loan product payload

{"confirm":true,"showInactiveFees":true,"process":true,"closeDormantAccounts":false,"LockArrearsAccounts":false,"CapCharges":false,"loanProductKey":"8f638a0f02e44aacbd2c776897c4c365","accountingMethod":"","adminPredefinedFees":[],"accountInitialState":"1","accountLinkagEnabled":true,"accrueLateInterest":false,"activated":true,"allowArbitrayFees":true,"allowCustomRepaymentAllocation":false,"amortizationMethod":"NA","applyInterestOnRepaymentMethod":"NA","branchList":[{"branchKey":"5652938cc21e40f4a21e3159a42b0e24","branchId":"6760","branchName":"Abeokuta","branchEmailaddress":"abeokuta@branch.com","branchPhonenumber":"","branchNotes":"","branchState":"Active","createdBy":"f93f04b48d3f43ff8bf0c5f983252065","creationDate":"2021-04-20T06:13:57.207","lastModifiedDate":"2021-05-15T04:26:58.31"},{"branchKey":"81b134d76d894e7a873f035a91c8dd6e","branchId":"2347","branchName":"Sango Jankara","branchEmailaddress":"jankara@outlook.com","branchPhonenumber":"081234443567","branchNotes":"Yes","branchState":"Active","createdBy":"fddd49341ab54280bebb4b83c74f54ac","creationDate":"2021-03-21T12:06:03.327","lastModifiedDate":"2021-03-21T12:42:36.173"},{"branchKey":"edd24026bad2465d8ef8468036f07784","branchId":"oyo","branchName":"Ibadan","branchEmailaddress":"fsgs@sv.sf","branchPhonenumber":"202152","branchNotes":"","branchState":"Active","creationDate":"2021-02-01T23:41:19.463","lastModifiedDate":"2021-04-20T02:03:23.047"},{"branchKey":"5c33d802d86a44f9b445e30f55ed9b44","branchId":"HQ_001","branchName":"Head Office","branchEmailaddress":"headoffice@gmail.co.uk","branchPhonenumber":"892837922","branchNotes":"This branch is the head quarters of company X","branchState":"Active","creationDate":"2021-01-31T10:23:05.75","lastModifiedDate":"2021-03-11T21:34:25.463"},{"branchKey":"b3ded4505d9048d79f3d38598fbcec87","branchId":"b022","branchName":"Bonsoir","branchEmailaddress":"bean@3.com","branchPhonenumber":"2340292029","branchNotes":"!!!importamt!!!","branchState":"Active","creationDate":"2021-01-28T15:54:43.183","lastModifiedDate":"2021-04-19T10:26:20.42"},{"branchKey":"043f8b9f53514f8d89dea384a6667918","branchId":"b01","branchName":"1st Batallion","branchEmailaddress":"agbaji@branch.com","branchPhonenumber":"0800-CallBranch","branchNotes":"!important","branchState":"Active","createdBy":"000001","creationDate":"2021-01-26T00:09:16.117","lastModifiedDate":"2021-02-05T22:16:00.873"}],"loadingBranchList":false,"productArrearsSettingsKey":"0ac0188ff499410e8999207172198886","autoCreateLinkedAccounts":false,"autoLinkAccounts":false,"cappingApplyAccruedChargesBeforeLocking":false,"cappingConstraintType":"0","cappingMethod":"0","cappingPercentage":0,"category":"0","daysInYear":"2","defaultFirstRepaymentDueDateOffset":null,"defaultOrganizationCommissionPercentage":null,"minOrganizationCommissionPercentage":null,"maxOrganizationCommissionPercentage":null,"defaultNumInstallments":12,"defaultGracePeriod":0,"defaultLoanAmount":null,"defaultPenaltyRate":0,"defaultPrincipalRepaymentInterval":1,"defaultRepaymentPeriodCount":0,"dormancyPeriodDays":0,"elementsRecalculationMethod":"NA","forAllBranches":true,"allBranches":[],"forHybridGroups":false,"forIndividuals":true,"forPureGroups":false,"futurePaymentsAcceptance":"0","fixedDaysOfMonth":"NA","gracePeriodType":0,"userDefinedLoanId":"payrolla_federal","idGeneratorType":"1","idPattern":"211#######","interestAccrualCalculation":"1","interestAccruedAccountingMethod":"0","interestApplicationMethod":"1","interestBalanceCalculationMethod":"NA","interestCalculationMethod":"0","interestProductSettingsKey":"01d387ebfb574cb5a787cbaca5b28914","interestType":"1","isCollateralEnabled":false,"isGuarantorsEnabled":false,"latePaymentsRecalculationMethod":"NA","lineOfCreditRequirement":"2","linkAbleSavingsProductKey":0,"loanPenaltyCalculationMethod":"0","loanPenaltyGracePeriod":null,"loanProductType":"fixed_term_loan","lockPeriodDays":0,"maxFirstRepaymentDueDateOffset":3,"maxGracePeriod":0,"maxLoanAmount":5000000,"maxNumberOfDisbursementTranches":0,"maxNumInstallments":40,"maxPenaltyRate":0,"minFirstRepaymentDueDateOffset":3,"minGracePeriod":0,"minLoanAmount":20000,"minNumInstallments":5,"minPenaltyRate":0,"offSetPercentage":0,"paymentMethod":"","prepaymentAcceptance":"0","prepaymentRecalculationMethod":"NA","principalPaidInstallmentStatus":"NA","principalPaymentSettingsKey":"f5982a26fbcf457a9263d7f04dc783cd","productDescription":"Payroll