Created
July 20, 2021 10:13
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{ | |
"availableTo": [ | |
{ | |
"id": 0, | |
"name": "Customers", | |
"description": "Customers" | |
}, | |
{ | |
"id": 1, | |
"name": "Groups", | |
"description": "Groups" | |
}, | |
{ | |
"id": 2, | |
"name": "Group Solidarity", | |
"description": "Group_Solidarity" | |
}, | |
{ | |
"id": 3, | |
"name": "All Branches", | |
"description": "All_Branches" | |
} | |
], | |
"idType": [ | |
{ | |
"id": 0, | |
"name": "Incremental Number", | |
"description": "Incremental_Number" | |
}, | |
{ | |
"id": 1, | |
"name": "Random Pattern", | |
"description": "Random_Pattern" | |
} | |
], | |
"initialAccountState": [ | |
{ | |
"id": 0, | |
"name": "Pending Approval", | |
"description": "Pending_Approval" | |
}, | |
{ | |
"id": 1, | |
"name": "Partial Application", | |
"description": "Partial_Application" | |
} | |
], | |
"accountManagedUnderCreditArrangement": [ | |
{ | |
"id": 2, | |
"name": "No", | |
"description": "No" | |
} | |
], | |
"interestCalculationMethod": [ | |
{ | |
"id": 0, | |
"name": "Flat", | |
"description": "Flat" | |
}, | |
{ | |
"id": 1, | |
"name": "Declining Balance", | |
"description": "Declining_Balance" | |
}, | |
{ | |
"id": 2, | |
"name": "Declining Balance Equal Installments", | |
"description": "Declining_Balance_Equal_instalments" | |
} | |
], | |
"howIsTheInterestRateCharged": [ | |
{ | |
"id": 0, | |
"name": "% Per Year", | |
"description": "Per_Year" | |
}, | |
{ | |
"id": 1, | |
"name": "% Per Month", | |
"description": "Per_Month" | |
}, | |
{ | |
"id": 2, | |
"name": "% Per 4 Weeks", | |
"description": "Per_4_Weeks" | |
}, | |
{ | |
"id": 3, | |
"name": "% Per Week", | |
"description": "Per_Week" | |
}, | |
{ | |
"id": 4, | |
"name": "% Per Day", | |
"description": "Per_Day" | |
} | |
], | |
"accruedInterestPostingFrequency": [ | |
{ | |
"id": 0, | |
"name": "On Disbursement", | |
"description": "On_Disbursement" | |
}, | |
{ | |
"id": 1, | |
"name": "On Repayment", | |
"description": "On_Repayment" | |
} | |
], | |
"daysInYear": [ | |
{ | |
"id": 0, | |
"name": "Actual/365 Fixed (365 days)", | |
"description": "Actual_365_Fixed_365_days" | |
}, | |
{ | |
"id": 1, | |
"name": "Actual/360 (360 days)", | |
"description": "Actual_360_360_days" | |
}, | |
{ | |
"id": 2, | |
"name": "30E/360 ISDA (30/360 German)", | |
"description": "E_360_ISDA_30_360_German" | |
} | |
], | |
"repaymentInterestCalculation": [ | |
{ | |
"id": 0, | |
"name": "Using Actual number of days", | |
"description": "Using_actual_number_of_days" | |
}, | |
{ | |
"id": 1, | |
"name": "Using Repayment Periodicity", | |
"description": "Using_Repayment_Periodicity" | |
} | |
], | |
"repaymentAreMadeEvery": [ | |
{ | |
"id": 0, | |
"name": "Days", | |
"description": "Days" | |
}, | |
{ | |
"id": 1, | |
"name": "Weeks", | |
"description": "Weeks" | |
}, | |
{ | |
"id": 2, | |
"name": "Months", | |
"description": "Months" | |
}, | |
{ | |
"id": 3, | |
"name": "Years", | |
"description": "Years" | |
} | |
], | |
"gracePeriod": [ | |
{ | |
"id": 0, | |
"name": "No Grace Period", | |
"description": "No_Grace_Period" | |
}, | |
{ | |
"id": 1, | |
"name": "Principal Grace Period", | |
"description": "Principal_Grace_Period" | |
}, | |
{ | |
"id": 2, | |
"name": "Pure Grace Period", | |
"description": "Pure_Grace_Period" | |
} | |
], | |
"roundingOfRepaymentSchedules": [ | |
{ | |
"id": 0, | |
"name": "No Rounding", | |
"description": "No_Rounding" | |
}, | |
{ | |
"id": 1, | |
"name": "Round Principal Remainder into Last Repayment", | |
"description": "Round_Principal_Remainder_into_Last_Repayment" | |
} | |
], | |
"roundingOfRepaymentCurrency": [ | |
