fee error loan product

{"enums":{"availableTo":[{"id":0,"name":"Customers","description":"Customers"},{"id":1,"name":"Groups","description":"Groups"},{"id":2,"name":"Group Solidarity","description":"Group_Solidarity"},{"id":3,"name":"All Branches","description":"All_Branches"}],"idType":[{"id":0,"name":"Incremental Number","description":"Incremental_Number"},{"id":1,"name":"Random Pattern","description":"Random_Pattern"}],"initialAccountState":[{"id":0,"name":"Pending Approval","description":"Pending_Approval"},{"id":1,"name":"Partial Application","description":"Partial_Application"}],"accountManagedUnderCreditArrangement":[{"id":2,"name":"No","description":"No"}],"interestCalculationMethod":[{"id":0,"name":"Flat","description":"Flat"},{"id":1,"name":"Declining Balance","description":"Declining_Balance"},{"id":2,"name":"Declining Balance Equal Installments","description":"Declining_Balance_Equal_instalments"}],"howIsTheInterestRateCharged":[{"id":0,"name":"% Per Year","description":"Per_Year"},{"id":1,"name":"% Per Month","description":"Per_Month"},{"id":2,"name":"% Per 4 Weeks","description":"Per_4_Weeks"},{"id":3,"name":"% Per Week","description":"Per_Week"},{"id":4,"name":"% Per Day","description":"Per_Day"}],"accruedInterestPostingFrequency":[{"id":0,"name":"On Disbursement","description":"On_Disbursement"},{"id":1,"name":"On Repayment","description":"On_Repayment"}],"daysInYear":[{"id":0,"name":"Actual/365 Fixed (365 days)","description":"Actual_365_Fixed_365_days"},{"id":1,"name":"Actual/360 (360 days)","description":"Actual_360_360_days"},{"id":2,"name":"30E/360 ISDA (30/360 German)","description":"E_360_ISDA_30_360_German"}],"repaymentInterestCalculation":[{"id":0,"name":"Using Actual number of days","description":"Using_actual_number_of_days"},{"id":1,"name":"Using Repayment Periodicity","description":"Using_Repayment_Periodicity"}],"repaymentAreMadeEvery":[{"id":0,"name":"Days","description":"Days"},{"id":1,"name":"Weeks","description":"Weeks"},{"id":2,"name":"Months","description":"Months"},{"id":3,"name":"Years","description":"Years"}],"gracePeriod":[{"id":0,"name":"No Grace Period","description":"No_Grace_Period"},{"id":1,"name":"Principal Grace Period","description":"Principal_Grace_Period"},{"id":2,"name":"Pure Grace Period","description":"Pure_Grace_Period"}],"roundingOfRepaymentSchedules":[{"id":0,"name":"No Rounding","description":"No_Rounding"},{"id":1,"name":"Round Principal Remainder into Last Repayment","description":"Round_Principal_Remainder_into_Last_Repayment"}],"roundingOfRepaymentCurrency":[{"id":0,"name":"No Rounding","description":"No_Rounding"},{"id":1,"name":"Round to nearest whole unit","description":"Round_to_nearest_whole_unit"},{"id":2,"name":"Round up to nearest whole unit","description":"Round_up_to_nearest_whole_unit"}],"repaymentScheduleEditing":[{"id":0,"name":"Adjust Payment Dates","description":"Adjust_Payment_Dates"},{"id":1,"name":"Adjust Principal Payment Schedule","description":"Adjust_Principal_Payment_Schedule"},{"id":2,"name":"Adjust Interest Payment Schedule","description":"Adjust_Interest_Payment_Schedule"},{"id":3,"name":"Adjust Fee Payment Schedule","description":"Adjust_Fee_Payment_Schedule"},{"id":4,"name":"Adjust Penalty Payment Schedule","description":"Adjust_Penalty_Payment_Schedule"}],"nonWorkingDaysRescheduling":[{"id":0,"name":"Do not reschedule repayments","description":"Do_not_reschedule_repayments"},{"id":1,"name":"Move ahead to next working day","description":"Move_ahead_to_next_working_day"},{"id":2,"name":"Move