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@klochner
Created September 15, 2016 02:52
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{"sLNm":"68012F41-2047-4B4E-B93E-A68101449392","sAllAppsHasCreditReportOnFile":"0","sLPurposeT":"1","IsProduction":"True","UseBpmiSingle":"False","UseBpmiSplit":"False","IsEnabledLockPeriodDropDown":"True","AvailableLockPeriodOptionsCSV":"15,30,45,60,75,90,,,","sProdRLckdDays":"60","sProdRLckdExpiredDLabel":"11/10/2016 (Assumes a 60-day lock.)","sSpAddr":"","sSpZip":"94597","sSpStatePe":"CA","sSpCounty":"Contra Costa","sSpCity":"Walnut Creek","sProdIsSpInRuralArea":"False","sOccTPe":"0","sSpGrossRentPe":"$0.00","sOccRPe":"100.000%","sHasNonOccupantCoborrowerPe":"False","sProdSpT":"0","sProdSpStructureT":"2","sProdIsNonwarrantableProj":"False","sProdIsCondotel":"False","sFhaCondoApprovalStatusT":"0","sProdCondoStories":"1","sIsRenovationLoan":"False","sTotalRenovationCosts":"$0.00","sLPurposeTPe":"1","sProdIsLoanEndorsedBeforeJune09":"False","sProdCashoutAmt":"$0.00","sProdCurrPIPmt":"$0.00","sProdCurrPIPmtLckd":"False","sProdCurrMIPMo":"$0.00","sIsCreditQualifying":"False","sHasAppraisal":"False","sSpLien":"$0.00","sFHASalesConcessions":"$0.00","sSellerCreditT":"0","sProdImpound":"True","sIsIOnlyPe":"False","sProdDocT":"0","sOriginalAppraisedValue":"$0.00","sApprValPe":"$0.00","sHouseValPe":"$600,000.00","sAsIsAppraisedValuePeval":"$0.00","sDownPmtPcPe":"63.012%","sEquityPe":"$378,071.00","sLtvRPe":"36.989%","sLAmtCalcPe":"$221,929.00","sHasSecondFinancingT":"True","sSubFinT":"1","sLtvROtherFinPe":"0.000%","sProOFinBalPe":"$0.00","sCltvRPe":"36.989%","sSubFinToPropertyValue":"5.000%","sSubFinPe":"$30,000.00","sHCLTVRPe":"41.988%","sOriginatorCompensationPaymentSourceT":"2","sOriginatorCompensationBorrPaidPc":"0.000%","sOriginatorCompensationBorrPaidBaseT":"0","sOriginatorCompensationBorrPaidMb":"$0.00","sProd3rdPartyUwResultT":"1","sProdIsDuRefiPlus":"False","sCreditScoreEstimatePe":"739","sPrimAppTotNonspIPe":"$500,000.00","sNumFinancedProperties":"1","sCreditScoreType2":"739","sAppTotLiqAsset":"$0.00","sMonthlyPmtPe":"$0.00","sPriorSalesD":"mm/dd/yyyy","sPriorSalesPrice":"$0.00","sPriorSalesSellerT":"0","sProdConvMIOptionT":"4","sConvSplitMIRT":"0","sProdIsUFMIPFFFinanced":"True","sProdOverrideUFMIPFF":"False","sProdFhaUfmip":"1.750%","sProdVaFundingFee":"0.000%","sProdUSDAGuaranteeFee":"2.750%","sPresOHExpPe":"$0.00","sDisplayOriginatorCompensation":"False","sProHoAssocDuesPe":"$0.00","sProHazInsPe":"$0.00","sProMInsPe":"$0.00","sProOHExpDescPe":"","sProRealETxPe":"$0.00","sProOHExpPe":"$0.00","sProdCalcEntryT":"5","sLtv80TestResultT":"1","IsEnableRenovationCheckboxInPML":"False","sTitleInsuranceCostT":"1","sOwnerTitleInsFPe":"$0.00","sProdFilterDue10Yrs":"False","isFilterValid":true,"sProdFilterDue15Yrs":"True","sProdFilterDue20Yrs":"False","sProdFilterDue25Yrs":"False","sProdFilterDue30Yrs":"True","sProdFilterDueOther":"False","sProdFilterFinMethFixed":"True","sProdFilterFinMeth3YrsArm":"False","sProdFilterFinMeth5YrsArm":"False","sProdFilterFinMeth7YrsArm":"False","sProdFilterFinMeth10YrsArm":"False","sProdFilterFinMethOther":"False","sProdIncludeNormalProc":"True","sProdIncludeMyCommunityProc":"False","sProdIncludeHomePossibleProc":"False","sProdIncludeFHATotalProc":"True","sProdIncludeVAProc":"False","sProdIncludeUSDARuralProc":"False","sStatusT":"Lead New","sFileVersion":"-9421812","sPinCount":"0","LoanOfficer_EmployeeId":"00000000-0000-0000-0000-000000000000","LoanOfficer_FullName":"","Processor_EmployeeId":"00000000-0000-0000-0000-000000000000","Processor_FullName":"","Secondary_EmployeeId":"00000000-0000-0000-0000-000000000000","Secondary_FullName":"","PostCloser_EmployeeId":"00000000-0000-0000-0000-000000000000","PostCloser_FullName":"","sCustomPMLField1":"","sCustomPMLField2":"","sCustomPMLField3":"","sCustomPMLField4":"","sCustomPMLField5":"","sCustomPMLField6":"","sCustomPMLField7":"","sCustomPMLField8":"","sCustomPMLField9":"","sCustomPMLField10":"","sHorizonOfBorrowerInterestInMonths":"60","sProdLpePriceGroupNm":"CORPORATE","sProOFinPmtPe":"$0.00","sLpIsNegAmortOtherLien":"False","sOtherLFinMethT":"0","sCreditLineAmt":"$221,929.00","sProdIsTexas50a6Loan":"False","sOriginatorCompensationBorrTotalAmount":"$0.00","sOriginatorCompensationPlan":"{\"Percent\":0,\"BaseT\":0,\"MinAmount\":0,\"MaxAmount\":0,\"FixedAmount\":0}","LenderPaidCompForBorrPaidCompCheck":"$0.00","BorrowerPaidCompExceedsLenderPaidComp":"False","sLoanFileT":"2","sCorrespondentProcessT":"0","sBranchChannelT":"1","sGfeIsTPOTransaction":"False","sHasMortgageLiabilityThatWillBePaidOffAtClosing":"True","IsBeyondV1_CalcVaLoanElig":"True","isValid":true,"isGeneralInfoValid":true,"aBHasHousingHistQP":true,"aBTotalScoreIsFthbQP":false,"sLId":"68012f41-2047-4b4e-b93e-a68101449392","CurrentApp":-1}
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screen shot 2016-09-14 at 7 52 45 pm