{ | |
"id": 0, | |
"name": "No Rounding", | |
"description": "No_Rounding" | |
}, | |
{ | |
"id": 1, | |
"name": "Round to nearest whole unit", | |
"description": "Round_to_nearest_whole_unit" | |
}, | |
{ | |
"id": 2, | |
"name": "Round up to nearest whole unit", | |
"description": "Round_up_to_nearest_whole_unit" | |
} | |
], | |
"repaymentScheduleEditing": [ | |
{ | |
"id": 0, | |
"name": "Adjust Payment Dates", | |
"description": "Adjust_Payment_Dates" | |
}, | |
{ | |
"id": 1, | |
"name": "Adjust Principal Payment Schedule", | |
"description": "Adjust_Principal_Payment_Schedule" | |
}, | |
{ | |
"id": 2, | |
"name": "Adjust Interest Payment Schedule", | |
"description": "Adjust_Interest_Payment_Schedule" | |
}, | |
{ | |
"id": 3, | |
"name": "Adjust Free Payment Schedule", | |
"description": "Adjust_Free_Payment_Schedule" | |
}, | |
{ | |
"id": 4, | |
"name": "Adjust Penalty Payment Schedule", | |
"description": "Adjust_Penalty_Payment_Schedule" | |
}, | |
{ | |
"id": 5, | |
"name": "Configure Payment Holidays", | |
"description": "Configure_Payment_Holidays" | |
} | |
], | |
"nonWorkingDaysRescheduling": [ | |
{ | |
"id": 0, | |
"name": "Do not reschedule repayments", | |
"description": "Do_not_reschedule_repayments" | |
}, | |
{ | |
"id": 1, | |
"name": "Move ahead to next working day", | |
"description": "Move_ahead_to_next_working_day" | |
}, | |
{ | |
"id": 2, | |
"name": "Move backward to previous working day", | |
"description": "Move_backward_to_previous_working_day" | |
}, | |
{ | |
"id": 3, | |
"name": "Extend Schedule", | |
"description": "Extend_schedule" | |
} | |
], | |
"prepaymentAcceptance": [ | |
{ | |
"id": 0, | |
"name": "Accept Pre-Payments", | |
"description": "AcceptPrepayments" | |
}, | |
{ | |
"id": 1, | |
"name": "Do Not Accept Pre-Payments", | |
"description": "DoNotAcceptPrePayments" | |
} | |
], | |
"acceptPrepaymentOfFutureInterest": [ | |
{ | |
"id": 0, | |
"name": "Accept Interest Pre-Payments", | |
"description": "AcceptInterestPrepayments" | |
}, | |
{ | |
"id": 1, | |
"name": "Accept Postdated Payments", | |
"description": "AcceptPostdatedPayments" | |
} | |
], | |
"arrearsDaysCalculatedFrom": [ | |
{ | |
"id": 0, | |
"name": "Date Account First Went into Arrears", | |
"description": "DateAccountFirstWentIntoArrears" | |
}, | |
{ | |
"id": 1, | |
"name": "Date of Oldest Currently Late Repayment", | |
"description": "DateOfOldestCurrentlyLateRepayment" | |
} | |
], | |
"nonWorkingDaysInArrearsTolerancePeriodAndPenaltyCalculationMethod": [ | |
{ | |
"id": 0, | |
"name": "Include Non-Working Days", | |
"description": "IncludeNonWorkingDays" | |
}, | |
{ | |
"id": 1, | |
"name": "Exclude Non-Working Days", | |
"description": "ExcludeNonWorkingDays" | |
} | |
], | |
"penaltyCalculationMethod": [ | |
{ | |
"id": 0, | |
"name": "No Penalty", | |
"description": "NoPenalty" | |
}, | |
{ | |
"id": 1, | |
"name": "Overdue Principal * # of Late Days* Penalty Rate", | |
"description": "OverduePrincipal_LateDays_PenaltyRate" | |
}, | |
{ | |
"id": 2, | |
"name": "(Overdue Principal + Overdue Interest) * # of Late Days*Penalty Rate", | |
"description": "OverduePrincipal_OverdueInterest_LateDays_Penalty_Rate" | |
}, | |
{ | |
"id": 3, | |
"name": "Outstanding Principal * # of Late Days*Penalty Rate", | |
"description": "OutstandingPrincipal_LateDays_PenaltyRate" | |
} | |
], | |
"internalControls": [ | |
{ | |
"id": 0, | |
"name": "Close Dormant Accounts", | |
"description": "CloseDormantAccounts" | |
}, | |
{ | |
"id": 1, | |
"name": "Lock Arrears Accounts", | |
"description": "LockArrearsAccounts" | |
}, | |
{ | |
"id": 2, | |
"name": "Cap Charges", | |
"description": "CapCharges" | |