lending products to federal civil servants (Account number template: 211)","productName":"Zedvance Payroll - Federal","productSecuritySettingsKey":"1ff7460198164ad895ae183d106719a6","redrawSettingsKey":"8563a55f58704d1faf0c6b5fc5404d1a","repaymentAllocationOrder":[1,2,0,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3,0,1,2,3],"repaymentCurrencyRounding":"0","repaymentElementsRoundingMethod":"NA","repaymentPeriodUnit":"1","repaymentReschedulingMethod":"1","repaymentScheduleEditOptions":["0","1","2","3","4"],"repaymentScheduleMethod":"2","roundingRepaymentScheduleMethod":"1","scheduleDueDatesMethod":"NA","scheduleInterestDaysCountMethod":"NA","settlementOptions":0,"shortMonthHandlingMethod":"NA","taxCalculationMethod":"NA","taxesOnFeesEnabled":false,"taxesOnInterestEnabled":false,"taxesOnPenaltyEnabled":false,"taxSourceKey":"NA","internalControls":[],"productFeeForms":[{"id":0,"types":[{"id":0,"name":"Manual"},{"id":1,"name":"Deducted Disbursement"},{"id":2,"name":"Capitalized Disbursement"},{"id":3,"name":"Upfront Disbursement"},{"id":4,"name":"Late Disbursement"},{"id":5,"name":"Payment due (Applied Upfront"},{"id":6,"name":"Payment due (Applied Due Date"}],"payment":[{"id":0,"name":"Flat"},{"id":1,"name":"% of Disbursement Amount"}],"application":[{"id":0,"name":"Required"},{"id":1,"name":"Optional"}],"feeApplications":[{"id":0,"name":"Required","description":"Required"},{"id":1,"name":"Optional","description":"Optional"}],"feeTrigger":"1","feeAmount":"100","amountCalculationMethod":0,"feeApplication":0,"feeName":"Late Repayment","active":true}],"repaymentAllocationOrderEnum":[{"id":0,"name":"Fee","description":"Fee"},{"id":1,"name":"Penalty","description":"Penalty"},{"id":2,"name":"Interest","description":"Interest"},{"id":3,"name":"Principal","description":"Principal"}],"adminArrearsResponseModel":{"productArrearsSettingsKey":"0ac0188ff499410e8999207172198886","defaultTolerancePercentageOfOutstandingPrincipal":null,"defaultTolerancePeriod":0,"maxTolerancePercentageOfOutstandingPrincipal":null,"maxTolerancePeriod":0,"minTolerancePercentageOfOutsatndingPrincipal":null,"minTolerancePeriod":0,"monthlyToleranceDsay":null},"adminProductSecuritySetting":{"productSecuritySettingsKey":"1ff7460198164ad895ae183d106719a6","funderInterestCommissionAllocationType":"0","funderInterestCommissionKey":null,"isCollateralEnabled":true,"isGuarantorsEnabled":true,"isInvestorFundsEnabled":false,"lockFundsAtApproval":false,"organizationInterestCommissionKey":null,"requiredGuaranties":10,"requiredInvestorFunds":0},"adminInterestProductSettings":{"interestProductSettingsKey":"01d387ebfb574cb5a787cbaca5b28914","allowNegativeInterestRate":0,"defaultInterestRate":3.75,"indexSourceKey":"c82e54dbf94c4898a3f5e0610a9b4be5","interestRateCeilingValue":0,"interestRateFloorValue":0,"maxInterestRate":6,"minInterestRate":3},"adminPrincipalPaymentproductSetting":{"principalPaymentProductSettingsKey":"f5982a26fbcf457a9263d7f04dc783cd","defaultAmount":0,"defaultPercentage":0,"maxAmount":0,"maxPercentage":0,"minAmount":0,"minPercentage":0},"adminProductRedrawSetting":{"productRedrawSettingsKey":"8563a55f58704d1faf0c6b5fc5404d1a","allowRedraw":false},"adminIndexRateSource":{"indexRateSourceKey":"c82e54dbf94c4898a3f5e0610a9b4be5","rateSourceName":"NA","rateSourceNotes":"NA","rateSourceType":"NA"}}