is mixed frame and brick bungalows and 2-flats, somewhat cheap home construction. On Ada, except at the corners, are bungalows between 90th and 91st; between 91st and 92nd, 3's and 4's-- then bungalows between 92nd and 95th, with few 2's of brick. On Loomis, from 95th north, mixed frame and brick bungalows of good and inferior construction, few 4's. (over) There is a large apartment at 94th, and between there and 90th going north, are mixed frame and brick bungalows. Good little business district between 90th and 89th. Some big apartments at 90th and Bishop, with frame and bungalows- old; between 91st and 92nd, on Bishop, are some large 6's. From 92nd south, all 3's on the east and large 24, one 6, some 3's going south. On Laflin, majority are on 6's. As a matter of fact, west of Loomis, apartments are in the majority. On Justine is much vacant property; some 3's running north from 95th. Between Ada and Loomis, construction appears to be poor frame bungalows. A fair ""B"" grade. NOTE: West of Vicennes, well over 80 per cent of properties are restrictred to Whites. Loc. bet. 90th-94th, Ashland- Carpenter."
"C234","C","An old part of Chicago with many old frame buildings. Transportation is fair in that part of the area south of 97th. Better buildings are located on Winston and Bishop. Winston between 95th and 99th is well treed, presents a good appearance, with frame and brick singles set back on the east side from the street. Part of the area is some distance from business districts both in the north and south. A girls' school, Academy of our Lady, is located south of 95th between Loomis and Throop. A large truck garden farm, part of the institution, adjoins it. There are a few apartment buildings, 2-story, on Winston Avenue and around 99th and Loomis. This formerly was an old Lutheran settlement, is well built up, but has a few new homes. St. Margaret's Parish is located at 99th and Throop, a fine church and parochial school in connection with it. The German Lutheran element are gradually leaving the neighborhood. 95th St. Parkway is mixed stores and residences. On 97th are many inexpensive frames; the whole area is spotted. North of 95th St. for one-half block is a mixture of business and residences. This part of the area suffers from proximity to 95th St. Parkway, a thoroughfare. West side of Vincennes is semi-business, and homes inferior to ""B-"" to the west. There are few buildings on 89th Street facing the tracks, and nothing at all from Ashland to Loomis. The older part of this area is west of Ashland north of 91st. 89-91st Pl.- Ashland- Hermita."
"B124","B","This area, lying between 95th and 107th between Claremont and Longwood, is part of what is known as Beverly Hills and is probably the largest restricted area as to one-family homes in Chicago. It is sometimes referred to as the ""Ridge"", which boundaries are approximately from 91st to 119th between the Rock Island Suburban and Western Avenue (the highest point on Cook County is at 111th and Hoyne). In this area of Beverly Hills, approximately 25 per cent of the properties are valued at in excess of $25,000- some of them as high as $75,000 to $100,000. The inhabitants are of high grade and the population stable. Many of the homes here were purchased in the inflation period, and a large proportion are mortgaged. For the most part, lawns, shrubs and trees are quite numerous and there is ample evidence of good up-keep. 95th Street, on the north, is zoned for business. Between 103rd and 107th north to 104th, and a very large apartment building located on the northeast corner of 104th and Wood. There are also some apartments on Claremont (which is zoned for apartments) between 103rd and (over) 107th; and on Longwood Drive on the east, between 108th and 110th. The principal development of this area has occurred since 1900 and, for the most part, was on Longwood Drive and adjacent thereto, between 103rd and 95th. Between 103rd and 107th, on Seeley Avenue, are some old homes of 25 to 30 years of age. Bell, Oakley and Claremont, for about two blocks north of 107th, is a substantial brick bungalow neighborhood. Damen Street north from 101st has a somewhat newer development- then tapers off to the north with an older type cost home. Seeley Street, south of 95th to 99th, is not quite as good as that portion of it from 99th south to 101st. Hoyne, north of 103rd, is a mixture of stucco, frame and brick; quite old for one block and then developing into much better homes as far north as 95th. South of 104th on Claremont are some brick two-flats. North on Bell and Leavitt from 107th is all built up with good, substantial homes. Seeley north of 107th, is somewhat older with several stucco and frame between 105th and 103rd; and Longwood south from 103rd is a mixture of old frame and brick homes located considerably away from the street, almost entirely on the west side. These homes are not so substantial between 106th and 107th. At the northwest corner of 107th and Longwood south from 103rd is a large old home that probably cost around $100,000, which has been converted into a girls' private schools. This apparently was done against the zoning ordinance but is an example of what happens to some of these old homes. There have been approximately 50 to 75 new homes; 6-8 rooms; brick; and in the price category of $10,000-15,000 built in the area during the past year. Thsi new construction has taken place, for the most part, in the western section, to which there is a trend. It is well to bear in mind that there are no restrictions against the sale to negroes of property north of 107th in the area west of Vicennes. To the southeast, between 107th and 115th, there is an extensive colored district which lies between Vicennes and Morgan Street. Beverley Hills area enjoys a good turnover of property, although the market can be said to be a buyer's. It is also believed to have a comparatively small percentage of homes free of encumbrance. The majority of people residing here work in the Loop district of the city. The area enjoys good schools, shopping facilities and transportation; and a high degree of ownership is evident. Age and contiguous area present an ""A"" rating."
"C180","C","This section is known as Portia Manor. This territory is flat and treeless, although parkways have been planted recently with elm saplings. Plotted lots are about 30 percent built up, but all vacant lots are burdened with special assessments amounting to $1,200 for each 50 feet of frontage. To the west of the area is vacant meadow land and coal yards adjoin it on the south. Suburban electric railway runs along Lincoln Avenue, the north extremity. The CB&Q railroad, main line, is a little way south of the area. Consequent train noise is somewhat of a detriment. Congress Park station on this railroad is one block south of the area, but not all trains stopping at Brookfield stop at this station. Neighborhood shops are accessible across the railroad via an underpass. Transportation is very convenient via the CB&Q railroad. Structures are, on the average, not older than 6 to 8 years, but railroad and business proximity has been considered in grading this ""C plus""."
"B126","B","This area is a fairly recent development; average age of about 15 years; almost entirely a home owner neighborhood. Development started here in approximately 1920. The older homes are on Longwood Drive and there are some homes in the area valued in excess of $50,000. It is some distance from schools, and inquiry here for property is somewhat limietd, although the future outlook is promising. The area is also part of Morgan Park, which was annexed to Chicago in 1914. Transportation is good, and the fact that there are no through streets adds to its desirability as a residential section. Sale of property to colored people west of Vicennes to the Rock Island Suburban is retricted north as far as 107th, and it is expected the same restrictions will be completed soon as far west as Western Avenue and south to 119th. It will be seen, therefore, that the area south of 107th, acts as a buffer to Beverley Hills insofar as sale restrictinos to the colored element are concerned. Longwood Drive on the west side has many beautiful homes set away back from the street, with lawns, shrubbery, trees, etc. There is much vacant property for development to the west of the area to the (over) Baltimore & Ohio freight line. At this point, the Mount Hope Cemetery is encountered. There are many vacant lots south of 115th, and most of the new homes south of 115th have been constructed since 1929. On the eastern side of Bell Street are many fine homes, and between 116th and 118th, vacant prpoerty is set out for school purposes. Bell Street changes abruptly at 119th to homes of cheaper construction. North of 119th on east Oakley are expensive homes and some recent substantial development- vacant land is work approximately $35.00 per foot. A Swedish Home for the Aged is located on Bell Street between 114th and 113th; and north of 113th on Oakley, homes are somewhat older. The larger Barker home is located on 116th west of Longwood. On the east side of Longwood, south of 115th, buildings are not so attractive nor substantial as on the west side. They are mostly brick bungalows, with some frame and stucco, especially between 118th and 119th. The large colored area east of Vicennes, now that restrictions as to sale to colored people are in effect, is not considered as detrimental. This area will continue to grow and to be a desirable one."
"B27","B","This is a very desirable area of large homes convenient to Lake Michigan and accessible to a good business center along the railroad. Schools are also very good and transportation available by commuter tarin, North Shore Electric, as well as elevated which ends at Third and Linden. Properties along Sheridan Road are somewhat better than those on the other streets, but they are less desirable because of the heavy traffic flow along Sheridan Road, particularly on Sunday. Properties in east Wilmette carry a certain social advantage and this reputation is traded upon whenever properties are sold. Pride of ownership is very apparent, most properties being well shrubbed. The streets are lined with beautiful, large, shade trees. Vacancy is virtually nill, and becausae of this heavy occupancy there is some indication that an upward adjustment in rents may be affected during 1940. The price bracket above includes the majority of the structures, but there are a number of estate properties valued well above $20,000. Mortgage financing is limited to $16,000 as a matter of policy by most major lenders. This is not meant to indicate that (over) financing is not available in the district. Properties along the south side of Lake Ave. west of Sheridan Road are very good. Altho it might be said that many of the structures in this territoty are somewhat obsolete, considerable reconditioning and remodeling is continually taking place, and the section is certainly considered to be ""holding its own"", at the present time. The northern tip of this area is somewhat adversely affected by the proximity to a section called ""No Man's Land"", which has recently been annexed to the village of Wilmette. The legallity of this annexatino is now being contested in the courts, but irrespective of the outcome, the adverse influence will probably continue altho is will be necessarily minimized should the village gain control, as they will probably eliminate all small business and possibly close the beach to other than local residents. The new construction has been a recent subdivision of a piece of vacant ground lying along the railroad at the end of the extension of Ashland and Greenwood Aves. This was a speculative development, and more favorably located should warrant a ""A"" classification, but because of its proximity to the railroad it is rated as ""B"". This small section is not coming into hands quite as strong as the property in the rest of the areas."
"C215","C","Known as Hyde Park district, extending from 51st to the Midway, between Cottage Grove Ave. and the IC Main Line, here is a wide variation of homes, valuations, and rents- the lower rent brackets occurring in the block houses and older sections. West of Woodlawn is the older section. Apartments in this territory rent at $45.00 per month and have 6-7 rooms. East of Woodlawn, where the better and smaller type apartments are, the average price per room is $10.00. As the area extends toward the IC from Woodlawn, buildings and improvements become better. On Kenwood Ave., from 55th to 53rd, buildings are old, mostly frame, in a dilapidated condition- spotted. Area is on the down grade, with many rooming and fraternity houses of mixed character. The University of Chicago property begins at 56th, between Ellis and University, and from 57th to the Midway is mostly University-owner, from Woodlawn to Cottage Grove. Running along the southern boundary is the Midway Plaisance, a favorable feature. Transportation is good. On both sides of 57th, between Stony Island and the IC, is an artist's colony. On Harper, between 53rd and 54th St., are solid apartments, then mixed construction. Between 54th Place and 55th St. is solid apartments. South of 55th to 57th, spotted semi-business, garages, etc. (over) Between 57th and 60th frame residences predominate, in fair condition, with a few scattered bricks. On the west side of Stony Island, north of 59th, is a large 20-story cooperative apartment; the Illinois Central Hospital, covering practically a blcok; and a large court building of 60 flats. Between 57th and 56th is a big garage and cab-stand. On Ellis, between 56th and 57th, is the Chicago Home for Cripples. South on Drexel from 51st to 60th are large apartments- 24, 336, 72 units. The George Williams College is located at 53rd and Drexel. South of 54th on Drexel are some old party-wall residences with stone fronts. On Maryland between 53rd and 55th are a few colored familuies. Continuing south to the Midway are some 2's and 4's of brick and stone, with a few partt walls and some single frames. South of 58th is practically all University property on both Maryland and Drexel. In fact, the University owns a great deal of property from 57th south. On the east side of Ellis, between 52nd and 53rd, is almost all solid residences with party walls; the Chicago Osteopathic Hospital is on the west side. Greenwood south of 51st, has mixed residences, apartments, and some 2's and 3's. South of 53rd are larger residences, with some frames. At 54th Street and Greenwood is a Jewish temple. At 54th Place and Greenwood, a Christian Science church. University Avenue is somewhat similar to Grewenwood. Between 55th and 54th Place on Woodlawn is a large Catholic church and school, and several large apartments north of 51t. On Kimbark Avenue south of 52nd, are party-wall houses, with a few scattered frames and apartment buildings- then larger apartments between 53rd and 54th- then 2-flats and residences of brick and stone, with a few frame. South of 57th and 58th are mostly frame singles. NO Kenwood north from 58th party-wall buildings appear again. Between 53rd and 55th, poor frames, with a few brick. North of 53rd the street becomes better. The Versailles Hotel is at 53rd and Dorchester; south are rooming houses, party walls, frames, spotted and in poor condition. East of Dorchester, better class of homes appear; the closer the approach to the IC, the more substantial are the buildings. On 52nd, between Harper and Lake Park, is a 4-story brick building with colored people (about a dozen familites). The area is a spotted, declining one. There are also some colored people on Kenwood, between 54th and 55th."
"C224","C","Known as part of the Chicago Lawn District, with much vacant property to the west and south, as well as railroads and land zoned for industry. Vacant lots sell for approximately $15-20 per front foot; there is little demand. School facilities are far; transportation good. It is predominately foreign-born; namely, Bohemian, Polish, and Lithuanian. Wage-earners are in the low salary bracket. Construction is cheap, with little change in style or architecture. The area was constructed by various contractors, buildin homes by blocks. There are a number of 2's, with 3 1/2 and 4-room apartments. 2's and 3's are slow in selling. Some of the 3's haave 7 and 8 rooms. About 90 per cent of the 2's have peaked roofs, and the majority of them have separate heating for each apartment (hot water on the first floor and stove heat on the second). At Kedzie and 79th will be an under and over pass shortly, which will provide better facilities for going in and out of the area. Southwest, or Columbus Highway, adjoins the southeast part of the area at Western. South of 71st to 73rd, no the east of Sacramento to California, are a number of brick 2's, with scattered singles. On Mozart are old, cheap brick bungalows. California Avenue is mostly 2-flats, mixed with frame and brick singles. The whole area is spotted, with inferior construction predominating, especially that part east of Talman to Western Avenue, south of 73rd, which is a mixture of all kinds of construction; singles, 2's, and 3's. There is little recent construction. The area from Campbell to Western contains more frames than brick, and feathers out into cheaper construction. Loc. bet. 71 & 74, Western & Sacramento."
"C226","C","Known as part of West Highlands and lies beween 75th and 79th, Damen to Loomis. Majority of buildings are 2's and 3's. There has been some new building this past year of residences and 2-flats, particularly between 76th and 77th east of Ashland, the residences being in the price category of $7,250 and the 2-flats, 1 1/2-story, $9,200. There is a large manufacturing district to the northeast, extending from Ashland to Racine, containing plants such as; Bird & Sons, Continental Can Co., Consumers' Coal, ice plants, coal yards, brick yards, etc. Singles predominaate between Ashland and Damen, between 75th and 77th; and also between 78th and 76th on Laflin, Bishop and Loomis, the multiple area being between 77th and 79th, between Damen and Loomis and between 78th and 79th on Laflin and Bishop. There are a few large apartments, located on 79th between Ashland and Loomis, and two large ones at 78th and Ashland and 78th and Loomis of approximately 40 units each. This area is fairly well built up. Ashland, a thorofare with a mixture of all kind of construction on it, runs through the area north and south. On Winchester between 75th and 78th are many old brick bungalows; and between 78th and 79th practically all 3-flats brick. Area is a fairly substantial one where values will continue to be well maintained. From Damen east to Ashland, 75th to 79th, are brick 2 and 3-flats and residences. Area north of the Belt Line, between 74th and 75th Leavitt to Ashland and north to 73rd from Leavitt to Hoyne, was uesd by the US Gov't last World War for ammunition plants. Part of this has been condemned and, at present, there is under construction a road under the Belt Line on Damen, from 74th to 76th, which will give a through street."
"C68","C","This is the old original central Rogers Park section, and although there are few of the original owners still living there most of the better class people have moved to other neighborhood. This has been prdeominantly Jewish for 10 to 15 years, and the continuing infiltration is occurring, but those families coming in now are of a lower class than those already in the neighborhood. It is a typical Jewish section with the children playing all over the street, and properties generally showing lack of respect by tenants. It is significant to note that many of the buildings which are now owned by Jews are now being forced into the market very sharply, and other institutional owners have instituted a policy of cutting prices and considering any offer of a reasonable nature. Prices on all classes of one to four-family houses have broken during the past two years, and are still below 1935 level, although it is generally believed that prices on income-producing properties will remain fairly firm during the next six to twelve months. In spite of the fact that this section has excellent transportation, very good shopping facilities and is convenient to the beach, the fact that is is practically 80 per cent Jewish limits its appeal to other than this class of resident, and it is most doubtful that any reversal of the present down trend can be expected. About 65 per cent of the buildings are large apartments renting for $12 per room. The maintenance cost on multiple units are so high that buildings produce practically no return on investment. The three-family structures are valued from $10,000-12,000; renting $50-65."
"B7","B","This small section is now about 15 per cent built, and is improving slightly as additional buildings come into the section. The general appearance of the structures is good, but there are few trees in the territory and the neighborhood has a rather barren appearance. In addition to the housing noted above, there are a few scattered bungalows and one and one-half story houses. The center of the district is about one-half mile to grade school, but transportation and shopping centers are quite convenient. The layout of the streets is attractive, but it is doubtful that the section will ever improve beyond a second class area."
"B73","B","Although this section from the classification of buildings noted above would appear to have a heterogeneous development, the fact is that buildings of each type are more or less concentrated in groups on various streets throughout the neighborhood but not concentrated in sufficient numbers to separate for purposes of classification. The three-family units, however, are largely concentrated primarily west of California and constitute about 25 per cent of the structures, valued $12,000-14,000 and renting for $60 to $75. These units show a slight weakness in price structure because of the inclination of institutional holders to force these properties into the market. The somewhat unfavorable experience in prices on one-family houses is occasioned by the competition of new construction occurring in this area, and in the area immediately to the north and northwest. Although only a minimum of new construction is occurring in this section, it is of a lower grade than that that is already here. It is anticipated that further construction will continue but it will be in a price range between $7,000 and $8,500. The prices quoted above on all classes of units (over) are expected to remain relatively firm during the next six to twelve months. The general reputation of the section is good. Shopping centers and schools west of California are somewhat inconvenient but improvements throughout the area are comparatively uniform. There is a sizeable number of deluxe three-family units valued in today's market between $15,000 and $19,000 renting between $80.00 and $95.00 per unit. Larger apartments constitute about 20 per cent of the buildings and rent for $10.00 to $12.00 per room. Prices on two-family units have remained relatively stable primarily because these buildings are so well held. Although there are a few Jewish families in this neighborhood, no marked infiltration is noticeable at the present time, and the section should remain fairly stable during the next three to five years."
"D108","D","A very old area of frame buildings from 40 to 50 years of age, and brick of more recent construction, averaging 20 years. Most of the new building has occurred on Sangamon Street. There is also some on Morgan south of 99th Street, and a few scattered new homes on Aberdeen and May Streets. From 97th Street south between Vincennes and Carpenter Streets are many frame homes and the oldest part of the area is between 100th and 106th Street, between Vincennes and Morgan. Foreign people are largely concentrated south of 103rd Street. This is partly due to the convenience with which they may reach their place of employment at the Chicago Bridge and Iron Works west of Throop. This industry, by the way, is at present erecting two large new steel buildings. There are many vacant lots throughout the area which is also quite spotted. They have all utilities, pavements, necessary churches and schools. There have been no new assessments for years. They have fair transportation only. Colored people are in that section immediately south of 108th and some Colored families are already located north of 101st to 97th Street between Cenoa and Carpenter. Between May and Aberdeen there are quite a number of two family frames converted and there are a few large apartments north of 101st. Located E. of Vincennes- Sangamon, So. of 96th to 107th. (over) 103rd Street, running east and west, is composed of mixed business and residential properties. One-family homes predominate. There are many very poor homes in the area south of 1103rd, not at all modern and much rehabilitation is necessary throughout all the area, especially painting. In the northern part of the area between 96th and 97th are some new brick homes and 97th to Genoa St., a poor frame house street. Genoa Street itself presents a run-down appearance. On May Street, running south from 99th Street homes are of a better appearance, a mixture of brick and frame bungalows in the $4,000 to $6,000 category. On 107th Street, running west from Halsted is much vacant property turned into truck gardening especially in the south as far as May Street. 107th Street is an exceedingly poor street. And on May Street north of 107th are old frame bungalows of inexpensive construction. Much painting is required and the area south of 103rd can be considered to be inferior to that part of it on the north."