backward to previous working day","description":"Move_backward_to_previous_working_day"},{"id":3,"name":"Extend Schedule","description":"Extend_schedule"}],"prepaymentAcceptance":[{"id":0,"name":"Accept Pre-Payments","description":"AcceptPrepayments"},{"id":1,"name":"Do Not Accept Pre-Payments","description":"DoNotAcceptPrePayments"}],"acceptPrepaymentOfFutureInterest":[{"id":0,"name":"Accept Interest Pre-Payments","description":"AcceptInterestPrepayments"},{"id":1,"name":"Accept Postdated Payments","description":"AcceptPostdatedPayments"}],"arrearsDaysCalculatedFrom":[{"id":0,"name":"Date Account First Went into Arrears","description":"DateAccountFirstWentIntoArrears"},{"id":1,"name":"Date of Oldest Currently Late Repayment","description":"DateOfOldestCurrentlyLateRepayment"}],"nonWorkingDaysInArrearsTolerancePeriodAndPenaltyCalculationMethod":[{"id":0,"name":"Include Non-Working Days","description":"IncludeNonWorkingDays"},{"id":1,"name":"Exclude Non-Working Days","description":"ExcludeNonWorkingDays"}],"penaltyCalculationMethod":[{"id":0,"name":"No Penalty","description":"NoPenalty"},{"id":1,"name":"Overdue Principal * # of Late Days* Penalty Rate","description":"OverduePrincipal_LateDays_PenaltyRate"},{"id":2,"name":"(Overdue Principal + Overdue Interest) * # of Late Days*Penalty Rate","description":"OverduePrincipal_OverdueInterest_LateDays_Penalty_Rate"},{"id":3,"name":"Outstanding Principal * # of Late Days*Penalty Rate","description":"OutstandingPrincipal_LateDays_PenaltyRate"}],"internalControls":[{"id":0,"name":"Close Dormant Accounts","description":"CloseDormantAccounts"},{"id":1,"name":"Lock Arrears Accounts","description":"LockArrearsAccounts"},{"id":2,"name":"Cap Charges","description":"CapCharges"}],"productFees":[{"id":0,"name":"Allow Arbitrary Fees","description":"AllowArbitraryFees"},{"id":1,"name":"Show Inactive Fees","description":"ShowInactiveFees"}],"productLinks":[{"id":0,"name":"Enable Linking","description":"EnableLinking"}],"fundingSources":[{"id":0,"name":"Enable Funding Sources","description":"EnableFundingSources"}],"securities":[{"id":0,"name":"Enable Guarantors","description":"EnableGuarantors"},{"id":1,"name":"Enable Collateral","description":"EnableCollateral"}],"methodology":[{"id":0,"name":"None","description":"None"},{"id":1,"name":"Cash","description":"Cash"},{"id":2,"name":"Accrual","description":"Accrual"}],"settlementOptions":[{"id":0,"name":"Only transfer full dues","description":"OnlyTransferFullDues"},{"id":1,"name":"Allow partial transfers","description":"AllowPartialTransfers"},{"id":2,"name":"No automated transfers","description":"NoAutomatedTransfers"}],"funderInterestCommissionAllocation":[{"id":0,"name":"Percentage of loan funding","description":"PercentageOfLoanFunding"},{"id":1,"name":"Fixed Interest Commissions","description":"FixedInterestCommissions"}],"productCategory":[{"id":0,"name":"Personal Lending","description":"PersonalLending"},{"id":1,"name":"Purchase Financing","description":"PurchaseFinancing"},{"id":2,"name":"Retail Mortgages","description":"RetailMortgages"},{"id":3,"name":"SME Lending","description":"SMELending"},{"id":4,"name":"Commercial Lending","description":"CommercialLending"}],"paymentMethods":[{"id":0,"name":"Standard Payments","description":"StandardPayments"},{"id":1,"name":"Balloon Payments","description":"BalloonPayments"},{"id":2,"name":"PaymentPlan","description":"PaymentPlan"}],"cappingMethodsList":[{"id":0,"name":"% of Outstanding Principal","description":"ofOutstanding Principal"},{"id":1,"name":"% of