gistfile1.txt

import java.util.Scanner;

public class Sample {

	public static void main(String[] args) {

		String name;
		String gender;
		String criminalRecord;
		String timelyCreditPayment;
		int income;
		int year;

		boolean recommendLoan = false;

		Scanner scanner = new Scanner(System.in);

		System.out.println("Please enter your name.");
		name = scanner.next();
		System.out.println("Please enter your gender.");
		gender = scanner.next();
		System.out.println("Please enter your criminal record.");
		criminalRecord = scanner.next();
		System.out.println("Please enter timely credit payment");
		timelyCreditPayment = scanner.next();
		System.out.println("Please enter income.");
		income = scanner.nextInt();
		System.out.println("Please enter year.");
		year = scanner.nextInt();

		if (!(gender.equals("Male") || gender.equals("Female"))) {
			System.out.println("Gender value incorrect.");
		} else if (!(criminalRecord.equals("Yes") || criminalRecord.equals("No"))) {
			System.out.println("timely credit payment value incorrect.");
		} else if (!(timelyCreditPayment.equals("Yes") || timelyCreditPayment.equals("No"))) {
			System.out.println("timely credit payment value incorrect.");
		} else if (income < 0) {
			System.out.println("income value incorrect.");
		} else if (year < 0) {
			System.out.println("income value incorrect.");
		} else {

			if (income < 30000) {

				if (criminalRecord.equals("Yes")) {
					recommendLoan = true;
				} else if (criminalRecord.equals("No")) {
					recommendLoan = false;
				}

			} else if (income >= 30000 && income < 70000) {

				if (year < 1) {
					recommendLoan = false;
				} else if (year >= 1 & year <= 5) {

					if (timelyCreditPayment.equals("Yes")) {
						recommendLoan = true;
					} else if (timelyCreditPayment.equals("No")) {
						recommendLoan = false;
					}

				} else if (year > 5) {
					recommendLoan = true;
				}

			} else if (income >= 70000) {

				if (criminalRecord.equals("No")) {
					recommendLoan = true;
				} else if (criminalRecord.equals("Yes")) {
					recommendLoan = false;
				}

			}

			if (recommendLoan == true) {

				if (gender.equals("Male")) {
					System.out.println("Dear Mr " + name + " , congratulations bla bla bla ...");
				} else {
					System.out.println("Dear Mrs " + name + " , congratulations bla bla bla ...");
				}

			} else {

				if (gender.equals("Male")) {
					System.out.println("Dear Mr " + name + " , screw you! bla bla bla ...");
				} else {
					System.out.println("Dear Mrs " + name + " , screw you! bla bla bla ...");
				}

			}

		}
		
		scanner.close();

	}
}