"B82","B","This are is similar in most respects to the area directly north of Belmont Avenue. Properties here are in somewhat greater demand because of the Catholic Church influence on Barry Avenue and Mason Avenue. Although there are a few scattered frame units in the territory, the bulk of the housing is give and six room brick bungalows of somewhat stereotyped appearance. The recent completion of Steinmetz High School in the western extremity has favorably affected the territory, and is partially responsible for the concentration of the new construcion occurring along Merrimac, Melvina and Meade Avenues. This neighborhood may be said to be ""holding its own"" at the present time, but it has very definitely reached its peak and a slow down trend may be expected to develop in the near future. Virtually all properties are built on 25 and 30 foot lots and set back a maximum of 18 feet, which gives the section a rather congested appearance, but because the entire territory is so built it does not necessarily work as a hardship from the standpoint of sales. Two family structures are largely concentrated east of Central Ave. and are generally rented as unheated units, and those are the rents which are quoted above. The Polish influence noted above is of only moderaet proportino, and it is generally considered to be a better class family and not adversely effecting the desirability of the are. Because of uniformity of improvements and general desirability, the territory is graded ""B-"". About 5 per cent of the structures are apartments renting from $9.00-11.00 per room."
"B87","B","The terrain is flat with a good planting of elm trees along the streets. Schools, churches, and shops are convenient, Harrison St., the south boundary, being the location of small neighborhood stores. The Elevated railway station at the north extremity of the area affords direct transportation to the Chicago loop. About 45 minutes is required for a one way trip. Uniform type, single family brick bungalows are characteristic of this area. Forty foot lots predominate, and land values are anywhere from $25 to $40 a front foot. The area is about 95% improved, and is easily the most uniform spot in Maywood. There is a Lutheran Theological Seminary at the south border, and Watermarks Park, a small preserve, at the north extremity. There are no boulevards passing through this area. Some railroad influence at the north end, which however, does not seriously affect values. This is the only part of Maywood zone to restrict Hebrew encroachment. It is known as a ""Seminary District"". The area is separated by a principal boulevard, Harrison St., from an otherwise adjacent poor area at the south which lies in a neighboring village of Broadview. Uniformity, sound construction, and good appearance indicate a ""B minus"" classification."
"B90","B","This area is divided into eastern and western sections by a first grade area of more expensive homes. Terrain is flat with excellent planting of fine trees, double rows on some streets. Bounded at north by Division St. and on the south by Chicago Ave., the latter being a boulevard with moderately heavy traffic. The east boundary is Harlem Ave. (heavy traffic), west boudary is Thatcher Ave. A heavily wooded tract known as ""Thatcher's Woods"" extends all along the western boundary. Values taper off somewhat in the western portion, because of the Soo Line railroad, passing through this section (freight traffic only). Rosary College adjacent at the west 1/2 of the area at the north boundary. Lutheran College is situated in the north part of the eastern half of the area. Transportatino and shopping facilities not very convenient (about 6-8 blocks). There are some large homes in this area costing as much as $50,000 and above. Maintenance is good throughout. Good architecture, good planting, and large lots with good setbacks make for charm. Values slightly high north of Thomas and away from east, south,a nd west boundaries. On east side of Harlem Ave is an area considerably less (over) desirable. The western half is more built up with brick homes. In the west are a good number of frame structures, some 20 years old. There is a 128 units apartment building now under construction on Harlem & Chicago Aves. to cost $475,000. It is FHA financed, ready for occupancy May let. Quality of construction, appearances, and stability of population make this ""B""."
"B95","B","This is a very unique section on the near north side of Chicago. In many respects it compares to the Back Bay section of Boston, for it is very conveniently located, has high-class occupancy, has seen considerable remodeling and reconditioning and reduction of size of units in some of the large apartment buildings. Altho properties are built comparatively close to the sidewalk and (illegible comment) adjoining walls, trend of desirability continues static and demand is good from persons who want an ""in town"" location. Astor St. has only local traffic and, as such, is a better residential street than State or Dearborn. It is also restricted against more than 3 story buildings at the north end, whereas, in the south no restriction is operative on Dearborn or State. They, therefore, have some speculative value for demolition and erection of apartment house units. Real estate taxes are exceptionally high. There are several cooperative apartment buildings at the south end of Astor. Rentals on apartment units of 6 rooms and more are slightly weak at the present time; but, on smaller units, they are very strong. The trend of reducing these bigger units to smaller kitchenette apartments (over) may be expected to continue. In spite of its age, the area continues to attract very high-class people and, in many respects, the district is equally desirable as Lake Shore Drive, because of its seclusion from the heavy traffic. Transportation is by bus along the Drive. Lake Michigan beaches are convenient and generally considered favorable, altho they do attract a much less desirable class of persons from sections to the west. A few of the houses are operated as rooming houses, but most properties are so strongly held that it is doubtful if the district will ever become a rooming house district in its entirety. Neighborhood is graded second class because of the good class occupancy and because it continues as a desirable residential sectino in spite of its advancing age."
"D53","D","Located between 22nd and 5th east of State, composed of mixed low-grade foreign nationalities, predominantly large-family negro (many on WPA). White families are at 24th & Indiana, where there is a large apt building of approximately 77 apt, renting from $25.00-35.00 per month for 5-8 room apts. Residences are the 8-10 room type; old; converted into flats. In order to meet monthly rent payments, several families combine; rooms are rented in shifts; and beds occupied almost continuously. A number of manufacturing and distributing plants are in the area. A Buick and Cadillac distributing plant is at 23rd & Michigan. The Mercy Hospital is at 26th and Prairie; and at 29th and Lak Park are the Michael Reese and the Hannan Hospitals.This area at one time housed many of Chicago's wealthiest families, who began leaving about 30 years ago. It is now occupied by approximately 80 per cent colored. Considerable vacant ground. Between 21st and 35th ground values approximately are $25 per front foot; north of 21st, $100. Properties are not worth any more than ground value. Majority of light manufacturing is north of 31st; old homes have been remodeled into small 3-4 room apts. Many buildings have been wracked for obsolescence; improvements are all old. Original Chgo extended south to 31st; from that point south was prairie. Between 31st and 35th are rows of hosues on small 17-foot lots; brick party walls; scattered frames. North of 31st are old mansions on 25-50 foot lots. Between 33rd and 35th, east of Cottage Grove, is about 50 per cent colored; but along Lake Park to 39th is still white. Cottage Grove is a poor mixed business street. Between 28th and 29th, on Prairie, are many health homes and small shops remodeled from large old stone homes. Calumet, between 31st and 33rd, is badly blighted on both sides and is one of the worst in area. On the east are railroad tracks, park land and Lake Michigan. Realtors say they have been hoping for 30 years this area would develop entirely into industry but this has not happened. Badly blighted area."
"B98","B","This is a shade less desirable than the adjacent ""B"" ara on the west. Properties are a little older and not quite so well kept. Landscaping and trees are not quite so good. Institutions lend readily but on slightly more conservative terms than in the area above mentioned. Transportation is good; shopping facilities are very convenient along Cermak Road, the north boundary. Schools and high school are within walking distance. Values are slightly better toward the west end, but even here constructino is somewhat mixed as to quality and appearance. Poorest appearance of homes is seen along Clarence Ave.; and ther are some scattered retail stores along 26th St. A few building sites are available as the area is probably not more than 90% improved. Appearance and uniformity are a little below standard for second grade, hence ""B-""."
"B99","B","This area is bounded on the north by the Illinois Central R.R., south by 31st St., west by Harlem Ave., U.S. Route #42A. The terrain here is level and some small trees are planted along sidewalks. There is a small neighborhood park which adds to the charm of the section, and maintenance is good throughout. Desirability improves toward the west. Best homes are along Wisconsin and Maple Avenues, where some expensive, tile roofed bungalows are located. This area is favored by Chicago, Burlington and Quincy R.R. transportation, a quicker method than Elevated, used by more northerly areas. Shops, churches, and schools are convenient; and a site has been set aside here for the future Berwyn High School. Poorer at east fringe, where there is some undeveloped railroad property, and a pumping station and lumber yard (30th adn Oak Park Ave.) Building and loans compete for loans here. Good appearance, quality and uniformity of improvements, and convenience indicate second grade."
"C116","C","This is a very mixed district of primarily small housing in mediocre condition. Houses are of substantial age and noticeably obsolete. Most properties are built on 25 foot lots and practically at the sidewalk's edge. Many units have old fashioned iron railings and others have box-like appearance with flat roofs. Scattered through the sectino are a few newer brick bungalows which still give indication of pride of ownership. In addition to rentals quoted above there is also a fair number of stove heated units in two family structures renting as low as $18-20. per month. Area is 100% improved and has been declining in desirability for many years, and is now unattractive to other than lower income groups from closer-in town neighborhoods. Transportation, schools, churches, and shopping facilities are adequate and convenient. Area is rated ""C-"" to show that it has not reached the level of poorer areas nearer the center of town. Harding and Springfield Avenue, between Augusta Blvd. and Division St. were built through a former city dump and properties along these streets have settled badly; in many cases buildings actually touching at the caves."
"C124","C","This is the easternmost area of the village of Melrose Park and is surrounded on the north and east by undeveloped territory and west and south by older and poorer neighborhoods. The area is about 2 blocks south of North Avenue. (Ill. Route #64) a much traveled east-west thorofare out of Chicago. Melrose Park is populated principally by persons of German descent, altho it has been known as an Italian community. Some improvement has been seen here due to a change of local administration and the induction of a new Chief of Police. Despite this improvement, the town has a bad name with lending agencies, and it is quite difficult to secure mortgage loans without FHA provision. About the only company willing to lend here on funds is the Bell Savings Building $ Loans Assn. One developer built about 60 brick bungalows in Melrose Park, which did not sell rapidly enoguh to suit him, whereupon he had his workmen sign contracts for the property and obtained loans from the North American Life Ins. Co., which institution soon became the owner through foreclosure of the bungalows, and is, at present, the principal institutional owner of foreclosed property within this area. (over) The terrain is level with some planting of saplings along the newer portions, and well-grown trees in the older sections. It is the best spot in Melrose Park, and those who have to live here are edging this way. Transportation is reasonably convenient via Lake St. surface lines, and also by the Chicago & North Westren Railroad to the loop. About 31 minutes is required by train to the Chicago loop; a 54 ride monthly ticket costs $7.35. The area is about 75% built up and it developing very slowly, principally in the north end. The nearest shopping center is Broadway near the southwest corner of the area. There are other and better shopping facilities in Maywood, about one mile distant, accessible via Lake St. surface lines. Rather poor demand, lack of charm, and age of structures, together with mixed population indicate third grade."
"C130","C","This area lies south of the Chicago, Aurora, & Elgin Railroad right of way, and it partially bounded on the east, south, and west by better class neighborhoods. The terrain is flat with small trees planted along streets and only fair maintenance apparent respecting many of the homes. There are some small shops along Harrison St. near 17th Ave. The northern part of the area is affected by railroad and industrial influence. Development thins out considerably at the south and west portions, and is somewhat poorer toward the east just before reaching the boundary of the adjacent ""B"" area. Harrison St. is a boulevard, also 25th Ave. running north and south. The Canada Dry Ginger Ale Co. has a spur railroad track into its plant at the north extremity of the area. This area is about 70% built up, but is not seeing much activity and is unlikely to show any rapid development in the near future. Mixture and age, together with indifferent maintenance indicate a poor third grade."
"C157","C","This is a conveniently located area on the near north side, which is experiencing a shifting to rooming-house occupancy, but this trend has not hurt the district very markedly for, in most cases, the neighborhood has attracted better than average rooming house tenancy. There has also been considerable conversion of large homes and apartment house units into 2 and 3-room kitchenette apartments. Most properties are built immediately adjoining, with a maximum setback of about 15 feet. State and Dearborn both carry very heavy traffic and, because of the high use of the land, the appearance of the neighborhood is somewhat congested. Chicago's famous Ambassador Hotel is located on the northwest corner of State and Goethe. It is somewhat unfair to this district to say that it is declining in general desirability; but, because of its age and obsolescence (the latter being minimized by reconditioning and remodeling) the area is, nevertheless, graded third class because of its general appearance. Due consideratino must be given to the location, because of its convenience to Lake Michigan beaches and downtown Chicago. (over) Generally speaking, it is comparatively homogeneous and continues to attract fairly good class people and it is doubtful that any infiltration of noticeably less desirable tenants will soon occur. The ground is now 100 per cent built up, but restrictinos on State St. permit buildings of more than three stories and there is reason to believe that favorable locations may be replaced with large apartment house units, although activity iin this class of structure is arrested in Chicago at the present time. Construction costs indicate that rentals must average at least $17.00 per room to encourage any construction of apartments in an area of this kind. In the portion of the area south of Division St., buildings are quite uniformly 3 story, row type units, also favorably occupied and in good demand, but somewhat older than those properties north of Division St. These streets are probably even more congested than those north of Division St., but trend of desirability compares favorably throughout this entire section."
"C165","C","Terrain is flat with some shade trees along sidewalks. It is bounded on the north by Roosevelt Road, a rather poor retail business street with surface car transportation, also Elevated Lines 4 or 5 blocks distant, north and south. The area is conveniently near a very good retail shopping district in Oak Park; also near the principal shopping center of Berwyn along Cermak Road. Schools are also convenient. Plotted lots are about 85 per cent improved. Maintenance is fairly good. There are a scattered few old frame singles dating back to the '90's. Best values are in the western portion where most of the available building sites are located. The south extremity lies along 16th Street, which is zoned for business use but still occupied principally by residences. Building & Loans will lend from 50 to 60 per cent of appraisal (on brick structures); generally at 6 per cent interest and up to 2 per cent commission. Mixtures of architectural types types and age of structures indicates third grade."
"C170","C","This is the northwest corner of Cicero, adjoining Berwyn on the west and bounded by Roosevelt Road, U.S. Route #330, on the north. The terrain is flat with fairly uniform planting throughout. Houses and yards generally reflect pride of ownership. Austin Ave. is by far the best street, and despite its high speed traffic condition has been built up with more expensive homes than elsewhere in Cicero, some of them costing as high as $30,000. In general, the western part of the area is better than the eastern half, and best demand is for property located south of 16th St. Industrial influence at the east causes a downward tapering in that quarter. Schools, churches, and transportation are adequate. Cermak Road, the south boundary, is a good shopping street. Exept for the principal thorofares, street paving is very poor and uneven. Mixture of some old frame houses in the east, also turret front brick cottages, industrial influence, and fast traffic on principal streets indicate third grade, but at that, it is the best in Cicero; hence ""C plus""."
"C173","C","This area is a little more desirable than the adjacent area to the east because of being further from Cicero Ave., which in this latitude is particularly undesirable because of industrial and hoodlum influences. The terrain is flat with few trees, and the homes reflect little pride of ownership, being of somewhat dingy appearance. Shopping facilities, schools, churches, and transportation are good. Cermak Ave., Cicero's principal shopping street, bounds the area on the north and there are some cheaper class stores along 25th St. South of 25th St. the area declines due to influence of railroad yards at the south boundary. Some small, cheap, commerical development along east boundary, 52nd St. and west bounday 56th St. On this last names are some scattered taverns- also high speed traffic. There is a coal yard at the south extremity. The area is about 95 per cent improved. Age, mixture, and rather indifferent upkeep indicate average third grade."
"C196","C","Flat and partially wooded. Some streets unpaved (gravel- WPA). About 60 per cent built up. Harlem Avenue is the principal thorofare and east boundary. Bus service along Harlem and 55th (south boundary). Heavy traffic on both streets. Some retail shops one block west of area on 55th Street. Main shopping center of Summit, one-half mile. Some taverns along Harlem Avenue and 55th. Houses generally well kept and of good appearance with small lawns and shrubbery. This area was not a development but had a gradual growth or owner-built houses. At the north fringe of the area the homes are of slightly poorer quality. Grade school five blocks distant. High school about one-half mile distant across railroad to the south. Churches convenient, parochial school two blocks south. Institutions unwilling ot lend except with FHA insurance, all through Summit. Uniformity of architecture, and fairly good appearance indicate third grade."
"C205","C","Flat and treeless. About 35 per cent improved. Unpaid heavy paving assessments on vacant lots (paving was done just before the 1929 market crash). Fifty-fifth, 59th Sts. And Pulaski Road are principal thorofares; heavy traffic. Schools and churches convenient. About a mile to the nearest shopping center at 59th St. and Kedzie Avenue. The business area along 59th St. is very raw and sparse. At the northeast corner of this area are old sheds for live stock, used about 20 years ago and at present unoccupied. Quite a few scattered lots in the area are in tax default. Grand Trunk Freight Railroad runs along Central Park Avenue, and along this street are many old frame houses. A tough element resides here and vandalism is of frequent occurence. No pride of ownership except in the newer portions to the west. This is a poor lending territory. Neighborhood building and loans prefer FHA insured loans, or lend at 6 per cent interest on a conservative basis. This area was subdivided about 1910 into 25 foot lots. However, many of these have been subdivided ""4 to 3"". Poor transportation, poor grade of populatino, and adverse influences indicate a poor third grade."
"C244","C","Located between 71st and 79th, IC to the lake. North of 75th, construction is mostly brick. Known as Windsor Park- Cheltenham District. Between 72nd and 73rd, South Shore Dr. to the lake is a trailer colony which, in summer, sometimes accommodates up to 50 cars. South of 75th, majority of homes are old frames. Entire area is spotted. The large apartments are between 71st and 74th on South Shore Dr., and again between 78th and 79th. A new filtration plant is under construction between 75th and 78th on the lake front, on filled-in land, the expenditure being several millions of dollars. Frames in the area are of little value. Ground values are high and will remain so. Most of these frames will ultimately be torn down and replaced with large hotels and apartments. Due to the location of the area adjacent to the lake, and within 12 minutes of the Loop by fast interruption, kept up. Turnover of property good. Area is protected by the IC Suburban from infiltration of undesirable inhabitants from the southwest. Better part lies north of 75th; and adjoining at 71st is the South Shore Country Club and Yacht Harbor. Lake park water frontage on Lake Michigan adjoins on the entire eastern length of area. Due to age of many of these old frame residences; (2) that man of the large hotels and apartments are in receivers' hands; (3) because of the ever-increasing number of night and day bathers in summer, the area cannot be classed better grade. Future trend, however, will be toward building newer and better hotels and apartments to accommodate those who desire to live close to the Loop and yet have all advantages of bathing and yachting facilities close by. * There is also another bathing colony of frame shacks at 74th and South Shore Drive."
"C209","C","Flat and planted with many small trees. Subdivided about 1911 into 25-30 foot lots. Parochial school and shops convenient. Two parks at northeast and southeast corner of the area. Three civic associations. Many residents employed at stockyards, Clearing Industrial district, and airport. Probably 700 industries are within 30 minutes ride of this area. Between California and Western Aves., and south Marquette Road is a concentration of good class Lithuanian. Irish grouped 63rd and Fairfield, near St. Rita's Catholic church and school. Czechs along the north fringe of area. Heavy Jewish concentration in the vicinity of Mozart St. and Marquette Rd, where values are declining. Car lines along 59th, 63rd, and 71st Sts. Bus lines on 71st, 69th 63rd, and 59th, 55th, and Marquette Road. Eight to 15 dwelling units and 97 per cent rented. Institutions generally favored this area. Equitable foreclosed about 80 houses. Metropolitan Life took 180. Nearly all have been sold. During the foreclosure period bungalows could be rented at $25.00 to $30.00. However, as they sold off, rents advanced sharply. Very few are rented at present. Heavy traffic along 59th, 55th, 69th, 71st and Marquette Road; also on Western, Kedzie and California Aves. Land values are considerably higher than in neighboring area; about $45.00 a front foot. Graded ""C+"" on good demand, conveniences, and pride of ownership."