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klochner commented Sep 15, 2016

platform xml:

<loan sEstCloseD="11/14/2016" sHouseValPe="600000.00" sLAmtCalcPe="221929.00" sProOFinBalPe="0" sLPurposeTPe="1" sProdFilterTerm15Yrs="True" sProdFilterTerm20Yrs="True" sProdFilterTerm25Yrs="True" sProdFilterTerm30Yrs="True" sProdFilterTermOther="False" sProdFilterFinMeth3YrsArm="False" sProdFilterFinMeth5YrsArm="True" sProdFilterFinMeth7YrsArm="True" sProdFilterFinMeth10YrsArm="True" sProdFilterFinMethFixed="True" sProdFilterFinMethLess1YrArm="False" sProdFilterFinMethOther="False" sProdIncludeNormalProc="True" sProdIncludeMyCommunityProc="False" sProdIncludeHomePossibleProc="False" sProdIncludeFHATotalProc="False" sProdIncludeVAProc="False" sProdIncludeUSDARuralProc="False" sProdIsDuRefiPlus="False" sProdRLckdDays="60" sCreditScoreType1="739" sProdImpound="True" sOccTPe="0" sProdSpT="0" sProdSpStructureT="2" sSpStatePe=" " sSpCounty=" " sSpZip="94597" sProd3rdPartyUwResultT="1" sProdConvMIOptionT="4" sSubFinT="1" sSubFinPe="30000.0"/>

