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odubno/Data Loans

Created October 26, 2014 21:31
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Project 2 Data Problem and Hypothesis - Loans
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Data Loans
I got a new data set from https://www.lendingclub.com/info/download-data.action
My new dataset deals with loans. There's lots of info and the column headings that I will focus on and work with are 'loan status', 'total current payment', 'annual income', 'employment length' and 'funded amount'.
Using logistic regression I want to see which factor is most responible for people paying back their loans. I'm also currious to see what causes people to get higher loans. High annual income might be the more obvious answer, maybe there are other factors.
I believe that 'employment length' and 'annual income' could predict the status of a loan.
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