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Finance :: Credit :: Personal :: Repair :: Dispute :: Charge-Off

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Finance :: Credit :: Personal :: Repair :: Dispute :: Charge-Off

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Charge-Off

A charge-off is a declaration by a creditor that a debt is unlikely to be collected and is therefore considered a loss. The creditor typically closes the account and reports the charge-off to credit reporting agencies, which can have a negative impact on the debtor's credit score.

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