"B107","B","This area, extending from E. 49th St. to 56th, east of the Illinois Central Main Line, extending to Parkland and drives adjoining Lake Michigan, is desirable. Ground values are high, and will remain so. It is zoned for buildings 20 stories or better, and has many apartments and hotels. The few residences (substantial old homes, for the most part) have gone into estates and are rented. It will ultimately develop into a solid high-grade apartment and hotel area. Its desirability and attraction will continue, due to the adjacency to park and lake, as well as teh excellent transportation it enjoys, being within 12 minutes of the Chgo Loop. There will be few, if any, new residences built. The buffer of the IC Main Line prevents any undesirable infiltration. Adjacent to the south is Jackson Park and the Rosenwald Museum. South on Cornell from 53rd, brick and stone 3-flats predominate. Some of the larger hotesl and apts in the area are the Broadview, Windermere, Barclay, Chicago Beach, and Narragansett. Due to high ground values, some of the older residences are being demolished. Scattered throughout the area are some large brick and stone old homes. It is, however, predominately hotels and apartments of high grade, well built up. Much of the land on the east side, especially north of 55th, is filled in from Lake Michigan."
"B132","B",
"C125","C","This is a flat and somewhat older portion of the village built up along the Elevated Railway, and comprised of old, frame houses interspersed with a few brick bungalows not quite so old. The terrain is flat and practically treeless. Washington St. from east to west is Ill Route #56, and it traversed by high speed traffic at some hours of the day. The area as a whole is abput 20 per cent built up. The favorable influence consists of a swimming pool and playground at the corner of Washington Blvd. and Eastern Ave. There is a Public Service Power Station and grammar school at the eastern portion of the area. Proximity to transportation may result in some future development here, but the ares is penalized by a bordering neighborhood on the south, which is of very much poorer quality and apearance. There are a few small shops in the vicinity of Westchester Blvd. and St. Paul Ave., but in generally shopping facilities are poor. Sparse development, some inconveniences, age and mixture of types, and rather poor class of population indicate ""C-""."
"D8","D","This is a small section of dilapidated housing, adjacent to the industrial area along the railroad. This section has no future, and its continued down trend may be anticipated. Rents quoted on two-family structures are for unheated units. Transportation is good and schools and shopping centers convenient."
"C252","C","From 99th south to 107th, Western Avenue is zoned for business and there is considerable vacant property throughout the whole area; also there are many small eating establishments as well as retail produce stores which close in the winter. There is extensive vacant property south of 107th to 111th between Western and California and also south of 111th to 113th west to Rockwell. In this area there is some new construction interspersed with old brick bungalows and an occasional 3-flat building. Between 107th and 111th west of Rockwell, there is new construction; 2-story bricks, $6,000-6,500, FHA insured, built for speculation and sold. South of 108th to 111th, east of Rockwell, the area is somewhat older with a miscellaneous lot of old frames and low-priced brick bungalows. Due to the cemetery on the west, values in the area will tend to depreciate. West of Western to Rockwell, south of 111th, is a poor section in process of development, with some fair construction. There is a good Roman Catholic church and school in this area, which gives it a possibility of a future better development as far as Rockwell. 111th Place is an old, declining sectino of frame homes. 111th Street is zoned for business, as well as 95th and 119th. In this Southwest Chicago area, that is; that portion of it between 95th and 119th lying between California and Halsted Street, there is too much property set out for future business development. The adjoining properties are one-family home areas, for the most part, and if more of this had been zoned for apartments, it might have been better. The area north of 103rd between Western and California is platted but not developed. on the south side of 107th at Rockwell is a manufacturing insulating plant. The oldest part of this area is from 109th to 113th. Going west on 107th from Western Avenue to Artesian, one block north and south is vacant. Some new brick bungalows are encountered west of Rockwell, and California is more or less vacant. Campbell Street north from 111th has much vacant property with some two and three-story apartments, and a few single brick bungalows which start at 109th- the street here is unpaved. The new construction is on the west side. At 108th on the east, Campbell has poor frame and cheap construction brick bungalows- on the west side, however, the construction of brick bungalows is of a more substantial character. Artesian Street is a poor one- considerable vacant property and a poor class of old brick and frame home. South of 111th is unpaved. Maplewood going south from 107th and 109th, on the west side, is vacant- the east side has some new brick bungalow construction. The street here is unpaved. North on Talman from 109th, there is considerable vacant property on the east side and on the west are brick bungalows of old construction. At 108th new brick bungalows appear, the east side being vacant. On Washtenaw Street, going south from 107th to 108th, vacant property if on the west side and on the east, brick and frame bungalows. At 109th, homes of older construction of mixed frame, brick and stucco with a few two-flats. Mount Greenwood Cemetery lies to the west. On Fairfield Street there is also much vacant property, the cemetery influence to the west undoubtedly is detrimental. On Maplewood south of 111th, there area few two-family flats. Facing Kennedy Memorial Park, the district between 111th and 115th is known as the old Iglehart district, construction being old-style brick and frame homes. On Western between 112th Place and 113th Place, on the east side, is the Washington Adams Smith Home for elderly people- then mostly small frame bungalows. Future trend in this area is unpromising. Transportation is fair only; schools are good, all utilities and pavements are in. * on 113th there are a few two-family flats, brick construction. Located So. of 103-107 between Claremont & Campbell, & between 107-111 W. of Greenwood to California; & south of 111-115 W. to Rockwell."
"C254","C","This area roughly lying from 95th to 107th and between the Rock Island Suburban tracks (of Hale Avenue) to Church and Charles Streets on the east, lies outside the boundaries of old Morgan Park. It has been part of the city of Chicago for many years. All utilities and pavements are in and the area enjoys good schools and transportation facilities. Between Walden Parkway east to and including Prospect Avenue, between 95th and 107th, is a very old neighborhood, the major portion of homes being frame and stucco. Hale Avenue between 103rd and 107th is zoned for apartments and almost completely built up with three-story bricks, 4-20 units. There was some development east of Walden as early as the Nineties. East of Prospect Avenue to Church Street, and north of 107th to 103rd, properties are of a modest brick and frame bungalow type. Immediately north of 103rd, east of Prospet, is a large public park and field house. North of 107th on Wood Street, homes are mostly old stucco, brick and frame, with a number of small brick bungalows. Between 104th Place and Wood is a large apartment building. North of 103rd, properties feather out into an inferior grade, interspersed with some substantial (over) homes. North of 99th on Vanderpool are many old frame and stucco homes as far north as 95th. There is a good business section at 95th and Hale, extending east to Prospect, in which are some old mixed frame and brick stucco homes requiring painting. Prospect is a fair street, although it becomes somewhat better south of 100th to 103rd, thence for a block south on the east side are poor frames. Church and Charles Streets have a variety of mixed old frame and brick bungalows, as well as some stucco. The area is in a static state and likely to deteriorate somewhat rapidly due to age, and is quite spotted as to size, construction and value of homes."
"C256","C","This area is what is known as part of the village of Morgan Park. It lies south of 107th to 111th (of Monterey). That part of the area located west of and including Hermosa Avenue is quite desirable from a residential standpoint, as it is convenient to schools, stores, parks, transportatino, etc. Notwithstanding the fact that the territory west of Vincennes and south of 107th has recently been restricted against sales to colored people, values will tend to depreciate here, due to the large colored area east of Vincennes south of 107th. This is a well built up, old residential area with a high degree of home ownership, with very few, if any, homes for rent. On Pryor Street are some very old, large frame buildings. Buildings on Church Street south of 107th are mostly small frame, and on Prospect, bungalows of frame and brick. Church Street, south of Monterey, is an assortment of small frame bungalows constructed many years ago; and from Chelsea south on Church, the development turns into old, small frame houses. Church Street south of 111th is all zoned for apartments. While the area has seen its best days and is in a static state, due to its location, it is still a popular one in which to reside."
"C143","C","The terrain is flat, old, and rather dirty in appearance. Nearly all dwellings are in need of paint. This area has the advantage of very convenient transportation, via Lake St. Elevated, Austin Ave. bus, and Central Ave. surface car lines. High school, grammer school, and churches are convenient. Small shops are located at the north and south boundaries, and are also scattered throughout the area. The Austin Community Center is located in the area, as is the local Y.M.C.A. There is heavy traffic along Austin, Central, and Chicago Aves. Desirability is somewhat better near the western boundary, which is Oak Park; and declines toward the east because of the extreme age of the structures, which run up to 50 years. Mortgage loans are usually at 5 per cent interest and commissions are infrequent, according to neighborhood brokers. This area is just about 100% built up. Building lots are generally 40 feet wide and are priced from $40-60 a front foot. There is a scattering of brick, two family dwellings, and about 25 or 30 three sotry brick apartments on corner lots. Age, rather poor appearance, lack of restrictions, and lack of demand appear to justify third grade."
"A13","A","This is a steadily developing area now about 50 per cent built. Lots are restricted to a minimum of 70 ' (note: furthermost part) and on up to a minimum of one-fifth of an acre. The ground has good elevation, and is gently rolling and quite generally wooded. Briar Lane has higher restrictions than the balance of the section and has more expensive properties, some of which are valued up to $65,000. Proximity of the area to Skokie Country Club is favorably affecting its development, and the section is improving with additional building. Distance to commuter trains is somewhat objectionable, but no serious drawback to the area. Altogether there are only about 50 houses in this section and those that were built 10 to 12 years ago were in a number of cases foreclosed, but owner occupancy is increasing at the present time, and these units are coming into rather strong hands. Mortgage funds are limited to $16,000 to $18,000 as a matter of policy by financial institutions, and not meant to indicate a lack of financing in the territory. There are three speculative houses built here during 1939, but they have not sold. The CCC has eliminated the mosquito nuisance emanating from (over)"
"A26","A","All things considered, this is one of the best residential areas in Evanston. The bulk of the properties are fairly uniform and occupied by upper class population. There are a number of estates located north of Ingleside Place and east of Sheridan Road, but the entire territory along the lake retains its riparian rights, with the exception of Milburn Park and Ingleside Park. These two spots were former estates which have recently been subdivided. Rentals quoted above appear to be somewhat lower than the value of the property would indicate they should be, but this is occasioned by the fact that of the few houses rented, only the less expensive units are in the market for this purpose. The few older houses do not adversely affect the territory because they are well occupied, and in most cases, continually being remodeled. Transportation is somewhat inconvenient, and shopping centers are rather distant, but in an area of this kind these influences are not considered at all objectionable. Mortgage money is more or less restricted above $16,000, as a matter of policy by institutional lenders, and not because the area does not warrant complete financing. (over)"
"C32","C","This area has a larger number of old houses primarily centered near the local shopping center. It also has a number of small, frame structures which gives the district a rather mixed appearance. Demand, however, is good because of location and many of these older properties have been modernized and remodeled. There is also considerable indication of price of ownership. The ground is quite generally flat and most streets have large, shade trees. Lot sizes are quite generally 50 foot. Schools, shopping centers, churches and transportation are all most convenient. The Northwest Highway which runs through the center of the distcit carries a very heavy flow of traffic, and children must cross this highway to the local school. It may be said that this section is holding its own at the present time, btu the age of the structures precludes it from being rated any better than third class, altho is is given a plus rating to compensate for all the favorable influences affecting real estate values, trend of desirability, and better than average rentals."
"C207","C","Flat and treeless. Schools, shops, churhces, and transportation very inconvenient. Forty to fifty foot lots. One-half mile to 63rd St., the nearest car line. This is a speculative development. Buyers came in with $10 to $300 and gave notes for similar amounts then took out mortgages for the balance, which mortgages were based on a higher sales prices than actually was paid (via two sets of contracts). About 80 houses have been built here in the past three years, and about 8 or 10, 25 to 30 year old structures still stand. Travel is difficult in the winter because of a few sidewalks and deep snow, which is seldom removed. Freight railroad runs along eastern boundary of area, and undeveloped land is adjacent at the south end and to the west. Marquette Park adjacent to the east is a favorable influence. This area is about 60 per cent improved. A very large gas tank a few blocks south of the area, constitutes a bad influence. Streets are all fourth class- WPA- crushed rock. Mortgage funds are very difficult to obtain, except on a very conservative basis and at 6 per cent interest. This is graded ""C+"" on newness, uniformity, and very clean appearance. Also fairly staple class of 100 per cent American population."
"C241","C","Located between 75th and 79th, Stony island to Yates. Between 75th and 77th, Stony Island to Yates, singles are in the majority; south from 77th to 79th are located apartments, 2's and 3's. Between 77th and 79th on Cornell and East End are a number of buildings infested with termites. Transportation is not good. Many residents work in the steel mills in Calumet district. Coal yards are on Euclide and Bennett, between 75th and 76th; a sewer pipe reserve for the City of Chgo is on west Jeffrey, between 76th and 77th. There are some subtantial new brick residences on Euclid, facing the sewer pipe reserve plant- in the price category of $10,500-11,500. Between 77th and 79th, on Luella and Crandon, are some new homes. On the west side of Constance, between 75th and 76th, frame bungalows predominate. The area will undergo little change for some time. Between 75th and 76th on Cornell are many apartments of 2 flats up to 30. Between 76th and 77th are bungalow homes and 2-flats. Jackson Park Hospital, a 10-story building, is on Stony Island between 75th and 76th. Between 77th and 79th, on Cornell, are many 2's, 3's and 6's in good condition. Transportation in the east end is poor. On Ridgeland, between 75th and 77th, bungalows predominate; and between 75th and 79th are 2's, 3's and bungalows interspersed. On Cregier between 75th and 78th, are brick bungalows; and between 78th and 79th, 2's, 3's and 6's predomiated; similarly on Constance and Bennett. On west side of Constance, between 75th and 76th, frames predominate;* between Constance and Bennett, 76th to 77th, the new South Shore High School is under construction. On Bennett, between 76th to 77th, are many 2's and 3's. Euclide, between 77th and 78th, is a bungalow district; and between (over) 78th and 79th, 2's and 3's. Jeffrey Avenue, between 75th and 79th, is composed almost entirely of 2's, 3's and up. ** On 79th, between Jeffrey and Chapel, is a Catholic church, school, and convent. On Chapel Street, between 75th and 79th, are bungalows and 2-flats, with some frames. At 77th are located stone works. On Paxton, between 77th and 78th, is some modern, new residential construction. The area is 95 per cent developed. Turnover is good. HOLC recently sold a few 3-flats (6 rooms) on Cornell and East End, in the $12,000-13,000 price category. West of Jeffrey is known as Southfield. * South Shore High School, etc- a favorable factor. ** Catholic School, etc.- a potent factor."
"C211","C","Flat with few trees. Lots generally 25' in width. Schools and churches convenient. Shops along 59th, 63rd, and 69th St. Area is about 90 per cent built up. A few 2-family brick two flats along Seeley. West of the railroad is the best portion. Mostly 15 year old brick here, and especially south of 69th St. where the best maintenance is apparent. Street car line along Damen Ave. Also scattering of small businesses and shops. WPA viaduct extending Damen over the railroad at the south end, and will draw additional traffic to this area. A scattering of 15 year old brick bungalows in the south part of the area. In general this is a low class neighborhood characterized by no pride of ownership, and is, at present, slipping. A poor lending area; too old, too many frame dwellings. Very few homes are eligible for FHA financing, because of narrow space between structures. B&L's lend on a very conservative basis, via FHA when possible, or at 6%. Along Ashland, Western, 59th, 63rd, and 69th is very high speed traffic. Building lots in this area are not uniform in shape or size, and have been split up in many cases. There is a steam railroad on Hamilton & Bell Aves. with a wide right of way, a high built up embankment which constitutes an absolute barrier between the adjacent area. Heavy Italian concentration north and south of Marquette Road, from Ashland Ave. to Wood St. Poor quality of improvements, adverse influences and low grade population indicate a ""C-"" area."
"C230","C","Known as part of the West Highlands, and a portion of it also as the Little Flower Parish. Located 79-83 Wood-Hoyne. There is an excellent demand for homes, both for rent and ownership; and it is one of the better turnover districts, and growing. About 40-50 new bungalows of the modern type (in the price bracket of $7,500-9,000) were constructed and sold last year. That section between 83rd and 87th, between Wood and Damen, was in liquidation until the last 1 1/2 years. Since that time, there has been considerable development here. South of 83rd is where the better development will be. Building is spotted now, but it is expected new building will overcome this. That part of the area north of 83rd is detrimentally influences by industry to the west and vacant land zoned for industry. Here, tendency will be downward. The area feathers out to the east into better properties. That section west of Damen is of an inferior grade. Area is predominately a single bungalow neighborhood. Around 81st and Honore are a number of small brick bungalows, well kept; and on Lincoln St., between 86th and 87th, are substantial, new brick bungalows on the east side. On 82nd Pl. and 82nd St., there are 12-15 new brick, 2-story residences constructed by Charles S. See. Both sides of Damen are vacant between 87th and 79th, and on 80th, there are a number of small, old brick bungalows west of Damen. 2-flats predominate on the east side of Seeley, between 84th and 86th. Prices will be maintained, especially south of 83rd, for some years, as there is much room for development as far west to the forest preserve south of 85th. Railroads traversing the western boundary (B&O, Pere Marquette) will be somewhat detrimental as development approaches them."
"B32","B","This small section has had a recent development with good class one-family residences, and its further development may be anticipated. Proximity to Evanston Golf Club on the west is favorable. Transportation and shopping centers are inconvenient. The ground is less than 10 per cent improved at present, but all streets are paved and sidewalks are in."
"D80","D","Strictly industrial in character. Many large vacant residential tracts. Few improvements, no pavements, no gas, electricity, sewers or piped water. Some industries along Joliet road. No churches, no schools, no shopping facilities. Area is flat and treeless. High-speed traffic along Joliet Road. Railroad yards adjacent on the south. Also defunct oil refinery now used for oil storage and distribution center. Area is about 50 per cent built up. Bus line runs along Joliet Road, and this is the only transportation available. Lack of uniformity, lack of conveniences, isolatino, and adverse surroundings indicate fourth grade."