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klochner commented Sep 15, 2016

Platform response:

[ { id: 5, created_at: "2016-09-14T21:00:26.847-07:00", rates: [ { rate: "2.5", points: "-1.0", apr: "2.598", closingCost: "415.06", monthlyPayment: "1479.8", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.375", points: "-0.25", apr: "2.472", closingCost: "2069.5075", monthlyPayment: "1466.78", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "190.33", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-554.8225", line: "" } ] }, { rate: "2.25", points: "0.25", apr: "2.383", closingCost: "3169.14", monthlyPayment: "1453.82", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "554.82", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "180.32", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 2, created_at: "2016-09-14T21:00:26.847-07:00", rates: [ { rate: "2.625", points: "-1.0", apr: "3.413", closingCost: "425.08", monthlyPayment: "891.38", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "210.37", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.5", points: "-0.5", apr: "3.37", closingCost: "1524.705", monthlyPayment: "876.89", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1109.645", line: "" } ] }, { rate: "2.375", points: "-0.125", apr: "3.327", closingCost: "2346.91875", monthlyPayment: "862.53", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "190.33", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-277.41125", line: "" } ] }, { rate: "2.25", points: "0.25", apr: "3.304", closingCost: "3169.14", monthlyPayment: "848.31", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "554.82", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "180.32", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.125", points: "1.375", apr: "3.349", closingCost: "5655.82", monthlyPayment: "834.23", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3051.52", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "170.3", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 12, created_at: "2016-09-14T21:00:26.847-07:00", rates: [ { rate: "2.875", points: "-0.625", apr: "2.951", closingCost: "1277.35375", monthlyPayment: "1216.97", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "230.41", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1387.05625", line: "" } ] }, { rate: "2.75", points: "0.125", apr: "2.84", closingCost: "2931.8", monthlyPayment: "1203.22", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "277.41", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "220.39", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 10, created_at: "2016-09-14T21:00:26.847-07:00", rates: [ { rate: "4.25", points: "-1.25", apr: "4.119", closingCost: "0.4875", monthlyPayment: "1091.76", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "340.6", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2774.1125", line: "" } ] }, { rate: "4.125", points: "-1.0", apr: "4.04", closingCost: "545.29", monthlyPayment: "1075.58", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "330.58", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "3.875", points: "-0.875", apr: "3.884", closingCost: "802.67125", monthlyPayment: "1043.59", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "310.55", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1941.87875", line: "" } ] }, { rate: "3.75", points: "-0.75", apr: "3.806", closingCost: "1070.0625", monthlyPayment: "1027.79", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "300.53", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1664.4675", line: "" } ] }, { rate: "3.625", points: "-0.125", apr: "3.729", closingCost: "2447.09875", monthlyPayment: "1012.11", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "290.51", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-277.41125", line: "" } ] }, { rate: "3.5", points: "0.25", apr: "3.673", closingCost: "3269.31", monthlyPayment: "996.56", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "554.82", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "280.49", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "3.375", points: "0.75", apr: "3.637", closingCost: "4368.95", monthlyPayment: "981.14", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "1664.47", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "270.48", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "3.25", points: "1.125", apr: "3.591", closingCost: "5191.16", monthlyPayment: "965.85", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "2496.7", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "260.46", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "3.125", points: "1.625", apr: "3.555", closingCost: "6290.79", monthlyPayment: "950.69", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3606.35", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "250.44", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 4, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "3.25", points: "-1.0", apr: "3.305", closingCost: "475.17", monthlyPayment: "965.85", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "260.46", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "3.125", points: "-0.125", apr: "3.179", closingCost: "2407.02875", monthlyPayment: "950.69", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "250.44", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-277.41125", line: "" } ] }, { rate: "3.0", points: "0.625", apr: "3.104", closingCost: "4061.48", monthlyPayment: "935.66", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "1387.06", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "240.42", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.875", points: "1.5", apr: "3.047", closingCost: "5993.35", monthlyPayment: "920.77", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3328.94", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "230.41", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.75", points: "2.375", apr: "2.991", closingCost: "7925.2", monthlyPayment: "906.01", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "5270.81", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "220.39", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 3, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "2.625", points: "-1.0", apr: "3.287", closingCost: "425.08", monthlyPayment: "891.38", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "210.37", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.5", points: "-0.5", apr: "3.23", closingCost: "1524.705", monthlyPayment: "876.89", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-1109.645", line: "" } ] }, { rate: "2.375", points: "1.5", apr: "3.291", closingCost: "5953.27", monthlyPayment: "862.53", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3328.94", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "190.33", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.25", points: "2.0", apr: "3.274", closingCost: "7052.9", monthlyPayment: "848.31", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "4438.58", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "180.32", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.125", points: "2.625", apr: "3.267", closingCost: "8429.94", monthlyPayment: "834.23", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "5825.64", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "170.3", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 1, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "2.5", points: "-1.0", apr: "2.598", closingCost: "415.06", monthlyPayment: "1479.8", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "200.35", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "2.375", points: "-0.25", apr: "2.472", closingCost: "2069.5075", monthlyPayment: "1466.78", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "190.33", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-554.8225", line: "" } ] }, { rate: "2.25", points: "0.25", apr: "2.383", closingCost: "3169.14", monthlyPayment: "1453.82", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "554.82", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "180.32", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 15, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "3.25", points: "-1.0", apr: "3.314", closingCost: "475.17", monthlyPayment: "1081.5", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "260.46", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "3.125", points: "-0.125", apr: "3.188", closingCost: "2407.02875", monthlyPayment: "1066.9", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "250.44", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-277.41125", line: "" } ] }, { rate: "3.0", points: "0.625", apr: "3.121", closingCost: "4061.48", monthlyPayment: "1052.41", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "1387.06", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "240.42", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.875", points: "1.5", apr: "3.076", closingCost: "5993.35", monthlyPayment: "1038.04", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3328.94", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "230.41", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.75", points: "2.375", apr: "3.032", closingCost: "7925.2", monthlyPayment: "1023.78", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "5270.81", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "220.39", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] }, { id: 0, created_at: "2016-09-14T21:00:26.848-07:00", rates: [ { rate: "3.25", points: "-1.0", apr: "3.305", closingCost: "475.17", monthlyPayment: "965.85", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "260.46", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-2219.29", line: "" } ] }, { rate: "3.125", points: "-0.125", apr: "3.179", closingCost: "2407.02875", monthlyPayment: "950.69", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "250.44", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" }, { description: "Lender Credits", value: "-277.41125", line: "" } ] }, { rate: "3.0", points: "0.625", apr: "3.104", closingCost: "4061.48", monthlyPayment: "935.66", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "1387.06", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "240.42", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.875", points: "1.5", apr: "3.047", closingCost: "5993.35", monthlyPayment: "920.77", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "3328.94", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "230.41", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] }, { rate: "2.75", points: "2.375", apr: "2.991", closingCost: "7925.2", monthlyPayment: "906.01", loanAmount: "221929.0", closingCostDetails: [ { description: "Loan Origination Fee", value: "1000.0", line: "801" }, { description: "Discount Points", value: "5270.81", line: "802" }, { description: "Appraisal fee", value: "475.0", line: "804" }, { description: "Credit report", value: "0.0", line: "805" }, { description: "Prepaid Interest", value: "220.39", line: "901" }, { description: "Closing/Escrow fee", value: "500.0", line: "1102" }, { description: "Lender's title insurance", value: "330.0", line: "1104" }, { description: "Notary fees", value: "25.0", line: "1110" }, { description: "Mortgage recording fee", value: "104.0", line: "1202" } ] } ] } ]

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