Interested in using GDAL to convert to zipped Zarr and then open as xarray, or stream through the warper api.
gdalmdimtranslate /vsicurl/https://projects.pawsey.org.au/idea-10.7289-v5sq8xb5/www.ncei.noaa.gov/data/sea-surface-temperature-optimum-interpolation/v2.1/access/avhrr/198109/oisst-avhrr-v02r01.19810901.nc \
abc.zarr -of ZARR
cd abc.zarr