"D40","D","Almost 100 per cent negro are lying approximately south of Roosevelt Road to the manufacturing district, west to Damen, and north of Roosevelt between Paulina and Damen, to Polk. Majority of people are on relief. The area is rapidly deteriorating; badly blighted; and colored expansion is expected to continue north and west. Many demolishments are scattered throughout; also, a number of buildings boarded up. Very little difference exists in price values between 2's and 3's, the 2's being more popular. Property owners who can dispose of their properties to the colored element move west; those who cannot, rent. The Illinois State University Hospital and School of Medicine is located between Taylor and Polk, Wood to Damen. North of Polk is the Cook County Hospital; the Cook County Nurses' Home (exclusively for nurses) lies between Winchester and Lincoln, Polk to Harrison. These buildings adjoin the area and compose what is known as a medical and dental district. Demolishments and medical buildings have thwarted the negro's growth in this particular section. The only hope for this blighted colored area is a few more Jane Adams Projects; or demolishment and rehabilitation on a large scale, undertaken by the city, county or federal authorities in (over) conjunction with owners. The Jane Adams Project, located north of the area between Racine and Loomis, is highly spoken of; but is only a ""flea-bite"" when compared with the large blighted district surrounding it. In the eastern end of the area is the Maxwell Street open-air market, called the ""Ghetto"", which runs for about three blocks east of Halsted. Some attempt is being made to regulate this eye-sore and encourage more sanitary measures; little evidence appears today of this object being attained. East of Ashland are a few white families of Irish and Polish extraction. Damen Street is exceedingly poor. North on Paulina from Roosevelt are colored families on the east. 13th Street, east of Racine, is badly blighted, a mixture of all sorts of buildings, mostly brick 2's and 3's. No mortgage money available anywhere; also few steam-heated rooms. Whenever a residential vacancy exists, vandalism immediately occurs on a large scale, with little or no interference. Years ago this area was all Irish, supplnated by Jews, who gave way to Italians, followed by colored, Mexicans, Greeks, etc. At present, the Chicago Housing Authority is engaged in checking the territory nort of the Jane Adams Project and another project, still alive, hopes to interest city, county, state and private enterprise, inclusing the Mayo Brothers, Rochester, toward the development of a large medical center which would lie between Leavitt and Paulina, Congress and Roosevelt Road. This would mean the demolishment and rehabilitation of a great portion of the area, replaced by hospitals, nurses' homes, attendant retail business establishments, apartment buildings, parks, etc. In this area are the University of Chicago Hospital, the Presbyterian Hospital, the Senn Memorial Hospital, the Loyola University School of Medicine, Rush Medical Laboratories, Chicago College of Dental Surgery, the Rockefeller-McCormick Institue, etc.; and in addition, many churches and other institutions. People in the area live from day to day; many have no money to bury members of their family and collections for funerals are not infrequent. This blighted area will continue to be an increasing menace."
"D100","D","This area is the worst in South Chicago. Eliminating Commercial Avenue, it is partly blighted. There is a mixture of all kinds of nationalities residing here. Mexican and Negro predominate in the area from 87th to 92nd, and between Avenue ""O"" and Buffalo Avenue. In the northeastern section the Polish element is in the majority. The area is composed of very modest residences for the most part, very spotted. It has all utilities, good transportation, paved streets, and has the advantage to the class of inhabitants residing here of being close to industry. A decidedly poor section of South Chicago. They have a good Public and Catholic School. NOTE: The price level in South Chicago stiffened somewhat in 1935, but increased temporarily in 1937 because of steel mill operations, and leveled off again in 1938 and 1939 to about the 1935 level, an approximate 10 per cent up and down. Located E. of Commercial- South Ave. O; So. of 82-E. Doyle."
"A6","A","This small area is now about 40 per cent built, but it is improving with good class homes at the present time. The district has fewer trees than other residential districts at Highland Park, but it is not barren in appearance. The houses on Marion Avenue are somewhat less expensive than the balance. Transportation is very convenient, but schools and shopping centers are distant. This section is well established, however, and its future appears to be one of improving character, as it continues to attract a good class home owner."
"B108","B","This area lies between E. 67th and E. 69th, Dorchester to Cregier, and is a solidly built up apartment district with good transportation. Oakwood Cemetery lies to the west of the Illinois Central. Between 68th and 69th, Dorchester to Stony Island, 2-flats predominate in the $8,000-10,000 category. The area is well located and will remain substantial for many years. School facilities are good. Between 67th and 69th, Stony Island to Cregier, is a concentratino of apartments of three flats and over. Betwene 67th and 69th, Stony Island to the Illinois central on the west, six-flats predominate. There are a few colored people south and west around 70th and Kenwood."
"D25","D","This is a mediocre district threatened with negro encroachment east of Sacramento Avenue. In addition to the structures on which prices are quoted above, there are also a number of three family buildings and larger apartments, as well as several apartment hotels. Rentals in the better apartments are $10-12 a room per month. There are also a few older four family structures valued at approximately $2,500. Most properties are obsolete and the section is very congested. Trend of desirability continues downward and the future of the area appears very insecure. Most of the large, one-family houses are now operated as rooming houses. The population class is of transient character. Proximity to Garfield Park is favorable to adjoining properties; but the proximity of railroad tracks and elevated structures adversely affects all properties north of Washington Blvd. The neighborhood is graded fourth class because of its general appearance, age of structures, and threatening infiltration of poor population groups."
"D37","D","Located between Madison & Harrison, Loomis to Western, predominately a cheap rooming-house district; once was a high-class neighborhood. Many old brick, stone, and some frame homes, averaging 60 years, 7-15 rooms, converted into rooming houses. Area is somewhat uniform in type as to class of residences and multi-family. Residences command a better rental bracket than 2's and 3's, due to size and number of rooms; and residential values are firmer than in adjoining area. Little difference exists in values between residences and 2's and 3's, due to adaptability of large homes for use as rooming houses. The Crane Technical School is at Jackson, Van Buren, Oakley and Bell. Jackson Blvd, east from Western Ave., is composed almost entirely of brick and stone residences converted, some 2's and 3's; and becomes lower-grade east of Damen. Part walls exist. Interspersed throughout the area are light manufacturing industries and small retail business stores. On Congress are many brick part walls, a few singles converted, spotted with light manufacturing. West of Wood are a number of 3's, party walls, interspersed with busienss, few frames. Leavitt Street, north of Adams, is exceptionally poor; mixed, singles of brick and 2's and 3's. On Monroe Street, west from Leavitt, are brick and stone residences converted; party walls; many commerical houses. A fair to good demand exists for rooming houses, both for rent and purchase. Much vandalism appears, although some buildings are boarded up. Wieboldt Store, a large chain department store, is at Ogden, Ashland, Monroe and Adams. A cheaper grade of rooming house is east of Ashland; and on Monroe, east of Loomis, are many light manufacturing industries. The area is level; rapidly deteriorating; blighted; and composed of a mixed population. University Hospital is on the northwest corner of Winchester and Congress; and south of Congress, on Winchester to Polk, east to Wood, north to Congress, west to Honore, is located the Presbyterian Hospital, Cook County Hospital, Illinois Research Hospital, University of Illinois Medical School, Rush Medical School and Loyola University Medical School. Sales turnover are fairly active; but, only on long term purchases, 10 per cent down, or $200 or $300 cash. That section west of Ogden is somewhat better than east. Much rehabilitation in the entire area is necessary. * In competition with residences converted into and used as rooming houses, there is little difference in value."
"D38","D","Located approximately between Laflin and Western, Harrison to Roosevelt; another badly blighted area declining in population; 100 per cent foreign, almost exclusively Italian. Sales in this area (on long terms, 10 per cent down and/or $200 or $300 cash) are a shade better than in others adjacent. The Cook County Juvenile Home is located at Leavitt, Ogden and Roosevelt. St. Mary's Girls High School is at Grenshaw and Hoyne. At Flournoy and Laflin is the McLaren School. On Ashland Boulevard, homes are of somewhat better appearance, mostly stone, some brick; all converted into union homes. On Marshfield are many 2's and 3's, stone; and north of Taylor, many party walls near Flournoy. The Chicago Mail Order Company is at Harrison and Marshfield; and the Cook County Hospital at Wolcott, Wood, Harrison and Polk. Polk Street, east of Western for several blocks, is poor, with old, small frame dwellings. On both sides of Claremont, north of Polk, are many brick party walls. On Oakley, between Harrison and Roosevelt, are 2's, brick and stone, and a few more substantial type of residences. Campbell Boulevard, between Oakley and Leavitt, is comprised of 2's, brick and stone, of good appearance. The city maintains (over) this boulevard; a driveway exists on each side of it. On Leavitt, south of Harrison to Roosevelt, are many party walls, stone and brick. A Nurses' Home, a large, pretentious building, is at Polk and Lincoln; and at Wolcott and Polk is the State Medical School of Illinois University. There is much vandaliism throughout the area; the future appears hopeless. Rush Medical College is at Harrison and Wood; and a proposition, still alive, exists to turn that portion of the area between Leavitt and Paulina, West Congress to West Roosevelt, into a huge medical center. This would materially assist the surrounding properties, as it would mean the establishment of parks, apartment buildings, and business houses, etc. A few hospitals already in the area are the Cook County Hospital, University Hospital, Presbyterian Hospital, and Loyola University Medical School. The area is one that will continue to be a problem, unless demolishment and rehabilitation becomes a fact. Age and obsolescence is such that no private money for development purposes will come into the section. The trend of Italians today is toward the west."
"D71","D","Located west of Halsted to Ashland, between Garfield and 63rd, many foreigners, Irish and Italian predominant. Substantial negro development exists between Aberdeen & Loomis, 60th to 63rd, even tho restricted. A Property Owners' Organization is endeavoring to hold that portion between 59th and 64th, Green to Carpenter, against colored infiltration. Area is fairly uniform as to type of homes and flats, altho spotted; rentals are low. Within colored boundaries, no property is for sale or rent; outside this section properties are sold as is, sales low. A problem territory where rehabilitation might pay. Colored section is oldest part of area. About 10 new homes have been built for colored people on Loomis; FHA insured; around $8,000; financed, it is believed, thru a colored insurance company. That part between Halsted and Racine is comprised chiefly of brick 2's, some frame; from Racine to Ashland bungalows and residences predominate, with a few 2's. Colored families are scattered around the colored area, particularly on Aberdeen 63rd to 59th, whih makes sales to whites difficult; and Racine is a poor street with many colored, although 55th to 59th is fair, becoming better toward Halsted. A Copernicus school recess looks as if 90% of the children are negro. About the only way to stimulate white purchases is to rehabilitate homes and make them attractive. Loomis presents a better appearance, with single bungalows, many stucco. Ada and 59th are poor streets. On Peoria are many 2's in fair condition. An area with an uncertain future; transportation fair; known as part of the old Englewood district or West Englewood. The better class (or ""lace-curtain"") Irish have moved further south."
"B34","B","This is a particularly choice piece of ground, as it lies in the territory that is considerably wooded. Its development is rather unique in that it is primarily three-family brick structures, which are rather widely scattered in an otherwise one-family village. Transportation is very convenient, as are shopping facilities. The new Niles Center Township High School is situated just about the middle of the section of Lincoln Avenue. About 15 per cent of the ground is improved, and although development is practically at a standstill, the section continues as a desirable residential community."
"D98","D","This is a rather large and spread out area, running east and west along the railroad and industrial section in the vicinity of 94th St. Terrain is generally flat with very few trees. Practically no building restrictions. Schools, churches and shops reasonably convenient. Poorest values are south of 93rd St. in the central portion. The Polish American Alliance owns some properties in here. Only mortgage funds available from neighborhood B&L's at 6 per cent interest, 3 per cent commission, and 60 per cent of the appraisal is ""tops."" Properties would have to be in good condition to warrant any kind of a loan in this territory. The eastern portion of the area is not quite so heavily populated with foreign element. Railroad influence is adverse to home ownership, as is industrial influence, car barns, round houses, and light steel foundries. Surface car lines on 93rd, Cottage Grove, and Stony Island Ave. Heavy traffic along Stony Island, 95th, and Cottage Grove. Lots are 25' in width, and the area is about 90 per cent built up. Land values range about $15.00 a front foot, and much land here has market value less than the assessment for improvements. Along 93rd, east of Stony Island, rocky outcrops make construction expensive. Very poor future forseen. Age and mixed population indicate fourth grade."
"A18","A","This small area is comparatively new, but there are several older frame units scattered through the southern part of the district. Although they do not adversely affect values, they detract somewhat from the uniform appearanc of the newer improvements. The ground is slightly rolling downward from Ridge Ave. and the section is fairly convenient to shopping centers, schools, and commuter train transportation. The ground is about 80 per cent improved, and the section is receiving a fair amount of new construction. The bordering third area is not objectionable for it is rather sparsely settled and it is improving with development. Lot sizes are quite generally 50 foot. The neighborhood is graded first class because of the condition and age of structures, but rated minus because of the few older properties scattered in the district."
"D104","D","This section of Southwest Chicago is known as Mount Greenwood, and was annexed to the city of Chicago approximately ten years ago. The area is at least 45 or 50 years old, and is strictly a residential one of a conglomerated mixture of almost every conceivable type of home. Occupied by people of very moderate means with an average income of those employed of $1,500 per year. There are no manufacturing industries and during the depression many people were on relief in this section. It is one of the sections of Chicago where there are no building restricttinos against framehomes. During the last few years sewers and pavement have been put in by public funds. This absorbed many laborers living on relief, and has been the means of improving the section with some new frame construction of inferior type. The trend of this new building is between Kedzie Avenue and the Ridge Country Golf Club between 103rd and 108th where about two dozen new 1 1/2 and 2 story frames have been built of cheap construction. At 108th there are a few scattered new homes among the very old ones, all very inferior. North of 111th, west of Homan for a few blocks are about 24 new frame homes scattered throughout the area as far north as 108th, nearly all 1 and 1 1/2 frame, on all sizes of lots, and (over) different types of construction; throughout the entire area there are only a few moderate brick homes. There is a new public school recently constructed on the east side of Homan and between 108th and 109th. On 108th east of Homan and west of Kedzie is much vacant property. South of 115th on Homan is a somewhat better grade of home of mixed frame construction. South of 111th on Kedzie, an old part of the area, are some very old homes without basements built on posts. The whole area is on level prairie land. The main street running north and south is Kedzie. The area can be considered to be without much future and one where people go in order to obtain a cheap home over their heads. Situated about 13 miles south of the Loop immediately south of Evergreen Park, the Ridge Country Golf Club lies to the northeas, and adjoining to the east are Mount Greenwood and Mount Olivet Cemeteries, and to the southeast Mount Hope Cemetery. To the south, Oak Hill Cemetery, Beverly and Lincoln Cemetery, and to the west St. Casimir Cemetery. Loc. So. of 103- Lincoln Ave., between Crawford- Saramento."
"B4","B","A desirable residential district of somewhat older structures housing good class occupants. The ground is 100 per cent improved and has fine, large, trees and attractively laid out streets. Pride of ownership is apparent, and in spit of the age of many properties, the section has great appeal and charm. Except for the extremities, shopping centers and transportation are convenient. There are a number of estate type units in this district valued up to $75,000. The area is graded second class because of its age, but rated well because of its favorbale reputation and high class occupancy."
"A14","A","This is a comparatively new and uniform neighborhood in East Glencoe, bordering on the Winnetka city line. The area is now about 90 per cent improved and the few vacant lots are receiving a small amount of good construction. There have been 14 new houses built in here durig the past five years. Ground values are in the neighborhood of $70.00 a foot. There are still several estate type properties, which will be gradually subdivided, so in effect there is still room for considerable building. Altho the neighborhood is not located directly on the lake, it is readily accessible to it and favorable affected by this proximity. It is an area of attractive homes which are well held and the area gives indication of prive of ownership, and most streets are well wooded. It is convenient to the Hubbard Woods station at Scott Road and is sometimes considered part of the Hubbard Woods area, which in itself has a favorable reputation. This section is in the Winnetka school district, which is also favorable. The neighborhood has a good social reputation and houses upper class families primarily. It is graded as first class because of uniformity and favorable influences noted above."
"A17","A","This is a comparatively new district with the older properties concentrated east of Chestnut. It has seen very active construction during the past eight years with uniform high class buildings. The neighborhood is well restricted, has large lots, a very good reputation, and social advantages accruing to residents from the adjoining Indian Hill Country Club. The ground is now 40 per cent developed with most properties a minimum of one-half acre by two acres. Low elevation at the western and is considered somewhat objectionable, as is the distance to commuter train. Lack of paving at the present time detracts somewhat from the general appearance, but apparently has not retarded development. This district is sparsely wooded, but the entire tone of the neighborhood is improving, and its continued development with equally high class homes may be readily anticipated."
"A32","A","The best and most active section of River Forest. It lies just south of North Ave. (State Route #64), extending to the Des Plaines River on the west and Harlem Ave. on the east. Terrain is level with good planting of young trees. Shopping center is about 1 1/2 miles; churches and schools convenient. There was some building in this area all thru the depression. A few properties, 6-8 years old can be sold at $15,000. Generally, nothing below this figure. Rosary College, a high grade Catholic school for girls, is located at the west end. Dominican Seminary and also a Lutheran College at the east end. There is a Catholic Church at Lathrop and North Ave. Grammar school and Catholic high school in area. Ashland Ave. is restricteed to dwellings costing $40,000 on 100' lots. However, this restriction is, at present, being fought by an influential property owner and probably will be defeated. Land values are about $80. a front foot. Desirability diminishes approaching North Ave., which is likely to develop commercially. Also less desirable near Harlem Ave. (heavy traffic). The area is about 20% built up, and is one of the livest spots for high grade development west of Chicago. A few speculative houses were recently built here; all sold within 6 months. Very strong Catholic influence and exceptional demand by members of this sect."
"A35","A","This area is known as the most exclusive part of Beverley Hills. It is completely surrounded on three sides be a forest preserve. This acts as a permanent buffer against any encroachment of an undesirable nature. At one time, the area was restricted to homes costing a minimum of $40,000. The agreement, however, was more or less a gentleman's one. The area also is known as North Beverley. Residences are of a large type, brick and stone; occupied 100 per cent by owners who are either retired business men or high-class executives with business interests in the Loop. There are few, if any, sidewalks. The lots are, for the most part, of unequal size and depth; from a quarter acre upwards. Trees and shrubs are in profusion; private grounds beautifully landscaped. The land is hilly, with winding roads; and residents, for the most part, have two or three cars. The area is one that will be high grade for many years; is quite exclusive, and only those with substantial incomes can afford to reside here. On both sides of 87th Street are public picnic grounds used by both whites and colored."
"A36","A","This area, west of Seeley to Western, south of 90th-95th St., is the newest section of Beverley Hills, rapidly growing. The major portion of new construction started about 2 years ago, then fell off until the spring of 1939 when extensive buildings was resumed:- The older part is located between 90th and 91st, between Seeley and Western, where there are buildings 15 to 16 years of age:- Homes in the area were built for owners, the principal builders being Harrett Bros., the Campbell Realty Co., (who were the original sub-dividers) S.A. Van Dyk, and John Mangan. There is a definite trend to this area and construction, at present, is active. East and west streets are surfaced by WPA. There is a fine shopping district at 95th and Bell, developing as a result of this building activity. (Recently, the Atlantic & Pacific Company opened up a large super-market which is open day and night, including Sunday.) Vacancy lots sell approximately from $2,000-3,500. There are a few brick two-flats on 91st between Oakley and Claremont; and on Oakley, between 91st and 95th, is much vacant property, particularly on the east side. The same situation exists on Claremont on the west side. The area is one that will continue improving due to location, and the class of building at present under way. A parochial and a public school (grade) have been built here during the past few years."
"B102","B","This area is known as Maplewood. Terrain is flat and wooded with fine, large oak trees. The entire western boundary is the Des Plaines River and west of the river is a forest preserve. Schools, stores, churches are convenient. Most of the area is secluded, with no through traffic, and only two entrances, one at the north and one at the south end. North of 31st Street is not quite so desirable because not so protected from future encroachment. The rental properties in this territory are the better homes, whereas in the second-grade area south of the railroad, the finer homes are owner-occupied. Houses are generally more uniform in type and age than in other second-grade areas of Riverside. Very few lots available for building. Attractive layout and surroundings and excellence of construction contribute to ""B"" classification."
"B113","B","This area, lying between Wood and Ashland, 79th to 83rd, is restricted as to intermingling of flats with bungalows. That section of it lying between 79th and 81st, Ashland to Hermitage, is composed for the most part of 2- and 3-flats. The balance of the area is predominately bungalows. There is a high ratio of home ownership, and pride of upkeep is apparent. Lawns, shrubs and trees give evidence of having good attentino. This is one of the newer areas in this district. There are approximately 10 per cent large apartments in the area, and these are almost entirely located on corners. The area is an up and coming one. Marshfield, south of 79th to 81st, is all apartments and flats, with two's and three's predominating, and larger ones of 6, 10, and 12 flats. This area is also known as the Little Flower Parish."