Original Principal","description":"ofOriginalPrincipal"}],"feeApplication":[{"id":"required","name":"Required","description":"Required"},{"id":"optional","name":"Optional","description":"Optional"}],"cappingConstraintTypesList":[{"id":0,"name":"Soft Cap","description":"SoftCap"},{"id":1,"name":"Hard Cap","description":"HardCap"}],"repaymentAllocationOrder":[{"id":0,"name":"Fee","description":"Fee"},{"id":1,"name":"Penalty","description":"Penalty"},{"id":2,"name":"Interest","description":"Interest"},{"id":3,"name":"Principal","description":"Principal"}],"FeePaymentType":[{"id":0,"name":"Next Schedule"},{"id":1,"name":"Last Schedule"},{"id":2,"name":"Others"}]},"confirm":true,"showInactiveFees":true,"process":true,"closeDormantAccounts":false,"LockArrearsAccounts":false,"CapCharges":false,"loanProductKey":"","accountingMethod":"","adminPredefinedFees":[],"accountInitialState":0,"accountLinkagEnabled":false,"accrueLateInterest":false,"activated":true,"allowArbitrayFees":false,"allowCustomRepaymentAllocation":false,"amortizationMethod":"NA","applyInterestOnRepaymentMethod":"NA","branchList":[{"branch_key":"c115c2aff2244a97aea08415ca4da667"},{"branch_key":"4d740a96129448ba909a753c6b95f3c0"},{"branch_key":"8864028349254011b12f1ff703fc7d2c"},{"branch_key":"68b41b1c4c524c26b13e8259963cfb66"},{"branch_key":"5f5556527e8545189b811277e14e7085"}],"loadingBranchList":false,"productArrearsSettingsKey":"NA","autoCreateLinkedAccounts":false,"autoLinkAccounts":false,"cappingApplyAccruedChargesBeforeLocking":false,"cappingConstraintType":0,"cappingMethod":0,"cappingPercentage":0,"category":0,"daysInYear":2,"defaultFirstRepaymentDueDateOffset":"10","defaultOrganizationCommissionPercentage":null,"minOrganizationCommissionPercentage":null,"maxOrganizationCommissionPercentage":null,"defaultNumInstallments":"100","defaultGracePeriod":0,"defaultLoanAmount":"1000","defaultPenaltyRate":0,"defaultPrincipalRepaymentInterval":"10","defaultRepaymentPeriodCount":0,"dormancyPeriodDays":null,"elementsRecalculationMethod":"NA","forAllBranches":false,"allBranches":[{"branchKey":"c115c2aff2244a97aea08415ca4da667","branchId":"BUS1234","branchName":"IKORODU","branchEmailaddress":"[email protected]","branchPhonenumber":"09087654433","branchNotes":"OK Branch","branchState":"Active","createdBy":"07ab3b5eb25e4b288e0590df268b56b0","creationDate":"2021-07-22T16:20:46.403","lastModifiedDate":"2021-07-22T16:21:17.197"},{"branchKey":"4d740a96129448ba909a753c6b95f3c0","branchId":"104","branchName":"ZEDVANCE LEKKI","branchEmailaddress":"[email protected]","branchPhonenumber":"0703876546","branchNotes":"New branch","branchState":"Active","createdBy":"30f21222540b4204970c7f7799c9e5ce","creationDate":"2021-07-08T19:41:10.77","lastModifiedDate":"2021-07-13T21:22:46.123"},{"branchKey":"8864028349254011b12f1ff703fc7d2c","branchId":"102","branchName":"Zedvance Agege","branchEmailaddress":"[email protected]","branchPhonenumber":"08188652345","branchNotes":"","branchState":"Active","createdBy":"30f21222540b4204970c7f7799c9e5ce","creationDate":"2021-07-08T15:01:06.71","lastModifiedDate":"2021-07-12T11:10:19.12"},{"branchKey":"68b41b1c4c524c26b13e8259963cfb66","branchId":"101","branchName":"Zedvance VI","branchEmailaddress":"[email protected]","branchPhonenumber":"09088906654","branchNotes":"","branchState":"Active","createdBy":"30f21222540b4204970c7f7799c9e5ce","creationDate":"2021-07-08T14:47:58.75","lastModifiedDate":"2021-07-08T14:47:58.75"},{"branchKey":"5f5556527e8545189b811277e14e7085","branchId":"100","branchName":"Head Office