} | |
], | |
"productFees": [ | |
{ | |
"id": 0, | |
"name": "Allow Arbitrary Fees", | |
"description": "AllowArbitraryFees" | |
}, | |
{ | |
"id": 1, | |
"name": "Show Inactive Fees", | |
"description": "ShowInactiveFees" | |
} | |
], | |
"productLinks": [ | |
{ | |
"id": 0, | |
"name": "Enable Linking", | |
"description": "EnableLinking" | |
} | |
], | |
"fundingSources": [ | |
{ | |
"id": 0, | |
"name": "Enable Funding Sources", | |
"description": "EnableFundingSources" | |
} | |
], | |
"securities": [ | |
{ | |
"id": 0, | |
"name": "Enable Guarantors", | |
"description": "EnableGuarantors" | |
}, | |
{ | |
"id": 1, | |
"name": "Enable Collateral", | |
"description": "EnableCollateral" | |
} | |
], | |
"methodology": [ | |
{ | |
"id": 0, | |
"name": "None", | |
"description": "None" | |
}, | |
{ | |
"id": 1, | |
"name": "Cash", | |
"description": "Cash" | |
}, | |
{ | |
"id": 2, | |
"name": "Accrual", | |
"description": "Accrual" | |
} | |
], | |
"settlementOptions": [ | |
{ | |
"id": 0, | |
"name": "Only transfer full dues", | |
"description": "OnlyTransferFullDues" | |
}, | |
{ | |
"id": 1, | |
"name": "Allow partial transfers", | |
"description": "AllowPartialTransfers" | |
}, | |
{ | |
"id": 2, | |
"name": "No automated transfers", | |
"description": "NoAutomatedTransfers" | |
} | |
], | |
"funderInterestCommissionAllocation": [ | |
{ | |
"id": 0, | |
"name": "Percentage of loan funding", | |
"description": "PercentageOfLoanFunding" | |
}, | |
{ | |
"id": 1, | |
"name": "Fixed Interest Commissions", | |
"description": "FixedInterestCommissions" | |
} | |
], | |
"productCategory": [ | |
{ | |
"id": 0, | |
"name": "Personal Lending", | |
"description": "PersonalLending" | |
}, | |
{ | |
"id": 1, | |
"name": "Purchase Financing", | |
"description": "PurchaseFinancing" | |
}, | |
{ | |
"id": 2, | |
"name": "Retail Mortgages", | |
"description": "RetailMortgages" | |
}, | |
{ | |
"id": 3, | |
"name": "SME Lending", | |
"description": "SMELending" | |
}, | |
{ | |
"id": 4, | |
"name": "Commercial Lending", | |
"description": "CommercialLending" | |
} | |
], | |
"paymentMethods": [ | |
{ | |
"id": 0, | |
"name": "Standard Payments", | |
"description": "StandardPayments" | |
}, | |
{ | |
"id": 1, | |
"name": "Balloon Payments", | |
"description": "BalloonPayments" | |
}, | |
{ | |
"id": 2, | |
"name": "PaymentPlan", | |
"description": "PaymentPlan" | |
} | |
], | |
"cappingMethodsList": [ | |
{ | |
"id": 0, | |
"name": "% of Outstanding Principal", | |
"description": "ofOutstanding Principal" | |
}, | |
{ | |
"id": 1, | |
"name": "% of Original Principal", | |
"description": "ofOriginalPrincipal" | |
} | |
], | |
"feeApplication": [ | |
{ | |
"id": "required", | |
"name": "Required", | |
"description": "Required" | |
}, | |
{ | |
"id": "optional", | |
"name": "Optional", | |
"description": "Optional" | |
} | |
], | |
"cappingConstraintTypesList": [ | |
{ | |
"id": 0, | |
"name": "Soft Cap", | |
"description": "SoftCap" | |
}, | |
{ | |
"id": 1, | |
"name": "Hard Cap", | |
"description": "HardCap" | |
} | |
], | |
"repaymentAllocationOrder": [ | |
{ | |
"id": 0, | |
"name": "Fee", | |
"description": "Fee" | |
}, | |
{ | |
"id": 1, | |
"name": "Penalty", | |
"description": "Penalty" | |
}, | |
{ | |
"id": 2, | |
"name": "Interest", | |
"description": "Interest" | |
}, | |
{ | |
"id": 3, | |
"name": "Principal", | |
"description": "Principal" | |
} | |
], | |
"FeePaymentType": [ | |
{ | |
"id": 0, | |
"name": "Next Schedule" | |
}, | |
{ | |
"id": 1, | |
"name": "Last Schedule" | |
}, | |
{ | |
"id": 2, | |
"name": "Others" | |
} | |
] | |
} |
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