"B114","B","This area, lying between 79th and 83rd Ashland to Racine, is known as Auburn Highlands. This subdivision was started in 1912. A detrimental feature of this area is lack of uniform building restrictions, as bungalows, flats and large apartments are intermingled throughout. Alleys are paved. There is considerable modernizaation of the older buildings under way. While the area is desirable, it is somewhat inferior to the areas on either side of it, due to this lack of building restriction. A high pride of ownership exists. North on Justine from 83rd are mostly two's and there's, with some bungalows, and large apartments on corners. Buildings here are somewhat older than those to the east, as the effect of Ashland Avenue, a business thorofare, to the west of the area is felt. South of 79th on Laflin are brick bungalows of a somewhat cheaper constructio, with a few two's, and large 6, 12, and 24 apartments on corners. On Bishop Street are some 2's and 12's, interspersed with small brick bungalows, somewhat old. Loomis, also, has an intermingling of 2's, some 12's, and old brick bungalows; and Ada Street, north of 83rd, is quite spotted with mixed construction; bungalows, flats, and some residences with slate roofs. Throop Street is 50-50; bungalows and 2-flats, of old construction. The area is well biult up."
"B115","B","Predominately a 2-flat area, restricted (located between 79th and 83rd, Racine to Green) as to intermingling of bungalows with flats. Lots ordinarily sell at higher prices than in the adjacent area to the west, and there are a substantial number of high-priced bungalows. The area is known as Chester Highlands, subdivided in 1912. A high pride of ownership exists. Because of restrictions; such as, areas limited to 2's and predicted against large apartments higher than 2 stories, it presents a much better appearance than that area lying immediately west of Racine. There are a few 2's in the price bracket above $12,000 for sale, mainly owner-occupied. The area is substantial and populatr. The Calumet High School is at 81st & May. On Aberdeen, between 82nd and 83rd, are Swedish brick bungalows on large lots; on the west side of Carpenter, between 80th and 81st, are bungalows; and on the east side, all large apartments; and between 79th and 80th mostly 2-flats. On Morgan Street, south of 79th and 80th are 2-flats; and south of 80th, bungalows. Morgan is a high-speed traffic street and somewhat detrimental, due to the constant heavy traffic passing at all times. On Sangamon are many good, modern 2-flats, except at the corners, upon which are large residences. On 79th, between Sangamon and Peoria, is St. Leo's Catholic High School, a boys' institution; and on the corner of 81st and Sangamon, are three 2-flats. This immediate neighborhood is one where high rents exist, some flats renting fo r$100-150 per month, and is a substantial apartment area with both residences and large apartments on corners. On 83rd and Green is a large apartment building, 40 units. The Halsted business thoroughfare influence is felt from Green east."
"B116","B","This area, lying west of Ashland- Longwood- and between 91st and 95th Streets, is the best section of this community known as Washington Heights. It is 100 per cent a bungalow area, uniform in character, presenting a good appearance. There are few homes for rent, and the average age is 10-12 years. Most of the homes are built on 33-foot lots, and there are few frames throughout the entire area. It is quite distinctive from the area adjoining it to the east in that there are no apartment buildings. Properties along Ashland, running north and south, suffer some from this business street. The B&O and Rock Island Suburban railroad tracks run north and south to the west and are not considered detrimental. There is a forest preserve lying to the northwest. This is a little community by itself, which will continue to be desirable to live in for many years."
"B127","B","Another desirable, probably the best, area in this section in which to reside. It is not a rent area and very few homes, if any, are available. Fernwood Park lies to the north of the area and an excellent high school, named Fenger, lies immediately to the south. Transportation is fair only, all utilities aer in, pavements and assessments paid foor. New buildings appear on Normal and Wallace streets between 109th and 105th streets. The area is sometime known as Bellevue. Vacant lots sell from $1,000-2,000 depending upon location, averaging 35 feet in width. On Eggleston Avenue, between 104th and 111th streets, buildings are almost entirely single frames in good state of repair. North of 107th street, constructino is mostly frame of a cheaper grade, particularly the eastern section. From Normal Avenue west are brick singles. On Normal between 104th and 107th streets, homes run from $5,500-7,000. The higher priced homes on Normal are between 107th and 109th streets and the price bracket is $7,000-10,000. There is some vacant property at 109th street on Normal Avenue. About a quarter of a mile west, at 111th street, is a large colored section."
"B128","B","This area is about on par with the ""B"" area to the northeast, as a desirable place to live. The Fenger High School is in the center. It is known as one of the best high schools in Chicago. The area has all utilities, pavements, assessments in and paid for and transportation is fair. There is no present trend to the area, as it is practically all built up. Ownership is 100% and condition and appearance of homes would indicate this, as they are all well kept. The best homes are on Union Avenue between 115th and 113th streets. Between 111th and 115th streets and from CE&I tracks west to Parnell are mixed frame and brick singles of somewhat cheaper construction; and from Parnell to Emerald between 113th and 115th streets is quite a fine class of building; all brick. 111th street, is a semi-business street. The area is sometimes referred to as Sheldon Heights. Width of lots are 35 feet and up, with an approximate value of $50.00 per front foot. There are some there's of 6-unit, de-luxe apartments along Emerald between 111th and 113th streets."
"B14","B","This area is known as the ""Hubbard Woods"" section, which is considered favorable. Altho there are a few improvements that warrant only third class rating, they are gradually being replaced with better housing. The section has shown some slight improvement, altho the bulk of the buildings are too old to be graded better than second classs. The addition of a new school south of Madison, east of Vernon has been a favorable influence and the park adjoining the school also helps this section. The neighborhood lies in a wooded territory, has beautiful shade trees, has no traffic, and has a good class of buildings, except as mentioned above. Lots are very generally 50' size. A few of the better houses in the section are renting up to $125.00, and conversely a few of the poorer houses are valued as low as $4,000. The western end is somewhat inconvenient to commuter train transportation, as the station is on Scott Ave. Local business is also centered around Scott and Linden. Properties along Euclid are somewhat larger than in the balance of the territory, but there are several Jewish families on that stret which detract somewhat from its desirability. The area is graded ""B"" because of its general appearance and given a plus rating because of its Hubbard Woods location and slightly improving character."
"B15","B","This small area has the only concentration of housing in the village of Northfield. The ground is now about 25 per cent improved and is being developed slowly with modest houses. The neighborhood is convenient to the local shopping center on the Winnetka Avenue and Skokie Boulevard. Transportation is availabel on the North Shore Electric. The fastest train during rush hours is 37 minutes to the Chicaogo loop. One way fare is 42 cents; a 60 ride monthly commutation rate is $8.85. Occupancy is restricted to 'whites' only. Altho this section is comparatively new, even at best it was never a first grade area, but is quite desirable because of its suburban location. The ground is flat and there are few, if any, trees. Altho this district is gradually improving with continued development, it is very doubtful if it will ever improve beyond a good second class area."
"B22","B","This neighborhood compares favorably with the first class section directly adjoining on the east, but properties are somewhat older. This neighborhood houses a very high grade population, many of whom are wealthy, and shows evidence of pride of ownership, as properties are continually being remodeled and reconditinoed. Most lot sizes are 100 foot or larger, and the general appearance of the section is one of great stability. Its East Kenilworth location is a very favorable influence, and the future oof this section appears very secure. Streets are all beautifully shaded, and the area has a minimum flow of traffic. This section is graded ""B"" because of the age of the improvements, but given a plus rating because of its favorable reputation, and other characteristics noted above."
"B31","B","A sparsely built area of multiple units in good condition, but rather inconveniently located to shpoping centers and somewhat distant to Chicago loop transportation. Ground is high and slightly rolling, but barren of trees and shrubs. Buildings are well rented and as a group desirable places to live. The section is graded second class because of the condition of structures, but rated minus because of its isolation and sparse development."
"B72","B","This is a neighborhood of good homes with a few two and three family buildings of similar character. Indian Boundary Park is a favorable influence although it is partially surrounded on the east and north with large apartment buildings. Shopping facilities are somewhat inconvenient, but not considered a major objectino. Competition of new construction has affected prices somewhat on one-family houses as indicated above. About 5 per cent of the buildings are three family units valued from $13,000 to $15,000; renting for $62.50 to $85.00. Future of the sectino appears fairly secure and demand remains constant. Area is rated second grade because of general desirability and favorable reputation."
"B61","B","This desirable suburban residential area is being steadily built with good class one-family houses selling between $7,750 and $12,500. South of Peterson Avenue about 60 per cent of the ground is improved withh buildings of good character and substantial appearance. The area north of Peterson Avenue is primarily vacant at the present time, but with any increased volume in building activity this section should develop as favorably as that portion of the area south of Peterson Avenue. Transportation is by bus, which in turn makes direct connectinos with the Elevated, either in Albany Park or at the Bryn Mawr station in Rogers Park. it is reasonable to assume that the section will experience a slight upward trend during the course of continued development, and although the section has many of the attributes of an ""A"" area, it is penalized somewhat because of the proximity to the Tuberculosis Sanitarium on the west, and the Sanitary District Canal on the east. Although ther is no marked infiltration of Jewish buyers in this neighborhood, a few better class families have purchased a few of the new houses along Drake and St. Louis Avenues. So far, this influx has not progressed to the place where it is considered at all damaging to the neighborhood, and because of the class of buildings, it is rather doubtful that it will progress to the extent that the general desirability of the neighborhood will be adversely affected."
"B68","B","This old neighborhood, commonly known as the ""Villa"", is one of the most desirable residential sectinos in the area; it continues to attract a substantial class of home owner. Pride of ownership is everywhere apparent in the neighborhood, and although many of the houses are threatened with obsolescence, the downward trend will be relatively slow, and properties should maintain a reasonable value during the next three to five years. There is a minimum flow of traffic through the neighborhood, and the section gives the appearance of being a good residential suburb. Considerable reconditioning has been done and many houses have been made to look comparatively new. Although approximately 10 per cent of the population is foreign, it is, generally speaking, a better class of Polish and as such, persons who have respect for property. The area is graded ""B"" because of its favorable reputation, penalized because of continuing obsolescence and slow downard trend."
"B75","B","This small neighborhood is favorably affected by a Catholic Church on Glenwood and Loyola. The properties are well maintained and the general appearance of the section is good. Prices obtainable on two and three-family apartments in this area are better than those in comparable units in the section immediately to the North. The grounds are well landscaped and most streets have large shade trees. The properties are comparatively well held by a good class Irish tenant. Living in the area are many retired original Rogers Park residents. The section is convenient to a good neighborhood business area. It is also provided with excellent transportation at the express stop of Loyola Avenue. The future of the area appears fairly secure and the downward trend will be slow in developing."
"B79","B","This is a desirable bungalow neighborhood conveniently located to the local business district, as well as commuter train transportation. The bulk of the structures were built by one builder and financed by one of the large insurance companies. The neighborhood name of ""Westwood"" is used in referring to the sectinon and is supposed to imply its greater desirability than Elmwood Park as a whole. Structures are of stereotyped appearance, but in its price range this uniform area should hold up fairly well during the next two years. Overhang is for sale at 10 per cent down, balance payable in 14 3/4 years at 5 per cent; deed is given at 40 per cent equity, balance payable as above. Chicago 7 cent street car transportation is available on Helmont Avenue. Lot size is uniformly 25 foot although many lots are odd shaped because of curving streets. All streets and alleys are paved, and area is clean and gives indication of pride of ownership. Area is about 90 per cent built-up."
"B83","B","This is a desirable residential neighborhood of brick bungalows and two family structures. Properties are in relatively good condition and the general appearance of the neighborhood is such as to continue to attract a good middle class population. Kelvyn Park is a favorable influence particularly to surrounding properties. Local business is centered along Belmont, Cicero and Diversey Avenues with small industry adjacent to the railroad tracks near Belmont Avenue; properties along Knox Avenue are somewhat poorer than others in the area because of this proximity. Rents quoted in two family structures are for heated units and most such buildings in this section are rented with heat provided. Area may be expected to ""hold its own"" during the next five years, although it is now solidly built. Transportation is convenient, but slow to downtown business center. Area is rated ""B"" minus because of railroad influence and small lots. Several corners are improved with apartments renting from $9-11 per room."
"B85","B","This area is somewhat isolated and entirely surrounded by unimproved tracts of land. The area is zoned for brick single dwellings and building lots are worth about $1,200, altho there are special assessments against many of the lots remaining unpaid in amounts as high as $2,000. This was for paving and utilities. The area is within walking distance of two transportation lines, and about 35 minutes from Chicago via the Chicago & North Western Railroad; a 54 ride monthly ticket costs $7.60, which is of interest considering that many residents are commuters. There are some houses held by institutions and offered for sale here, which are at present rented. However, rents are low due to sales clause in leases. Shopping facilities are only moderately good. Schools and churches are convenient, but high school is 3 miles distant in Maywood. There is good opportunity for development here, and some is expected, altho Bellwood is likely to remain a high class workingman's town. St. Charles Road is the principle thorofare traversing the area from east to west. Uniform and fairly good type of construction, and future prospects of development are characteristics of a second grade area. However, somewhat remote location, and railroad influence indicate ""B"" minus."
"B88","B","This small area is bounded by the village line of Maywood on the north and by underdeveloped territory west and south. To the east lies the poorer section of the village of Broadview. The terrain is flat with few small trees. Good maintenance is apparent throughout, and the area is built up principally with good single houses and brick bungalows of 5-6 rooms. There have been very few homes rented here until quite recently. From 1932 to 1933 the type of bungalows found in this neighborhood brought from $20-25 a month rent all throughout the surrounding territory. Prior to 1929 they rented for $65-70. Within this area property has always been pretty well held and price fluctation has been at a minimum. Not very many have been offered for sale. There are moderate shopping facilities 2 blocks north on Harrison St. Rail transportation via the Elevated to Chicago loop requires about 40 minutes. There has been some new construction here, and more will probably come, development being southward toward Roosevelt Road (U.S. Route #330). Good appearance, uniformity of construction, good type of population, activity and convenience justified second grade."
"B91","B","This area extends between Chicago Ave. and Lake St. all the way across town. Harlem Ave., the western boundary is heavily traveled. Soo Line Railroad outs the area from north to soutth in the western portion. The Chicago & North Western Railroad passes a little way south of the area; two stations convenient to residents of this area. About 26 minutes is required to the Chicago loop; 54 ride monthly ticket costs $6.30. A surface care line along Lake St. affords direct transportation to Oak Park shopping district at the east end of the area. There is a brick apartment building at Thatcher and Lake St. Along Lake St. east of the Soo Line Railroad are a succession of churches, playgrounds, and schools on the north side of Lake St. forming a natural barrier between this ara and the adjacent fourth class area lying along the south of Lake St. Homes in this area are characterized by very good setback, large plots with landscaping and shrubbery, and along many streets double row planting of fine, large elm trees. It is a good substantial section and has seen more sales than other portions of the village due to medium prices and proximity to transportation and stores. It has better appeal for average buyer. Best values are along Edgewater. Somewhat mixed desirability southward approaching Lake St. Fair maintenance, but many need paint. Scattered, old frame houses make this ""B-""."
"B92","B","This is the newest portion of the village of Oak Park and lies just south of the main east-west highway, North Ave., State Route #64. Principal north-south boulevards thru the area are Oak Park Ave., which carries some moderately heavy traffic at rush hours, and Harlem Ave. at the west boundary. The terrain is quite level with moderate planting of trees. The area is affected somewhat by business influence along North Ave., where is found a scattering of taverns, real estate offices, and ""dine and dance"" spots, altho a considerable number of lots along this boulevard are as yet unbuilt. There is a city park comprised of three blocks at the northwest portion of this area, affording residential facilities. Schools and churches are reasonably convenient, and there is one Catholic Church within the area. High School is about 1 1/2 miles distant, near the center of the village. One negro family resides in the area, but there is no possibility whatever of any further infiltration. Catholic influence is strongly felt due to a fine, large church and parcochial school; and the majority of property owners between Oak Park and Ridgeland Aves. are Catholic and what demand there is due to (over) proximity of religious and educational facilities. Transportation is not particularly convenient. Elevateed railway along South Blvd., being about one mile from the center of the area. Land Values are around $75-85 a front foot, and most residences are built on 50' lots with a depth approximately 170;. The area is about 75-80 per cent built up at present, but thins out considerably toward the north end toward Harlem Ave. at the west. There has been very little activity in the sale of existing houses due to high prices in this neighborhood, and values have declined somewhat since 1937. There are very few properties rented here, and non available at present. Eastward of this area is a bungalow area entirely built up. At the west is the adjacent village of River Forst. Desirability decreases nearing North Ave., where most of the available vacant lots are situated. Very good, but too old for better than B+."
"C100","C","This neighborhood is about 80 per cent built up with the few new houses being erected in the extreme western edge of the territory. Housing is of a very mixed character, and the section when new was little better than a third class district. The first three blocks west of Central Avenue have a concentration of so called ""Queen Anne"" bungalows, all of the exact same appearance and built on 25 and 30 foot lots. These are the newest structures in the territory and as such command the better prices. The balance of the properties are completely lacking in uniformity and give the neighborhood a very jumbled appearance. Proximity to Riis Park is a favorable influence to those properties in the immediate neighborhood. Trend of desirability continues slowly down with virtually no possibility of any future improvement. The Italian infiltration has only recently become apparent."
"C106","C","This is a comparatively new neighborhood of mediocre housing, adversely affected by the marked infiltration of low class Italian and Sicilian. The neighborhood is further adversely affected by the proximity of the industrial area along the northern extremity. In this industrial ara is a soy bean fatory which exploded about six years ago, and the memory of this incident still detracts from sales in the territory. The general appearance of the properties, however, is fair and for this reason, the sectino has been graded ""C-"", rather than ""D"". The trend of desirability is very definitely downward. The street car terminal at North Avenue and Cicero Avenue is also objectionable, except that it provides convenient employment. Rents quoted above on two-family structures are for unheated units. The first block south of the northern boundary is poor."
"C114","C","This is a very mixed district of mediocre character only slightly better than the ""D"" areas surrounding. Ground is 85% improved, but no additional residential building may be expected here. Trend of desirability continues downward as lower income groups are attracted into the section. Properties are built on 25 foot lots and very close to sidewalks. The frame cottages are the oldest properties in the area, but stone front two family units are in least demand. North Avenue, Grand Avenue, Pulaski Road and Division Street are primarily business streets, and each carries very heavy traffic. The area is most heterogeneous and its general appearance is poor, but it has not deteriorated as yet to a fourth grade area, although this is not far off. Improvements are completely lacking in uniformity, except south of Division St., where properties are all 40 years old brick cottages of stereotyped design."
"C121","C","This old neighborhood of primarily frame houses is only slightly better than the other surrounding ""C"" areas. This section, like others in the vicinity, has been declining for years, but sales demand here is considered more active than in other parts of the territory. Future of the section is one of continuing slowl decline with the gradual infiltratino of somewhat less desirable population elements. Properties are built very close to sidewakls and general appearance is one of congestion and unattractiveness, although this area is not to be considered slum territory. Rents quoted are for unheated units."
"C123","C","This is a very mixed territory of all types of housing accommodations from good apartment hotels to poor rooming houses. Predominating structures are large apartments with the trend toward conversinos of smaller housing units to rooming house occupancy. Population is becoming more transient as this conversion increases and the trend of desirability for residential purposes is downward. Location convenient to Lincoln park is favorable and good transportation, shopping and amusement centers are most convenient. Because of locatino, demand for housing units will probably always be relatively good but obscolescence may be expected to become more objectionable to better class tenants. Scattered in the area are some one-family units valued $3,500-7,500, the better houses being east of Clark Street. 10% hotel apartments and 50% large buildings."
