If I, an atheist, offend a man, let's call him Ebuka, who is a believer, a theist in the Supreme Being.
Two years later, I need a favor from Ebuka, and Ebuka decides to overlook my shortcoming and grant me the favor. He chalks it up to his belief. Ebuka says that because of God, he would go ahead and grant me the favor.
Ebuka does not believe I am now indebted to him. I, however, believe that I am indebted to Ebuka. Ebuka there has removed himself from the cause and effect, as he acts on his belief. I, on the other hand, think I am now indebted to him , or indebted to something that may not be Ebuka, since Ebuka has rejected the moral debt obligation.
In the following month, if I have the opportunity to commit the same offense against a different person, let's call him Mr. Ayo,