Lagos","branchEmailaddress":"[email protected]","branchPhonenumber":"09088879008","branchState":"Active","createdBy":"SYSTEMADMIN","creationDate":"2021-07-01T00:00:00","lastModifiedDate":"2021-07-07T11:01:47.093"}],"forHybridGroups":false,"forIndividuals":true,"forPureGroups":false,"futurePaymentsAcceptance":0,"fixedDaysOfMonth":"NA","gracePeriodType":0,"userDefinedLoanId":"vt22","idGeneratorType":1,"idPattern":"@@@@###","interestAccrualCalculation":1,"interestAccruedAccountingMethod":0,"interestApplicationMethod":0,"interestBalanceCalculationMethod":"NA","interestCalculationMethod":0,"interestProductSettingsKey":"NA","interestType":0,"isCollateralEnabled":false,"isGuarantorsEnabled":false,"latePaymentsRecalculationMethod":"NA","lineOfCreditRequirement":2,"linkAbleSavingsProductKey":null,"loanPenaltyCalculationMethod":0,"loanPenaltyGracePeriod":0,"loanProductType":"fixed_term_loan","lockPeriodDays":0,"maxFirstRepaymentDueDateOffset":"10","maxGracePeriod":0,"maxLoanAmount":"1000","maxNumberOfDisbursementTranches":0,"maxNumInstallments":"100","maxPenaltyRate":0,"minFirstRepaymentDueDateOffset":"10","minGracePeriod":0,"minLoanAmount":"100","minNumInstallments":"100","minPenaltyRate":0,"offSetPercentage":0,"paymentMethod":null,"prepaymentAcceptance":0,"prepaymentRecalculationMethod":"NA","principalPaidInstallmentStatus":"NA","principalPaymentSettingsKey":"NA","productDescription":"good","productName":"Victor Test","productSecuritySettingsKey":"","redrawSettingsKey":"NA","repaymentAllocationOrder":[0,1,2,3],"repaymentCurrencyRounding":0,"repaymentElementsRoundingMethod":"NA","repaymentPeriodUnit":"10","repaymentReschedulingMethod":1,"repaymentScheduleEditOptions":[],"repaymentScheduleMethod":0,"roundingRepaymentScheduleMethod":1,"scheduleDueDatesMethod":"NA","scheduleInterestDaysCountMethod":"NA","settlementOptions":null,"shortMonthHandlingMethod":"NA","taxCalculationMethod":"NA","taxesOnFeesEnabled":false,"taxesOnInterestEnabled":false,"taxesOnPenaltyEnabled":false,"taxSourceKey":"NA","internalControls":[],"productFeeForms":[{"FeeAmount":"1000","FeeName":"Good","FeeTrigger":0,"AmountCalculationMethod":0,"FeeApplication":0,"Active":true}],"repaymentAllocationOrderEnum":[{"id":0,"name":"Fee","description":"Fee"},{"id":1,"name":"Penalty","description":"Penalty"},{"id":2,"name":"Interest","description":"Interest"},{"id":3,"name":"Principal","description":"Principal"}],"adminArrearsResponseModel":{"defaultTolerancePercentageOfOutstandingPrincipal":"10","defaultTolerancePeriod":"10","maxTolerancePercentageOfOutsatndingPrincipal":"10","maxTolerancePeriod":"10","minTolerancePercentageOfOutsatndingPrincipal":"10","minTolerancePeriod":"10","monthlyToleranceDsay":1,"monthlyToleranceDay":1},"adminProductSecuritySetting":{"funderInterestCommissionAllocationType":0,"isCollateralEnabled":false,"isGuarantorsEnabled":false,"isInvestorFundsEnabled":false,"lockFundsAtApproval":false,"requiredGuaranties":0,"requiredInvestorFunds":0},"adminInterestProductSettings":{"interestProductSettingsKey":"NA","allowNegativeInterestRate":0,"defaultInterestRate":"10","interestRateCeilingValue":0,"interestRateFloorValue":0,"maxInterestRate":"10","minInterestRate":"10"},"adminPrincipalPaymentproductSetting":{"principalPaymentProductSettingsKey":"NA","defaultAmount":0,"defaultPercentage":0,"maxAmount":0,"maxPercentage":0,"minAmount":0,"minPercentage":0},"adminProductRedrawSetting":{"productRedrawSettingsKey":"NA","allowRedraw":false},"adminIndexRateSource":{"rateSourceName":"NA","rateSourceNotes":"NA","rateSourceType":"NA"}}