"C126","C","This is the easternmost portion of Bellwood lying between 25th Ave. and the village boundary. The terrain is flat with small trees; about 85% improved. Reasonably convenient to transportatino, grammar schools and churches. Shopping facilities are located along St. Charles Road, also across the North Western tracks in Melrose Park. At the west the area is bordered by industry, vacant industrial land, and a fourth grade area. A spur railroad traverses the eastern boundary line. At the north and south the area is bounded by railroads. There has been a little stiffening up of prices because of good transportation facilities. Surface car line runs along Madison Ave., also along 19th Ave. These lines connect with Chicago surface lines at the Chicago city line. In addition there is the Elevated and the Chicago & North Western R.R.; 35 mintues being required by train to the Chicago loop, and 45 by Elevated. There are probably very few commuters in this area since most residents find employment in local industry. Rather poor surroundings, wage-earner population, together with age and condition of structures indicate third grade."
"C134","C","This is the best area of Forest Park. Terrain is flat with small trees along sidewalks. Transportation and other conveniences have lent to apartment construction here, where none is found elsewhere in Forest Park. A somewhat better grade of population has come in, occupying apartments and better clas bungalows. Even so, there is about 25% foreign scattered throughout. The area is about 85% built up and land values approximate $40-50 a square foot. The excellent shopping center of Oak Park is within easy walking distance. There are also small, one story stores along Madison St. and a few along Harlem Ave. The area is bordered at the south by the Chicago & Great Western R.R., beyond which there is some industry, also playgrounds, village administration offices and park. Surface car line along Madison St. also Des Plaines Ave. About one mile to the Chicago & North Western, Lathrop St. station. 26 minutes is required to the Chicago loop; 54 ride monthly ticket costs $6.30. Circle Ave., running north and south thru the area, is a boulevard with moderately heavy traffic. Jackson Blvd., east and west, is heavily traveled. Railroad influences, age, lower middle class population and taverns (which occur all thru Forest Park) have been considered in grading this area ""C""."
"C135","C","Not much variation between this area and the rest of Forest Park. Comparatively modern, and many old cottages and bungalows are mixed throughout; frame and stucco construction with very little brick. Dwellings are built close to the sidewalks. Pride of ownership is evidently lacking in many instances. Terrain is flat with sparse, small trees along sidewalks and about 90% built up. Land values probably do not exceed $30-35. Illinois Central R.R. passes thru the area from north to south. Surface car line along Des Plaines Ave. at west. A large cemetery borders the area at the northwest corner. There are some marble merchants scattered along Des Plaines Ave. in this vicinity. Harlem Ave., the east boundary, separates the village from adjoining Berwyn. This thorofare is heavily traveled. Another moderately traveled boulevard is Circle Ave. running north to south. Roosevelt Road (U.S. Route #330), the south boundary, is sparsely built up with one story stores and gas stations. Desirability decreases approaching Roosevelt Road, which is heavily traveled. There is some Italian concentration in the 900 blocks just south of Harrison St. Across Harrison to the north are playgrounds, parks, village administration buildings, and west of the I.C. tracks is a large dairy. Transportation (over) and shopping center are about 3/4 to 1 mile distant, northward. 30 minutes to the Chicago loop. 54 ride monthly ticket costs $6.30 via the Chicago & North Western R.R. Low grade population, poor demand, cemetery and railroad influence, together with undesirable reputation of the village are considered in grading this ""C-""."
"C138","C","This area is bounded on the east by Austin Blvd. (the Chicago city line) and is therefore, convenient to a one fare transportation into Chicago. Direct transportation via the Elevated requires 30 minutes to the Chicago loop, or 20-24 minutes via the Chicago & North Western R.R.; 54 ride monthly ticket costs $5.95. Bus transportation is also available on Austin Blvd. and on Washington Blvd. There are some large, brick apartments within the area along Austin Blvd., Humphrey Ave., and Lake St. The area is favored in having a good playground on Lake St. High school, schools, and churches, as well as shopping facilitiies are all conveniently located. The West Suburban Hospital is also in this area. The section is about 90 per cent built up and land values approximate $55-65 a front foot. It is a changing area due to Jewish infiltration, and many owners are more anxious to sell now than they were i 1937. A small synagogue is located in the southwest corner of the area, and it is not unlikely that a larger structure will eventually be built. In view of the Hebrew custom of walking to religious service, this proximity has, and will result in further infiltration. Racial transition and rather slow demand have been considered in grading this area ""C-""."
"C139","C","This is one of the oldest residential sections of the village, extending from boundary to boundary, east and west. The terrain is flat with large, old, trees. The area is at least 98 per cent built up, and land values are expressed at around $50.00 a front foot. Very convenient to transportation, shops, churches and to the high school, which is the geographical center of Oak Park. There are some 10-12 room houses within this area, for which there is a very poor demand, if any demand at all. Some of these have been recently converted into two family dwellings. Between Washington and Madison St. is zoned for apartment buildings and any conversions from singles are readily permitted. Taxes are somewhat high due to zoning, which however, has been helpful in securing loans incidental to the sale of old properties. There are many apartment buildings along Washington, Randoph, Pleasant, Maple and Wisconsin Aves.; also Oak Park and Kenilworth. Institutions are shy of this area and have continually reduced prices on their large, old, foreclosed houses. It is pertinent to note that a central heating plant supplies many of the homes within (over) this area and that the cost of such heating is slightly higher than by individual plants. However, the expense of installing individual plants is a discouraging factor, and only few of such installations have been made. Age, trend of multi-family construction, and poor activity have been considered in grading this ""C""."
"C141","C","This is one of the older areas of Oak Park and is about 99% built, with the greater portion of bungalows in the adjacent area to the west. This is a scattering of old houses in rather poor conditions, some of them owner by institutions. The terrain is level, and the area is bounded both north and south by heavily tarveled thorofares (Madison and Harrison Sts.), both of which are given over to small retail stores, and automobile dealers. There is a fair planting of trees along sidewalks. Shops, schools, and transportation are convenient, the Elevated line borders this area at the south. About 30 minutes is required to the Chicago loop district. High school is about 1 mile north in the center of the town. This area constitutes most of the Ascension Parish (Catholic), and because of this fact there is a somewhat better demand than might be expected. The eastern extremity, Austin Blvd., is the Chicago city line. A few Hebrew families have cmoe into the area and reside near this thorofare. Jackson Blvd., bisecting the area from east to west, is a heavily traveled thorofare, as is Austn Blvd., the eastern boundary. Heavy traffic also along Oak Park Ave., the western boundary. Some railroad influence apparent in the southwestern corner. Age, condition, proximity to business and traffic hazard is considered in grading this area ""C""."
"C168","C","This is the southernmost area of Berwyn, bordered by Lyons on the west and Stickney on the south. Appearance if fairly good with slgiht tapering downward at the east and better development along Clinton, Kenilworth, and Wisconsin Avenues in the west part. The terrain is level with few small trees and about 80 per cent improved. Scattered taverns and retail business along Ogden Ave., the north boundary, and Harlem Avenue at the west. High speed traffic on both thorofares. Bus line along Ogden Ave. CB&Q Railroad (Harlem Ave. station) is located about one mile from the center of the area. Thirty-ninth St., the south boundary, is nearly all unimproved, and south of this is the adjacent fourth grade community of Stickney. Land values are around $30 a foot and most lots are of 30 foot frontage. Fairly good appearance offsets to some extent a remote location and poor surroundings at west and south; hence graded ""C""."
"C18","C","This smalls section has the only major concentrated housing in Morton Grove. The northern boundary of the section along Dempster Street is primarily taverns and night clubs, which detract from the general desirability of neighboring properties. Houses are of modest character, although there are a few outstanding units which would be valued up to $10,000. Transportation is available in the western end to the Chicago Loop via the Milwaukee Railroad. The village is somewhat isolated from other population centers, and it is somewhat doubtful that any volume of additional building will occur in the future. Sales activity is relatively slow, although there are few, if any, vacant houses in the town. The local shopping center is located along Lincoln Avenue, but it is of only fair character. The neighborhood is graded third class because of its doubtful future and mediocre reputation."
"C20","C","This area is a small concentration of two family buildings isolated from shopping centers and transportation and distant to schools. The surrounding territory is largely vacant, but all improvements are in and with any volume of building this small area could be favorably affected. The section is graded third class because of its isolation, but rated plus because of the comparative newness of the structures."
"C213","C","Located between 47th and 51st, Drexel to Woodlawn, predominately single units. There are some large apartment buildings of 12 units and up on Ingleside, Ellis, Greenwood and Woodlawn, between 47th and 48th. Between 48th and 51st is an exclusive residential district, consisting of large homes. Lower prices are looked for because of the overhead necessary to take care of them. There are a few 6's on Ingleside between 47th and 48th, of 7-8 rooms. Transportation is good. Area at one time was a high-class, exclusive one, with many costly homes. On Ellis, south of 47th, are large brick and stone homes on big lots, set back from the street, well kept up, but a drug on today's market. It is believed the area will eventually develop into apartments and hotels. It is known as part of the Kenwood district. Many high class Jews reside here. There is under construction a large stone home on the east side of Ellis, between 49th and 50th, on spacious ground. A large synagogue is at 51st and Greewood, and many large brick, and a few frame, homes that originally cost $75,000-100,000 are in the area. Between 47th and 48th are some court buildings. On northwest corner of 51st and Ellis, is hte large old substantial home of the Franks, whose son was murdered by Leoppold and Loeb a few years ago, now a rooming house. On the east side of Woodlawn, between 47th and 48th, are residences; while on the west side are large apartments of 60-70 flats. South of 48th to 51st are large costly brick and stone detached residences, with a few frames scattered throughout, on spacious grounds, ultimately due to be turned into rooming houses, notwithstanding restrictions."
"C214","C","Located between 47th and 51st, between Woodlawn and the IC Main Line. Known as part of Hyde Park and Kenwood, a mixed residential, rooming house, and hotel community with many block houses. On Madison Park between Woodlawn and Dorchester many old residences have been demolished; high-class apartments of 6 flats and up, of the expensive type, replacing them. There are few 2-4 family units in the area. It is definitely declining, and ultimately will become a rooming house district. North on Dorchester from 51st are singles, flats, and apartments mixed of a type not so expensive as the area adjacent to the west. There are some block houses near 47th. On Lake Park, south of 47th, apartments and residences intermingle, stone and brick, upkeep good. The Hardin Museum is at 49th and Lake Park; also a public library. At 50th and Blackstone is the Kenwood public school. Transportation is good."
"C216","C","Sixty per cent of the buildings in this area are 6-family units of 6 to 7 rooms with about 15% singles, two and three story of 8 to 12 rooms. The University of Chicago owns approximately 25% of the remaining buildings. Greenwood is not paved for one block between 60th and 61st Streets. This area faces the Midway on the north, an excellent, beautiful buffer; a boulevard a block wide, with a 4-way drive, beautifully treed, with a sunken garden greens trip extending throughout its length, about 200 feet wide. The Midway runs from Jackson Park to Washington Park, east and west. The University of Chicago owns everything on the north side of the Midway facing south, and also is reported to own the larger percentage on the south side of the Midway facing north, between Cottage Grove and Dorchester. It is probable that ultimately they may own between Cottage Grove and Dorchester all property between 60th and 61st Streets. A Memorial Hospital is situated on the northwest corner of 61st and Maryland. THere are some single houses we well as college buildings, tennis courts, etc. on East 60th Street. The area has excellent transportation, assessments are paid, and all utilities in. With the exeption of the detrimental influences west of Cottage Grove, it is quite a desirable place to live. Located between 60th and 61sst betwene Cottage Grove E. to RR tracks (or Blackstone)."
"C217","C","This area lying between 63rd and 61st Streets, and between Cottage Grove and Dorchester Avenues, presents a somewhat better appearance than south of 63rd. This is due to the influence of the University of Chicago lying to the north. All assessments are in and paid for. They have a good public school, hospital, and singles are scattered throughout the area. An ice plant between 61st Street and 62nd Street on the east side of University is somewhat detrimental.They have excellent transportation and also good store facilities along 63rd Street. There are many 12, 18, and larger apartments on 61st from Cottage Grove to Dorchester, as well as on 62nd Street. A Jewish orphanage is loacted between 61st and 62nd and a Jewish Home between 62nd and 63rd on Drexel Avenue. To date that section lying west of Cottage Grove known as Washington Park sub-division does not detrimentally affect the area, but ultimately may. To the south and west of Cottage Grove is the large Negroe area. From Dorchester to Cottage Grove, north of 61st, the University of Chicago is reported to own three-quarters of the land and buildings which is an asset to the north section of the area."
"C222","C","Very slightly rolling, and open country in the middle of a prairie. There is a grade school in the area; high school there miles distant in Argo. Some sidewalks not in. Limestone screenings surface on streets. Nearest shopping center three miles. Bus line along Archer Ave. Route 4A) to Chicago and Joliet. Forest preserve adjacent on south. Many roadhouses in the neighborhood also private picnic groves patronized exclusively by Lithuanians. Very large German and Polish cemeteries. Two cemeteries south of area. Chicago Drainage Canal, also railroad pass just northwest of the area. Total population probably 250. Very mixed architectural types. No running water; deep wells, and septic tanks. High percentrage of foreign population, poor conveniences, adverse surroundings, indicate poor third grade."
"C242","C","Located between 75th and 79th, Yates to Colfax, called South Shore Sub-Division- a solidly built up apartment district- very little property turnover due to many of these apartments being in receivers' hands. A good rentable apartment area. There are few 2's; 3's are located, for the most part, on Phillips between 77th and 79th. The balance of apartments are mostly 6-flats and up. As an apartment area, it is desirable. Transportation is excellent. Store facilities good. Nearness to lake another favorable feature. On the west side of Yates are bungalows and 3-flats. This area was one of the last apartment sub-divisions, sub-divided approximately in 1919. It will continue to be a popular area for those who prefer living in this class of abode. This area was once the Windsor Park Golf Club."
"C228","C","5-6 room brick bungalows predominate. The area is somewhat newer than those immediately to the east and west. It is well built up, and the demand for property good. The area in the vicinity of Morgan Street west was once a golf course. Racine Street to the west is a business thoroughfare; also, 79th. 75th and the Belt Line & Wabash RR to the north act as a complete buffer to the undesirable district from that direction. This area is a popular one in which to reisde. Schewbridge Field adjoins the area to the north. On the northwest of the area is industry. There are few, if any, homes for rent and prices will remain reasonably firm for some time in the area. On the corners are some large apartments. The frame two's and three's average about 30 years of age, and the bricks 25. Morgan Street on the east is a high-speed highway. 75-79- Racine- Morgan."
"C229","C","Predominately a bungalow area, with 2-story frame homes of 7-8 rooms. Frames average 35 years of age, and brick 22. There are multiple large units on corners. The oldest part of the area is from Halsted Street west to Peoria. 2-story residences move slowly, and are beginning to develop into rooming houses. The Halsted business thoroughfare influence is somewhat detrimental to properties adjoining, as well as the railroad Belt Line to the north. It is well built up, but there are no restrictions as to building, and the area will remain in a static condition for some time. The Belt Line and Wabash railroad acts as a natural buffer against keeping out infiltration of lower classes from the north. On 79th, between Sangamon and Peoria, is St. Leo's Catholic high school, a very fine boys' institution. 79th Street on the southern boundary is zoned for business. A desirable area for wage-earners of the upper bracket to reside in. Loc. 75-79-Morgan-Halsted."
"C232","C","Predominately bungalow area in the medium priced bracket, with scattered apartments on corners and some two's of 5-6 rooms, good construction. Fairly well built up, with the exception of that part of the area east of La Salle and south of 81st. State Street, a business thoroughfare, forms the eastern boundary. Industry lies to the south and west. Vincennes Avenue, another thoroughfare, traverses the area to the west. The Chicago Surface Line car barns do not appear to be particularly detrimental. The south end of the area is the less desirable. Due to its adjacency to industry, rental values will remain stable. There are few flats or bungalows for rent today. There has been some new construction in the past year for owners in the moderate price bracket of around $6,500. The location of the area, however, does not lend itself to any substantial development of high-grade note; and it will remain in a static condition for some time. Loc. 79-84- State- Stewart."
"C255","C","This area lies between Sangamon and Halsted Streets, and between 95th and 104rd Streets. Halsted Street, a main thoroughfare running north and sotuh, with much vacant land for one-half block on either side, has recently had installed a large sewer built from public funds. East of Halsted is a section known as the Fernwood District. Transportation in this area has not been good, but recently a new bus line has been opened on Halsted Street, and also on 95th Street at the north, and since this has occurred, there has been more interest taken in this area. Present indications are that it will develop slowly. There have been no assessments for some years, but there are many unpaid from former years. North of 99th Street the area is quite sparsely settled. East of Vincennes is approximately one-half restricted to Whites, and property lying east of Vincennes Avenue is somewhat more difficult to move than that lying on the west. Practically all homes on Halsted north from 103rd Street are frame. On Peoria between 96th and 99th Streets are a number of brick bungalows; continuing south of 101st Street frames predominate (over) and south of 102nd Street bricks predominate again. On Sangamon, north of 103rd, are many brick singles. There is much vacant property between 101st and 100th Streets. Lots are mostly 25 foot. Development of this area should be somewhat better from now on due to improved transportation and the fact that the large sewer on Halsted Street is now in. The district is comparatively new and it is likely to develop into a moderate priced area of homes not exceeding $7,500, as the neighborhood does not justify anything better. The trend of growth is to the east. Halsted Street is zoned for business."
"C262","C","Loc. Bet. Michigan Ave. & South Park Ave. 95th-100th. An area which has been very slow in developing. The future trend will be down, due to the colored influence to the north and west. The opening of 103rd street directly into South Chicago is said to be of a favorable nature. They have all utilities, pavements, good school and transportation. Average income of the mixed occupations (auto) is $3,000 per annum. Lots are 30 feet in width and average $20.00 per front foot. North of 99th street, west of Michigan, is much vacant property, and on 99th street between Indiana and South Park, a similar situation exists. The whole area is somewhat sparsely settled. The Illinois Centra railroad Burnside shops lie to the east. The majority of the residents in the area are Chicago Loop commuters. To the northwest is a State athletic field, a WPA project used almost entirely by the colored element. There is a large colored section north of 96th street; and west of State street to the CE&I railway, south of 97th (known as Lily Dale) has many colored families."
"C264","C","One of the old sections of Roseland, developed originally by Hollanders. However, today Italian predominate along the foreigners throughout the area. They have all utilities, good school, transportation fair, all assessments in and paid for, handy to the Michigan Avenue shopping center. The area is all built up. Lots are 25 to 50 feet in width. State Street, traversing the area north and south on the east, is a business street and Wentworth Street is also zoned for business. From State Street west to the CE&I tracks (which traverse the area north and south on the east) and between 107th and 115th streets, is a mixed small frame neighborhood of bungalows, cottages and two-flats. Much painting is required. The area is the best in the entire district insofar as turnover of property is concerned, average price being around $4,000. This area also has somewhat more listings than the others and is a melting pot for mixed foreign extraction. The Italians predominate in the south two blocks. Loc. bet. 103-115; State-Stewart."
"C265","C","Part of the old Pullman and Roseland section surrounding Palmer Park, sometimes known as Palmer Park district. Area formerly depended entirely upon the Pullman industry to the east. This industry, today, is running one shift only, due to labor troubles. Since the depression, Pullman Co. is reported to have moved their freight car department to Michigan City, Ind., and the inhabitants of the area do not depend much now upon this source of income. Area adjoins at the south the worst area in the Roseland section, predominately occupied by Mexican and Italian, with some colored people south of 115th. A slow infiltration from this area is expect for a block north, but it is probable that it will not extend further, due to the price bracket. Lots are 30 feet in width, averaging $20.00 per front foot. Practically all east of Calumet, south of 109th to 114th to the IC railroad, are apartment buildings, 3's and up. South of Palmer Park on Calumet are mixed frame and brick residences and 2-flats; and similarly west to Michigan Avenue. Buildings are of a substantial character. There are a few multiple 3, 4, and 5-room units in the neighborhood of Indiana and 113th, renting at $32.00-50.00. Located bet. 109-114, State-Dauphin."
"C266","C","This area is sometimes referred to as Bartletts' Greater Chicago. They have all utilities, fair school, transportation good, streets paved. The majority of residents are commuters to the Loop in Chicago. It is predominately an apartment area with room for more development, which will in all likelihood, be apartments. The Pullman Free School of Manual Training adjoins to the immediate south and is considered an asset. Lots are 30 feet in width with approximately $20.00 per front foot. All assessments are in and paid for. There are very few, if any, single homes for rent. There are some apartment buildings of 12-24 units. Loc. bet. Indiana & Dauphin; 107-110 Place."
"C267","C",
"C268","C","City 1940 est. pop. 17,100. The area has all utilities, a good school, and transportation. The better class of new building during recent years has been in that section of the area north of 123rd and west of Western. The section east of Western, north of 123rd, has also had new building, but not as pretentious as that west of Western, except on North from 120th Street. Approximately 25 ro 30 new homes have been constructed during the past years, all singles, brick and frame, priced at between $6,000-7,000. South of 123rd, and west of Western, is an older area, well kept. Closer to the business center, and on Highland Avenue are some good homes ten years old in the price bracket of $4,500 to $6,500. That section south of 123rd and east of Western, is of more recent development than that on the west of Western, and south of 123rd. The whole area is interspersed with new homes built in some cases, alongside of old. The trend of development is to the north, and more particularly to the west of Western. Loc. bet. 119th & New, W. of Vincennes to Florence, W. of Western to California Ave."
"C272","C","This area is known as the west part of Ivanhoe, west of the Illinois Central Railroad, it is not as popular for residential purposes as the Ivanhoe development east of the Illinois Central Railroad. Industry is located on the north of the area along the IHB and is somewhat detrimental due to dust and odors. The area is restricted as to brick and stone constructions, although there are frame houses as well, built before the restrictions went through; most of hte lots here are 30 feet only. A good class of home exists, above the average. The area is convenient to the Illinois Central for transportatino, has all utilities, paved streets and sidewalks, but at the present time is developing very slowly. City pop. 3,400 (est. 1940)."
"C30","C","This is the oldest part of the village, but even here improvements are very scattered and the ground is only about 10 per cent occupied. Buildings are of mediocre appearance, altho there are a few fairly good brick bungalows. Lincoln Avenue, which bisects this section, carried a very heavy flow of traffic at all hours of the day. On the basis of the structures as they exist in this area, it is reasonably to say that the distrcit is third grade, but because there is so much vacant ground and because of restrictions now in effect for the whole village, it is possible that the future may see some definite improvement in this and the surrounding territory on the north. The vacant area was subdivded prior to 1929, and most of the lots are in individual hands, which makes it difficult for builders to assemble a sizeable piece for new building. It is reasonable to assume, therefore, that further development will be relatively slow. The bulk of the streets are paved, and sidewalks and waater are also in."
"C31","C","This is the poorest residential district in Park Ridge. The ground is only about 10 per cent built, but development appears to be arrested, and it is doubtful if the character of the district will show any noticeable improvement. There are a few small trees, but the general appearance is quite barren. Most houses are rather mediocre. The eastern end of the district is convenient to transportation and the local shopping center, but the western end is convenient only to schools. The trend of desirability of those structures already here is steadily downward, and they are so widely scattered that it appears doubtful that any volume of new construction will come into this district."
"C37","C","This is a mixed district of moderately priced houses with the southern end inconvenient to good transportation. School facilities are inconvenient and children must cross Harlem Avenue to get to schools. Rents quoted above on two-family units are in every case unheated apartments. There is still considerable vacant ground in the neighborhood and with continued development it is possible the section could improve to a ""B"" grade, but on the basis of its present structures it is rated no better than ""C+"". It is very doubtful that the ground directly west will ever be open for development for it is farm land occupied by the Catholic Sisters. Rents quoted on two-family houses are for unheated units."
"C46","C","This area is a mixture of old frame houses and comparatively new brick bungalows, with a few scattered brick two-flats. The better part of the area is between Cicero on the east and the railroad tracks, which bi-sect the territory. There is a continuing infiltration of Russian and a slight infiltration of Polish. Trend of desirability is noticeably downward, particularly on the extreme western and eastern edges. Obsolescence is a very definite factor in the frame buildings and these structures are of very heterogeneous appearance. Transportation, schools and shopping centers are adequate and convenient. Rents quoted above on two-family structures are for unheated units. Most buildings are rented as such."
"C49","C","This is a mixed district of bungalows, two-story residence and two-family structures of brick, frame and stucco. The area is well located, convenient to good shopping of Irving Park Boulevard and has adequate schools and transportation. Many of the houses are of a substantial age and those with stucco features of design are not only unattractive but difficult to sell at the present time. There is very heavy traffic flow on Cicero Avenue, Milwaukee Avenue, Irving Park Boulevard, Montose Avenue and Lawrence Avenue. Rents quoted above on two-family units are for unheated quarters. There are, however, a number of two-family structures which are rented heated and the better of these buildings rent from $47.50 to $55.00 heated. The future of this area appeas to be one of continuing slow decline in fairly good demand because of location. There is virtually no vacant ground unimproved in the territory and most buildings are on 25 and 30 foot lots. This neighborhood is probably a typical ""C"" area for those of mixed character north of North Avenue in Chicago proper."
"C52","C","This is primarily a neighborhood of modest bungalows, the majority of which are of similar appearance, architecture and age. Although the area does not have fast transportation, the entire district does have access to surface lines and is fairly convenient to schools and shopping centers. About 20 per cent of the ground is still vacant and, at the present time, considerable building is occurring; these primarily give and six room bungalows, being built to sell up to $7,500. Rental increases since 1937 noetd above on bungalows was occasioned by an increased rental demand for this class of housing during the past two years. This neighborhood has many of the qualifications of a second class district, but it is rated ""C"" plus because of small lots and lack of appeal to other than moderate income groups. At the present time it may be said that the section is ""holding its own"" and, altho this district has a fairly good reputation, it is felt that the entire area has reached its peak and may be expected to decline in general desirability during the coming years. In the first block east of Narragansett Ave. there is a slight infiltration of Italian but it has not been of major proportion as yet, and it is doubtful that it will continue to a point of adversely affecting this neighborhood. Two family units in this neighborhood are rented, in most cases, as heated units, and it is those rentals that are quoetd above. Practically all lots are 25' & 30' size, with a few 35'. There are a few frame cottages and bungalows valued as low as $4,000."
"C72","C","This is a poor appearing neighborhood of substantial age with properties in only fair condition. Sales activity is very slow and prices have been lowered even below the 1935 level. Institutions are forcing their holdings into the market at prices which approach dumping. It is doubtful that any improvement in prices will occur and a further downward adjustment of rents is anticipated in the two and three-family units. Transportation and shopping facilities are good. The area has little appeal except to persons moving up from poorer areas in the center of Chicago. About 10 per cent of the structures are two family units valued from $6,000 to $8,000; renting $45-60."
"C91","C","The terrain is flat with rather uneven development in the east and south portions. There are many old homes scattered throughout the village, which were subdivided about 1893. Since than, a mixed lower middle class population has come in, many of them employed by the railroads, which exert a strong influence on the village. The Indian Harbor Belt Line Railroad terminates here and has yards and shops just south of the residential development. The Chicago, Milwaukee, St. Paul & Pacific R.R. also passes from east to west though the town, and the Soo Line R.R. cuts the village at the eastern portion. Franklin Ave. running southeast and northwest, is the principal thorofare, along which are some small stores and taverns. The village has a good high school at the north end and there are grammar schools availabel as well. Shopping facilities are only mediocre, and many residents avail themselves of the excellent shopping centers in Oak Park about 3 miles south. Shortly after the development of Franklin Park many lots were sold to outsiders seeking speculative possibilities. Following hte panic of 1894, the developers took back a large number of these lots and (over) sicne then taxes have piled up, as well as general and special assessments, so that development has been retarded as a result. There is a small steel wire mill at the edge of the residential district at King and Eddington St. This company probably employs around 75 wage earners. There is a small industrial section lying just south of Grand Ave. along the Soo Line tracks. This, however, has only a sligth affect upon the residential area. Age, railroad influence, and poor demand determine a third class area."
"C77","C","About 10 per cent of the structures are three-family units about 20 years old valued up to $15,000 renting for $11.00 to $13.00 a room. This is an old neighborhood of medium to large size homes, restricted be deed to only residence use. Obsolescence is a very definite factor, but the general reputation of the neighborhood is good. Houses are well set back and most streets are well shaded. Although the area is not known as a rooming house section, there are, however, numbers of families in the neighborhood who do use their homes for such purposes. The neighborhood has good transportation, is convenient to shopping and amusement centers, and experiences only a minimum flow of traffic through the neighborhood. The section is graded ""C"" because of obsolescence and limited demand for these larger properties, but rated well because of favorable reputation and location."
"C78","C","About 15 per cent of the structures are two-family brick units, 30 to 35 years old, valued at $5,500 to $7,500 renting at $7.50 to $11.00 a room. This old neighborhood, convenient to Lake Michigan and with very good transportation, is experiencing a rapid downward trend at the present time. The bulk of the one-family houses have been converted to rooming houses, and the larger buildings in the main are operated as second and third-class furnished apartments. The area is not materially different from the section directly south, but it hasn't reached the same degree of congestion as yet. One-family houses are valued only for the land and possibility of conversion to apartment use, but it is very doubtful that any volume of replacement of this nature will occur for within the immediate neighborhood there is considerable vacant ground on which such development would first occur."
"C79","C","There are a few frame 3-family structures valued from $4,500 to $6,000; the newer brick two-family buildings are valued from $6,000 to $9,000 and rent for $8.00 to $10.00 a room heated. Exceptions tot the grading assigned to this area are as follows: Between Damen and Hoyne Avenues, north of Foster, and an area about 200 feet deep on the west side of Winnemac Park. These two spots could almost deserve a ""B"" rating, for they contain good grade two and three-family buildings with some scattered larger apartments and bungalows renting in the neighborhood of $8.00 to $10.00 per room. The balance of the area is almost entirely small frame one-family units of mediocre appearance and absolutely devoid of architecture. The new high school in Winnemac Park has favorably affected the entire surrounding territory, but the general character of this section is such that it can be rated no better than ""C"", and the generally poor character of the properties is responsible for the penalizing of the section still further. Demand for this inexpensive housing, however, remains fairly constant, but its future is one of continuing downward trend."
"C8","C","This area is the old central part of Deerfield. Most houses are mediocre frame units of heterogeneous appearance. Ground is flat and fairly well treed. Schools, shopping and transportation are convenient. Area is about 75 per cent built with buildings largely concentrated around the railroad station and shopping district. Suburban location is its primary appeal. Area is graded ""C"" because of age and appearance of properties."
"C81","C","About 15 per cent of the structures are 6-8 room one-family frame units, 30 to 35 years old, valued from $4,000 to $6,000, renting from $5.50 to $7.00 per room. This is predominantly a two-family neighborhood with some old scattered stone front two and three-family buildings."
"C93","C","The terrain is flat with some scattered large trees along the sidewalks. This is the old portion of the village and here are found many old style single, frame dwellings, reflective fairly good maintenance, considering their extreme age. It is bordered by the Chicago, Milwaukee, St. Paul & Pacific R.R. on the north and therefore very convenienvt to transportation facilities. The local bus line also touches the area at the southeast corner, connecting with Oak Park and other villages to the south, also with surface line transportation at the Chicago city line. There are some small shopping facilities along Grand Ave., the principal thorofare of the village, just east of this area. Very few homes are rented; many of them being occupied by original families of German descent. The mortgage lending situation is a shade better than in the neighboring communities of Franklin Park and Schiller Park. The Bell Savings, Building & Loan Assn. is understood to have made some loans here without FHA insurance, at interest rates of 6%; 1-1 1/2% commission. There are no local financial institutions to take care of any demand, and nearly all mortgage money has come (over) from outside. There is a brick grammar school near the area, but no high school nearer than Frankling Park, more than a mile distant. Age and condition of structures, old style architeture, poor local facilities, and proximit of the railroad on the north have been considered in grading this ""C""."
"C94","C","This was a 1929 development which crashed badly during the depression. Much of this area is sparsely settled, the bulk of the houses being centered near Harlem Avenue. As a whole the improvements are very mediocre and could be classed as fourth grade, but the future of the district, however, should show some improvement and there is indication that new construction will be of better character than that already here. The few brick bungalows are definitely better than the frame buildings, but they are too few and scattered to segregate. Transportation is available on Addison as far as the city limits, but stops at Pacific on Irving Park and Belmont; the two latter services are street cars at 7 cents, the former motor coach at 10 cents. The recent addition of WPA streets, sewers, and some sidewalks, has been beneficial and it is reasonable to assume that the area will improve during the next five years. Schools are convenient, but shopping facilities are distant. Area is graded ""C"" because of possibilities, but rated minus because of present structures."
"C95","C","As a whole, about 40 per cent of the ground is vacant, with the new construction centered on Neva and Nottingham, in the first two blocks south of Belmont Ave. Frame structures are rather mediocre, but brick properties are in fairly good condition, and command the better prices; although frame units properly priced will sell as readily as brick units. Because of the large amount of vacant ground, this section could improve with any volume of new construction, especially that portino directly west of the ""B"" area in the center of this area. Originally the district was subdivided in acre lots, and there are numbers of lots with structures built at the rear. Transportation is convenient, but slow to downtown Chicago, except on the train at Montclare statino, and shopping centers are distant. Rentals quoted in two family structures are for unheated units. Section is graded ""C"" because of general appearance and doubt as to its future development."
"C96","C","This is a very mixed district declining because of poor reputation and mediocre improvemetns. Scattered through the section are numbers of shack type houses; in some cases with double improvements on the same lot. About one-third of the ground is unimproved with the bulk of the structures centered near the Elmwood Park business section. Because of its Elmwood Park location, it is doubtful that this area will receive any volume of new constrcution, exept possibly some small bungalow type housing. Of the present houses in the area, brick frame units properly priced will sell fairly well. Street car transportation is available at the Chicago city limits on Grand Ave. and on Belmont, and the commuter train service to downtown Chicago is fairly convenient. Area is graded ""C"" minus because of spotted character, town reputation, and questionable future."
"C97","C","This area is about 25 per cent developed with improvements rather widely scattered. Many properties are mediocre while others are fairly substantial; this is particularly true of the brick bungalows which in most cases command the best prices. Elmwood Park location is somewhat unfavorable and street car transportation is available only to Chicago city imits on Grand Ave. Commuter trains to downtown Chicago, however, are within easy walking distance near the local business center. Area in its present development may be said to be slowly declining in desirability, but building activity in neighboring areas may spread to this district with any volume of additional building, and when the vacant ground directly to the south starts to develop, it is thought that this section may be favorably affected."
"D101","D","Located approximately 25 miles southwest of the Loop, 3 miles southwest of Oak Lawn, this town is occupied by wage earners and truck gardeners. No sewers; lots are 50 x 100 and up, average price being $10.00 to $15.00 per foot. Nothing promising about this town; it is incorporated and is the township seat of Worth township. Poor transportation. No pavements. Many Hollanders live here, following truck gardening. Very well timbered with oak trees. Along 111th St., from Ridgeland to Harlem, is some spotted new development in the $2,000-3,500 range. Also in the northeast corner of the area. A mixed residential community of small farmers and wage earners who work in the surrounding industrial locations- very spotted. Palos Heights, immediately south, is a small new frame development west of Navajo Golf Club; and north of 127th on both sides of Harlem, in the price bracket of $2,500-8,000. Builders are Robert Bartlett Realty Co., Chicago. This development is well laid out and the future appears promising. The construction, however, is not first class. Palos Heights is not shown on the map. Est. 1940 pop. 1,050."
"D105","D","Also part of the Village of Morgan Park, there was some new construction here in the early Twenties. The future here is unattractive; transportation is poor; Mount Olivet Cemetery lies to the west and Mount Hope Cemetery to the south; the Baltimore & Ohio freight line traverses the eastern end of the area. Property sales are inactive; most people own their homes. There is considerable vacant property here, more particularly south of 114th. Old frames predominate north of 115th on Washtenaw, and there is much vacant land to 112th. The development east of Rockwell for a few blocks south of 111th is of a more substantial nature. Kennedy Memorial Park lies to the east. South of 111th on Fairfield are old frame, with some brick, feathering out into older constructino. Tallman Street is mostly old frames. This area is sometimes known as the old Iglehart district, composed of old-style brick and frame. Located bet. 111-115 between California & Rockwell."
"D107","D","This area lying in the triangle south of 99th between Vincennes and the Pennsylvania Railroad tracks is known as part of the original old Washington Heights district, and is at least 60 years of age. It has no future. People will continue to buy here, however, as it is convenient to the Chicago Bridge and Iron Works lying immediately to the sout, and the type of property in the area is such that people with moderate means looking for a home will be interested. Transportation is only fair. It is not a rental section and home ownership is high as it is in all the Washington Heights area. Running south from 95th on Beverly are many old frame homes facing the Pennsylvania Railroad tracks, and running south on Vincennes from 95th Street is a mixed conglomeration of old frames, small business houses, many shacks, with a few brick homes facing the Rock Island main line tracks. Much rehabilitation is necessary, especially painting."
"D109","D","Part of Morgan Park, this area is restricted as to sales to colored people and is mostly zoned for apartmetns, which may in time enhance values. It is occupied by a labor, white-collar, and wage-earner class and is largely home owned. Sales, however, are inactive. It is close to schools with good transportation; all utilities are in; pavements, etc. The Rock Island Suburban lies to the west; Monterey (or 111th Street) is a business street. It is close to several parks on the north, but the detrimental influence of the large colored area east of Vincennes will increasingly become more apparent. Located So. of Montere- 115th. W. of Church to Walden."
"D11","D","This old area of predominately one-family frame houses of various shapes and sizes in sandwiched between a railroad on the east and the industrial district on the west. General appearance of the section is poor and neighborhood is attractive only to lower income groups from more congested areas. Rents quoted in two-family structures are for unheated units."
"D112","D","This area lies south of 115th-119th: E. of Wood to tracks, almost wholly occupied by the laboring class. There is an infiltration of negro into it. Land values are low and very inactive. Transportation is good; no schools. There are many colored families east of Vincennes; south of 115th, west of Vincennes, is populated by whites, although there are three or four colored families at the south end of Church near Vincennes. There is a Roman Catholic church at Church Street and 117th which is drawing church attendance from many colored people from the colored area to the east and northeast. Sale of property to negroes west of Vincennes is now restricted, but this whole area had little future. The Rock Island main line runs north and south to the east and the Rock Island Suburban Line lies to the west. South of the area is the Calumet Park district and east of it is much vacant land, including the Rock Isladn Country Club, a public gold course used mostly by Rock Island employees. The area is zoned for apartments east to Vincennes, and there are many old homes in that neighborhood."
"D113","D","Comprised of two sections, known as North Pullman and South Pullman. Many of the streets in this area present the appearance of being solidly built; caused by the fact there is a party wall only between homes. These buildings were originally constructed by the Pullman Company, who rented them to their employees, later selling them. The Pullman Company today is working one shift only. North and South Pullman used to be thriving sections when the Pullman Co. was running full blast. People residing here have become reconciled to the fact that it is improbable that the old days of prosperity will return and they have found work in other industrieas; International Harvester Co. east of Halsted, Sherwin Williams Company adjacent to the southern portion, Great Lakes Forge Co. east of Halsted, and Acme Steel Co. in Riverdale, south of the Little Calumet River. However, most of the inhabitants still work in the Pullman Co. industry. Cottage Grove, a through business street, runs north and south on the west. Due to labor troubles and changing policies of the Pullman Co., they are unlikely to expand, their freight car department having been moved to Michigan City, Indiana since the depression. Lots are 16 feet only in width. Loc. 111th-115th, Front-Langley."
"D116","D","City est. 1940 pop. 17,100. This area differs from that east of Western Avenue. It is not so well developed and there are few foreigners. It is quite spotted, and has only a few paved streets. To the north is industry and to wage earners living in the north section of the area it is desirable place to reside. There are several brick yards to the west. Transportation to the loop is good, and the area is handy to a grade school. The north section is reasonably close to shoppign centers on Vermont and Western Ave. The future trend is poor, due to brick yards on the north and east. The B&C, and Chicago & Grand Trunk Railroads, run through the north end. That section of the area south of 133rd to 135th, has a better appearance, with several homes at $3,500 to $4,500. Loc. So. of Birdsall-Vermont W. of California- Wireton Rd."
"D14","D","This is a poor area, experiencing a slow negro infiltration in the first blocks north of North Avenue. Housing is very mixed with considerable small businesses scattered throughout. Properties are of poor appearance and house lower class population, many of whom are on relief. Ground is very crowded, as many lots have two structures built on them. Houses are built very close to sidewalks and obsolescence is very pronounced in all types of properties. One-family houses represent abotu 10% of the units and are valued from $1,500-2,500. Future of the section appears to be eventually even poorer than today, although this is not yet a slum area."
"D123","D","A Negro community- 100%. Population 1,300 est. 1940- growing."
"D39","D","Located south of Roosevelt, between Damen and Oakley; predominately Irish, with German and Polish. There are no Italians; they have not gone south of Roosevelt Road. This old Irish neighborhood is rapidly declining. A number of vacant lots are on the south, and negro encroachment on the east. Property turnover is light, the area blighted. Adjacent industry is gradually withdrawing, going north and southwest. South of Ogden, on the west side of Western Ave. as far as 22nd, are a number of large manufacturing and wholesale establishments. On 13th, cottages, 2's and 3's of brick construction prevail, with a few spotted better-class buildings interspersed. On Washburn are mostly brick 2's, some 3's, singles and a few 4's; somewhat better up-keep evident; many different kinds of architecture; some vandalism. St. Charles Roman Catholic School and Church is located at Roosevelt and Hoyne. The outlook for the future of this area is hopeless. No mortgage money available."
"D128","D","This area located north of 138th to 136th is the oldest part of the city and an undesirable place to reside. It has all utilities, good streets, transportation, etc., being close to the Illinois Central Depot, into the loop, Chicago. It also is close to the Acme Steel Works. Many old homes here have been converted into 2 to 3-family flats. Occupancy is very high, and the area, while not changing rapidly, is slowly developing a downward tendency. However, it is popular for those who work in industry and for the low-priced backet rental homes. City pop. 3,400 (est. 1940)."
"D20","D","This area lies along the Chicago, Aurora, & Elgin Railroad in the western portion of Bellwood. The western boundary is La Grange Road, US Route 12/45. The terrai is flat and treeless and surrounding the area are large, undeveloped, tracts of subdivided prairie land, stagnated by heavy special assessments. Lots are selling from $700-800 clear by individual vendors. However, large blocks of lots held by speculators where assessments have been allowed to run, will show from $1,000-1,200 against each lot. In 1927 and 1928 they were asking $100 a foot for lots near the Elevated station, and all of the 25th Ave. frontage sold for between $2,000 and $2,500 a lot. The area itself is about 30% built up with old, frame cottages and houses in poor conditiona and badly in need of paint. There is a grammer school convenient, but the nearest high school is in Maywoood, 3 miles distant. Transportation by Elevated direct to Chicago loop requires about 45 minutes. Shopping facilities are generally poor. Mortgage loans are nearly impossible, unless insured through FHA. Some blocks of builting lots have recently been acquired nearby, and it is not unlikely that development may be attempted. however despite these prospects, as it now stand in appearance, population, and demand, the area is no better than fourth grade."
"D21","D","This is an old and shabby neighborhood, situated about the center of the village. The terrain is level with good trees planted along the sidewalks. St. Charles Road and Washington Blvd. are heavily traveled. Bus line runs along St. Charles Road, connecting with nearby suburban communities. Churches, schools, and shops are convenient, and transportation facilities via teh Chicago & North Western requirs 28 minutes to the Chicago loop; 54 ride monthly ticket costs $7.05. Transportation is available also via the Lake St. and Madison St. surface lines and via the elevated line passing near the south extremity of the area. The area is 85% built up and land values are approximately $400-500 for 25 foot lot, altho some have been sold as low as $10-15 a foot. Industry is adjacent on the north where the plants of the American Can Co. extend along the right of way of the C&NW. The area is of mixed and rather poor appearance and unlikely to improve very much due to age and low grade population, of which considerable portion are negroes. This is fourth grade because of poor properties and undesirable population."
"D31","D","This is a very convenient location, immediately adjacent to the Chicago loop on the near north side. The district is gradually being overtaken by encroaching business, and scattered throughout the district even now, are a number of small business enterprises. Rush St. and the adjoining footage along this thorofare has seen a very decided change into nightclub occupancy during the past ten years. From a residential point of view, the section has become quite undesirable; but, because of its possibilities for conversion to business and apt usage, values are well stabilized and there is some indicatino that they may improve. All north and south streets carry a very heavy traffic flow at all times; the area is very noisy and semi-congested. Bulk of the buildings are 3-story units, with a number of scattered hotels and apartment houses. There are also a number of units operated as rooming houses. This area is somewhat better than the adjoining area on the northwest and it is doubtful that it will soon deteriorate to the point that the other has. There is a very consmopolitan population living here, and many of the hotels and apartments have a fairly good (over) class tenant, who desire a convenient location to the loop. The neighborhood is graded fourth class because of its congested appearance, age and obsolescencce of structures, and the encroaching business."
"D63","D","Located between 37th and 39th (Pershing Rd) west of Kedzie to the railroad, this is a blighted area of a hundred per cent foreigners, Mexicans predominating, followed by Poles. It is badly run down and in need of much rehabilitatinon. Many are on relief. Transportation is fair; there is no church, and school facilities are fair only. There are some scattered vacant lots. It is surrounded by industry, railroads, etc., to the north, west and south. The future is hopeless; many junk yards. Inhabitants in this area are generally spoken of as ""Spicks."" A number of homes are boarded up."
"D32","D","This is one of the poorest areas around the Chicago Loop. Population is predominantly Italian; there is a marked infiltration of negro from the area on the south who, in turn, are driving the Italians into the section on the north. Most properties are little better than minimum shelter and rents here are about as low as it is possible to imagine. Section has no future; it is already blighted with encroaching business. Properties are of very mixed character and, in many cases, dilapidated or in a state of disrepair; but all are of poor appearance and many have been vandalized. Rents quoted above on 2-family structures are, of course, for stove-heated units and few, if aany, of these have baths. The most favorable aspect of this section is its convenience to employment centers of the south and east. As a residential area, it has no future, but a slum clearance project could well be located in this district. Neighborhood is graded fourth class because of the presence of so many adverse influences and the absence of anything favorable."
"D34","D","The character of this neighborhood is similar in many respects to that of the section adjoining on the east. Deterioration has not progressed as markedly but the downward trend is definitely established, and it is only a question of time before the section will be experiencing the unfavorable infiltration that is occurring in the next area. Negroes have filtered in as caretakers and on 16th Street have gone almost to Ridgeway Avenue. Properties on Douglas Boulevard and Independence Boulevard are somewhat better than others, but prices obtainable here are only slightly better than in other parts of the neighborhood. Insitutional overhand is heavy and potential buyers are limited to Jewish and Italian. Properties are not well kept and vacancy has increased during the past year. Maintenance costs are high. Vandalism is evident near the eastern edge. Many scattered abandoned buildings."
"D35","D","The future of this area is most uncertain. About 50% of the houses are pressing for sale by institutions who have been dumping their holdings in the neighborhood during the past year. Demand is very weak and limietd to low-class Italian who will buy only at sacrifice prices. The few Jewish buyers will not pay normal prices either, and rents obtainable are not sufficient to meet operating expenses. Vandalism is prevalent and vacant units must maintain a caretaker. Negro is filtering in, first as caretakers, and then moving in their families to occupy basement rooms not equipped as living quarters. Vacancy has increased during the year, and neighborhood is deteriorating rapidly. No sales ahve been made to Negroes yet, but it is doubtful that they can be held out long. Streets and alleys are full of filth and properties poorly maintained. Rents quoted are for heated units. Further rent adjustments downward are anticipated in view of increased vacancy and slow activity. Anxiety by institutions to liquidate holdings in this section has weakened the market, and remaining overhand is of sufficient magnitude to force prices down still further. Recommend liquidation at any reasonable price. Properties on Douglas Boulevard are better than others in the section, but they are adversely affected by the proximity of the undesirable neighborhood."
"D36","D","Balance of housing is 10% apartments and 10% 1-family units. Considerable dumping has been going on here for 95% of the properties are losing money. Many institutions will accept any reasonable offer. Future of the area appears very uncertain as less desirable populace from closer to town areas are spreading into this section. Vandalism is very prevalent, unoccupied houses actually disappearing completely. There are a few 3-flat units valued up to $8,500 renting $50.00 per unit in this section, but location precludes easy disposal. Cosmopolitan population is definitely adversely affecting prices and general desirability of neighborhood. Future trend is downward. Alleys and streets are strewn with dirt and houses are poorly kept. The section gives the appearance of becoming a slum area, although it has not reached that stage yet. Greatest vacancy is in the larger apartments, but vacancy in entire area has increased over year ago."
"D43","D","Located between 21st and Blue Island, Western Blvd to Ashland. Another 100% area of Poles and Bohemians who work in industry and Stock Yards to the south. Blue Island Avenue, running along the southern boundary, has several small manufacturing industries, interspersed with business and homes. While a low-salaried wage earner resides here, they are somwhat thrifty. Transportation is fair; schools and churches good. The large plant of the International Harvester Co. adjoins the area to the south, as well as many docks and slips along the Chicago River. Sales demand is poor; the younger generation of foreigners will not buy in the area. The only residences for sale are old; the original foreign settler is disappearing, but, as long as industry is contiguous, the area will continue to house workers who can afford to pay only minimum rents."
"D45","D","Located between 31st and 34th, between Morgan and Throop, an Irish and German settlement. Good transportation and schools; blighted, due to industry and Stock Yard odors; future possibilities hopeless; dependent entirely upon the surrounding industrial enterprises for its existence; sales demand poor. Residences are of low cost brick and frame construction; many kinds of architecture; and a number of 3's of old brick construction scattered throughout. Price and rental values are low."
"D5","D","A small, unincorporated community lying along the right of way of the Soo Line Railroad, about 1 mile north of Schiller Park and bordered on the south by railroad yards, farm land, and a private airport. Inhabitants are largely railroad workers, laborers, section hands, and wage earners, and there are a few Mexicans living here. At the north and west the community is surrounded by open prairie land, altho platted streets are indicated on the map. There aremany unpaved streets, very few sidewalks and no piped water. Between the streets and the building lots are rather deep drainage ditches with stagnant water standing in many places. These ditches are so deep that in some instances acess to the houses is by planks laid from the road across the ditch to the building lot. There are some very old, frame houses mixed in type, with an occasional good brick bungalow. Maintenance is poor for the most part and the area as shown on the map as developed would probably not be more than 30% built up. There are many lots where cultivation on a small scale has been attempted with growing of corn and vegetables; stray chickens, goats; fodder shocks and hay stacks, all (over) within the confines of the village. There are no transportation facilities, which however, is no detriment to the class of population living here, most of whom as mentioned above, work in the Soo Line shop and yards. It is almost inconceivable that a mortgage loan would be made by any responsible individual or institution in this area. Remoteness, lack of amenities, poor type construction, low grade populatino, and poor maintenance and appearance ""swamp"" this area. It is a ""suburban slum"" of the first water."
"D52","D","Located between 22nd and 35th, State to Wentworth. The Chicago & Rock Island runs through the area and adjoining the railroad are light manufacturing industries and coal yards. About 75 per cent of the buildings have been demolished, and the scattered buildings remaining are old. At 24th and Federal is the Studebaker distributing plant. Between 26th and 35th are scattered 2's and some small frame cottages on 25-foot lots. The area is 100 per cent negro, the first colored settlement. The Armour Technical School is at 24th and Dearborn, an excellent school in a poor location. No demand for vacant property. Buildings in the area are from 75-80 years of age and frame cottages and 2's, unheated, run from $2.00 to $2.50 per room; easily rented in the summer, but difficult to rent in winter. This is a blighted area, and one where race riots occurred."
"D73","D","Another 100 per cent negro area, located between 35th and 63rd, State to Wentworth, an old area, average age of 75 years-- poor improvements. Some light manufacturing industries are along the railroads. (See D-8 re Ida B. Wells US Housing Project). This area has many old frame buildings, singles and 2's- quite spotted. There are some poor whites near 63rd. Part of the first settlement of negroes occurred in this section between 35th and 47th, west of State to Wentworth. Along Pershing are many industries. At Wentworth and 47th is a large railroad roundhouse. Level land. Another blighted area."
"D57","D","This area is entirely surrounded by railroad yards, industry, and race track property. The terrain is flat with few trees. This is a ""type"" neighborhood- strongly nationalistic (Polish), and property can hardly be sold or rented outside of this group. In 1932-1934 tenants were placed in vacant buildings, rent free if necessary, to prevent vandalism, which was then prevalent. There were comparatively few foreclosures here as this class of population seems not inclined to ""keep up with the Joneses"". The cheaper singles are not rented. Two flats are generally rented without heat. The western portion, west of 52nd St. is more thinly built and considerably newer, some brick bungalows having gone in there. Local building and loans will lend up to 60 per cent in here on brick structures, 6 per cent commission. Poor surroundings, mixture, scattered taverns throughout, and low grade population, indicate fourth grade."
"D58","D","This is the southeast corner of Cicero, bounded on the north, east and south by railroad yards, horse racing tracks, vacant land and a disposal plant. At the west is some sparsely developed territory of better prospects. Along the eastern boundary of this area are cheap ""shady"" taverns which do a thriving business in the racing season. Many streets are unpaved and there is much unimproved territory in the south and west portion and also along the north fringe. Some dwellers here are living in garages at rear of lots. There are no restrictions. As a whole, the area is probably not over 20 per cent improved. Good shopping facilities; transportation, and schools are remote. This is appropriately designated a ""slum"" area and is deserving of only one classificaation: ""D."""
"D65","D","Located between 35th and 39th (Pershing Rd) between Morgan and Halsted. In this area, Irish and German predominate, with Poles and Lithuanians following; is also known as ""Canaryville"". A poor, blighted district which is likely to develop, through demolishment, into manufacturing. Transportation is good, also schools. Much rehabilitation is necessary; little pride of ownership exists; inhabitants remain here only because of low rentals; no demand exists for property; stock odors are bad; surrounded by industry, with a hopeless future."
"D67","D","Located between Cicero and the railroad tracks to the east, and south of the Canal to 47th; a foreign area with Polish predominating. There are about 100 homes in this section, of mixed construction, some tar shacks and a few frame two-flats; some gardening evident; much rehabilitation necessary. They have a portable school but no church; all improvements are in; future potentialities are unfavorable; no houses for rent; price category low. Surrounding the area is much platted vacant ground where approximately 7 new homes have been built at La Crosse and 51st, by a builder named Finitzo; brick; 5-6 rooms; price category $5,750-6,500. WPA are putting in streets. Indications are some future development will occur, but the location and lack of good transportation does not lend itself, at this time, to any substantial favorable development."
"D68","D","Located between Hamlin to Kolin, 44th to 47th, a Polish area of home owners; few, if any, homes for rent. Cottages are built on large lots which include vegetable gardens; sparsely populated. The area juts north into industry, and vacant land zoned for industry, and serves as a protective buffer to the area immediately south. Transportation is good; all utilities are in; churches and schools handy; some assessments are still current. The area will remain static for some time, subject to encroachment of industry. Low wage earner bracket reside here. Substantial Polish people in the adjacent area south supply mortgage money when necessary."
"D70","D","Located between Hoyne and Halsted, south of 43rd to 51st, another predominantly foreign area, inhabited by Poles, Lithuanians, and Bohemians. Frame cottages predominate; the area is sometimes referred to as ""Back of the Stock Yards,"" also as ""Packing Town"" and ""Canaryville."" Majority of the people living here work in the Stock Yards adjacent at the northeast; a blighted, tough area. Stock Yard odors do not appear to be detrimental to the class of inhabitant. Good schools, churches and play yards are in evidence. The area will remain as it is for many years; at least, as long as the Stock Yards are located between Pershing Road (39th St.) and 47th, between Ashland and Halsted, and remain in this location. Transportation by business streets; such as, Ashland Ave., 37th St., Racine, and 51st St. Transportation is fair. The area has no future, except as a convenient place as residence for those engaged in the Stock Yard and packing plants. Between Halsted and Racine, and 47th south to 49th, are some shacks and old frame residences, interspersed with manufacturing plants. West of Laflin Pl., between 46th and 47th, are a few old residences mixed with retail business. The area is uniformly poor and one of the first areas where Poles located about 40 years age."
"D93","D","A frame bungalow district, with many Italian families. There are some unpaved streets, and in the northern section, WPA surface faced streets. The area is in a pocket between the Rock Island Suburban and Main Line and the Bethlehem Steel Corporation. Vincennes Avenue traverses the area in the southeasterly direction. There is considerable vacant property to the east. Sales demand is poor and price trends down. Low-bracket wage-earners who work in industrial plants constitute the residents. Homes are of cheap construction, with few, if any, for rent. At 86th and Wallace are a few brick bnugalows mixed with frames, old, upkeep fair. Loc. 83-87-Halsted-Parnell"
"D97","D","This area is slightly rolling, the ground being somewhat higher to the south and away from the railroad. This area is mixed as to architecture and construction, with some very good new houses in the south potrion, but very poor frame cottages and shacks near the railroad. Small playground and park at the west, and also a new school. Some WPA streets. Small industrial area across the railroad to the north. This area is about 30 per cent built up at present. Land values are anywhere from $8 to $20 a front foot, with better values toward the east. Inhabitants are about 90 per cent negro. However, this is a good neighborhood from a negro standpoint, and may be said to be improving. The eastern extremity is still populated with some white families, but the area will eventually be 100 per cent negro. Shopping facilities are rather poor. Heavy traffic along 95th and State Sts. Area is bounded on east, west and south by high speed thorofares. Neighborhood building and loan associations will lend here at 6 per cent interest- 3 per cent commission on a 60 per cent appraisal on new construction. insurance companies have never loaned in here. Extremely difficult to obtain loans on existing homes. Racial concentration, mixed architectural types, poor construction, and lack of conveniences indicate fourth grade."
"D99","D","This is a somewhat better area than directly west. There area about 20 per cent foreign families, predominately Polish, who reside in that section of the area from 83rd to 90th Street, and Commercial Avenue to Yates. These people are substantial and there is evidence of pride of ownership. All utilities are in as well as paved streets, and transportation is good. On the east, however, the area adjoins the worst section of South Chicago. It is a typical industrial area and quite desirable for those who work in adjacent industries. It is quite spotted. There are few vacant lots. It is well built up, but the future development depends entirely upon the industrial barometer. At this time great optimism exists of increased industrial activity due to the war in Europe. The trend of development is to the west in the ""C"" area, both north and south of the tracks. Located 82-RR tracks between Yates & Commercial."
"D10","D","This is a very mixed area with the bulk of the properties in poor condition. Future of this section is doubtful as Negroe threatens to move into the southeast corner from below North Avenue. Most properties are built very close to sidewalks and utterly lacking in architecture or appeal except as low rental housing. Relief load is very heavy and those employed are of low-income group. The neighborhood is not a slum area at present, but with continuing age it may develop such characteristics, although at present it is not as congested as closer-in areas. Rents quoted in two-family structures are for unheated units. About 5% of the buildings are large apartments with an additional 10% three-family units valued up to $5,000; some of these are converted singles with basement and attic apartments. Considerable business is scattered through this section which further limits desirability except as it provides convenient employment."